PropertyInvesting.com | howardcm | Activity https://www.propertyinvesting.com/members/howardcm/activity/ Activity feed for howardcm. Mon, 13 Apr 2026 18:15:05 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 e607add203fd141a7295be8d3deecb52 howardcm replied to the topic What Salary do you need in the forum Help Needed! https://www.propertyinvesting.com/topic/4398885-what-salary-do-you-need/#post-4617742 Wed, 24 Feb 2010 07:17:12 +0000 I gross around $55k as a 22 year oldBrought my first IP 12 months ago for $340,000Reno for around $5000Val is now $425,000Now has $40,000 odd avail equityHave saved $15,000 during that timeRent is about NuetralNow I repeat :)

]]> bb9ecc6e3265a99d609ed4f9a54e609f howardcm replied to the topic How about the Deposit in the forum Help Needed! https://www.propertyinvesting.com/topic/4398413-how-about-the-deposit/#post-4615007 Mon, 18 Jan 2010 06:31:12 +0000 Mudassar Hussain wrote:
Thank you for your reply, After the first property, then i am not first home owner, so i wont get the grant, and i have to pay the stamp duty. so how do i manage the second deposit, and third or forth. Let say, i want 5 properties in a year, to follow Steve's formula. my first property hasn't grown enough equity to use,…[Read more]

]]> b8d7768484e8095e87028a13061cb0ab howardcm replied to the topic WealthScore.... How Did You Go? in the forum General Property https://www.propertyinvesting.com/topic/4390643-wealthscore-how-did-you-go/page/6/#post-4573198 Fri, 18 Dec 2009 08:02:37 +0000 714 :)Hopefully an infinite amount in the next 13 years…goal of retiring at 35!

]]> 8ced88887a33df04948bf47c2bbc5e7f howardcm replied to the topic Bank Loans? in the forum General Property https://www.propertyinvesting.com/topic/4398106-bank-loans-3/#post-4613115 Fri, 18 Dec 2009 07:40:30 +0000 WOW. I suggest you do some readingDo you have any idea how much you can borrow? If not why would you start looking?

]]> 9e63b044bc34f75d3bab3db74843bde1 howardcm replied to the topic Can I buy my 2nd IP? in the forum Finance https://www.propertyinvesting.com/topic/4397643-can-i-buy-my-2nd-ip/#post-4610873 Thu, 29 Oct 2009 00:11:10 +0000 Hrrmmmm I think its probably better to wait and save up at least the Stamp Duty and LMI then

]]> 5ece2ddb8c1fde03ceb63eed103c9bea howardcm replied to the topic Need help with Settlement - Urgent in the forum Help Needed! https://www.propertyinvesting.com/topic/4396675-need-help-with-settlement-urgent/#post-4606279 Mon, 13 Jul 2009 01:58:52 +0000 hey abhargav, There is a 3 day leniency in WA.I was late by 3 days on my settlement 5 months ago but as it was in the 3 day "leniancy" period there was no panalty. The agent and vendor were very understanding and had no problems with the 3 day delay in settlement

]]> f4010b3b671c87c354dd2e0da84aa542 howardcm replied to the topic To renovate or to not renovate?!! Turning into a rental in the forum Help Needed! https://www.propertyinvesting.com/topic/4396562-to-renovate-or-to-not-renovate-turning-into-a-rental/#post-4605685 Tue, 30 Jun 2009 04:40:29 +0000 propertunity wrote:

howardcm wrote:
Doesnt that mean though that you will never own the house? …. and if you keep getting IO loans then youll be doing a full circle of never owning a home outright but always paying the difference between rent and your IO mortgage? Sorry, 21 years old and very inexpirienced

Please tell me how, even using…[Read more]

]]> e3801af367cf5da3f523c45f9ade5a32 howardcm replied to the topic To renovate or to not renovate?!! Turning into a rental in the forum Help Needed! https://www.propertyinvesting.com/topic/4396562-to-renovate-or-to-not-renovate-turning-into-a-rental/#post-4605684 Tue, 30 Jun 2009 04:30:21 +0000 I just really dont see the point, especially when it's CF+ paying P&IIMO there wont be a lot of capital growth over the next few years so I may as well be putting my money into the loan creating enough equity for another purchase of a CF + property. This way the IP's will be paying themselves off creating equity while I wait for CG to…[Read more]

]]> d1c793ebc399df87c0f15d9d3cd323dc howardcm replied to the topic To renovate or to not renovate?!! Turning into a rental in the forum Help Needed! https://www.propertyinvesting.com/topic/4396562-to-renovate-or-to-not-renovate-turning-into-a-rental/#post-4605682 Fri, 26 Jun 2009 02:37:10 +0000 maree_bradross wrote:
Someone much wiser than me will be able to explain why you should structure your loan interest only. But my understanding of it is you can claim the bank interest on your claim. You would be better off putting the money you would be paying off the principle into a separate account (line of credit) to use for future property…[Read more]

]]> 683694f04a03f1c571905ccb0840f1a1 howardcm replied to the topic To renovate or to not renovate?!! Turning into a rental in the forum Help Needed! https://www.propertyinvesting.com/topic/4396562-to-renovate-or-to-not-renovate-turning-into-a-rental/#post-4605680 Fri, 26 Jun 2009 02:08:42 +0000 maree_bradross wrote:
If  you can get $400 per week as is – maybe go for this option as it is almost covering your repayments (are they interest only?). – when coupled with a depreciation schedule and other claimable items such as bank fees, visits etc it will cover the shortfall.When your between tenants I would do the upgrades – this way you…[Read more]

]]> 3330e9ec1dd89d8c4cd2e332721c23ca howardcm replied to the topic To renovate or to not renovate?!! Turning into a rental in the forum Help Needed! https://www.propertyinvesting.com/topic/4396562-to-renovate-or-to-not-renovate-turning-into-a-rental/#post-4605678 Fri, 26 Jun 2009 01:28:30 +0000 No takers?

]]> a405012858612c3b0b4f62610e584f34 howardcm replied to the topic Painting over a rendered interior brick wall. Help Please!!!!! in the forum Value Adding https://www.propertyinvesting.com/topic/4396542-painting-over-a-rendered-interior-brick-wall-help-please/#post-4605562 Wed, 24 Jun 2009 03:23:15 +0000 miike wrote:
Sure, you can paint over it, remember however, that all marks will be visible…do at least 3 coats if using water based.Even sanding to smooth it out will help!Cheers,Miike

Thanks for the quick reply!I think the smooth look would probably look better though, what do you think? It's a 1960/70's 2 bed 2 storey town house, with j…[Read more]

]]> 99af18197b2f3f1274e3aa4ef797b58b howardcm replied to the topic Painting over a rendered interior brick wall. Help Please!!!!! in the forum Value Adding https://www.propertyinvesting.com/topic/4396542-painting-over-a-rendered-interior-brick-wall-help-please/#post-4605560 Wed, 24 Jun 2009 02:42:20 +0000 miike wrote:
Hi howardcm,I had a similar dilemma a few months back and decided that i needed to plaster it.Depending on the size of the walls and amount of rooms this can be quite costly if using a tradesman…it can be done yourself although getting this right can be like climbing mount Everest without experience.Another solution which I used…[Read more]

]]> 681bc7785a689eee58b845318b8e15fb howardcm replied to the topic What to do next - young couple in the forum Help Needed! https://www.propertyinvesting.com/topic/4396373-what-to-do-next-young-couple/#post-4604747 Tue, 09 Jun 2009 08:42:22 +0000 No one willing to spare a few thoughts?

]]> 152e3b9ed5d18c011a7c0250497a54e1 howardcm replied to the topic Answers to "Where to Find CF+ Deals" in the forum unwired wrote:hi can anyone https://www.propertyinvesting.com/topic/4384472-answers-to-where-to-find-cf-deals/page/13/#post-4542113 Thu, 28 May 2009 05:41:52 +0000 unwired wrote:
hi can anyone give me some advice where and how can i find the positive cash flow propertiesplease!

Ground floor 1 bed apartment in Vic Park, Perth. Deceased Estate, Council Sale. 5 mins to CBD, 5 min walk to cafe strip, 5 mins to Curtain Uni, 10 min walk to Vic Park Shopping Centre, 5 min walk to train line, plenty of r…[Read more]

]]> c353f9d9363d9da77e77ac3f9f8dab26 howardcm replied to the topic WealthScore.... How Did You Go? in the forum -1157 haha hrmmm a long way https://www.propertyinvesting.com/topic/4390643-wealthscore-how-did-you-go/page/6/#post-4573194 Fri, 03 Apr 2009 05:02:25 +0000 -1157 haha hrmmm a long way to go!

]]> 27a0ef406c312a8fa08329b8d28cedc6 howardcm replied to the topic Advice for First Home Buyer in the forum General Property https://www.propertyinvesting.com/topic/4395661-advice-for-first-home-buyer/#post-4600745 Tue, 31 Mar 2009 04:36:29 +0000 I have just brought my first home. Moved in about 6 weeks ago.I had trouble at first as well with where I wanted to buy and found myself checking 50 suburbs every day. I started around Vic Park and Rivervale, looking for a Villa. I had always dreamt of living near the beach so then moved further South towards Secret Harbour looking at 3×2 houses.…[Read more]

]]> ace10d2ae998d36df997002f2a496886 howardcm replied to the topic Can I eliminate LMI? in the forum Help Needed! https://www.propertyinvesting.com/topic/4395517-can-i-eliminate-lmi/#post-4599888 Tue, 24 Feb 2009 08:12:02 +0000 Ahh yes I forgot about the Vics not getting the stamp duty reliefDoesnt really matter where the property is, if you find a buyer desperate to sell and offer a fast settlement you never know what can happen.I had a look at the previous sales history for the complex im in and 1 townhouse (same size building, slightly bigger courtyard but backing on…[Read more]

]]> 481671cd8299a7eea48c225e24e925ed howardcm replied to the topic Can I eliminate LMI? in the forum Help Needed! https://www.propertyinvesting.com/topic/4395517-can-i-eliminate-lmi/#post-4599886 Tue, 24 Feb 2009 07:24:10 +0000 I thought because it was your first house you wouldnt be paying any stamp duty? In fact im certain as I brought a house 2 weeks agoI was in a similar positon a few weeks ago when I purchased my first property. Because of the LMI that I was going to have to pay as I only had a 15% deposit I would have been unable to borrow enough. The bank offered…[Read more]

]]> 1e6bd852dfc5f5fa4a482e9ab01a4f5e howardcm replied to the topic IP distance to train line in the forum General Property https://www.propertyinvesting.com/topic/4395459-ip-distance-to-train-line/#post-4599448 Tue, 24 Feb 2009 07:18:09 +0000 I just brought my first place about a 5 min walk from the train station in PerthExcellent for getting to work and the only noise I hear is the horn when a train is coming to the crossingI'm lucky that even though the train walkway is only 15 mins from Perth CBD trains only come past every 15 mins in Peak hour and only once every so often at nightI…[Read more]

]]> 804513aeb11a040c1f6d406b4102af15 howardcm replied to the topic Sydney Terrace Reno for an IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4395468-sydney-terrace-reno-for-an-ip/#post-4599472 Thu, 19 Feb 2009 04:49:09 +0000 My dad, after 12 months, has finally had his plans for a 2nd storey on his terrace house approved. The 2nd storey will have a 3rd bedroom and 2nd bathroom. There were plenty of bridges to cross such as not being able to see into next door neighbours backyard, not being able to see the side street and plenty of other, but they got there just a…[Read more]

]]> 244d1fe0a943aa83be37a45d9efd786c howardcm replied to the topic Golden rules for investment properties in the forum Help Needed! https://www.propertyinvesting.com/topic/4395451-golden-rules-for-investment-properties/#post-4599411 Wed, 18 Feb 2009 00:06:20 +0000 Terryw wrote:
For starters, All loans interest only.

I have just purchased my first property, for now a PPOR but will become an IP, and am only 21 years old but I dont get the above.If your IP is +geared paying Interest & Principal then why wouldnt you do so? In my mind paying interest only doesnt make you any money unless the house is well o…[Read more]

]]> fc1a3454e8d4fe73375be9de1bdafc6b howardcm replied to the topic Making an offer - whats the rule of thumb? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394994-making-an-offer-whats-the-rule-of-thumb/#post-4597049 Mon, 22 Dec 2008 11:09:10 +0000 Well I put in an offer on Saturday that got accepted todayPlace went up for sale in April for $439k, went down to $429k, then to $399k and then offers from $380k. I put in a lowball offer of $340 which was my max and very surprisingly it was accepted today!It's a street front town house, 1 that went on sale at the same time was sold 3 months ago…[Read more]

]]> 864fc2207a2cc9f36bca0706b1201991 howardcm replied to the topic general help in the forum Help Needed! https://www.propertyinvesting.com/topic/4394723-general-help/#post-4595635 Wed, 12 Nov 2008 05:43:11 +0000 I dont really use msnHave a look on realestate.com.au and compare what similar properties in the same suburb and surrounding suburbs are asking for in rent.Theres a renovated 1 bed 1 bath townhouse up the road from the one your looking at asking $440 a week

]]> c8e57f4689d7f036c62318941d453432 howardcm replied to the topic general help in the forum Help Needed! https://www.propertyinvesting.com/topic/4394723-general-help/#post-4595632 Wed, 12 Nov 2008 05:07:33 +0000 You would be looking a lot closer at $350 to $400 a week I would think having done quite a bit of research on the Leederville and West Perth area lately

]]> ac8444f67090bba619c37018c022eea7 howardcm replied to the topic Putting in an offer. Agent has told me 1 offer only? HELP!? - 1st homebuyer in the forum Help Needed! https://www.propertyinvesting.com/topic/4394712-putting-in-an-offer-agent-has-told-me-1-offer-only-help-1st-homebuyer/#post-4595587 Tue, 11 Nov 2008 05:42:11 +0000 No cooling off period in WA which isnt greatIf the lender has said to me approval will be between 2 – 4 weeks and they wont budge what would be better to put on the offer2 weeks and if it takes longer to try and extend3 weeks and same as above or4 weeks?

]]> 12344b1c5e3c88c039190879457f60ff howardcm replied to the topic Putting in an offer. Agent has told me 1 offer only? HELP!? - 1st homebuyer in the forum Help Needed! https://www.propertyinvesting.com/topic/4394712-putting-in-an-offer-agent-has-told-me-1-offer-only-help-1st-homebuyer/#post-4595585 Tue, 11 Nov 2008 02:35:13 +0000 Thanks for the reply skip,Well as it is a deceased estate and being sold by the council it hasnt been cleaned at all, there are dead cockroaches everywhere, mouldy carpet, clothes from presumably the deceased lying around everywhere, so im not really sure if this would bring the market price to far down.It will put off some buyers but the problem…[Read more]

]]> 046a43b43e0122d42814b4ab4dc7e151 howardcm replied to the topic Renovating a Villa in a run down complex. First home buyer in the forum Value Adding https://www.propertyinvesting.com/topic/4394672-renovating-a-villa-in-a-run-down-complex-first-home-buyer/#post-4595341 Mon, 10 Nov 2008 01:47:47 +0000 Hey Steve,Thanks for your reply!I will be using the shared equity scheme available in WA so the loan will be 65%. 20% will be government equity and 15% will be my own deposit.I can see your point about the outside of the villa being unattractive bringing down the price. I'm meeting with the agent in a couple of days so will ask if the complex is…[Read more]

]]> d6c100a9fd00af0b4e0a2917e12027b9 howardcm replied to the topic Renovating a Villa in a run down complex. First home buyer in the forum Value Adding https://www.propertyinvesting.com/topic/4394672-renovating-a-villa-in-a-run-down-complex-first-home-buyer/#post-4595339 Fri, 07 Nov 2008 01:40:01 +0000 Have just found out there is a levy of $750 per owner p.a for the next 2 years to pay for the rendering of the whole complex in 24 months

]]> 118ce3ab3f339dbb35b41d0ec75d01dd howardcm replied to the topic Buying a villa in a rundown complex. First home buyer. Help! in the forum Help Needed! https://www.propertyinvesting.com/topic/4394671-buying-a-villa-in-a-rundown-complex-first-home-buyer-help/#post-4595338 Fri, 07 Nov 2008 01:39:23 +0000 Have just found out there is a levy of $750 per owner p.a for the next 2 years to pay for the rendering of the whole complex in 24 months

]]> e81e2c6d37d6a677fc793b6fd7b4ba2b howardcm replied to the topic How to invest in housing in the forum Help Needed! https://www.propertyinvesting.com/topic/4394477-how-to-invest-in-housing/#post-4594400 Fri, 17 Oct 2008 00:34:47 +0000 Your kidding arent you?

]]> 4be67a0fed03b507bb4c7fdced8318ae howardcm replied to the topic 1st home owner grant to double in the forum General Property https://www.propertyinvesting.com/topic/4394448-1st-home-owner-grant-to-double/#post-4594232 Tue, 14 Oct 2008 04:28:45 +0000 Great for mePut in an offer for a home 6 months ago that was rejected. The house ended up selling for less then my first offerNow looking to purchase in 2 – 3 months time when prices have fallen a little more

]]> c3ca9263ec44368ea809c7d8d2525ff7 howardcm replied to the topic Help buying my first home?! in the forum Help Needed! https://www.propertyinvesting.com/topic/4394357-help-buying-my-first-home/#post-4593580 Fri, 03 Oct 2008 04:18:28 +0000 CHIS wrote:
If you don't plan to live in it, don't get precious about it. It sounds like the house will become an investment property. If that is the case, go for as new a house as possible to maximise depreciation. If you can afford anything close to the CBD you will be able to get a good rent for it. The suburb is your choice of course.…[Read more]

]]> d14561391122bf8d0f2239db9af0fbf9 howardcm replied to the topic Interest Rates Will Fall in the forum Help Needed! https://www.propertyinvesting.com/topic/4393910-interest-rates-will-fall/page/5/#post-4591312 Thu, 14 Aug 2008 02:26:57 +0000 I am 21 and currenlty looking for my first homeI for one enjoy reading ummesters posts. Gives me a different perspective on thingsKeep it up!

]]> 19246eb43e2d35c0a4be6c2b30ecc435 howardcm replied to the topic Best advice : Don't invest into property : The australian market is CRASHING. in the forum Help Needed! https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/23/#post-4587186 Fri, 01 Aug 2008 05:04:20 +0000 What would you do if you were in my position?I have a $50k deposit and earn $50k + Super a year and am 21 years oldI qualify for the Keystart homeloan where they put in 30% of total price of the home with no interest and you can buy the 30% back at your own leisure. I put in the 50K and borrow the rest. With the Keystart loan I can purchase a…[Read more]

]]> 95ee0afdd33f5bc3ef1a8ab481762171 howardcm replied to the topic $350k. Where to buy and What to buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4393828-350k-where-to-buy-and-what-to-buy/#post-4590877 Fri, 25 Jul 2008 04:48:12 +0000 I'm not just looking at Kardinya or Coolbellup it was just an example of looking in 2 sorts of different placesSmaller house/block in nicer suburbBigger house/block in not as nice suburbBibra Lake and Leeming are in the same cateogry as Kardinya I think. I prefer Kardinya because its not quite as far inland, closer to Freo and beaches

]]> 366806a0b6641a83574f699be1dafcd8 howardcm replied to the topic $350k. Where to buy and What to buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4393828-350k-where-to-buy-and-what-to-buy/#post-4590874 Fri, 25 Jul 2008 01:44:37 +0000 Yeah I know,Kardinyas a nicer and more popular suburb but I just dont know if I want to go a 3 bedroom semi attached/attached duplex on a 300 – 400sm block in KardinyaLike this 1http://www.realestate.com.au/cgi-bin/rsearch?a=o&id=104866617&f=0&p=10&t=res&ty=&fmt=&header=&cc=&c=78955669&s=wa&snf=rbs&tm=1216950105or a3 bedroom home on a 800sqm bl…[Read more]

]]> 36c1c6840eff77df79e13c5e12a42d69 howardcm replied to the topic $350k. Where to buy and What to buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4393828-350k-where-to-buy-and-what-to-buy/#post-4590873 Fri, 25 Jul 2008 01:32:59 +0000 Well Coolbellup is the next suburb south from kardinya and I would have a free standing house on an approx 800sqm block of land?Compared to a duplex on a 300 – 400sqm block of land semi attached/attached in kardinya

]]> 26feeb1f69f7b1c06dfba92e9dd40ef6 howardcm replied to the topic $350k. Where to buy and What to buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4393828-350k-where-to-buy-and-what-to-buy/#post-4590871 Fri, 25 Jul 2008 00:42:57 +0000 I have considered an inner city apartmentBut I did want a 3 bedroom house and any 3 bedroom apartments going to cost 400k plusAlso I wanted something with land valueThinking a duplex in Kardinya at the moment or a house in coolbellup even though its pretty dodgy

]]> 2c0a9f16543097a896f3703feced6532 howardcm replied to the topic $350k. Where to buy and What to buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4393828-350k-where-to-buy-and-what-to-buy/#post-4590869 Fri, 25 Jul 2008 00:02:41 +0000 With KeystartThey put in for 30% of the total price of the house with no interestYou can either buy the 30% off them over the time you have the house or once you sell you have to give them there share back plus 30% of any profitI have a $50 000 deposit as wellThere you go

]]> ecbd957035dbe935b35d220154be8186 howardcm replied to the topic $350k. Where to buy and What to buy in the forum Help Needed! https://www.propertyinvesting.com/topic/4393828-350k-where-to-buy-and-what-to-buy/#post-4590867 Thu, 24 Jul 2008 03:21:25 +0000 hah yer sorry 6 months

]]> 4be851c8f75f018099a68b9f6562a0aa howardcm replied to the topic $350k. Where to buy and What to buy in the forum Well for one thing thats https://www.propertyinvesting.com/topic/4393828-350k-where-to-buy-and-what-to-buy/#post-4590865 Wed, 23 Jul 2008 23:48:49 +0000 Well for one thing thats your opinion in regards to what prices will doIf I buy a house now with Key Start for $350 000 my repayments will only be $360 a week. If I rent I will be paying the same amount.Why rent when I can buy a house paying the same amount?       Once I move out after 6 weeks I will rent the house out and it will cover 85%+ of my mortgage

]]> 186894597092e8541ac245e8a2face51 howardcm replied to the topic Is there a way to go halves with someone in a house and still get the first home buyers grant? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393641-is-there-a-way-to-go-halves-with-someone-in-a-house-and-still-get-the-first-home-buyers-grant/#post-4589779 Fri, 04 Jul 2008 01:47:32 +0000 Thanks for that,Just not to sure if I will be able to sub divide and keep the house on the land may be taking to much of the block up

]]> 4fd67fd6b7b2d82facbe4b41b3e6f5ec howardcm replied to the topic Is there a way to go halves with someone in a house and still get the first home buyers grant? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393641-is-there-a-way-to-go-halves-with-someone-in-a-house-and-still-get-the-first-home-buyers-grant/#post-4589775 Thu, 03 Jul 2008 07:57:00 +0000 Well with the house on the land at the moment the most I can sub divide is 600/300 while keeping the old house thereMy mum was going to buy the house and land then subdivide it into 600/300 and then let me buy the house and she would keep the 300sqm land. When I am ready I would knock the house down and then re subdivide the land into 4…[Read more]

]]> 62ee48a2ca45506a8271eae6a1568a32 howardcm replied to the topic Is there a way to go halves with someone in a house and still get the first home buyers grant? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393641-is-there-a-way-to-go-halves-with-someone-in-a-house-and-still-get-the-first-home-buyers-grant/#post-4589773 Thu, 03 Jul 2008 06:26:51 +0000 Hey Richard,Thanks for the helpSay I buy a 900sqm block and divide it so its 500sqm and 400sqmIf I sold the smaller block can I re subdivide it so its 450sqm and 450sqm with approval from the person who owns the other block?

]]> 486d934a792ad2e044c79dde591b1b58 howardcm replied to the topic Hilton or Hamilton Hill, WA in the forum Help Needed! https://www.propertyinvesting.com/topic/4393633-hilton-or-hamilton-hill-wa/#post-4589734 Wed, 02 Jul 2008 06:49:08 +0000 Spearwood is a bit to far south for meHilton and especialy Hamilton Hill are now knocking down the Homeswest Homes and building up. Thats the only reason why they are dodgy. The amount of Homes West homes and the people they attract. Less homes west homes means less dodgy people.There proximity to the beach and Freo along with old homes being…[Read more]

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