PropertyInvesting.com | cama20 | Activity https://www.propertyinvesting.com/members/cama20/activity/ Activity feed for cama20. Sun, 12 Apr 2026 08:33:28 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 92772f0a0e65d32d3b3d37dd53f7ae23 cama20 replied to the topic To join or leave split in the forum Finance https://www.propertyinvesting.com/topic/to-join-or-leave-split/#post-4627661 Fri, 09 Jul 2010 12:07:40 +0000 Thanks TerrywI did not think about that. I think if it is possible then option 3 sounds like the way to go. Thanks again chris

]]> ec6feebeaa66f78cebccef807ae462c3 cama20 replied to the topic To join or leave split in the forum Finance https://www.propertyinvesting.com/topic/to-join-or-leave-split/#post-4627659 Thu, 08 Jul 2010 21:29:26 +0000 Thanks guys for the feedback. I guess i am leaning towards keeping both loans separate but want to not pay LMI so that means option 3. This is my preferred option only because people say don't join the 2 properties. Is there any real reason to not join the properties? Mortgage brokers i have seen in the past all say there is no reason not to j…[Read more]

]]> 06ce97c7e13afe9c6f7d90f1dc2a1b6a cama20 replied to the topic CGT exempt or not in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4399543-cgt-exempt-or-not/#post-4622284 Fri, 16 Apr 2010 04:54:57 +0000 Ahh now that makes sense.  I should have not been such a nice guy and pushed the tenants out when I purchased the place. Oh well everything is easy in hindsight Thanks heaps.

]]> 5048bba8086195b70a5d7e9f6edde215 cama20 replied to the topic CGT exempt or not in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4399543-cgt-exempt-or-not/#post-4622282 Fri, 16 Apr 2010 01:41:16 +0000 Thanks for the info. hmm ok so getting a proper valuation is not worth it then, for CGT purposes anyway. I guess you meant to say you don't pay CGT for 80%.

]]> c25d69bbc1ff0437a9f7b434ae6a243f cama20 replied to the topic property in geelong melbourne in the forum Help Needed! https://www.propertyinvesting.com/topic/4399365-property-in-geelong-melbourne/#post-4621023 Mon, 12 Apr 2010 11:00:04 +0000 HiTry the REIV website for info.

]]> 4fbcfba498dd4310d65b412656d86d70 cama20 replied to the topic Which name to put on title in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4399446-which-name-to-put-on-title/#post-4621522 Fri, 09 Apr 2010 11:33:13 +0000 Thanks guys for the feedback. It sounds like i may just have to leave the property the way it is for now.

]]> 9c8dbbe0d621a0e05785f3bffd3412f4 cama20 replied to the topic Should I get 2nd IP or try pay off my house in the forum Help Needed! https://www.propertyinvesting.com/topic/4399436-should-i-get-2nd-ip-or-try-pay-off-my-house/#post-4621468 Fri, 09 Apr 2010 06:58:30 +0000 Hi Snoopy III never thought about using an offset account that way before but i think it is a very clever way to set things up. I have a few friends in a situation where they want to turn their house into an IP but have payed to much of it off to make it worth it. I might look into changing my approach. In the past i have seen an offset account…[Read more]

]]> 33869692f58e10676318039f0442fcf8 cama20 replied to the topic When & how to value IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4399428-when-how-to-value-ip/#post-4621425 Thu, 08 Apr 2010 12:31:48 +0000 I guess the question i should be asking is who is a good valuer in Melbourne?

]]> b9b646aaaa95993cb8fb5033af00dd6e cama20 replied to the topic When & how to value IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4399428-when-how-to-value-ip/#post-4621424 Thu, 08 Apr 2010 06:00:32 +0000 Hi Markhmm didn't think that the price to value a property would vary that much. I would not imagine that the time and effort to value a 3BR would be more than a 2BR. I have had a realestate agent in and have looked around at the lastest sales however i was not sure if the realestste agents valuation was worth the paper it was written on. Who do…[Read more]

]]> c3f463f091755ee17cefb6d8220235a3 cama20 replied to the topic Renting to family self manage or PM? in the forum Hmm i didn't think about the https://www.propertyinvesting.com/topic/4398152-renting-to-family-self-manage-or-pm/#post-4613379 Thu, 31 Dec 2009 04:51:53 +0000 Hmm i didn't think about the visiting part. I guess that means that i can visit my sister (my property) without giving notice (she might not be happy with it) with bothe options (PM or self managed).I am still leaning towards self managing just because i know my sister will call me direct if the place needs maintanace even if we were with a…[Read more]

]]> 550f7179f2000934b0ba5f2c2215bd87 cama20 replied to the topic How to work out depreciation amount and how is this effected when converting from PPOR to IP. in the forum General Property https://www.propertyinvesting.com/topic/4395118-how-to-work-out-depreciation-amount-and-how-is-this-effected-when-converting-from-ppor-to-ip/#post-4597727 Tue, 13 Jan 2009 11:29:39 +0000 Thanks guys for your help this clears it up for me. Another quick question. How do you clame things such as paint for the house or doing landscaping yourself?Is all the paint or landscaping products you buy put together as one item and depreciated or can you just deduct each item in the year of purchase?Regards chris

]]> d32ede296deafd74753dc35585311d5e cama20 replied to the topic Wanting to purchase my first investment property but applying for the FHOG. in the forum Help Needed! https://www.propertyinvesting.com/topic/4395116-wanting-to-purchase-my-first-investment-property-but-applying-for-the-fhog/#post-4597708 Sun, 11 Jan 2009 05:21:43 +0000 Where to look depends on the reason for purchasing the property. If it is for an investment and you are aiming for capital growth then i would stay within 10 Km of the city but if it is to live in then go wherever you want to live.

]]> 552d0328d950f17e23f0a44d6a15b505 cama20 replied to the topic Cashflow Spreadsheet/Calculator in the forum Help Needed! https://www.propertyinvesting.com/topic/4387375-cashflow-spreadsheetcalculator/#post-4557227 Mon, 13 Nov 2006 12:29:07 +0000 Hi Dave

Would it be possible to post the links to some of the calculators? I’m sure there would be a lot of people interested, as am i.

Thanks
chris

]]> 870bf0e11608f9fe7c88cadbfe63252f cama20 replied to the topic Invest in property...looks like a dud to me. in the forum Help Needed! https://www.propertyinvesting.com/topic/4387224-invest-in-property-looks-like-a-dud-to-me/page/2/#post-4556581 Sun, 12 Nov 2006 02:50:34 +0000 Originally posted by Mortgage Hunter:
Originally posted by arrowsmith:
DLPP,

A) I would lose the 10k first home owners grant

Tragically common misconception.

Suggest you reread the legislation.

There is a link to your State’s requirments on my website.

Simon Macks
Residential and Commercial Finance Broker
simon@mortgagehunter.com.au
0425…[Read more]

]]> c2e2aa890e532f3dbc9f64a0e4bfff9a cama20 replied to the topic suburb information in the forum General Property https://www.propertyinvesting.com/topic/4383041-suburb-information/#post-4534466 Mon, 14 Nov 2005 13:54:49 +0000 I can’t believe that with the huge number of professional investors on the sight that I only get one reply for a question like this. I am having a lot of trouble doing my research and with thousands of other investors on the sight that are doing their own research no one can give me any direction on a simple topic like this. Is this because ther…[Read more]

]]> 3a6aeb920a115948f1b731623401ee9a cama20 replied to the topic Do you know anyone that retired by 30? in the forum Creative Investing https://www.propertyinvesting.com/topic/4383034-do-you-know-anyone-that-retired-by-30/#post-4534390 Fri, 11 Nov 2005 09:20:39 +0000 Pipelinebuilder

I am 23 and have similar ambitions to you. I have grown up watching my parents work hard and now are nearing retirement with no where near enough money to do thinks they deserve to do in their retirement.
I think you are right retiring means not having to go to work. I don’t think i will ever stop working but i think when you…[Read more]

]]> d38f3bc154c27fd29b9dc8bdc207614d cama20 replied to the topic 1 bed flats in geelong in the forum Help Needed! https://www.propertyinvesting.com/topic/4383030-1-bed-flats-in-geelong/#post-4534369 Fri, 04 Nov 2005 08:50:11 +0000 Thanks for your input!

Ya i was a bit conserned about investing with a friend thats why i put this post. Think you might be right a lot of people seem to run into trouble when investing with a friend.

About the PPOR i was looking at doing what you said however because i have got an extreamly low income and my partner just started work i was a…[Read more]

]]> 45282722936b3694d7a6480b6a9b2632 cama20 replied to the topic median price info in the forum General Property https://www.propertyinvesting.com/topic/4382302-median-price-info/#post-4530112 Thu, 22 Sep 2005 10:21:10 +0000 Thanks fernfurn

I managed to get a copy of a friend. This is a good start it has the right information just does not show it year by year. Thanks a lot.

]]> d09e897ccde0391db7b04f3377183ab0 cama20 replied to the topic How and what to invest in at this time in the forum General Property https://www.propertyinvesting.com/topic/4381106-how-and-what-to-invest-in-at-this-time/#post-4522422 Mon, 22 Aug 2005 03:22:21 +0000 I am a young invester at age 22. I developed an interest in investing when i was about 20 when i learnt about one of my friends making $1000 in the stock market.
I then started out like most people have mentioned here, i got an ING account then a Bank West one and then a managed fund. I started reading most of the books mentioned here, the best of…[Read more]

]]> cbc09b3132bbedfddb62c33dba591c0d cama20 replied to the topic auto invest in shares in the forum No Subject https://www.propertyinvesting.com/topic/4381081-auto-invest-in-shares/#post-4522251 Fri, 08 Jul 2005 22:27:33 +0000 Tools.

No conection with this company just seen their add in the Hearold sun and checked them out.

Celivia

Ya i know its wrong. wont happen again [blush2]
just thought people might be interested.

]]> 62aad0744c48a1612d1b03363130f473 cama20 replied to the topic Investing while renting: Good or BAD? in the forum Help Needed! https://www.propertyinvesting.com/topic/4380897-investing-while-renting-good-or-bad/#post-4520959 Thu, 07 Jul 2005 04:44:38 +0000 TMA

I assume that if you dont move into another house you own then the government is not exactly calling your property an IP and this is why you get the CGT exemption. So yau are saying that if i brought another place to move into then i will have to pay the CGT? because it will efectivly be and IP.

]]> bdc0329fbe5ff5d7b0bdb1a72d463186 cama20 replied to the topic Investing while renting: Good or BAD? in the forum Help Needed! https://www.propertyinvesting.com/topic/4380897-investing-while-renting-good-or-bad/#post-4520956 Thu, 07 Jul 2005 02:51:32 +0000 Ironhide

I am glad to hear from someone who has done the same. Unfortunatly i am from Victoria so i dont think i can get away with paying no stamp duty it would be fantastic if i could would save up to $7K.

I am very interested about not having to pay CGT. I have never heard of this being the case befor but it would be fantasic if it was the…[Read more]

]]> e29f4fb5a759659bd8c1a76bc163479f cama20 replied to the topic Buying a home or investment property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4380937-buying-a-home-or-investment-property/#post-4521265 Tue, 05 Jul 2005 21:53:17 +0000 TMA

I think that you are right about the house and rent prices however from what i can see there is still a big gap between the price and rent which is why it is extremely hard to find a positive cash flow property. I do think you are right but we are still in for a bit of a wait before prices are low enough to find really good bargains.

]]> 37d7c1af93a092767d2f7cf7902e36da cama20 replied to the topic Which City/Suburb you live? in the forum Forum Frolic https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/13/#post-4442454 Tue, 05 Jul 2005 03:48:48 +0000 I had to get through 17 pages to get here and i dont think i seen anyone fron Sunbury. Has any one else?

]]> 61229da7bd2c107d4e5728f3ce65eb7c cama20 replied to the topic Which City/Suburb you live? in the forum Forum Frolic https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/13/#post-4442453 Tue, 05 Jul 2005 03:46:15 +0000 Hi all

I am from Sunbury victoria.

Just starting out in property. I am just about to buy my first one, which is a renovation project.

]]> b7a3c1d687b36bb09a1cc8cc76d795ee cama20 replied to the topic Investing while renting: Good or BAD? in the forum Help Needed! https://www.propertyinvesting.com/topic/4380897-investing-while-renting-good-or-bad/#post-4520952 Tue, 05 Jul 2005 00:54:02 +0000 I think that Renting and investing in property is a great idea. After posting several similar q’s on this site i decided to buy a property to renovate. The plan is to buy it spend 6 months renovating so i can get the FHOG, then rent it out and go back to renting. I have done a bit of number crunching and this looks like it will work out. Espesialy…[Read more]

]]> e821f430aab05abd17bbc8ff7e8db6a0 cama20 replied to the topic First time renovator in the forum General Property https://www.propertyinvesting.com/topic/4380998-first-time-renovator/#post-4521729 Sat, 02 Jul 2005 23:04:41 +0000 I am not sure if that is the case in VIC I think that it is only 24 hours notice. However you are right that i can still be quite difficuly for them.
You say you brought your first house this way. How did it work out for you? Is there anything i should look out for?

Has anyone else done this before?

]]> 826acc134700bd68b8d2e16312ab9738 cama20 replied to the topic Buying a home or investment property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4380937-buying-a-home-or-investment-property/#post-4521263 Sat, 02 Jul 2005 23:02:07 +0000 This is true however the amount that you pay out of your pocket for an investment property is also coming out of your pocket in your own home to pay the interest on the loan. The difference is that if it is an investment the tenents are hellping you pay this interest. You are right about the CGT however the benifits here are quickly eroded due to…[Read more]

]]> 88b094c2ced2555eed397a3b24b47b22 cama20 replied to the topic Sourcing a Positive cashflow properties in the forum Help Needed! https://www.propertyinvesting.com/topic/4380988-sourcing-a-positive-cashflow-properties/#post-4521651 Thu, 30 Jun 2005 02:37:13 +0000 I have been looking and have also come across these types of agents and would like to ask the same Q as Madappa.

With out looking right into it they seem fairly genuine.

]]> 1cbe96c1c7743d82cc24ae715a233e38 cama20 replied to the topic 11 second solution in the forum Help Needed! https://www.propertyinvesting.com/topic/4380985-11-second-solution-11/#post-4521646 Thu, 30 Jun 2005 00:45:31 +0000 I’m with TMA on this one. It relates to the percentage return not the currency however in your situation you may be looking for a different return depending on other factors in the contry.

]]> 9814ecd36c14708f44aba78faeb976b3 cama20 replied to the topic Buying a home or investment property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4380937-buying-a-home-or-investment-property/#post-4521261 Wed, 29 Jun 2005 23:06:37 +0000 That does make sense i think. At the moment anyway with high prices and lowish rent. Thanks.

]]> 75c2b317509d32411f925c419c0fec55 cama20 replied to the topic Buying a home or investment property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4380937-buying-a-home-or-investment-property/#post-4521259 Wed, 29 Jun 2005 22:09:08 +0000 So are you guys saying that if you were living in a house and paying rent but had enough money for a deposit you would recommend you stay renting and buy an investment property instead?

This would have its own tax advantages but would you came out better off this way?

and if you did this would you get the FHOG and live in the house for a while…[Read more]

]]> 2aa2e3e8084e290db2ac2e1220e1de04 cama20 replied to the topic 100K positive cash flow propertys in the forum General Property https://www.propertyinvesting.com/topic/4380920-100k-positive-cash-flow-propertys/#post-4521115 Tue, 28 Jun 2005 21:24:30 +0000 MK2R

That sounds exactly like the sort of buy that i am looking for. I have got some familly that live near cairns that may be able to help me out with looking. Thank you.

]]> 8248cc7fd0b3d680e8deb3479c185bed cama20 replied to the topic 100K positive cash flow propertys in the forum General Property https://www.propertyinvesting.com/topic/4380920-100k-positive-cash-flow-propertys/#post-4521112 Mon, 27 Jun 2005 09:27:26 +0000 APerry

In my current situation and as long as the FHOG is still around this option is looking better and better. Have you tried anything like this before and if so in your experience are there any obviouse dangers to look out for?

]]> 8218d44e544e45dba2c5025e87a84b11 cama20 replied to the topic 100K positive cash flow propertys in the forum General Property https://www.propertyinvesting.com/topic/4380920-100k-positive-cash-flow-propertys/#post-4521110 Mon, 27 Jun 2005 05:09:20 +0000 Thanks everyone for the replies.
I have not looked at property trust but that may be a good idea.
I have saved enough for a deposit, about 10-15k so i have got enoug to start. I think that you are right there is a huge amount of risk in reginal areas at the moment and that is why i am a bit nerves.
One option i did think about was buying a house…[Read more]

]]> 026bbd0be2bb46b6201282d3a14862d3 cama20 replied to the topic When are you planning to retire? in the forum General Property https://www.propertyinvesting.com/topic/4380911-when-are-you-planning-to-retire/#post-4521038 Mon, 27 Jun 2005 00:07:14 +0000 Iam 23 and about to finish my studies and join the work force.
Plan to be financialy free by 35 and retire at 40.

I plan to do this by saving hard and only buying real assests such as investment property and shares.

]]> 634227e6f1ce4d761d3c71641e782595 cama20 replied to the topic Houses in ouyen in the forum Help Needed! https://www.propertyinvesting.com/topic/4380847-houses-in-ouyen/#post-4520563 Thu, 23 Jun 2005 04:59:54 +0000 I live in the airport west area in Melbourne.
What am i trying to get out of owning my own investment property?
I am quite young and not that interested in working full time till i am 65. I have always been interested in property, i am what you can call a house proud person. I am looking to buy my first property to help me to continue to build my…[Read more]

]]> 074e27a559f5ea8816d38ea23c77256d cama20 replied to the topic Houses in ouyen in the forum Help Needed! https://www.propertyinvesting.com/topic/4380847-houses-in-ouyen/#post-4520561 Thu, 23 Jun 2005 04:39:35 +0000 Thanks guys for your replies. It sounds to me that in this current climate it is not the best time to be buying in the far outer reaches of victoria. I am however having trouble trying to find somewhere to buy a good property for around this 100k mark. I just dont know where to start looking! I am trying to find somewhere in victoria to keep it…[Read more]

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