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	<title>PropertyInvesting.com | Cat159 | Activity</title>
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				<title>Cat159 replied to the topic Flooded House in Dalby in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4402815-flooded-house-in-dalby/#post-4642101</link>
				<pubDate>Thu, 17 Feb 2011 05:06:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thx for the feedback</p>
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				<title>Cat159 replied to the topic Property Management in Townsville in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4394452-property-management-in-townsville/#post-4594269</link>
				<pubDate>Wed, 05 Nov 2008 22:18:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Try Live-n-invest real estate, they were pretty good. 07 4773 1006. They managed and sold my property for me.</p>
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				<title>Cat159 replied to the topic SMSF Borrowing  to invest in Property in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4385802-smsf-borrowing-to-invest-in-property/page/2/#post-4549955</link>
				<pubDate>Tue, 28 Oct 2008 06:03:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Try this link &#8211; yes you can borrow to purchase property within your SMSF. Yes I work for Macquarie and NO it isn&#039;t a product plug, but to give you an idea on what are the products available to allow you to purchase property via your SMSF. I&#039;m pretty sure most banks offer this type of product so its worth hunting&hellip;<span class="activity-read-more" id="activity-read-more-276737"><a href="https://www.propertyinvesting.com/topic/4385802-smsf-borrowing-to-invest-in-property/page/2/#post-4549955" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Property Transfer advice in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394562-property-transfer-advice/#post-4594776</link>
				<pubDate>Fri, 24 Oct 2008 00:33:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi &#8211; I helped my sister out by purchasing a house under my name for her to live in (although she had the deposit and all fees covered, she had a default and the banks would not lend) I also went with ING, currently we are in the process of transferring the house to her name and she will be liable for the standard costs such as legals, stamp duty&hellip;<span class="activity-read-more" id="activity-read-more-274952"><a href="https://www.propertyinvesting.com/topic/4394562-property-transfer-advice/#post-4594776" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic NEW FHOG in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394456-new-fhog/#post-4594305</link>
				<pubDate>Tue, 14 Oct 2008 22:44:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiThis might my ignorance talking, but I thought that you would still qualify for the FHOG even if you have an investment property, as long as you have never lived in it????CheersCat</p>
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				<title>Cat159 replied to the topic Finance for Self Managed Super Fund (SMSF) in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4394322-finance-for-self-managed-super-fund-smsf/#post-4593311</link>
				<pubDate>Fri, 26 Sep 2008 01:13:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Try any of the banks &#8211; Macquarie has a product called property lever</p>
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				<title>Cat159 replied to the topic Offsetting losses in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394277-offsetting-losses/#post-4593138</link>
				<pubDate>Fri, 26 Sep 2008 01:12:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Joint tenancy. But i double checked with my accountant and it is def okay for me to have 100% of the repairs and maintenance. We have to split the income and interest as per our 50/50 split.</p>
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				<title>Cat159 replied to the topic Offsetting losses in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4394277-offsetting-losses/#post-4593136</link>
				<pubDate>Tue, 23 Sep 2008 23:29:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiOur properties are all 50/50 and although we have to split the interest and income 50/50, my accountant does allocate the repairs and maintenance plus a few other expenses solely to my income (me being an employee who can&#039;t reduce my income substantially whilst he is self employed). It may be worth checking with an accountant as to what&hellip;<span class="activity-read-more" id="activity-read-more-268792"><a href="https://www.propertyinvesting.com/topic/4394277-offsetting-losses/#post-4593136" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Bank goes bust in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4394269-bank-goes-bust/#post-4593084</link>
				<pubDate>Mon, 22 Sep 2008 05:50:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi <span>In the event of a bank being unable to meet its obligations, as an Authorised Deposit-taking Institution it is a requirement of Section 13A of the <em>Banking Act 1959</em> that all Australian assets are to be made available for the repayment of bank deposits in priority to all other liabilities. This requirement overrides any other securities or&hellip;</span><span class="activity-read-more" id="activity-read-more-225530"><a href="https://www.propertyinvesting.com/topic/4394269-bank-goes-bust/#post-4593084" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Painting Advice Needed from Seasoned Renovators Please! in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4394086-painting-advice-needed-from-seasoned-renovators-please/#post-4592195</link>
				<pubDate>Tue, 26 Aug 2008 05:31:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiWe have just renovated a QLD&#039;r &#8211; being that my other half is a plasterer by trade, he has kept at least one wall as VJ&#039;s in each room and gyprocked the rest creating a mix of old and new. (It actually looks quite good). Vj&#039;s are alot of work, so at the end of the day it is up to you which route you want to choose, but to bring them up to scratch&hellip;<span class="activity-read-more" id="activity-read-more-39187"><a href="https://www.propertyinvesting.com/topic/4394086-painting-advice-needed-from-seasoned-renovators-please/#post-4592195" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Buying to rennovate........but not paying the investment portion of the Stamp Duty.... Possible? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393863-buying-to-rennovate-but-not-paying-the-investment-portion-of-the-stamp-duty-possible/#post-4591048</link>
				<pubDate>Mon, 28 Jul 2008 06:13:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>I guess it all boils down to your intentions at the time of purchase, although I would speak to an accountant. Because although this sounds like a great idea to save you some stamp duty, if the ATO doesn&#039;t believe you  and if they ever audit you, you could fork out more than what you may have saved via CGT concessions and stamp duty premiums.I&hellip;<span class="activity-read-more" id="activity-read-more-235923"><a href="https://www.propertyinvesting.com/topic/4393863-buying-to-rennovate-but-not-paying-the-investment-portion-of-the-stamp-duty-possible/#post-4591048" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Where can I buy flat pack kitchen ? (like ikea but better) in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4393627-where-can-i-buy-flat-pack-kitchen-like-ikea-but-better/#post-4589701</link>
				<pubDate>Wed, 02 Jul 2008 05:10:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Get out the yellow pages and look for cabinet makers &#8211; if you know what size your cabinets are going to be (get the bunning flat pack catalogue and it will have all of the sizes in there). Then give the cabinet maker the sizes of the cabinets req&#039;d and they can cut out a flat pack for you. I do this all of the time. For example Bunnings wanted&hellip;<span class="activity-read-more" id="activity-read-more-39910"><a href="https://www.propertyinvesting.com/topic/4393627-where-can-i-buy-flat-pack-kitchen-like-ikea-but-better/#post-4589701" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Manage my property from another state in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4393228-manage-my-property-from-another-state/#post-4587552</link>
				<pubDate>Fri, 16 May 2008 00:21:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiWith my properties whether they are interstate or not I usually use a local property manager to that area, and keep in regular email or phone contact with them to make sure all is okay. Although I&#039;m not sure why you req&#039;d 2 property managers in different states to manage this property, it would just create twice the headache for you. I would&hellip;<span class="activity-read-more" id="activity-read-more-280388"><a href="https://www.propertyinvesting.com/topic/4393228-manage-my-property-from-another-state/#post-4587552" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic CGT payable if my net income is in tax free threshold? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392882-cgt-payable-if-my-net-income-is-in-tax-free-threshold/#post-4585602</link>
				<pubDate>Fri, 11 Apr 2008 06:19:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>You will qualify for the 50% discount if you have owned the property for 12 + months &#8211; taking your  assessable income for the property to $150K. You will then have to add it on to any other income you have earnt  for the year (which will def take you over the $6K threshold)and pay tax accordingly &#8211; this years rate for $150,001 is $52,200 tax pa&hellip;<span class="activity-read-more" id="activity-read-more-40481"><a href="https://www.propertyinvesting.com/topic/4392882-cgt-payable-if-my-net-income-is-in-tax-free-threshold/#post-4585602" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Problem with settlement - help needed in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392754-problem-with-settlement-help-needed/#post-4585175</link>
				<pubDate>Fri, 28 Mar 2008 05:10:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Look up the Residential Tenancies Site: <a href="http://www.rta.qld.gov.au/giving_the_correct_notice.cfm" rel="nofollow">http://www.rta.qld.gov.au/giving_the_correct_notice.cfm</a></p>
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				<title>Cat159 replied to the topic Will insurance companies pay up for landlords insurance in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392763-will-insurance-companies-pay-up-for-landlords-insurance/#post-4585188</link>
				<pubDate>Fri, 28 Mar 2008 05:06:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>You should read the policy document and look under what circumstances the insurance will cover rent payments.</p>
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				<title>Cat159 replied to the topic Confused with settlement. NEED HELP in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392685-confused-with-settlement-need-help/#post-4584512</link>
				<pubDate>Thu, 20 Mar 2008 04:07:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>In all purchases I have made, the solicitor/conveyancer has paid the stamp duty on my behalf and had the docs stamped.</p>
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				<title>Cat159 replied to the topic how much did you spend renovating your bathroom? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4391754-how-much-did-you-spend-renovating-your-bathroom/#post-4579165</link>
				<pubDate>Mon, 17 Mar 2008 06:14:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have just bought 2 full bathrooms for $3800, this includes double vanities with granite benchtops, toilets, baths, all tapware and fittings and tiles plus the materials to install. I purchased most of these items from a builders clearance centre, where they sell for 10% &#8211; 20% over the cost price. Labour isn&#039;t included as my partner will be&hellip;<span class="activity-read-more" id="activity-read-more-2957"><a href="https://www.propertyinvesting.com/topic/4391754-how-much-did-you-spend-renovating-your-bathroom/#post-4579165" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Bathroom reno for a 1 bedder apartment in the forum Hi
I have purchased 2</title>
				<link>https://www.propertyinvesting.com/topic/4392646-bathroom-reno-for-a-1-bedder-apartment/#post-4584318</link>
				<pubDate>Mon, 17 Mar 2008 06:10:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiI have purchased 2 complete bathrooms incl vanity&#039;s (double sinks granite benchtops), toilets, tiles, baths, fittings, tapware etc etc and it cost about $3800. I went to a builders clearance centre &#8211; they sell new items that are overstocked from retail shops and sell for about 10% &#8211; 20% over cost price. The tiles I shopped for from a disco&hellip;<span class="activity-read-more" id="activity-read-more-223801"><a href="https://www.propertyinvesting.com/topic/4392646-bathroom-reno-for-a-1-bedder-apartment/#post-4584318" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Self Managed Super &#38; Property in the forum Just a note for everyone who</title>
				<link>https://www.propertyinvesting.com/topic/4392156-self-managed-super-property/#post-4581923</link>
				<pubDate>Thu, 31 Jan 2008 06:09:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just a note for everyone who accesses this link that this flyer was developed for FINANCIAL PLANNERS (refer the disclaimer) and is not intended to be financial advice. So see a planner before you act on anything.</p>
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				<title>Cat159 replied to the topic Self Managed Super &#38; Property in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392156-self-managed-super-property/#post-4581922</link>
				<pubDate>Thu, 31 Jan 2008 06:03:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Try this link: <a href="http://www.macquarie.com.au/retail/acrobat/tech_iw_smsf_checklist_200801.pdf" rel="nofollow">http://www.macquarie.com.au/retail/acrobat/tech_iw_smsf_checklist_200801.pdf</a>  I hope it helps</p>
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				<title>Cat159 replied to the topic Excellent Financial Advisors in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392135-excellent-financial-advisors/#post-4581781</link>
				<pubDate>Wed, 30 Jan 2008 05:24:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>I agree with everything you guys are saying &#8211; from a purely property investment perspective.  What I am trying to say is that as an investor you need the right people around you who are specialists in their area (eg: Accountant &#8211; tax implications). Not everyone invests solely in property &#8211; many people have other investments.  I for ex&hellip;<span class="activity-read-more" id="activity-read-more-209551"><a href="https://www.propertyinvesting.com/topic/4392135-excellent-financial-advisors/#post-4581781" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Excellent Financial Advisors in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392135-excellent-financial-advisors/#post-4581778</link>
				<pubDate>Wed, 30 Jan 2008 04:28:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>I tend to disagree and believe financial planners have a place in your world. (I work in the financial services world, dealing with financial advisers, as well as being one myself)A good financial planner will take into account your particular circumstances and needs to give you a comphrensive plan for retirement. A good financial planner&#039;s goal&hellip;<span class="activity-read-more" id="activity-read-more-209548"><a href="https://www.propertyinvesting.com/topic/4392135-excellent-financial-advisors/#post-4581778" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic Lazy Conveyancer! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392104-lazy-conveyancer/#post-4581643</link>
				<pubDate>Wed, 30 Jan 2008 03:41:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Up until recently I have purchased investment properties in QLD. In my experience up here all searches were done prior to the contract going unconditional.Recently I purchased an investment property in Sydney and the solicitor &quot;recommended&quot; to me that their procedures were to do any searches after the contract went unconditional and if there were&hellip;<span class="activity-read-more" id="activity-read-more-8866"><a href="https://www.propertyinvesting.com/topic/4392104-lazy-conveyancer/#post-4581643" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic How to locate the owner of a property and make an offer? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391609-how-to-locate-the-owner-of-a-property-and-make-an-offer/#post-4578311</link>
				<pubDate>Thu, 13 Dec 2007 06:23:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiLog onto RPDATA and buy a report on the house you are interested in. Although at $60 a pop you will want to be sure that it is something you really want. The report gives you the owners details, sales info on the property, and sales within the immediate vincinity of the house.</p>
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				<title>Cat159 replied to the topic Kitchen Benchtop Renos in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4390577-kitchen-benchtop-renos/#post-4572786</link>
				<pubDate>Fri, 31 Aug 2007 05:31:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>HiWhen we installed our kitchen we went to a kitchen cabinet making comany. We provided them with our sizes of each cabinet and door + benchtop in the colours we liked (Marble Laminex bench top and wood grain doors, std whiteboard cupboards with wood grain covers) They supplied the kitchen as a flat pack which we put together and installed (my&hellip;<span class="activity-read-more" id="activity-read-more-14751"><a href="https://www.propertyinvesting.com/topic/4390577-kitchen-benchtop-renos/#post-4572786" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic What would everyone do in this situation? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4389691-what-would-everyone-do-in-this-situation/#post-4567950</link>
				<pubDate>Tue, 22 May 2007 22:30:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>We purchased 3 investment properties over the space of 3 years with the sole focus of getting a cashflow positive return and getting a quick capital gain to pay off our primary residence and get rid of non deductible debt. We sold 2 this year and are debt free except for the 3rd investment property which we will keep &#8211; we have freed up some&hellip;<span class="activity-read-more" id="activity-read-more-54586"><a href="https://www.propertyinvesting.com/topic/4389691-what-would-everyone-do-in-this-situation/#post-4567950" rel="nofollow">[Read more]</a></span></p>
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				<title>Cat159 replied to the topic What type of vehicle do you have ?? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4381491-what-type-of-vehicle-do-you-have/page/10/#post-4524840</link>
				<pubDate>Tue, 22 May 2007 22:24:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>I drive a 1992 Pulsar Q and it is great for the little driving I do (to and from the train station). My partner drives a 1997 Toyota Landcruiser Ute that he bought as a repairable write off for $8K, spent $2K fixing and registering it and then promptly insured it for $26K.</p>
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				<title>Cat159 replied to the topic Financial advisors and how they help or not! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4389650-financial-advisors-and-how-they-help-or-not/#post-4567804</link>
				<pubDate>Tue, 22 May 2007 06:20:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>I actually work for an investment bank (am a qualified planner) and sell/introduce our products (mgd funds, cash, listed stocks, alt assets etc) to financial planners. A few points to note about planners are1. They are only trained in offering advice on mgd funds, shares, property trusts etc etc etc. They have no formal training in physical&hellip;<span class="activity-read-more" id="activity-read-more-60430"><a href="https://www.propertyinvesting.com/topic/4389650-financial-advisors-and-how-they-help-or-not/#post-4567804" rel="nofollow">[Read more]</a></span></p>
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