PropertyInvesting.com | Alexander2 | Activity https://www.propertyinvesting.com/members/alexander2/activity/ Activity feed for Alexander2. Sun, 12 Apr 2026 13:54:40 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 978297daa2c2ec5e55b73116353dfd38 Alexander2 replied to the topic Kiwi conveyencers/solicitors? in the forum No Subject https://www.propertyinvesting.com/topic/4381222-kiwi-conveyencerssolicitors/#post-4523138 Tue, 26 Jul 2005 07:36:20 +0000 Thanks Millsy,

He’s situated perfectly for me if I end up purchasing in hamilton… thanks again.

Alex

Take action, don’t say without doing! mcraea@anzmortgagesolutions.com

]]> 813007fd1291030ca1f0b76a15c12712 Alexander2 replied to the topic Finance NZ in the forum Overseas Deals https://www.propertyinvesting.com/topic/4381223-finance-nz/#post-4523146 Mon, 25 Jul 2005 09:47:54 +0000 Cheers guys,

I’ll get right onto that literature now.

Thanks again[strum]

Alex

Take action, don’t say without doing! mcraea@anzmortgagesolutions.com

]]> 834d9196e8b9c66775786a89804ceaee Alexander2 replied to the topic Kiwi conveyencers/solicitors? in the forum Overseas Deals https://www.propertyinvesting.com/topic/4381222-kiwi-conveyencerssolicitors/#post-4523136 Mon, 25 Jul 2005 09:41:32 +0000 Thanks Nobleone

I’ll get in contact with hime when we’re ready to go ahead with things. Lots of help, cheers.

[strum]

Alex

Take action, don’t say without doing! mcraea@anzmortgagesolutions.com

]]> 14e5fce579e9318a52be33631880ad70 Alexander2 replied to the topic Finance NZ in the forum Overseas Deals https://www.propertyinvesting.com/topic/4381223-finance-nz/#post-4523143 Wed, 20 Jul 2005 10:21:19 +0000 Thanks Steven,

a very straight forward answer, I appreciate that.

There was osme good information from Kiwiproperty in that thread as well,

cheers,

alex

Take action, don’t say without doing! mcraea@anzmortgagesolutions.com

]]> f7d29c648152e26b14e9b5a75168ff56 Alexander2 replied to the topic personal loan as deposit in the forum General Property https://www.propertyinvesting.com/topic/4377826-personal-loan-as-deposit/#post-4501031 Thu, 06 Jan 2005 08:38:05 +0000 Thanks for your input, I appreciate it.

They’re good three q’s to ask [biggrin]

cheers, Alex

]]> f830c6744f9e94826bc5794bbfb0459c Alexander2 replied to the topic personal loan as deposit in the forum General Property https://www.propertyinvesting.com/topic/4377826-personal-loan-as-deposit/#post-4501029 Thu, 06 Jan 2005 08:10:48 +0000 as I work for the bank, probably 1% difference. allowing me to have approx 8% int rate for the personal loan

I realise for others this may not be the most desirable int rate for money used as a deposit.

Getting back to the original question, by the sounds of it this is not a regular practice that you’ve used or seen used?

Originally this was…[Read more]

]]> 93666d0880075c3d81bc9631bc2e5850 Alexander2 replied to the topic personal loan as deposit in the forum General Property https://www.propertyinvesting.com/topic/4377826-personal-loan-as-deposit/#post-4501028 Thu, 06 Jan 2005 08:08:56 +0000 as I work for the bank, probably 1% difference.

I realise for others this may not be the most desirable int rate for money used as a deposit.

Getting back to the original question, by the sounds of it this is not a regular practice that you’ve used or seen used?

Originally this was put to me as a way to purchase the first property because you…[Read more]

]]> 391b944da3bfdecd7dbe09741d74b38c Alexander2 replied to the topic personal loan as deposit in the forum General Property https://www.propertyinvesting.com/topic/4377826-personal-loan-as-deposit/#post-4501026 Thu, 06 Jan 2005 07:41:21 +0000 St George (and ANZ), I believe, have a product called the get set loan: a personal loan at 12.2% with a Max of $50k which is allows the customer to draw on the funds and make a minimum I/O payment on only the funds they use. There is no term on the loan as it is a line of credit. Whatever funds you draw on are the funds you incur interest on.

I…[Read more]

]]> 7f392d4a3a4a2e3c11fdc76c7a514a30 Alexander2 replied to the topic personal loan as deposit in the forum General Property https://www.propertyinvesting.com/topic/4377826-personal-loan-as-deposit/#post-4501024 Thu, 06 Jan 2005 07:21:34 +0000 the personal loan is a line of credit loan at 8% unsecured. You’re right though, a line of credit at 6.5% would be more effective, however it needs to be secured against something, this loan is not.

This allows me to use it for the initial deposit for such properties like commercial which need a larger deposit due to less LVR.

]]> 01dabdd233bc696d4658f15b097a5652 Alexander2 replied to the topic personal loan as deposit in the forum General Property https://www.propertyinvesting.com/topic/4377826-personal-loan-as-deposit/#post-4501023 Thu, 06 Jan 2005 07:17:28 +0000 Is what you’re leaning towards: forgetting the personal loan altogether and focusing on each property seperately, therefore extending the loan as far as you can take it over the equity of each seperate property??[blush2]

]]> 85f26c4f42366d51438dde0dc885abc0 Alexander2 replied to the topic personal loan as deposit in the forum General Property https://www.propertyinvesting.com/topic/4377826-personal-loan-as-deposit/#post-4501021 Thu, 06 Jan 2005 07:04:06 +0000 1. Personal Loan is just as competitive as home loan int rate as I work for the bank, probably 1% difference. This then allows me to have the main part of the home loan as a st var, I/O or P&I, while maintaining the overdarft as the source of deposits.

2.Having the money paid off the home via the personal loan allows me to free up equity for the…[Read more]

]]> d8f2c2fdf47f270d1a9b67af3df89283 Alexander2 replied to the topic Under a Company Name in the forum General Property https://www.propertyinvesting.com/topic/4371709-under-a-company-name/#post-4458208 Fri, 05 Mar 2004 02:50:26 +0000 Thanks guys[^] Lots of help, I’m seeing the accountant in the next week or so… will raise the same questions with him. We should always seek the right advice in correspondance to what we want to achieve.
Some of you mentioned the fact that you can’t halve the CGT, there are also many other tax and income advantages with a company based on the…[Read more]

]]> f3e3e58513aa473cf9f42f221be26f92 Alexander2 replied to the topic How Do they do It in the forum General Property https://www.propertyinvesting.com/topic/4371683-how-do-they-do-it/page/2/#post-4457989 Wed, 03 Mar 2004 07:11:05 +0000 Originally posted by kaloni:
Originally posted by Leswon:
WOW!!
These people must be on MASSIVE wages to be able to afford this kind of rent. I’m probably talking more then, about the people on an “average” or should I say “Low” wage. Many people only bring in around $400 pw as a wage!
Les[:D]

I live in Malvern Vic
rents for a 3br house start at…[Read more]

]]> 6aba593b4a6691b5b5927c811e9cdb86 Alexander2 replied to the topic Raising Prop Price in the forum General Property https://www.propertyinvesting.com/topic/4371638-raising-prop-price/#post-4457596 Wed, 03 Mar 2004 05:27:59 +0000 Cheers Scully, lots of help….[^]

]]> a42828110f35cf810a5e9d55610166f3 Alexander2 replied to the topic Forum Question?? in the forum Forum Question?? https://www.propertyinvesting.com/topic/4371703-forum-question/#post-4458151 Wed, 03 Mar 2004 05:16:35 +0000 Cheers Simon[:D]

]]> 44f1a6fd3b6ea68b773177116b375e24 Alexander2 replied to the topic Raising Prop Price in the forum General Property https://www.propertyinvesting.com/topic/4371638-raising-prop-price/#post-4457593 Wed, 03 Mar 2004 05:14:52 +0000 Scully, wuold you look at getting another valuaton in such short time had you only done a minor amount of work on the property, ie Paint job and small restorations in order to raise property price. Obviously it will depend on the house itself whether you think it’s worth your time and money… what I’m getting at is how relevant do you think think…[Read more]

]]> 7c33c40785f24276004588dc9e43d2f3 Alexander2 replied to the topic How Do they do It in the forum General Property https://www.propertyinvesting.com/topic/4371683-how-do-they-do-it/page/2/#post-4457980 Wed, 03 Mar 2004 04:00:46 +0000 Redwing made a really good point earlier: If we all Watched every dollar we spent, we’d be a whole lot better off. The silly things which we don’t even think about become the items we lose the most money to. These are the things which (If we saved the money) would become the cash for the next deposit. That’s one thing I make sure I keep in mind…[Read more]

]]> 9090e7f863c39b6485fb1f3dd524a9e1 Alexander2 replied to the topic Raising Prop Price in the forum General Property https://www.propertyinvesting.com/topic/4371638-raising-prop-price/#post-4457589 Wed, 03 Mar 2004 03:49:11 +0000 Cheers guys.[^] on the topic of re-valuations, many banks/lenders I’ve heard have an issue with re-valuating a property within six months of their last valuation.
What can you do to hurry this process up when in need of freeing up equity??[?]

]]> b3ec391951dfb34c3379f8e6afe9bce8 Alexander2 replied to the topic Location of IP's in the forum General Property https://www.propertyinvesting.com/topic/4371641-location-of-ips/#post-4457617 Mon, 01 Mar 2004 06:37:55 +0000 None of the properties I’m sourcing at the moment are from my home town. Sydney is a very hard city to find +ve cashflow properties (I will never say that it is impossible, nothing is[}:)]) and for those looking to purchase in Sydney for CG we were the lowest in growth last year and are predicted to be this year. I’m finding good yields about 3-5…[Read more]

]]> ca12dc28f97a0ba80a470be1663b60f6 Alexander2 replied to the topic Raising Prop Price in the forum General Property https://www.propertyinvesting.com/topic/4371638-raising-prop-price/#post-4457584 Mon, 01 Mar 2004 05:18:34 +0000 By increasing the property value, you increase your borrowing power.
Instead of resting on my example, lets throw around a couple of better ones. that was the idea of the thread, not to get caught up on one example.[^]

]]> 271efd34e6902b80d800df755ddcd007 Alexander2 replied to the topic Raising Prop Price in the forum General Property https://www.propertyinvesting.com/topic/4371638-raising-prop-price/#post-4457582 Mon, 01 Mar 2004 05:14:43 +0000 Good point, the example is very tennant oriented as it is a long term lease agreement, the rental increase does allow for movement in borrowing capcity however.

]]> f95261cb48c4add48d1f35151502db57 Alexander2 replied to the topic Where does the market go from here? in the forum General Property https://www.propertyinvesting.com/topic/4370828-where-does-the-market-go-from-here/page/4/#post-4451367 Tue, 10 Feb 2004 05:31:44 +0000 That’s right Westan, I think everybody who read this thread can take something from it… the fundamental reason for the site is to help and learn, let’s get back to the fundamentals[^]

]]> 9e4c515eae21581bc010640108ce913f Alexander2 replied to the topic Link to "Where does the market go from here?" in the forum General Property https://www.propertyinvesting.com/topic/4371124-link-to-where-does-the-market-go-from-here/#post-4453639 Mon, 09 Feb 2004 07:33:07 +0000 Another point which was made- and I am foreign to the way China’s growth has come about (comments would be good)was that China had lost out rhough agriculture of late and therefore pushed more and more people towards the city for money reasons. This in turn led to the surge of property and produce sales as the amount of people living closer to…[Read more]

]]> 727ccddbe91cd164577346d20f178c05 Alexander2 replied to the topic Where does the market go from here? in the forum No Subject https://www.propertyinvesting.com/topic/4370828-where-does-the-market-go-from-here/page/4/#post-4451361 Mon, 09 Feb 2004 07:02:32 +0000 Wow. [:D]

]]> 6ec029e583b4a3c927b4bf254d6f917a Alexander2 replied to the topic [moved] Developing in the forum Value Adding https://www.propertyinvesting.com/topic/4371042-moved-developing/#post-4453124 Mon, 09 Feb 2004 03:40:50 +0000 Cheers Michael, Options are definately the way to go when looking to seal a coupleof deals a t a time and are something I work with.
I’m talking with a council today, I’ll request a dstrict plan while I’m there

]]> feaf467c5f0b6005011b18ea745178e4 Alexander2 replied to the topic [moved] Developing in the forum Value Adding https://www.propertyinvesting.com/topic/4371042-moved-developing/#post-4453122 Thu, 05 Feb 2004 06:12:11 +0000 Guess work… Yeah sometimes, if the risk is feesible. You’d never base your decision on the hope that council was going to do something to convenience you…
The example came from a place i looked at up the coast… 100% developable and subdevision already approved but only for a certain amount of sub-devides. Pending the completion of…[Read more]

]]> b47baa56b93e3a476017e25413e289ca Alexander2 replied to the topic TASMANIA in the forum General Property https://www.propertyinvesting.com/topic/4371041-tasmania-5/#post-4453117 Thu, 05 Feb 2004 06:03:43 +0000 The employment point is quite relevant. I have based some of my desisions on tourist attractiona and holiday destination type places. I’ve found a lot of councils are re-zoning (re regulating) their suburbs due to development. Some areas are strictly agricultural and environmentally protected now… I think it’s good that they have caught some…[Read more]

]]> a6fed7a7e3dac4b53e35205728f98393 Alexander2 replied to the topic Mentoring in the forum General Property https://www.propertyinvesting.com/topic/4369920-mentoring/page/2/#post-4443761 Fri, 26 Dec 2003 13:13:45 +0000 PeterM, I live locally to Five Dock, could you let me know of any other similar seminars, I would be delighted to go to as many as I could.
a_mcrae99@hotmail.com

Hope everybody had a fantastic christmas and is on a roll for a brilliant New Year…
Take care..
Alex[^]

]]> 072771684d26ba4297679d5145fd282a Alexander2 replied to the topic Job Search in the forum General Property https://www.propertyinvesting.com/topic/4369794-job-search/#post-4442994 Fri, 05 Dec 2003 03:59:42 +0000 Cheers guys, I appreciate the help. I have a couple of interviews lined up.
AUSTRALIA… What’s your email address? I was actually looking further into property management.
Thanks again guys.[:D]

]]> 78e5416e1661825084a155da242d04d1 Alexander2 replied to the topic 11 second rule? in the forum General Property https://www.propertyinvesting.com/topic/4369746-11-second-rule-4/#post-4442570 Fri, 05 Dec 2003 03:55:05 +0000 Phobia, you’re a legend… I posted a while ago enquiring about Buyer Beware… that’s all I needed to hear.
Cheers[8D]

]]> 3be76f18b8230de5a4809b9a08b81d4c Alexander2 replied to the topic Job Search in the forum General Property https://www.propertyinvesting.com/topic/4369794-job-search/#post-4442990 Thu, 04 Dec 2003 01:46:28 +0000 [|)][?]

]]> 36e983df102309d5648415d65fa5f876 Alexander2 replied to the topic Job Search in the forum General Property https://www.propertyinvesting.com/topic/4369794-job-search/#post-4442989 Wed, 03 Dec 2003 11:39:43 +0000 a_mcrae99@hotmail.com

]]> d75df96916a95eda4e154b8fc31841c7 Alexander2 replied to the topic 11 second rule? in the forum No Subject https://www.propertyinvesting.com/topic/4369746-11-second-rule-4/#post-4442567 Wed, 03 Dec 2003 05:24:12 +0000 Cheers guys, SIS yours is a 96 second rule….
thanks[^]

]]> ed1495c1ad8030477b90ceec205b6302 Alexander2 replied to the topic Software in the forum General Property https://www.propertyinvesting.com/topic/4369747-software-4/#post-4442571 Wed, 03 Dec 2003 01:04:29 +0000 There was a post a little while ago concerning EZ-RENT, was anybody able to get that to work using windows[?][?]
I tried with two different windows versions without luck… any sugestions[?]

]]> 10150ded1e8cb5cecb3d564dcb903a2c Alexander2 replied to the topic 11 second rule? in the forum General Property https://www.propertyinvesting.com/topic/4369746-11-second-rule-4/#post-4442562 Wed, 03 Dec 2003 01:02:25 +0000 Thanks Melbear, very easy…
Cheers, Alex

]]> e73e38e2b3dceaf5b93d6d2a122ea0b1 Alexander2 replied to the topic How are the newbies going? in the forum General Property https://www.propertyinvesting.com/topic/4369498-how-are-the-newbies-going/page/2/#post-4440252 Tue, 02 Dec 2003 02:53:59 +0000 I hadn’t realised there were so many of us new guys…
I’ve been studying for 6 months now and somewhere along the line received an email about PropertyInvesting???? I love this forum, it’s been great to read up on what everybody else is doing and learn the ins and outs of some of the different methods of investing.
I’m actually looking at Lease…[Read more]

]]> b8a5ca2a74403b3d52cae66a68196e81 Alexander2 replied to the topic software in the forum General Property https://www.propertyinvesting.com/topic/4368867-software-3/page/3/#post-4434767 Tue, 25 Nov 2003 09:08:14 +0000 I’d love to check out Property manager Pro… I’ve had look at some other programs, I’m actually still waiting for that version of property tracker to be emailed to me.
I’d really appreciate it OZ
Cheers Alex.. a_mcrae99@hotmail.com

]]> ec72b877769eadac247d1d725817f2cf Alexander2 replied to the topic software in the forum General Property https://www.propertyinvesting.com/topic/4368867-software-3/page/3/#post-4434765 Tue, 25 Nov 2003 08:44:53 +0000 Had a couple of goes at downloading the EZI-RENT package on a couple of different computers with different Windows versions…. NO LUCK
Are there any other programs that anyone’s aware of which is compatible with Windows XL??[?]

]]> e616c24b7b9eaa14dbe4e1444e857d24 Alexander2 replied to the topic property seminars in the forum No Subject https://www.propertyinvesting.com/topic/4369577-property-seminars-2/#post-4440902 Tue, 25 Nov 2003 08:31:44 +0000 Thanks guys… I had kinda come to that conclusion as well… haven’t quite given me any subject answers though.
Has anyone got any other sites which post seminar schedules etc??[:D]

]]> 65a2230470defcabf3f1016a1f7b2437 Alexander2 replied to the topic lease option in the forum General Property https://www.propertyinvesting.com/topic/4369347-lease-option-2/#post-4439146 Fri, 21 Nov 2003 08:13:18 +0000 I’m looking at that type of option right now, instead of selling a currently owned property, I’m trying to source a rental property to organise a lease option on.
We’ve run into some slight problems, though learning really quickly

]]> 63799a3c4f84ebb44b52e830b5d4cb55 Alexander2 replied to the topic Interstate Investing. in the forum General Property https://www.propertyinvesting.com/topic/4369525-interstate-investing/#post-4440514 Fri, 21 Nov 2003 04:11:18 +0000 Great point[:D] I wonder if anyone out there lives anywhere in Central QL and would be able to check a place in Biloela for me… hehehe[:P]

]]> 2256cfb412e1ca198e935da36bae5537 Alexander2 replied to the topic lease option in the forum General Property https://www.propertyinvesting.com/topic/4369347-lease-option-2/#post-4439144 Fri, 21 Nov 2003 03:40:39 +0000 Anybody ever completed a successful lease option, either as an intermediary ao as the final buyer[?][?]

How’s your work going MMmerlin??

]]> fd1e485d514760d76ec64ea715c2733b Alexander2 replied to the topic Interstate Investing. in the forum General Property https://www.propertyinvesting.com/topic/4369525-interstate-investing/#post-4440512 Fri, 21 Nov 2003 03:34:44 +0000 Has anybody done, or is anybody doing this right now??
Should I be making the effort to actually get a few potentials and make the trip myself[?]

]]> de6ee056a3027472b0b90120408d88e2 Alexander2 replied to the topic POSITIVIE GEARING - HELP ME? in the forum General Property https://www.propertyinvesting.com/topic/4369303-positivie-gearing-help-me/#post-4438665 Fri, 21 Nov 2003 03:14:40 +0000 I like your idea Herme… Check out the area you wish to source property in, click your lower end of the scale in pricing for rent…. check out the local rental prices. Then go and check out the sale prices for the same sized appartments or houses.
Cheers, Alex. Mc

]]> 74db4a0d28162fae377ddb593e3cf824 Alexander2 replied to the topic best 5yr fixed rate ? in the forum General Property https://www.propertyinvesting.com/topic/4369509-best-5yr-fixed-rate/#post-4440387 Fri, 21 Nov 2003 03:04:15 +0000 I believe Credit Union has an offset facility at the moment which is fixed at 6.3?%, however I have a feeling it’s only over a three year period. That’s fdefinately the lowest I’ve seen at the moment. [;)]

]]> 48abbcbf9c23c1326310b8e8f3423aaf Alexander2 replied to the topic why have you decided to start investing? in the forum General Property https://www.propertyinvesting.com/topic/4369503-why-have-you-decided-to-start-investing/page/2/#post-4440336 Fri, 21 Nov 2003 02:57:10 +0000 Work hard for ME and the FAMILY, retire young!![:D][:D]

]]> fc74ae676e95ec8b8203b9f91aba46fd Alexander2 replied to the topic Hot development in the forum General Property https://www.propertyinvesting.com/topic/4369497-hot-development/#post-4440228 Fri, 21 Nov 2003 02:53:09 +0000 Thanks for the input guys… And don’t worry C2 I’m actually just looking to learn from this excersise. I’ve got a developer and architacht looking at it for their own personal use… I’m really just interested in learnign anything I can while I’ve got the papers in front of me.
The council’s been helpful, though I know there are ways of…[Read more]

]]> 3eb005b8193580fd8dd6196464229aa9 Alexander2 replied to the topic lease option in the forum General Property https://www.propertyinvesting.com/topic/4369347-lease-option-2/#post-4439143 Thu, 20 Nov 2003 02:14:05 +0000 MM, sounds like a really good piece of software…. Looking forward to checking it out, I’ll get rgistered on that site today. I think your idea would really narrow your target market and make it quite a lot easier to pick your propeties more effectively. [^]

Riff- I’ve heard of businesses who do it as well, I have a friend who owns a franchised…[Read more]

]]> 8b3807664791cae5cadf68f44c6ebab8 Alexander2 replied to the topic REFINANCING???? in the forum General Property https://www.propertyinvesting.com/topic/4369383-refinancing-4/#post-4439381 Fri, 14 Nov 2003 03:00:45 +0000 Most refinancers, whether they be private or public, will ask for an internal valuation by one of their own proffesionals in the area. I guess a good idea woulld be to get your own valuation done on the house and then find what the average LVR (Loan to Value Ratio) for your area is. This can be done by enquiring through any refinancer who will…[Read more]

]]> 6ee7dc94f977d62c6ad8ea3d93c7fa8f Alexander2 replied to the topic lease option in the forum General Property https://www.propertyinvesting.com/topic/4369347-lease-option-2/#post-4439139 Fri, 14 Nov 2003 02:24:45 +0000 Thanks for the reply to this topic mmerlin. I’d like to hear mor about your software which you’re using in conjunction with the internet, based on the change in rental price over a certain period of time. I’m doing the same thing with my friend. What I’ve found is that we have a couple of different steps we have to go thorugh before we can even…[Read more]

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