CG = Capital Gains
CGT = Capital Gains Tax
DS = Depreciation Schedule

Don’t forget to add your own to this list if you can brainstorm some more

Thanks
fudge 111

BA = Buyer’s Agent
MB = Mortgage Broker

Cheers

fudge111

I have a question as someone who is still learning the ropes.

If my wife and I invested in an IP and the loan was securedundern both our incomes is there any way that the negative gearing can be applied to one income and then the capital gain after sale be applied to the other income.

Or are the rules that whichever…[Read more]

I thought it would be a good idea to put a comprehensive list together of all of the abbreviations that are used in property investing so that people who are new to property investing can have a resource that will enable them to understand what they are reading.

So often we forget that some people don’t have knowledge of the terminology…[Read more]

Fudge111[][]

Also, why wouldn’t you just use the $5000 to pay off the principal, surely that would be a better option, if you didn’t need the money in the short…[Read more]

Please?

Thankyou.

Fudge111[][]

I was wondering whether savings accounts like the ING Direct savings maximiser will have rate increases which are the same as what the reserve bank does,

for instance, if the reserve bank pushed ratyes up by another 0.75% next year, would the ING Direct rate go from 5% to 5.75%?

Look forward to hearing back from one of…[Read more]

Fudge111[]

It is a bit different for you as you would be living together and not 100km away…[Read more]

Fudge111[]

Fudge111[]

Fudge111

To think all that time when he was out of form and i…[Read more]

There is never a time where you can’t talk about footy! What do you want me to talk about, how Australia will beat India 5-0 in the upcoming series, is it a 5 test series?

Fudge111

Fudge111[][]

We are waiting to finish our Uni degrees. I am completing accountancy at RMIT in Melbourne. Broz is doing Nursing-Midwifery at Latrobe Bendigo. For the summer break though I am working as a manager at IGA Gisborne, full time to save up some $$$$.

That’s about it for the moment, just scanning through the real estate papers and learning as much…[Read more]

That quote is so true crashy!~~~

Fudge111[]

Thanks heaps

Fudge111[]

Fudge111 & Broz00

A man suspected his wife was seeing another man, so he hired the famous Chinese detective, Chen Lee, to watch and report any activities. A few days later, he received this report:

MOST HONORABLE SIR:

YOU LEAVE HOUSE.
I WATCH HOUSE.
HE COME TO HOUSE.
I WATCH.
HE AND SHE LEAVE HOUSE, I FOLLOW.
HE AND SHE GO IN HOTEL.
I CLIMB…[Read more]

Fudge111[]

Fudge111[]

Fudge111[]

SYDNEY
ADELAIDE
PORT ADELAIDE
COLLINGWOOD
BRISBANE
ST KILDA
ESSENDON
FREMANTLE
Hawthorn
Richmond
Kangaroos
West Coast
Western
Carlton
Geelong
Melbourne

There it is, although Melbourne did very well in the draft, i still think they lack in too many areas to be contenders next year

Any…[Read more]

Thanks heaps

Fudge111

Isn’t those 5 rules from “the richest man in babylon”?

I’m sure they are, that was the first investing book i ever read, i was 18 at the time.

Fudge111[]

Fudge111[8D]

Look forward to your input, i hope you learn alot from this great forum

Fudge111[]

At least they got Ben Holland from the tigers as a key defender, ever since Ingerson retired they have really struggled at CHB.

But i still can’t see much for them in the future, i mean they are looking at Ryan Houlihan, don’t…[Read more]

The optimum time for women to have children is early 20’s, but unfortunately these days, due to careers and everything women are having kids much later than this, broz is learning midwifery at uni and she knows all about this kind of stuff.

You have to remember that the later you leave it the more chance of complications

Fudge111[]

Read, debate, ask questions and learn!

Simple, just participate in this forum for a start and you will learn so much

I know I have in just like 4 months!

Fudge111[^]

I agree that Richmond looks good on paper but they do every year, whether they perform is another question.
HAwthorn looks like the pick of the bunch for me but i spose they are like the tigers, every year you think they are a chance but usually they miss out on finals football. They did…[Read more]

HAve you read the topic called ‘selecting a PM’ in the treasure chest, it is great, 37 questions from memory about what to ask a PM before signing them up,

kind regards

Fudge111[^][][][8D]

fudgetc@hotmail.com

thanks, i would be interested

Fudge111[]

fudgetc@hotmail.com

thanks, i would be interested

Fudge111[]

2) i am saving, saving, saving, and have already made our plan together which was shown in my spreadshet

3) Hopefully by 40 i’ll be close, with around 100k a year

skip to 6

6) the journey…[Read more]

Fudge111[]

What a successful topic, it has struck huge debates from alot of different areas, oh well, i think what Dino said was quite true, and i mean, income tax is the way it is in Australia, and if the government keeps getting these cash surpluses we will see the brackets upped again as they did this year,

but as for a flat rate for tax…[Read more]

We are trying to close the gap between the rich and poor and make this country a more equal society. I agree that that’s how it should be and people are still rewarded for wise saving plans. (INTEREST). So save, save, save!!!

Broz00[]

Fudge111[8D]

Terrific posts!

Well apparently i am a naive 20 year old that knows nothing about the real world. Oh well, we’ll just have to wait and see how it all pans out for Broz and I, lol.

Fudge111[][][^][8D][][]

Fudge111[]

And how can you explain Broz’s family, 5 kids and annual income 25,000, they manage it, so that is all i will say about that issue.

Fudge111[][]

Fudge111[]

Fudge111[]

no hard…[Read more]

Fudge111[]