What about the 10 richest 20-somethings?

Direct contact with skin can cause lesions, so it should be handled with care. Iodine vapor is very irritating to the eye and to mucous membranes. Concentration of iodine in the air should not exceed 1 mg/m³ (eight-hour time-weighted average).

http://en.wikipedia.org/wiki/Iodine#Precautions

Well if the individual parts in the system can be carefully maintained or even replaced then why not?

The biggest problem though is that once you pass breeding age the *protections* of millions of years of evolution apply less and less until your body may eventually fail from something that had no negative effect on your parents…[Read more]

It was quite good and you got a decent amount of food but you needed to eat it within about 2 days because it was…[Read more]

I’m a self-employed call out computer tech and am sick and tired of working from home and not having a decent office/workshop. At the same time I think commercial rents are slavery.

I’m more than happy to work very hard as long as I know it going to end up with me (or me and a partner or partners) owning the building even if it takes about…[Read more]

I don’t think it does. It puts you in a better bargaining position but that position is *way* overpriced and you can be so busy/stressed earning the money to pay your overheads that you may not have any time/money left to look for a girlfriend.

I’ve actually had more girlfriends since I moved back in with my parents. It does look a bit…[Read more]

I applied for a job recently and in the description it said they were specifcially looking to hire call-out computer techs with “experience running their own business”

They charge more per half hour than I charge per hour which is quite interesting.

Just out of interest, what franchise is that?

Since then its been hit 3 times in the left rear passenger door. None of those times were my fault. I’ve also had a truck smack into the back of me and dent my rear bumper.

I’ve also had the master brake cynder replaced and keep it regularly…[Read more]

The house I’m living it at the moment backs straight onto the swan river and has nice jetty. Its owned by my parents and they are the cost of basic new car from paying it off.
I hear it goes up about 50k a year but if its gets…[Read more]

Surely if your insurance mitigates certain risks then your loan should be seen as less risky and you should be able to command a higher LVR.

I…[Read more]

http://www.bbjapanpropertytrust.com/

Looks like they invest in office and retail. I haven’t looked into it any further. I am suspicious as to why they would need to list on the ASX to get investment funds when interest rates there are so low. Just for the deposits perhaps?

As always only invest once you make an informed…[Read more]

Are you going to have a crack at it yourself?

Another thing cheap here is cigarettes. pack of Malbrow costs about $4! And kids can buy them on the streets from vending machines.

Now that’s progress!

Just wondering if you could describe the duties of your job. What does a Roustabout do during those 3 weeks on?

regards,

Chris

One thing about the real estate market is everybody that I have spoken to has negative senitments. Prices have been dropping for 14 years, and there is still no sign of the market recovering. it is cheaper to buy and pay off a loan, than to rent, but most people are still wary of buying.

Isn’t that the essence of…[Read more]

There are brickies that can lay 800 bricks a day at sometimes charge $2 a brick. Often they ask for cash. But would it be wise for me to drop everything and become a bricklayer? By the…[Read more]

Unfortunately Japan is one of those places that you don’t really know what goes on. Westerners that have lived…[Read more]

I’ve got my 1300 number back now and hopefully the amount of work i’m getting will pick up as July ends and everyone wants everything done before Xmas. I’ll try and put my rate up and be ultra incontrol of my finances.

I want to document the whole rags to riches process in nitty…[Read more]

Of course when you go for a job don’t tell you are willing to work for award rates! If they *do* want to get you down to this…[Read more]

I always saw the min-wage as quite generous and personally would love to be getting it.

$15 an hour at a 40 hour week is $600 per week before tax and super. I can easily live on $250 a week ( was getting about $200pw while I was studying and living in a flat) leaving a decent amount to put aside for into investments and or deposits.

I…[Read more]

So I guess you need a bit more creativity or at least patience.

Thanks for your encouragement. Neurotypical is the term; albeit cheekily used to describe people outside the autistic spectrum.

For more info about AS and Autism check out:

http://www.aspiesforfreedom.com/

http://www.aspiesforfreedom.org/autisticprideday/

http://www.spectrumhaven.com/

Even an irc server: irc.chatautism.com/6667

There…[Read more]

I’m very tempted to have a go at either of those positions but I fear they may send me on the next skywest flight back, shortly after starting, when they realise i’m not really cut out for physical labor.

Not saying I think its below me, just saying they may decide not to employ me. If I can be assured they’ll give me a chance to get…[Read more]

I did once with a computer shop but we didn’t discuss it properly and they said I wasn’t right for the job. Another time I wrote about it in cover letter for a job with an ISP in regards to their status as an equal opportunity employer but didn’t get a reponse.

Although I do have a reasonable amount of expereince,most of it is self-made…[Read more]

I…[Read more]

I’m…[Read more]

So much for the “just do time” while saving up $400 a week strategy.

This pic illustrates the problem.

http://www.arach.net.au/~pcaston/financialdependence.png

The pic in the middle came from:…[Read more]

There are a few things…[Read more]

What about developing nations?

It’s more just to make a start and get at least one milestone out of the way. At the moment I don’t need to pay the water bill but this will show what happens when there is money left over. It is reinvested.

So my first milestone is to secure a recurring…[Read more]

I know what you mean. I’m driving around in an ’82 Datsun Stanza. Its very reliable but its not the best for style. Still it gets me around Perth and doesn’t cost me much in petrol.

I would like to be methodical about become financially independent and develop it as a science. Write out a “personal independence” plan much like the business…[Read more]

Got my eyes on the stock market, property trusts, full time jobs, cf+ properties etc.

I’ll do more reading and research but I prefer to get more practical experience than purely academic.

Mind you I jumped into self-employment without working out how much I needed to charge and things like that so ending working long and hard for low income.

Office or home based I need a “base” where I can do various things (both technical…[Read more]

I will likely just get a low-doc loan so its getting the deposit together which is going to be my task. Perhaps I should consider a regular geared savings plan (http://www.anz.com/aus/fin/investing/gearedFact.asp) then later a margin loan on a property trust?

I believe I can also join the army reserve and get 2g for 45 days training. This…[Read more]

If the shares go down in value the bank will issue you with a margin call where you need to pay back the difference so you are right that there is a risk. Interestingly though it works the other way as well if the shares go up in value you have more equity.

I assume you only need to use another property from your profolio as security if you do not have the full funds required for a deposit.

You may only need a fraction of the value of one of your properties but you are risking much more than that fraction by using…[Read more]

It does go on though. While the tellers you deal with when you go to the bank are nice friendly people the ones working up the top of the corporate tree can be quite the opposite.

I’d suggest trying to use the property you are…[Read more]

They (the bank) virtually give it away and usually to one of their mates. With what left they take out all the trumped up legal fees etc and you might have a few pennies to rub together afterwards.

If you are going to have trouble paying the loan don’t tell them!…[Read more]

Doesn’t everyone carry a Palm Pilot and use its calculator?

I was paying $95 a week for a 1 bedroom in Leederville for a year and then $120 a week for a 2 bedroom in Glendalough for about 16 months.

The lady that lived in the flat in Leederville before me had been there for 10 years and was paying $70pw rent.

I assume they put the rent up again after I…[Read more]