PropertyInvesting.com | duckster | Activity https://www.propertyinvesting.com/members/duckster/activity/ Activity feed for duckster. Wed, 15 Apr 2026 08:44:25 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 206c81553d70aaffde2ecaa1e5657e96 duckster replied to the topic Poll: How do you think politicians or regulators should respond to the issue of housing affordability? in the forum Opinionated! https://www.propertyinvesting.com/topic/5033010-poll-how-do-you-think-regulators-should-respond-to-housing-affordability/#post-5043932 Wed, 21 Mar 2018 02:45:25 +0000 Either governemtns stop taxing the golden goose – the landlords who provide housing to renters. (taxes charged atm SRO – Land Transfer Fee, SRO – Land Tax, ATO- income tax on rent if positive , Provisional Tax on Rent, Removal of depreciation on old recently purchased house fittings recent sneak law change, Deeming of negative income as income by…[Read more]

]]> 329994b364b66959608fa528b8d1751b duckster replied to the topic Property development training courses in the forum Help Needed! https://www.propertyinvesting.com/topic/5028755-property-development-training-courses/#post-5032648 Sat, 28 Jan 2017 09:09:07 +0000 in victoria rookie developer

]]> 66df0df868db9c13bb9ed9457dbf8117 duckster replied to the topic Seeking Help on First Development in the forum Help Needed! https://www.propertyinvesting.com/topic/5032252-seeking-help-on-first-development/#post-5032647 Sat, 28 Jan 2017 09:02:22 +0000

My plan is to purchase land in fringe industrial zones in victoria

You have a buy mentality !

build low-cost warehouses to establish an income stream

Hold mentality

I am now fairly close to the limits of my serviceability

Your buy and hold train of thought goes against the serviceability problem
While you are waiting for approval for a…[Read more]

]]> b8f751c328fe4a17bc1a38e344a9bb82 duckster replied to the topic Brick layer in Melbourne SE for small job in the forum Help Needed! https://www.propertyinvesting.com/topic/5031201-brick-layer-in-melbourne-se-for-small-job/#post-5032646 Sat, 28 Jan 2017 08:49:14 +0000 also check the council / area’s local paper for smaller trade people who might be eager for any work rather than the bigger tradies that tell you they might be able to fit it in in 4 months time .

]]> ac395742dd08f9422155ae120a8baec4 duckster replied to the topic Equity transfer in the forum Help Needed! https://www.propertyinvesting.com/topic/4992129-equity-transfer/#post-4992141 Mon, 23 Jun 2014 12:06:49 +0000 You can’t borrow money from your investment property and then use it for private use and then try and claim the increased interest costs as an investment expense used to earn investment income. The tax office will notice the increase in interest costs and will ask you to explain or (tax audit you) why the loan has increased and what the purpose of…[Read more]

]]> c1c76ee45cbcd5ebcc77f76f1164f7a9 duckster replied to the topic Tax depreciation and renting to family questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4989834-tax-depreciation-and-renting-to-family-questions/#post-4989983 Thu, 01 May 2014 11:47:12 +0000 Are you subdividing the land ? if yes then Firstly, CGT will be applicable as the newly subdivided area is no longer part of your main residence.
Secondly, GST will be applicable.

To recap on a previous article…

GST is applicable if you are running an enterprise and have an expected turnover of ‘taxable supplies’ in excess of $75,000 per year.…[Read more]

]]> 65a6872a37052d47de5cd12f43488999 duckster replied to the topic Accessing Equity of Jointly Owned Property in the forum Finance https://www.propertyinvesting.com/topic/4410833-accessing-equity-of-jointly-owned-property/#post-4700037 Mon, 17 Mar 2014 13:31:11 +0000 The lender may also require that both joint owners  go to a solicitor to have the legal responsibility of this setup to be fully explained to you both. And to stamp your equity release paperwork with a solicitors stamp.

]]> 0a26620ae7e061b339599811688668e7 duckster replied to the topic replacing fencing... what do i need to know re tax?? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4410758-replacing-fencing-what-do-i-need-to-know-re-tax/#post-4699566 Wed, 26 Feb 2014 11:09:45 +0000 Check with your accountant if fences are depreciation allowable.
As you purchased the property with the fences in the state they were in the fences are not a claimable repair.
Also replacing the fence in its entirety makes it capital improvement rather than repair.
Keep the receipt of the costs to you for the fencing and show it to your quantity…[Read more]

]]> 8a93a9ff5e59b76698ec1791dafb2d44 duckster replied to the topic help with getting free bonuses in the forum Help Needed! https://www.propertyinvesting.com/topic/4410745-help-with-getting-free-bonuses/#post-4699524 Tue, 25 Feb 2014 22:09:33 +0000 from what I have researched you need to register your copy of the book and you will then receive an email that instructs you on how to get templates

see
https://www.propertyinvesting.com/book4/register

or go to home page of http://www.propertyinvesting.com and you will see a picture of  Steve Mcknight on the right hand top side just above it is a…[Read more]

]]> 9cbf7ab32efd3b4d1e18d6cc8353b810 duckster replied to the topic 13 year old wants to become a property developer in the forum Help Needed! https://www.propertyinvesting.com/topic/4410639-13-year-old-wants-to-become-a-property-developer/#post-4699059 Thu, 13 Feb 2014 23:26:09 +0000 If you wish to borrow money then you need to prove you do not need the money. If you can't prove you have a J.O.B (just over Broke) to pay for a loan then borrowing money will be challenging. This is due to the credit reforms that borrowers have to be able to service the loan. Read lots of books. http://www.businessmall.com.au/.

]]> df2bb1f7a7ece322954461d4ccc29d95 duckster replied to the topic Council requesting a pay and rebuild an undamaged cross over!! in the forum Help Needed! https://www.propertyinvesting.com/topic/4410702-council-requesting-a-pay-and-rebuild-an-undamaged-cross-over/#post-4699339 Thu, 13 Feb 2014 23:19:00 +0000 see MAROONDAH PLANNING SCHEME LOCAL PLANNING POLICIES -CLAUSE 22.03
see http://planningschemes.dpcd.vic.gov.au/schemes/maroondah/ordinance/22_lpp03_maro.pdf

]]> 43fb50785d00532616dd59103dcf279d duckster replied to the topic Why Does The Reserve Bank Change Interest Rates? in the forum Help Needed! https://www.propertyinvesting.com/topic/4410449-why-does-the-reserve-bank-change-interest-rates/#post-4697592 Wed, 01 Jan 2014 13:22:32 +0000 The reserve bank uses monetary policy to maintain the economic growth at a sustainable level. This is inflation at 3% max. If inflation gets higher their is a risk of hyper inflation. And if the CPI growth level is too low then the economy slows down which is not good either so 2% to 3% is the ideal range.
The strength of the Aussie Dollar affects…[Read more]

]]> c49f69958803fb205a72a30ed7938ba0 duckster replied to the topic Bad property mananger ! in the forum Help Needed! https://www.propertyinvesting.com/topic/4410383-bad-property-mananger/#post-4697090 Tue, 10 Dec 2013 00:56:48 +0000 It happens . I walked over to another property manager/ real estate agent  and asked them to take over the rental when it happened to me. Then the bad manager's real estate office owner calls me to ask why I did not call them which I replied I called on several occasions and was promised a call back which never occurred.

An agent that manages a…[Read more]

]]> 29fd4605741f2aba64c9810f51f455c8 duckster replied to the topic depreciation question in the forum General Property https://www.propertyinvesting.com/topic/4410390-depreciation-question-2/#post-4697150 Tue, 10 Dec 2013 00:48:53 +0000 You need to consider the long term cost – depreciating your building will reduce its cost base and increase capital gains tax if you sell at a later date

]]> ee3b5f0dfa14c1b37800c2b13e766d0c duckster replied to the topic Complicated CGT in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4410062-complicated-cgt/#post-4695029 Sat, 28 Sep 2013 00:06:29 +0000 ozman when you were transferred did you buy another house at the new location ?

If you bought a second house and lived in it
you will lose the cgt exemption  on the second house
for six years if you claim it on the first house during the first six years.
As you can only have one place at a time as a main residence.

]]> 0ec5d3c789c4ad8ccfbc37f050c24119 duckster replied to the topic Insurance Builders, Johns Lyng? in the forum General Property https://www.propertyinvesting.com/topic/4410047-insurance-builders-johns-lyng/#post-4694893 Thu, 26 Sep 2013 09:08:29 +0000 I have used hire a hubby before http://hireahubby2-px.rtrk.com.au/
and I also used http://www.greyarmy.com.au/ in the past

Might be worth getting a quote off.

]]> 7caf909f03e8fdb29c1a6dfb01075a07 duckster replied to the topic the use of capital gains in the forum Help Needed! https://www.propertyinvesting.com/topic/4410054-the-use-of-capital-gains/#post-4694980 Thu, 26 Sep 2013 06:15:21 +0000 If the first property is not your primary place of residence you may need to also pay capital gains tax at the end of financial year if you sell it. This requires you to hold on to some of the gain to pay this at eof.

]]> 483df2e68afb596f565c38a707bc1c16 duckster replied to the topic Repayments? in the forum Help Needed! https://www.propertyinvesting.com/topic/4409689-repayments/#post-4693171 Thu, 11 Jul 2013 23:48:45 +0000 I use a spreadsheet and put in a date column and interest column and a payment column and a interest charged column.  And a balance column
then in the row calculate the interest charged for the days elasped.
date                interest         payment       interest charge        balance
 1/07/2013       …[Read more]

]]> cd7b9d99f573aeb4f250f7a47611ee0d duckster replied to the topic Equivelant Websites? in the forum General Property https://www.propertyinvesting.com/topic/4409086-equivelant-websites/#post-4689170 Tue, 09 Apr 2013 11:26:57 +0000 http://www.dnrm.qld.gov.au/property/valuations may be a site to check

]]> 37b0cf9988c239375adc344b8b694f6c duckster replied to the topic Insurance feedback in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4408601-insurance-feedback/#post-4685445 Wed, 27 Feb 2013 23:12:43 +0000 The reason your post has not been answered is that giving you suggestions would be deemed financial advice. Under the ASIC laws only a licensed financial adviser can give you advice.

Read the following links to improve your knowledge of different forms of insurance that is available so you can ask your chosen financial adviser if you require a…[Read more]

]]> b33c095870cd2fd75cab468579255035 duckster replied to the topic Investment Detective Faulty and does not work in the forum Help Needed! https://www.propertyinvesting.com/topic/4408198-investment-detective-faulty-and-does-not-work/#post-4681856 Sun, 02 Dec 2012 08:52:01 +0000 Hi Phillip , You have not given much information for any ideas. What operating system is on the new computer is it Windows 7 32 bit version or is it windows 7 64 bit version or is it windows 8 . One idea I thought of is windows has a library package of C files that may be needed by Investment detective. These files are known as net framework. have…[Read more]

]]> 72555b3c78480f79920fc18ef448a24f duckster replied to the topic Tenants to clean gutters? in the forum General Property https://www.propertyinvesting.com/topic/4408085-tenants-to-clean-gutters/#post-4680883 Wed, 14 Nov 2012 02:55:28 +0000 Sorry I have got gutter guard and so far have had to get the dust and dirt that accumulates cleaned out of the gutters plus the grass growing in the dust. Gutters could also rust if not cleaned out increasing future repair costs. I pay someone via the property manager.

]]> be98b7459c49d1df9939be0e421ce535 duckster replied to the topic Subdivision name in the forum Help Needed! https://www.propertyinvesting.com/topic/4407931-subdivision-name/#post-4679657 Tue, 30 Oct 2012 10:16:39 +0000 How about

Mc Ivors Rise

or
Mc Ivor Heights

Red Ribbon Estate

Alexandra Estate

Red Dragon Estate (As bendigo had a chinese background)

]]> dcc16a18bbb5f72d023cf0b283f42068 duckster replied to the topic $70 Million in the forum Forum Frolic https://www.propertyinvesting.com/topic/4406527-70-million/page/2/#post-4669294 Tue, 30 Oct 2012 10:04:43 +0000 Sorry to inform you but I reckon I have the winning ticket .

Strange Tattslotto have not phoned me to let me know I am the winner tonight ?

]]> 1fc338f26278255a029a7fa4aea5aa75 duckster replied to the topic Townhouse costs m2- SE Melbourne in the forum General Property https://www.propertyinvesting.com/topic/4407977-townhouse-costs-m2-se-melbourne/#post-4680036 Sat, 27 Oct 2012 23:01:26 +0000 Yes –
Call a few local builders and ask for a cost estimation on what it costs to build a townhouse. Do not ask for a quote as builders are busy people just ask for a ball park figure for feasibility for a development project
(the helpfulness of the builder may help decide who you may use for the project)
Also drive / look around the suburb and…[Read more]

]]> 748347ba7e12f653764d493d3d2512da duckster replied to the topic I cant operate my business as the real estate won't make repairs in the forum Commercial Property https://www.propertyinvesting.com/topic/4405468-i-cant-operate-my-business-as-the-real-estate-wont-make-repairs/#post-4660928 Wed, 17 Oct 2012 22:29:20 +0000 Wonder if a chat to your solicitor about the possibility of claiming financial loss to your business due to the switch not being fixed by the date promised would be worth checking out. Maybe getting the date for fixing it in writing from the real estate agent.

]]> 75f7d8366ec66c30096d88de1a56b897 duckster replied to the topic Insurance broker needed in the forum This is who I used https://www.propertyinvesting.com/topic/4407763-insurance-broker-needed/#post-4678577 Tue, 16 Oct 2012 23:28:19 +0000 This is who I used originally
http://www.aon.com.au/australia/real-estate-insurance/landlord-insurance.jsp
But I ended up via them going with CGU

I think they are based in Camberwell Vic  from memory

]]> 8e8c66e9866a6941033d641c6357f420 duckster replied to the topic Domain Name in the forum Help Needed! https://www.propertyinvesting.com/topic/4407841-domain-name/#post-4679112 Thu, 11 Oct 2012 22:36:55 +0000 There are most likely legal reasons that the domain name was pulled. Maybe the company that has a trademark on that name had their lawyers contact the main domain company and threatened legal action.

If this is the cause then circumstances beyond the domain name providers control have occurred and the only course of action would be to get your…[Read more]

]]> 0c6ae1115550086efed4bf1da8fc129c duckster replied to the topic Need a Handyman in the forum Value Adding https://www.propertyinvesting.com/topic/4407206-need-a-handyman/#post-4674267 Tue, 02 Oct 2012 23:09:54 +0000 You could get a quote from hire a hubby
http://hireahubby2-px.rtrk.com.au/

grey army is another francise
http://www.greyarmy.com.au/

]]> d1be804e6d7d4c56ca869022bb2f82d5 duckster replied to the topic Unforseen Disaster in the forum Help Needed! https://www.propertyinvesting.com/topic/4407714-unforseen-disaster/page/2/#post-4678131 Tue, 02 Oct 2012 22:58:02 +0000 You should get you dog on the job I bet it would be cheaper than $150

On a serious note I have gas plumbing running on the outside of the wall as some tradies accidently drilled through a concealed gas pipe that was in the solid concrete slab wall. So when you find the leak the outside the wall option may be the cheaper option to ripping up walls…[Read more]

]]> a3aa1aee6e2e81273353712b439b227c duckster replied to the topic Mid-life crisis in the forum Help Needed! https://www.propertyinvesting.com/topic/4407720-mid-life-crisis/page/2/#post-4678214 Tue, 02 Oct 2012 22:24:12 +0000 You are not having a mid life crisis !
What is happening to you is you have woken up to the fact that working for a wage sucks.
You most likely if you are like me feeling that you are entitled to greater achievement in your financial life
This is what makes you different to most of the population !
You need to plan how to gain two properties a…[Read more]

]]> added53089c96a556d7354080db03fba duckster replied to the topic Christmas Gift Ideas for Tenants in the forum Help Needed! https://www.propertyinvesting.com/topic/4407615-christmas-gift-ideas-for-tenants/page/2/#post-4677372 Sun, 16 Sep 2012 11:05:33 +0000 My present is not making a fuss that they have a dog on my investment property and also installing central heating and evaporative air conditioning.

]]> 8118687057201210e16ffe5114ab11a7 duckster replied to the topic Help me name student accomodation complex in the forum Opinionated! https://www.propertyinvesting.com/topic/4407633-help-me-name-student-accomodation-complex/#post-4677457 Sun, 16 Sep 2012 10:58:43 +0000 Eagles Point
Where you can soar
To reach your goal

Or Eagles nest

The Swot Spot

The Eagles Eye

Essays Dawn 

Had another one come to mind while I was not thinking about it much
Students these days use SMS messaging and spell things differently plus it seems to be a trend in marketing to not spell correctly so I thought of this as a name

Stew…[Read more]

]]> f2d6356b9315594c188ed4b81605eeee duckster replied to the topic painting versus cladding in the forum Value Adding https://www.propertyinvesting.com/topic/4407590-painting-versus-cladding/#post-4677204 Wed, 12 Sep 2012 21:06:03 +0000 Is the fibro asbestos . You may have added costs of getting it removed if it is asbestos

]]> 84d3ae9ae0a45f0e6118fa71456f5600 duckster replied to the topic Transportable Homes in the forum Creative Investing https://www.propertyinvesting.com/topic/4407377-transportable-homes-3/#post-4675597 Tue, 21 Aug 2012 13:33:56 +0000 what about removable houses

http://www.tradingpost.com.au/Real-Estate/Houses-for-Removal/Browse
http://www.wrightbros.com.au/
http://www.drakehomes.com.au/buying-a-house/
http://www.meierhouseremovals.com.au/site/houses-for-sale/

]]> 314392b762ce15c833f0d40f0427dec3 duckster replied to the topic Does saving work for you? in the forum Opinionated! https://www.propertyinvesting.com/topic/4403128-does-saving-work-for-you/#post-4644022 Tue, 21 Aug 2012 00:34:51 +0000 Savings are treated unfairly. You put the money in the bank and get 5% then the ATO says you must pay tax on it when in reality the CPI at 3% has eroded the value of the savings down to 2% but you are paying tax on 5%.
I was a good saver when I was a kid but when the banks started paying less than 1% interest I stopped saving money with them and…[Read more]

]]> e1b0e06d1d43747d2d14485602eb17ed duckster replied to the topic Tax on quick reno and sell in the forum Help Needed! https://www.propertyinvesting.com/topic/4407405-tax-on-quick-reno-and-sell/#post-4675862 Tue, 21 Aug 2012 00:24:36 +0000 if it is a substantial renovation gst may apply also

]]> 404fbbe376c3192df39d4b7c978a00f6 duckster replied to the topic Investment property 2 questions in the forum Creative Investing https://www.propertyinvesting.com/topic/4406824-investment-property-2-questions/#post-4671612 Mon, 13 Aug 2012 22:25:08 +0000 Question 1:

I understand what happens when changing PPoR to IP. You agree on value, you do not pay tax, you keep equity to that value but you do not enjoy tax advantages because of low construction cost etc..
But changing IP to PPoR is not as straight forward. Say you buy IP for 400k and in 10years it is 800k and than you decide to change it into…[Read more]

]]> 0118e47a5773120b36b5b5edc0472e89 duckster replied to the topic Water Usage - Getting Tenants to Pay in the forum General Property https://www.propertyinvesting.com/topic/4397666-water-usage-getting-tenants-to-pay/page/2/#post-4610972 Mon, 13 Aug 2012 22:02:55 +0000 In Victoria – My tenant pays for water usage but the way water is setup in Victoria the service charge is much higher than the water usage component.

]]> 7b3d79f5b990cda0e72258e81d9cbc31 duckster replied to the topic Massive price hikes in insurance and council rates... in the forum Help Needed! https://www.propertyinvesting.com/topic/4407305-massive-price-hikes-in-insurance-and-council-rates/#post-4675019 Thu, 09 Aug 2012 00:03:38 +0000 Can we pass on the increased costs to the end user being the tenant ?

(with no explanation as we are not allowed to say due to carbon tax rather due to the suppliers of services used to provide accommodation have increased charges to the Landlord which have to be passed on to the end user)

My rates last year went from $400 up to $600  due to my…[Read more]

]]> 7ab1e804e2de26572ffaa3bd428a49a7 duckster replied to the topic Set up trust? in the forum Help Needed! https://www.propertyinvesting.com/topic/4407284-set-up-trust/#post-4674903 Tue, 07 Aug 2012 11:00:19 +0000 trusts depend really on your needs – Just had a discussion on the best set up from my accountant
It depends on if you need negative gearing or not as the wrong trust may not allow negative to flow through to the beneficiary.
so talk to your accountant to match you needs..

]]> d64339c95e9bee94d29742474efbd9d5 duckster replied to the topic No Bank loyalty anymore !! in the forum Finance https://www.propertyinvesting.com/topic/4407248-no-bank-loyalty-anymore/#post-4674552 Fri, 27 Jul 2012 11:46:39 +0000 I am currently applying to move my security and loans to another bank as I have had difficulties with how much they will lend me and even had an account put on hold without my knowledge. Been a customer for 17 years up until the recent takeover of the bank.

]]> d42403df7a35962ff2effe0c7099356a duckster replied to the topic Build cost for Granny Flat? in the forum General Property https://www.propertyinvesting.com/topic/4407121-build-cost-for-granny-flat/#post-4673765 Thu, 26 Jul 2012 10:17:39 +0000 was in bunnings today they have modular buildings – might be worth a look at

]]> 8abf266905a890afc557963dfcddb906 duckster replied to the topic avoiding cgt in the forum Go to an accountant and get https://www.propertyinvesting.com/topic/4407227-avoiding-cgt/#post-4674396 Wed, 25 Jul 2012 23:44:27 +0000 Go to an accountant and get some advice on what is the best structure to have to minimise CGT and what your GST implications will be also.

]]> 6e27e486f7a57c69e33f58b849332972 duckster replied to the topic Do I turn my PPOR into an IP or sell up and get a bigger house with sub div potential - plus other tricky things :) in the forum Help Needed! https://www.propertyinvesting.com/topic/4407233-do-i-turn-my-ppor-into-an-ip-or-sell-up-and-get-a-bigger-house-with-sub-div-potential-plus-other-tricky-things/#post-4674451 Wed, 25 Jul 2012 22:23:57 +0000 my advice is go visit potential lender of extra required loan to buy any future additional properties and find out what you can borrow.Serviceability may be an issue on one wage You may have to wait till your wife is working again.Also another very important consideration is can the property in question be subdivided as new rules have come in on…[Read more]

]]> 8fc7c80f843be5808bd97eb9946ae120 duckster replied to the topic carpet change canincrease rent yield ? help in the forum Value Adding https://www.propertyinvesting.com/topic/4407210-carpet-change-canincrease-rent-yield-help/#post-4674291 Tue, 24 Jul 2012 00:11:11 +0000 Do not change the carpet until you finish the painting

]]> 6577010cd9bef6a2f258220c8e351eec duckster replied to the topic knowledge in the forum Help Needed! https://www.propertyinvesting.com/topic/4407211-knowledge/#post-4674302 Tue, 24 Jul 2012 00:08:31 +0000 http://www.businessmall.com.au/property-investing/property-development.htmlcoursehttp://www.rookiedeveloper.com.au/

]]> fd49d8691aee2fd69ff3e25800d4904b duckster replied to the topic When do we RENO? in the forum Help Needed! https://www.propertyinvesting.com/topic/4407201-when-do-we-reno/#post-4674244 Sun, 22 Jul 2012 23:38:34 +0000 What I did was reno while no one in house but had it advertised for rental with a future date for start of lease (ie when you think renovation will be finished)It can take some time to get a tenant depending on time of YearAnd write into the lease that an en suite will be installed in whatever room it was ( tenants do not believe it will happen…[Read more]

]]> bc1f74ecaa063b4c806e59a8de0382e5 duckster replied to the topic Getting started in the forum what is a good idea is https://www.propertyinvesting.com/topic/4407157-getting-started-55/#post-4673984 Thu, 19 Jul 2012 02:44:42 +0000 what is a good idea is finding out what the stamp duty is going to be for a $400,000 house.this is a cost as well you will incur and can be found out from your State Revenue office web page.in WA it will be $13,015.Some rough figures to go on A mortgage broker can work these figures out for you if you use oneSo Borrow 321,713.50  with a deposit…[Read more]

]]> 33a329c7acffa0e8f07eed92a2254ed0 duckster replied to the topic Getting started in the forum Help Needed! https://www.propertyinvesting.com/topic/4407157-getting-started-55/#post-4673982 Thu, 19 Jul 2012 02:09:55 +0000 what is a good idea is finding out what the stamp duty is going to be for a $400,000 house.this is a cost as well you will incur and can be found out from your State Revenue office web page.

]]>