Hi all,
I’m looking for someone who can provide serviceability/borrowing capacity for a JV project I’m involved with in Caroline Springs, VIC. The occupier is purchasing the property under a Vendor Finance agreement over 5 years:
I’m aware that I don’t have many posts to my name, however if you go to the ^^^ gumtree link you can ask me any questions on the email/phone no provided (or PM me here).
Thanks,
MarkHi Mark
If you post the information here we can assist you with the assessment.
Cheers
Yours in Finance
Richard Taylor | Australia's leading private lender
Interesting opportunity, but for anyone considering a JV like this, there are a few key points to think through before jumping in.
What to Look at Before Partnering:
Clear Legal Structure:
Make sure the JV is backed by a formal agreement — not just a handshake. Define roles (investor vs active partner), profit splits, exit clauses, and who’s responsible for what. Use a solicitor with property JV experience.
Due Diligence on the Deal:
If you’re funding or co-signing finance, ask for detailed numbers: projected rental yield, property condition, suburb growth data, and an exit strategy. Positive cash flow is great, but verify assumptions with independent data.
Finance Responsibilities:
If you’re offering to co-sign or contribute serviceability, understand the impact on your credit file, borrowing capacity, and liability if the project underperforms.
Experience of the Active Partner:
What’s their track record with similar deals? Do they have a network (agents, PMs, tradies)? JV success often comes down to trust + execution.
Location Insight – VIC Regional Cashflow:
Regional areas can deliver solid returns, but vacancy risk and growth volatility are higher. Look for towns with diversified employment and infrastructure investment.Pro tip: Even if it’s a small deal, always treat it like a business. A well-structured JV can work brilliantly — but only when expectations and legalities are crystal clear from day one.
Anyone here had a successful (or failed) JV in regional Victoria? Would be great to hear lessons learned.
You must be logged in to reply to this topic. If you don't have an account, you can register here.
