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	<title>PropertyInvesting.com | Devo | Activity</title>
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				<title>Devo replied to the topic LOC question in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373692-loc-question/#post-4473476</link>
				<pubDate>Mon, 17 May 2004 04:40:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Once again, thanks for the info Rob.  I will check with the other half re: our interest rate etc (she&#8217;s pulls the purse strings, with my approval of course[whistle])</p>
<p>I&#8217;ll get back to you soon.</p>
<p>Cheers mate<br />
Devo</p>
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				<title>Devo replied to the topic LOC question in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4373692-loc-question/#post-4473475</link>
				<pubDate>Sat, 15 May 2004 01:06:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>No I don&#8217;t mind you asking Mortgage Advisor.  We have the ANZ Break Free package.  Our interest rate is 7.07%.</p>
<p>Thanks for the info.  Thanks to everyone.  Very<br />
helpful.</p>
<p>Cheers<br />
Devo[thumbsupanim]</p>
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				<title>Devo replied to the topic Is there ever a right time to buy? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370836-is-there-ever-a-right-time-to-buy/#post-4451418</link>
				<pubDate>Fri, 30 Jan 2004 08:17:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yer I I know Westan.  I knew when I was writing I was  rambling.  Tried to cut it down as much as I could but you know how exciting talking about the economy can be [<img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" />]</p>
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				<title>Devo replied to the topic Line of Credit questions in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370853-line-of-credit-questions/#post-4451604</link>
				<pubDate>Fri, 30 Jan 2004 08:11:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>We have also just done what James has done i.e. LOC + Offset account however we also changed our mortgage from P &amp; I to interest only with a view to creating more cashflow.</p>
<p>Cheers<br />
Devo</p>
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				<title>Devo replied to the topic Is there ever a right time to buy? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370836-is-there-ever-a-right-time-to-buy/#post-4451412</link>
				<pubDate>Thu, 29 Jan 2004 05:54:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sorry Dvane, I was calling you Dave by mistake.[<img src="/wp-content/uploads/smileys/cool.gif?x75824" width="" height="" alt="B)" title="B)" class="bbcode_smiley" />]</p>
<p>Please don&#8217;t hurt me [<img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" />]</p>
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				<title>Devo replied to the topic Is there ever a right time to buy? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370836-is-there-ever-a-right-time-to-buy/#post-4451411</link>
				<pubDate>Thu, 29 Jan 2004 05:47:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Dave</p>
<p>IMHO I believe that this question is actually a moot point should you have done your &#8216;due diligence&#8217; as part of analysing the property (as far as it fitting into your stratgeies are concerned) will include a worst case scenario.  If you can live with the worst case scenario and your sleeping patterns aren&#8217;t going to be disrupted, then&hellip;<span class="activity-read-more" id="activity-read-more-105775"><a href="https://www.propertyinvesting.com/topic/4370836-is-there-ever-a-right-time-to-buy/#post-4451411" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Dynamic Duo's good little earner in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4370538-dynamic-duos-good-little-earner/page/2/#post-4448770</link>
				<pubDate>Fri, 16 Jan 2004 07:43:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Two commonly known get rich principles:</p>
<p>1.  invent something once that can be copied and sold on mass e.g. software</p>
<p>or</p>
<p>2.  compounding.</p>
<p>I think we&#8217;ve experienced no. 2 here.  But I certainly don&#8217;t begrudge it because as has already been quoted, there&#8217;s no such thing as a free lunch and it is fair that people are compensated for their time.&hellip;<span class="activity-read-more" id="activity-read-more-261087"><a href="https://www.propertyinvesting.com/topic/4370538-dynamic-duos-good-little-earner/page/2/#post-4448770" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Negative Gearing Question in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370503-negative-gearing-question/#post-4448504</link>
				<pubDate>Thu, 15 Jan 2004 01:38:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree 100% Bernard.  The adverse affect on the economy coupled with the domino affect that would precede it leaving in its wake many victims from varying situations, would be economical and social suicide.  Robert Kiyosaki touches on this in his second book and outlines the events that happened in the States I think, where a similar strategy was&hellip;<span class="activity-read-more" id="activity-read-more-215164"><a href="https://www.propertyinvesting.com/topic/4370503-negative-gearing-question/#post-4448504" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Investing Overseas in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369973-investing-overseas/page/2/#post-4444234</link>
				<pubDate>Mon, 22 Dec 2003 00:37:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;ll just go and have a look under a Wraps thread or maybe a Trust Structure thread for the info I&#8217;m chasing shall I Mini???</p>
<p>There was never a complaint.  I simply politely asked for a refocus on the original topic because that&#8217;s what I had requested in the first place.  I know you would like to think your advice has given me so much to go on,&hellip;<span class="activity-read-more" id="activity-read-more-245416"><a href="https://www.propertyinvesting.com/topic/4369973-investing-overseas/page/2/#post-4444234" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Investing Overseas in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369973-investing-overseas/#post-4444219</link>
				<pubDate>Thu, 18 Dec 2003 03:58:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>All I was wanting folks was some info on investing overseas.  It seems to have degenrated into a &#8216;buy and hold&#8217; debate or buying in WA.</p>
<p>Any chance we can get back to my original request, pretty please[<img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" />]</p>
<p>Thanks<br />
Devo</p>
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				<title>Devo replied to the topic Which City/Suburb you live? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/4/#post-4442266</link>
				<pubDate>Tue, 09 Dec 2003 07:51:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Stafford, Brissie &#8211; 10 kms from CBD.</p>
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				<title>Devo replied to the topic software in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368867-software-3/page/2/#post-4434753</link>
				<pubDate>Wed, 19 Nov 2003 06:30:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Agent 007</p>
<p>You need to find out what version of Internet Explorer you are running&#8230;..You need to have at least IE 5.5 or later which will register all the necessary objects , then reinstall thew application again and it should all be sweet&#8230;..The easiest way to obtain the latest IE 5.5 or 6.0 is to buy a PC magazine and it will be on one of the&hellip;<span class="activity-read-more" id="activity-read-more-260550"><a href="https://www.propertyinvesting.com/topic/4368867-software-3/page/2/#post-4434753" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Cash on Cash calculator…. in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369048-cash-on-cash-calculator/#post-4436715</link>
				<pubDate>Tue, 28 Oct 2003 07:39:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Kelvin</p>
<p>Could I please get a copy of you CoCR calulator?</p>
<p><a href="mailto:s.moncrieff@qut.edu.au" rel="nofollow">s.moncrieff@qut.edu.au</a></p>
<p>Thank you kindly<br />
Cheers<br />
Steve</p>
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				<title>Devo replied to the topic Tried and proven Bell Ringer say's the game's over in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4369055-tried-and-proven-bell-ringer-says-the-games-over/#post-4436807</link>
				<pubDate>Tue, 28 Oct 2003 06:29:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Bill</p>
<p>You&#8217;ve definitely touched on something here.  Any basic movement in the market that has been stimluated by market changed (due to consumer confidence or lack of, fiscal or monetary policy etc) is ALWAYS proceeded by a lag before the desired affect takes place.  Your theory and subsequent practise of, I don&#8217;t doubt at all.  Data collection is&hellip;<span class="activity-read-more" id="activity-read-more-27813"><a href="https://www.propertyinvesting.com/topic/4369055-tried-and-proven-bell-ringer-says-the-games-over/#post-4436807" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Will the bubble burst? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367084-will-the-bubble-burst/page/2/#post-4423378</link>
				<pubDate>Tue, 14 Oct 2003 04:04:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Correction &#8211; not &#8216;a few 5k&#8221;, rather 5k for both of us.  resonable we thought at the time.  afterwards we thought money well spent.</p>
<blockquote><p><span class="footerSize">quote:<br />
Sorry for the late reply Wolve.  Been giving it a miss lately.</p>
<p>Yes I have been to one of Peter F&#8217;s 3 day course and have to say it was well worth it.  He has a very sensible approach to investing and untilises&hellip;</span></p></blockquote>
<p><span class="activity-read-more" id="activity-read-more-236407"><a href="https://www.propertyinvesting.com/topic/4367084-will-the-bubble-burst/page/2/#post-4423378" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Will the bubble burst? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4367084-will-the-bubble-burst/page/2/#post-4423377</link>
				<pubDate>Tue, 14 Oct 2003 03:58:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sorry for the late reply Wolve.  Been giving it a miss lately.</p>
<p>Yes I have been to one of Peter F&#8217;s 3 day course and have to say it was well worth it.  He has a very sensible approach to investing and untilises many different strategies to ensure diversity is maintained.  We paid a few 5k for both myself and my partner to go and I believe it was&hellip;<span class="activity-read-more" id="activity-read-more-264893"><a href="https://www.propertyinvesting.com/topic/4367084-will-the-bubble-burst/page/2/#post-4423377" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic hubby say "Can't ...can't...can't" in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4368559-hubby-say-cant-cant-cant/#post-4432657</link>
				<pubDate>Wed, 08 Oct 2003 03:25:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Aafreen</p>
<p>Where are you based?</p>
<p>Steve</p>
<p>anybody in this forum offering wrap services ?</p>
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				<title>Devo replied to the topic hubby say "Can't ...can't...can't" in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4368559-hubby-say-cant-cant-cant/#post-4432654</link>
				<pubDate>Tue, 07 Oct 2003 22:51:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Aafreen</p>
<p>It spounds like a wrap would be ideal for your situation!  One of the pivotal points in ensuring a wrap works is to find a property that, once the sums are crunched and the repayments are etsablished, that the repayments equate to roughly what you would be paying in rent anyway.  You make a valid point re: renting now &amp; saving for 12mths&hellip;<span class="activity-read-more" id="activity-read-more-166137"><a href="https://www.propertyinvesting.com/topic/4368559-hubby-say-cant-cant-cant/#post-4432654" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Peter Flanagan Seminars in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4368495-peter-flanagan-seminars/#post-4432315</link>
				<pubDate>Mon, 06 Oct 2003 04:58:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>G&#8217;day Bribie</p>
<p>My other half and I forked out the $$$$ and went to his 3 day seminar up at the Coolum Hyatt in July.  Speaking for myself, I have to say that I had a revelation with some of the information he imparted.  The same way I have learnt so much from Steve&#8217;s book, I learnt a hell of a lot from Peter.  He&#8217;s not selling anything, he&#8217;s merely&hellip;<span class="activity-read-more" id="activity-read-more-157580"><a href="https://www.propertyinvesting.com/topic/4368495-peter-flanagan-seminars/#post-4432315" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Protection from Interest Rates and New Comer Intro in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4368430-protection-from-interest-rates-and-new-comer-intro/#post-4431787</link>
				<pubDate>Thu, 02 Oct 2003 23:53:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Marvin!</p>
<p>Congrats on deciding to get out of the rat race through property.  I must state up that we have yet to buy our first IP as my other halfd changed jobs recently and would you believe that we cannot get any finance sorted until her probationary period is finalised.  Nevermind the fact that she was at a bank previously for 4years and is&hellip;<span class="activity-read-more" id="activity-read-more-202550"><a href="https://www.propertyinvesting.com/topic/4368430-protection-from-interest-rates-and-new-comer-intro/#post-4431787" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Will the bubble burst? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4367084-will-the-bubble-burst/#post-4423359</link>
				<pubDate>Thu, 02 Oct 2003 23:12:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Wolf,</p>
<p>Was the fat man Peter Flannagan by any chance?</p>
<p>Cheers<br />
Steve</p>
<blockquote><p><span class="footerSize">quote:<br />
Regina,</p>
<p>How was the Allan Hull seminar.</p>
<p>Could you also tell me what the investment to attend was.</p>
<p>I also note you are a big supporter of Ed Burton. I recently attended one of the freebie intro seminars held by Break Free PTY. I can&#8217;t remember the guys name but he was&hellip;</span></p></blockquote>
<p><span class="activity-read-more" id="activity-read-more-144095"><a href="https://www.propertyinvesting.com/topic/4367084-will-the-bubble-burst/#post-4423359" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic First IP in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4368405-first-ip-3/#post-4431664</link>
				<pubDate>Thu, 02 Oct 2003 05:37:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Paul</p>
<p>Here&#8217;s something for you to consider from Investment Property Financier Guru, Bill Zheng:</p>
<p><em>Let&#8217;s say you know where to pick the best properties with the highest growth.  So you buy a 100k property with 30% growth a year, but you have to come up with 50% of your money ($50k) because that&#8217;s all the finance you can get.  Your property has&hellip;</em><span class="activity-read-more" id="activity-read-more-191341"><a href="https://www.propertyinvesting.com/topic/4368405-first-ip-3/#post-4431664" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Hurdle to overcome in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368399-hurdle-to-overcome/#post-4431630</link>
				<pubDate>Thu, 02 Oct 2003 04:39:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi my65roses</p>
<p>We are considering the same thing &#8211; wraps that is, to start off with.  You make a good point with being able to divorce yourself from all the ongoings assoicated with a rental.</p>
<p>Have you found anybody to get you started in that area?  Also where are you from?</p>
<p>Cheers<br />
Steve</p>
<blockquote><p><span class="footerSize">quote:<br />
Hi Bear,</p>
<p>We are in the smae position.  As we are&hellip;</span></p></blockquote>
<p><span class="activity-read-more" id="activity-read-more-208863"><a href="https://www.propertyinvesting.com/topic/4368399-hurdle-to-overcome/#post-4431630" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic A few questions in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4368398-a-few-questions-2/#post-4431627</link>
				<pubDate>Thu, 02 Oct 2003 01:45:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>A low doc loan is where you produce very little in the way of documentation to valid your salary/wages etc.  This kind of loan is applicable to those who may work for themselves etc who find it very difficult to demonstrate to a lender their earnings as they are self employed.  These kind of loans normally a attract a slightly bigger interest rate&hellip;<span class="activity-read-more" id="activity-read-more-231764"><a href="https://www.propertyinvesting.com/topic/4368398-a-few-questions-2/#post-4431627" rel="nofollow">[Read more]</a></span></p>
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				<title>Devo replied to the topic Should I invest with my company or in my persname? in the forum Hotch Potch</title>
				<link>https://www.propertyinvesting.com/topic/4368345-should-i-invest-with-my-company-or-in-my-persname/#post-4431108</link>
				<pubDate>Thu, 02 Oct 2003 00:56:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Billfromoz</p>
<p>I would be very interested in gaining a little bit more knowledge on the ATO losing it&#8217;s appeal re: captilising interest.  Do you know of a web site where this has been published?  Sounds like a handy piece of info.</p>
<p>Cheers<br />
Steve</p>
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