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Viewing 8 posts - 1 through 8 (of 8 total)
  • Profile photo of Fudge111Broz00Fudge111Broz00
    Participant
    @fudge111broz00
    Join Date: 2003
    Post Count: 245

    Hi all,

    I thought it would be a good idea to put a comprehensive list together of all of the abbreviations that are used in property investing so that people who are new to property investing can have a resource that will enable them to understand what they are reading.

    So often we forget that some people don’t have knowledge of the terminology we use and this should be of assistance to them…

    I will start the list below and if anyone else can add to it please reply to this thread and by the end of it we should have all of them covered. I’m sure there’s many that I have missed. Also, if there are any corrections to my list feel free to let me know.

    Thanks everyone for your input; here’s what I have come up with so far….

    CC = Cross collateralisation
    CF+ = cash flow positive
    CF- = cash Flow negative
    IO = Interest only loan
    IP = Investment property
    LMI = Lenders mortgage insurance
    LOC = Line of Credit
    LVR = Loan to value ratio
    NG = negatively geared
    NODOC = no document loan
    OA = Offset account
    P+I = Principal and interest loan
    PG = positively geared
    POA = Partial offset account
    PPOR = Principal place of residency
    RBA = Reserve Bank of Australia
    VF = Vendor Finance

    Cheers, fudge111

    Profile photo of Fudge111Broz00Fudge111Broz00
    Participant
    @fudge111broz00
    Join Date: 2003
    Post Count: 245

    Just thought I’d add a couple more to my list

    BA = Buyer’s Agent
    MB = Mortgage Broker

    Cheers

    fudge111

    Profile photo of Fudge111Broz00Fudge111Broz00
    Participant
    @fudge111broz00
    Join Date: 2003
    Post Count: 245

    Here’s 3 more

    CG = Capital Gains
    CGT = Capital Gains Tax
    DS = Depreciation Schedule

    Don’t forget to add your own to this list if you can brainstorm some more

    Thanks
    fudge 111

    Profile photo of Don NicolussiDon Nicolussi
    Participant
    @don
    Join Date: 2005
    Post Count: 1,086

    OO = owner occupied
    SMSF = Self Managed Super Fund
    NRAS = National Rental Affordability Scheme
    PM = Property Manager

    Don Nicolussi | Mortgage Broker - Home Loan Warehouse
    http://homeloanwarehouse.com.au
    Email Me | Phone Me

    "I think of finance as a technology, a way of getting things done." Robert Shiller

    Profile photo of fudge111fudge111
    Participant
    @fudge111
    Join Date: 2015
    Post Count: 20

    OTP = Off the plan

    Profile photo of fudge111fudge111
    Participant
    @fudge111
    Join Date: 2015
    Post Count: 20

    NCCP = National consumer credit protection (act)

    Profile photo of fudge111fudge111
    Participant
    @fudge111
    Join Date: 2015
    Post Count: 20

    Here is the updated list with all previous posts included.

    I have also added QS = Quantity Surveyor

    BA = Buyer’s Agent
    CC = Cross Collateralisation
    CF+ = cash flow positive
    CF- = cash Flow negative
    CG = Capital Gains
    CGT = Capital Gains Tax
    DS = Depreciation Schedule
    IO = Interest only loan
    IP = Investment property
    LMI = Lenders mortgage insurance
    LOC = Line of Credit
    LVR = Loan to value ratio
    MB = Mortgage Broker
    NCCP = National consumer credit protection (act)
    NG = negatively geared
    NODOC = no document loan
    NRAS = National Rental Affordability Scheme
    OA = Offset account
    OO = owner occupied
    OTP = Off the plan
    P+I = Principal and interest loan
    PG = positively geared
    PM = Property Manager
    POA = Partial offset account
    PPOR = Principal place of residency
    QS – Quantity Surveyor
    RBA = Reserve Bank of Australia
    SMSF = Self Managed Super Fund
    VF = Vendor Finance

    fudge111

    Profile photo of BrianBrian
    Participant
    @brian84
    Join Date: 2014
    Post Count: 22

    From a newbie, thankyou. It saves me googling to see what some of those mean.

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