PropertyInvesting.com | heathers | Activity https://www.propertyinvesting.com/members/heathers/activity/ Activity feed for heathers. Sun, 12 Apr 2026 21:23:48 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 39331f4e87995dfc0f8dfdeca328ef49 heathers replied to the topic Who's doin' what in 2011? in the forum Forum Frolic https://www.propertyinvesting.com/topic/4402654-whos-doin-what-in-2011/page/2/#post-4640910 Sun, 27 Mar 2011 08:47:53 +0000 The plan for this year…….

1. Irrigate our last IP(5acres) to increase equity hopefully in the realm of 160k.
2. Start shopping around September for IP 3, four* and 5, with LVR less than 80%
3. Be eventing at 80cm on my new horse by the end of the year
Four. Lose 3-5kg for good AND
5. Go on a proper holiday!

6. * Get number four on…[Read more]

]]> a26ab008d24a7a7752d0893ed7cff832 heathers replied to the topic Dymphna Boholt real estate investiment course in the forum Heads Up! https://www.propertyinvesting.com/topic/4394936-dymphna-boholt-real-estate-investiment-course/page/2/#post-4596705 Mon, 16 Aug 2010 08:17:14 +0000 Because you are double clicking them. You can delete one.

In answer to your post, I believe the beauty of becoming wealthy and not needing to work allows you to help others, whether it be by volunteering for various charities or sharing your experience and wisdom, in this case helping people create their own wealth.
I respect your opinion in…[Read more]

]]> 700a3dbd83355a2b55da13dd8f4d6061 heathers replied to the topic RTC vs. the current housing crisis. in the forum I was only a whipper snapper https://www.propertyinvesting.com/topic/4400877-rtc-vs-the-current-housing-crisis/#post-4629878 Mon, 16 Aug 2010 01:31:43 +0000 I was only a whipper snapper back then so what’s RTC?

]]> 8e9ded63e751078a1ee23e3b7e791da7 heathers replied to the topic The Climate is changing in the forum Forum Frolic https://www.propertyinvesting.com/topic/4399405-the-climate-is-changing/#post-4621274 Fri, 30 Jul 2010 19:32:33 +0000 There was an article in todays west australian that they have conclusive proof that temperatures are rising. They even have data from sea temps, arctic ice levels and atmospheric temps.
So who still wants to keep they’re head in the sand? At least Labor are trying to do something about it, albeit the most awkward, disorganised and expensive way possible!

]]> 99080e6400fb451dd93a5f626e123e87 heathers replied to the topic Mortgage broker in the forum Finance https://www.propertyinvesting.com/topic/4400673-mortgage-broker-8/#post-4628701 Thu, 29 Jul 2010 19:24:45 +0000 How would you suggest someone wanting to become a broker get started? Obviously the Cert IV, but then where?
Who do think would be the most suitable mentor, and what other courses could one do to learn more about legal and accounting issues?
Would a uni degree in finance make one more equipped to offer advice in mortgage broking, or simply time in…[Read more]

]]> 3b86e74a166d5e74c05e26522f9552dd heathers replied to the topic Which City/Suburb you live? in the forum Forum Frolic https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/16/#post-4442506 Thu, 29 Jul 2010 12:58:29 +0000 Morangup, 63km east of Perth in the glorious hills!

]]> 768d0b681ea24d60542a49d0ce4782f3 heathers replied to the topic Suggest books in the forum General Property https://www.propertyinvesting.com/topic/4400696-suggest-books/#post-4628868 Thu, 29 Jul 2010 11:52:58 +0000 The Property Puzzle: covers some complex issues re tax, trusts, finance etc
Micheal Yardney’s books cover the basics pro capital gains in inner cities
Margaret lomas’ books are easy reading pro positive cash flow properties
Start with these but any book on property investing is worth it, and don’t forget you can get them from the library for…[Read more]

]]> 68a15b51c894688bd8fa67c648aea420 heathers replied to the topic LOC for maintainence and repayment surplus in the forum Finance https://www.propertyinvesting.com/topic/4400682-loc-for-maintainence-and-repayment-surplus/#post-4628766 Wed, 28 Jul 2010 11:30:11 +0000 Thanks for that ! *Running out door to check loan contracts!*

]]> 11953937baa402ba228cb28a679eea46 heathers replied to the topic LOC for maintainence and repayment surplus in the forum Finance https://www.propertyinvesting.com/topic/4400682-loc-for-maintainence-and-repayment-surplus/#post-4628764 Wed, 28 Jul 2010 10:58:34 +0000 Terry can you please clarify this for me.
I was under the impression that using funds from an LOC for another property doesn’t mean they are crossed.
Crossed is when you use some of the equity to bump up LVR on new property.
Is this correct?

]]> dc0e8f107e2cdde243aca8d7c604241b heathers replied to the topic Mortgage broker in the forum Finance https://www.propertyinvesting.com/topic/4400673-mortgage-broker-8/#post-4628696 Tue, 27 Jul 2010 14:21:37 +0000 Just out of interest, how do you become a mortgage broker? And Richard where would the 5 years in the industry be involved?
Is there a uni degree or tafe course on offer?

]]> ef4e2e8e291f69090f749043d60779b3 heathers replied to the topic hi new member in the forum Help Needed! https://www.propertyinvesting.com/topic/4400483-hi-new-member/#post-4627650 Thu, 08 Jul 2010 19:38:38 +0000 Matt… you’re a gem….
James, you have time on your side so I would start by educating yourself,….and you don’t have to pay $$$! A library card and a subscription to Oz Prop Investor mag is a great start, and learn from those who went before you! If you don’t know anyone personally(as I didn’t), networking groups is the way to find them(as…[Read more]

]]> e3c51d67df44ec59bb73ccfe146f1b2e heathers replied to the topic abc financial group in the forum Help Needed! https://www.propertyinvesting.com/topic/4400474-abc-financial-group-2/#post-4627609 Tue, 06 Jul 2010 12:13:44 +0000 We really need an AGREE button next to Mr Angry face don’t we?

]]> bffc68bde793880dd437890db44806be heathers replied to the topic Advice regarding sworn valuation in the forum Help Needed! https://www.propertyinvesting.com/topic/4400388-advice-regarding-sworn-valuation/#post-4627113 Sat, 03 Jul 2010 16:01:54 +0000 Or if you can spare the cash, get both to do one then you can pick the higher value.

]]> 4903d71978737ab2a397684c9f802d05 heathers replied to the topic Lots of questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4400447-lots-of-questions-2/#post-4627473 Sat, 03 Jul 2010 15:35:59 +0000 High rental yield is not a bad thing, but it is usually only possible in areas where capital growth is not so good. If you have found a place with HRY and good capital growth, well done!
The reason people use interest only loans is to free up cash flow. As you get into IP 2 and 3, cashflow will tighten so every little bit counts! Also principle…[Read more]

]]> 720282fe10551924aa5b9b9679ce1249 heathers replied to the topic Depreciation - Conflicting Advice - who to call/recommend in the forum Help Needed! https://www.propertyinvesting.com/topic/4400431-depreciation-conflicting-advice-who-to-callrecommend/page/2/#post-4627401 Fri, 02 Jul 2010 13:29:58 +0000 nitrodrops wrote:

heathers wrote:
http://www.excelproperty.com.au 330 for depreciation schedule, visited the property. Excellent, prompt and professional service!

Tax Depreciation Schedules from dfg$330      Building Handover Inspections from   fgd$325      Combine both for $650 Based on the website, it mentions $330 for Tax Depreciati…[Read more]

]]> b3c8e5a75ee319f33b7377927a8cb5d6 heathers replied to the topic Is now the right time to buy a house and land package in WA? in the forum General Property https://www.propertyinvesting.com/topic/4400418-is-now-the-right-time-to-buy-a-house-and-land-package-in-wa/#post-4627324 Thu, 01 Jul 2010 10:21:48 +0000 I think some first home buyers are experiencing mortgage stress as interest rates have gone up, so a great time to enter the bottom end of the market. And because there is so much available vendors are a bit desperate. I looked at a property a few weeks ago and flippantly told the RE agent it was over priced and it was advertised 21k cheaper…[Read more]

]]> 2ec0e5cfb6ed82034141b924775de266 heathers replied to the topic Is now the right time to buy a house and land package in WA? in the forum General Property https://www.propertyinvesting.com/topic/4400418-is-now-the-right-time-to-buy-a-house-and-land-package-in-wa/#post-4627322 Wed, 30 Jun 2010 20:02:18 +0000 Personally, and I’m no expert or even close, I believe the super profits tax kerfuffle has affected the real estate and business markets. Confidence has plummeted as we all know WA is hugely influenced by the resources industry. Twiggy’s tantrum will pay off though, as it will lead to negotiations for a win/win situation. I work in the mining…[Read more]

]]> d7a6ebaf25c31e04fdf0b7f974da2eb3 heathers replied to the topic Cross Collaterisation in the forum Finance https://www.propertyinvesting.com/topic/4399435-cross-collaterisation-4/#post-4621459 Thu, 24 Jun 2010 12:44:12 +0000 Banker wrote:
Terry is right that there are downsides to cross collateralisation. There are benefits though – albiet most people here don’t agree with me.

Forgeting about cc and focusing on the split banking issue.

A bit contentious coming from a banker.

I’ve heard the term “free and floating charge” , does that relate here? I’d…[Read more]

]]> dccfa260ae168ffe020a49537588ea40 heathers replied to the topic Sharing Tips- in the forum General Property https://www.propertyinvesting.com/topic/4374439-sharing-tips/page/5/#post-4479134 Mon, 24 May 2010 06:36:38 +0000 Ebay is a fantastic place to buy second hand property investment books and courses at a fraction of their cost!

]]> c8db018a0a17582f34a342547ce4da3f heathers replied to the topic Too late to invest in Melbourne? in the forum Help Needed! https://www.propertyinvesting.com/topic/4399978-too-late-to-invest-in-melbourne/#post-4624676 Mon, 24 May 2010 06:28:08 +0000 Another reason we want to buy in Sydney or Melbourne is so the tax man will buy us a trip there each year! (We’re in Perth).
Does anyone else have any advice?
Thanks : )

]]> cd931c151651d7723615dec0bbffae0e heathers replied to the topic Anyone know Sandstone Lakes in QLD? close to Caboolture in the forum General Property https://www.propertyinvesting.com/topic/4399644-anyone-know-sandstone-lakes-in-qld-close-to-caboolture/#post-4622889 Sun, 25 Apr 2010 07:32:47 +0000 Hi Vivian,
We have just finished building an IP in Upper Caboolture and went there last week to have a look around. We drove out to Bribie Island, its a lovely area with quite a holiday destination appeal. Personally I wouldn’t recommend investing there. Caboolture is going ballistic with building, house and land packages, and there’s rentals…[Read more]

]]> 5ffcbf7eacca8671aeb9a7689d7a0df9 heathers replied to the topic Advice needed! in the forum Help Needed! https://www.propertyinvesting.com/topic/4399492-advice-needed-33/#post-4621908 Thu, 22 Apr 2010 06:32:30 +0000 Hi,
Theres a good article about landlords insurance in this months API. I’m with Terri Sheer as my PM has had very good relations with them. Just ensure you read the PDS and be sure of what you are covered for. With your building insurance don’t forget to get contents insurance for things like dishwashers, air cons, hot water systems etc.
Good luck!

]]> bb76fe4bf0b0dc304a8104d378411450 heathers replied to the topic Financing my 1st IP - so confused! in the forum Help Needed! https://www.propertyinvesting.com/topic/4399488-financing-my-1st-ip-so-confused/#post-4621841 Mon, 12 Apr 2010 14:29:19 +0000 Hi Jess,
I’m new to investing also but thought I’d share our situation in case it can help you. We recently refinanced with CBA setting up two mortgages, one for our PPOR and one that represents the equity we have. We have already used a portion of it to buy our first IP, and have the remaining amount sitting there ready to use when needed. As…[Read more]

]]> 6dae289fd4ed54000faffc1777eb2174 heathers replied to the topic "property managers" too busy to manage properties! in the forum Opinionated! https://www.propertyinvesting.com/topic/4398484-property-managers-too-busy-to-manage-properties/#post-4615413 Wed, 17 Mar 2010 15:16:08 +0000 Mabey we could start a forum for good and bad PM’s?
On that note, can anyone recommend someone in Caboolture?

]]>