PropertyInvesting.com | francisl | Activity https://www.propertyinvesting.com/members/francisl/activity/ Activity feed for francisl. Sun, 12 Apr 2026 20:40:39 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 4e3d4b48aafd56bce9e102d7fbeed046 francisl replied to the topic Selling portfolio Taking profit and waiting for better days! in the forum General Property https://www.propertyinvesting.com/topic/4392164-selling-portfolio-taking-profit-and-waiting-for-better-days/#post-4582014 Fri, 15 Feb 2008 09:56:39 +0000 By the way, I don't believe the rate rises is going to end soon. Although I am not an economist or expert, it is easy to understand that more demand on the limited supply will push the price up. The Labour Gov't has already indicated that they are keen to keep their election promise in big tax cut and spending. Rate rise together when inflation…[Read more]

]]> c4a3342299ec591d7be08a9364b38efc francisl replied to the topic Selling portfolio Taking profit and waiting for better days! in the forum General Property https://www.propertyinvesting.com/topic/4392164-selling-portfolio-taking-profit-and-waiting-for-better-days/#post-4582013 Fri, 15 Feb 2008 09:46:12 +0000 Hello, all.I am not an experience investor and may not be qualified to advise. However, when I start investing in property, I know price will go up and down in a cycle. Therefore, I am ready to ride the cycle and let time do it ticks on properties.It is good to hear price growing. But, when downturns come, people start to question their believe…[Read more]

]]> c8a8fa0c57bc28068a8b470b16c87ead francisl replied to the topic Words of mouth with Century 21 and Barry Plant in the forum General Property https://www.propertyinvesting.com/topic/4392260-words-of-mouth-with-century-21-and-barry-plant/#post-4582493 Fri, 15 Feb 2008 09:34:39 +0000 Thank you all for your experience in Century 21 and Barry Plant.I am not an experience investor so I don't think I am qualified to advise on the prospect of Clayton South. However, below is my experience on this property.I bought the property from the developer who rent it back as a display home. It appears to be alright on maintaining the…[Read more]

]]> 0bbe6133ce87bbca3434c78a2fa2e565 francisl replied to the topic Should I pay for pest control treatment? in the forum Help Needed! https://www.propertyinvesting.com/topic/4389239-should-i-pay-for-pest-control-treatment/#post-4566006 Thu, 12 Apr 2007 00:05:10 +0000 Dear Marc,Thank you for your advice.The last rental review was in Dec 2006 and rent has been raised by $5 to match the market.  The tenant is currently on a month by month basis after the last lease expired.  I am unsure whether I can increase rent again at this stage.Regards,Francis

]]> b965973c84a432b48cd1b504002bba63 francisl replied to the topic Turning -ve into +ve in the forum Help Needed! https://www.propertyinvesting.com/topic/4388395-turning-ve-into-ve/#post-4561990 Wed, 14 Feb 2007 14:16:43 +0000 Dear all,

Thank you for your suggestions.

I have done or considered the following:

1. Claim depreciation. I have purchase a Depreciation Schedule which give me about $1,000 claimable amount in the first year.

2. Small renos to increase value. But it needs about 36% increase in rent to make the investment breakeven.

3. Reduce loan…[Read more]

]]> 2a9349ed438ff54fc871900b84ec0ba2 francisl replied to the topic Property bust not here yet ... worse to come in the forum No Subject https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/3/#post-4548478 Tue, 01 Aug 2006 00:11:13 +0000 I am only a beginner in the investment game.

However, I don’t think it is positive to just believe the bright side. That’s blind and dangerous. All investment can go up and down in a cycle. The only difference is time in and size of the cycle.

From history, the crowd and majority are usually wrong at the turning point in investment. That may…[Read more]

]]> 4192749c5a80d8760b8b7da1e1f12be4 francisl replied to the topic Westpac and Defence Force Housing in the forum No Subject https://www.propertyinvesting.com/topic/4384967-westpac-and-defence-force-housing/page/3/#post-4544797 Wed, 05 Apr 2006 04:42:02 +0000 Dear All,

I am only a beginner in investment. Hope my opinions doesn’t sound too stupid.

There are a few things I found interesting from this news:

1. Westpac is crossing boundary into their loan client’s area. Does it mean that there is a new trend for banks? Or they are running short of profit sources?

2. I have checked DHA…[Read more]

]]> a5f825594d91406fcc3ee57d34a35909 francisl replied to the topic Depreciation Schedule in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4382886-depreciation-schedule-6/#post-4533710 Wed, 26 Oct 2005 03:47:42 +0000 Dear Simon,

Thank you for your advise.

Can estimated values by an estate agent satify the ATO rules?

Regards,
Francis

]]> 81be5206f7c6c849af8df3e37af544de francisl replied to the topic Bird dogging in the forum General Property https://www.propertyinvesting.com/topic/4379734-bird-dogging-11/#post-4512577 Tue, 26 Apr 2005 15:10:29 +0000 Dear Scotty3,

What are the criteria for registration? Where to register?

Regards,
Francis

]]> b4dad9bc56192dfa7f2458824aaad689 francisl replied to the topic Land Tax (Vic.) in the forum No Subject https://www.propertyinvesting.com/topic/4379620-land-tax-vic/#post-4511998 Tue, 19 Apr 2005 11:28:52 +0000 Dear all,

I have visited the url from woodsman. However, could someone explain what is unimproved value of land. Thank you!

Regards,
Francis

]]> 6a568afa3bb262106f98e1c01c1013c3 francisl replied to the topic nearly our second IP in the forum General Property https://www.propertyinvesting.com/topic/4379731-nearly-our-second-ip/#post-4512550 Mon, 18 Apr 2005 12:19:14 +0000 Hello, Landt.

Thank you!

Are they always deceased estate? Where can I find these auctions?

Regards,
Francis

]]> 1295304a52d395bd1ba4e6d932429db8 francisl replied to the topic nearly our second IP in the forum General Property https://www.propertyinvesting.com/topic/4379731-nearly-our-second-ip/#post-4512548 Sun, 17 Apr 2005 14:39:25 +0000 Dear Landt,

I am new to investment and have the following questions:-
What is State Trustee Auction?
Where to obtain information on these Auction?

Thank you!
Francis

]]> 493b22e9fa0b80280d10310383d5de2f francisl replied to the topic Desperately need help in the forum Help Needed! https://www.propertyinvesting.com/topic/4379667-desperately-need-help/#post-4512225 Sun, 17 Apr 2005 13:48:01 +0000 Hello, dboddy.

I just start learning investment and not yet make my first deal. However, I hope my 2 cents thought may help.

1. There are a few mortgage brokers participating in this forum often. Why don’t you contact them? They have good understanding of property investment and may be able to help.

2. Have you tried other option like…[Read more]

]]> 811a1da49f3d2e9986c20826fbdc4c34 francisl replied to the topic Tax effective set up in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4379646-tax-effective-set-up/#post-4512104 Sat, 16 Apr 2005 13:01:06 +0000 Dear all,

Thank you for your advises!

Now, I have some ideas. However, it seems most investors are using LOC. But, I have the following questions:-
1. When property price dropped, will banks change the LOC amount?
2. What is the advantages of using LOC instead of refinance the property?

Thank you in advance!

Regards,
Francis
[laughing]

]]> 494ef534effa0d79075c2cb00da57750 francisl replied to the topic ID on Windows 98 in the forum Heads Up! https://www.propertyinvesting.com/topic/4379645-id-on-windows-98/#post-4512097 Thu, 14 Apr 2005 13:17:17 +0000 Dear Philip,

Thank you for your reply!

Apart from ID, my computer is working smoothly. If it means to spend more $ into this machine, I would rather leave the $ for investment property. I know there are plenty of people still using W98 and are hesitate to change.

Regards,
Francis

]]> de657e0152795bf895dc4e778db89137 francisl replied to the topic ID on Windows 98 in the forum Heads Up! https://www.propertyinvesting.com/topic/4379645-id-on-windows-98/#post-4512095 Tue, 12 Apr 2005 13:54:47 +0000 Dear Philip,

What technologies are used to build ID? What are the problems on Win98? Actually, I am using Win98SE. Does this made any difference?

Regards,
Francis

]]> 56bdea78ff6a877eded6cc1ae9a42ca2 francisl replied to the topic Tax effective set up in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4379646-tax-effective-set-up/#post-4512102 Tue, 12 Apr 2005 13:49:17 +0000 Dear Shelley, Terry, Steven & Derek,

Thank you very much for your advise!

It seems LOC is a popular strategy used by investors since I found this term everywhere in this forum. I have spoken to a bank. However, I couldn’t understand how the home loan, investment loan and LOC tired together?

I would be very grateful if anyone could explain…[Read more]

]]> 4b16b18594f04039609a35e3a77636b3 francisl replied to the topic Just started in the forum No Subject https://www.propertyinvesting.com/topic/4379369-just-started/#post-4510573 Mon, 28 Mar 2005 07:46:19 +0000 Dear Zeallous,

I have read Steve’s first book and reading the 2nd book. I have put my plan together and determining following actions. I expect it is extremely hard in the starting up actions, but I believe they worth when I reach my final target of financial independency.

Hope this could help!

Regards,
Francis

]]> 77292f674acd85a57a975679c4e12855 francisl replied to the topic Are you putting your rent up? in the forum General Property https://www.propertyinvesting.com/topic/4378966-are-you-putting-your-rent-up/page/3/#post-4508099 Sat, 26 Mar 2005 03:14:03 +0000 Dear JPD,

I am interested to know which of the world you are in.

Cheers,
Francis

]]> 8c5eb59f4a149806d0b0fb97761a5a8b francisl replied to the topic Questions on Solicitor Costs & Exit Strategy in the forum General Property https://www.propertyinvesting.com/topic/4379133-questions-on-solicitor-costs-exit-strategy/#post-4509048 Thu, 24 Mar 2005 16:49:14 +0000 Dear Mr McKnight,

I am surprised and excited to see your answer in person. Thank you very very much!

I am reading your 2nd book ($1M in property in 1 Year) and have the following questions:-

1. Long settlement period is a strategy in bloom market. A bloom market is usually a seller’s market. How can a long settlement period can be…[Read more]

]]> 3c7375860da40909275727e5e1306d23 francisl replied to the topic FREE Bonus Chapter in the forum Heads Up! https://www.propertyinvesting.com/topic/4367917-free-bonus-chapter/page/2/#post-4428662 Mon, 14 Mar 2005 01:54:30 +0000 Thank you, Steve!

Your books are great! Strategies do make sense and are easily understood with common sense. I am putting my plan together now and moving forward to next step, Actions.

Regards,
Francis

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