found!!! yay!!! landlord’s insurance in NZ!!!

http://www.rentsure.co.nz

thought you might be interested in this. it seems pretty good value!!!
(quoting from page)

Ever had a problem with rents not being paid, tenant disappearing or damage to your property? Well, this is not a cost you need to bear any longer!
At last, a protection plan written specifically for you, the residential property investor.
Regardless of the rent (up to $500 per week) the annual premium remains the same @$282.50 plus GST. That’s about $4.10 per week after tax has been deducted!! You can’t afford not to protect your investment. Also available House & RENTSURE package policies with discounts applying.
How to pay?

Annually, basically any method you like including: Mastercard, Visa, American Express. cheque and cash accepted also. Monthly payment also available on request.

What’s Covered?
* Malicious Damage or Theft by the Tenants.
Up to $25,000 with excess $500. (replacement value; up to 10 years)
* Loss of Rents following the tenant vacating without giving the required notice
Up to 6 weeks rent with excess $250.
* Loss of Rents due to the eviction of a tenant for non-payment of Rent.
Up to 12 weeks rent with excess $250.
* Loss of Rents due to Prevention of Access.
Up to 6 weeks rent with excess $250.
* Legal Liability as a Landlord.
Up to $1,000,000 for property damage with excess $250.
* Premises left untenantable as a result of a claim under section1.
Limit 52 weeks rent with excess $250

Maximum excess any 1 claim even if claiming under more than 1 section is $500 & the bond remains the Landlords !
THAT’S RIGHT, YOU GET TO KEEP YOUR BOND!

ÊAll you need to do to be eligible for RENTSURE Property & Income Protection for Landlords is:

* Select your tenants carefully and obtain a reference (written or oral).
* Collect at least 2 weeks Bond & 1 weeks rent in advance (or any other combination totaling 3 weeks)
* Complete property inspections at least 6 monthly.
* Send a letter to the tenants when rent is 14 days in arrears.
* Make application to the Tenancy Tribunal for vacant possession at 21 days in arrears (in accordance with the Residential Tenancies Act).
* Have a current House Insurance (and contents where applicable) policy covering the property insured.

It’s that simple! In fact if you are currently using a Professional Property Manager then you will probably find these items are already being taken care of for you.

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