PropertyInvesting.com | zimby | Activity https://www.propertyinvesting.com/members/zimby/activity/ Activity feed for zimby. Mon, 13 Apr 2026 03:36:57 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 0831902c9044a0037eb299827f5faebd zimby replied to the topic HOW PLANNING WILL HELP YOU SUCCEED in the forum Help Needed! https://www.propertyinvesting.com/topic/4405753-how-planning-will-help-you-succeed/#post-4662863 Thu, 02 Feb 2012 09:21:49 +0000 Hey Guys

I’m In the IT game as well, debating weather to go contractor or not.
Money seems really good, through the company my chargeout rate is around $160-180 p/h
If I left 3 customers have already said they would follow me.
Bear/Pat what you guys think, i’m 28yo and about to settle on first property.

]]> 00b2dddcb6b5280080e4e4e46d7a5642 zimby replied to the topic How do I buy my first home? in the forum Help Needed! https://www.propertyinvesting.com/topic/4405640-how-do-i-buy-my-first-home/#post-4662168 Sat, 21 Jan 2012 21:57:49 +0000 Your’re on the Money now :)
The key is not to over extend yourself!

]]> ee6ba6ccc9a3d0b8a6aee7b5cf99ac7b zimby replied to the topic $100k deposit, decent salary... what's the smartest way to get started? in the forum Hi Anon All I can Say is https://www.propertyinvesting.com/topic/4405440-100k-deposit-decent-salary-whats-the-smartest-way-to-get-started/#post-4660653 Sun, 15 Jan 2012 02:46:23 +0000 Hi Anon

All I can Say is that if you stretch yourself, you may put yourself in a position where you have to sell in a bad market.
You need to take into consideration the fee’s and unexpected problems that can arise.
Also you cut out alot off first home buyers when you buy at that level, this can effect resale value.
At the moment some people are…[Read more]

]]> 93f9b80a4d5696d1ed44b2cc644c0569 zimby replied to the topic Property Investment Check List in the forum Help Needed! https://www.propertyinvesting.com/topic/4405463-property-investment-check-list/#post-4660845 Fri, 30 Dec 2011 04:38:25 +0000 Finally found the one I use.Hope someone finds this useful.http://fyels.com.au/wpgLink Looks dodgy but its legit :)Denis

]]> 19fbcbb43e50741bbabe70da6057e407 zimby replied to the topic I have been looking at properties most deals look like cash munchers in the forum I noticed the same thing https://www.propertyinvesting.com/topic/4405477-i-have-been-looking-at-properties-most-deals-look-like-cash-munchers/#post-4661042 Tue, 27 Dec 2011 21:13:49 +0000 I noticed the same thing when looking for property around Brisbane, however when I attended the property it was a different story, agents and sellers can’t seem to get their head around the “not a great market for sellers”
Properties around the 460 mark are selling for around for around 360-70.
With a LVR of 90% some minor work and self managed I…[Read more]

]]> e06c812266eb01ad02167bb1c2c3f776 zimby replied to the topic Property Investment Check List in the forum Help Needed! https://www.propertyinvesting.com/topic/4405463-property-investment-check-list/#post-4660840 Mon, 26 Dec 2011 23:40:58 +0000 Nice work.
I made one up for our hunting, but was a bit too lazy to put it up.
Ours included things like aircon,stove type etc all those little things that can be forgotten about when visiting 10+ places in 1 day :)

]]> 9cf994eb10413592e25e03b8fac02830 zimby replied to the topic Finance Advice & FHB Considerations for a New Investor in the forum Help Needed! https://www.propertyinvesting.com/topic/4405464-finance-advice-fhb-considerations-for-a-new-investor/#post-4660857 Mon, 26 Dec 2011 22:56:30 +0000 Correct me if I an wrong, but I was under the understanding that Stamp Duty concessions require the property to be Owner Occupied for at least 1 year?
Is this different for OTP properties?

]]> f1b102b496b7b36cc4814665d73ff819 zimby replied to the topic investment property in brisbane city CBD in the forum Help Needed! https://www.propertyinvesting.com/topic/4405472-investment-property-in-brisbane-city-cbd/#post-4660976 Mon, 26 Dec 2011 22:49:05 +0000 Have you considered Body Corporate Fee’s in the CBD, some are around 6k a year.
I’ve heard a good saying on the forum here ” Hope is not an investment strategy”
We’ve just been looking at properties in the cbd and found there was limited haggle room, properties in the sub 500k seem to be doing well and selling fairly quickly for pretty much on…[Read more]

]]> 4027b801bd586ca1b89a99783d9c6327 zimby replied to the topic Help Needed Indooroopilly QLD in the forum Help Needed! https://www.propertyinvesting.com/topic/4405284-help-needed-indooroopilly-qld/#post-4659479 Mon, 28 Nov 2011 05:29:07 +0000 HI AllenThanks Heaps for your reply.I've always wondered, you must get " Can you find me a CF+ property" alot.I'd also be interested to know the answer to this :)CheersDenis

]]> f81fd2e14344c7998802b015deabdccb zimby replied to the topic 300 000 in the bank.. what to do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4398610-300-000-in-the-bank-what-to-do/#post-4616174 Thu, 04 Feb 2010 07:57:44 +0000 I second Talking to Richard.
He’s Helped put me on the right track :)
Just be careful with that much money you’ll be getting lots of free advice and new friends

]]> 4f910b6685cf3cc1bfbe1c1d42b3b847 zimby replied to the topic 300k SE Qld looking to buy first IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4398226-300k-se-qld-looking-to-buy-first-ip/#post-4613803 Thu, 07 Jan 2010 03:10:14 +0000 Is your primary focus on cashflow or Capital?

]]> 6a7da5825a7e834acd8505c933e9fc1b zimby replied to the topic 300k SE Qld looking to buy first IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4398226-300k-se-qld-looking-to-buy-first-ip/#post-4613801 Thu, 07 Jan 2010 01:36:06 +0000 Hi Andrew

I’m in the exact situation as your’s :)
I’ve been looking around for about 2 months now, A friend has just finished building in Springfield lakes cost him about 380k (the house I personally think is worth around 350k) also they have just started Development behind his property so there is lots of dust/heavy machinery.
There seems to be a…[Read more]

]]> 067d26bcad669f17dc324a2f7d61d286 zimby replied to the topic Inner Brisbane in the forum Thanks WaySolid :) I was https://www.propertyinvesting.com/topic/4398234-inner-brisbane/#post-4613911 Wed, 06 Jan 2010 22:23:24 +0000 Thanks WaySolid :)

I was beginning to lose hope in my post!
I couldn’t believe the difference in body corporate fee’s same street, similar size buildings with 4k per year difference.
Going to visit some open houses this weekend to get a feel.

Cheers

Denis

]]> 426af0face5b2f4768e92507f4dd68c1 zimby replied to the topic Best Broker in the forum Finance https://www.propertyinvesting.com/topic/4373602-best-broker/#post-4472768 Mon, 04 Jan 2010 23:48:07 +0000 Richard Gets a thumbs up from me !

]]> 74407f71bec79463fe6542eb6dcf200e zimby replied to the topic WealthScore.... How Did You Go? in the forum 135, oh well could be worse https://www.propertyinvesting.com/topic/4390643-wealthscore-how-did-you-go/page/6/#post-4573200 Wed, 30 Dec 2009 04:41:42 +0000 135, oh well could be worse :)

]]> 71a202424f421ec970a77536e335a0b4 zimby replied to the topic Help to find out the website in the forum Help Needed! https://www.propertyinvesting.com/topic/4398143-help-to-find-out-the-website/#post-4613300 Tue, 29 Dec 2009 23:06:10 +0000 No worries, Glad I can finally give something back to this forum :)

]]> 109956911b9f817185611f02863c8ece zimby replied to the topic Mandatory Internet Censorship & Filtering in the forum Opinionated! https://www.propertyinvesting.com/topic/4394836-mandatory-internet-censorship-filtering/#post-4596174 Wed, 23 Dec 2009 05:29:08 +0000 I don’t think they will succeed, the internet is a global entity.
As we all know countries don’t play nice with each other.

]]> 98a9d86f0083aff32139bb65faec08ad zimby replied to the topic Help to find out the website in the forum Is this the https://www.propertyinvesting.com/topic/4398143-help-to-find-out-the-website/#post-4613298 Wed, 23 Dec 2009 05:08:54 +0000 Is this the Site?

http://www.refindhouseprices.com/

Cheers

Denis

]]> 69acb0c00d82f5f9870b1915943848d6 zimby replied to the topic Tax... in the forum Finance https://www.propertyinvesting.com/topic/4398120-tax-7/#post-4613197 Mon, 21 Dec 2009 01:25:06 +0000 Hi crj

As yet the only expense for my education has been Steve’s book!
I’ve acquired the rest via free methods ( Yea I know, not good )
Does anyone know any accountants who need IT support :)
Not sure what the Boss would say about funding an economics course, I don’t think it wise to ask.
I’ll definitely look for the tax book you…[Read more]

]]> bcf5dad7e19acff77cd142c431e18160 zimby replied to the topic INTEREST ONLY OR P&i in the forum lol a post 6 years later :) https://www.propertyinvesting.com/topic/4398076-interest-only-or-pi/page/2/#post-4612932 Mon, 21 Dec 2009 01:00:12 +0000 lol a post 6 years later :)

]]> 188dc49eb25b69edbee5f19a8854f980 zimby replied to the topic Bank Direct of Broker in the forum Finance https://www.propertyinvesting.com/topic/4397958-bank-direct-of-broker/#post-4612306 Fri, 04 Dec 2009 11:36:36 +0000 Hi Richard

Wow 40 properties thats quite impressive.:)
I don’t mean to be skeptical, I believe that advice is best viewed from many angles and from many sources.
Christmas time will take a toll on our savings, we’ve also got to budget for fridge/drier etc.
We’ll be ready with minimum 5% just after Christmas.
Is it best to find the place before…[Read more]

]]> 90f8faab226b70ed61cfbdae9a1a53eb zimby replied to the topic Choosing a bank or Wholesale fund in the forum Finance https://www.propertyinvesting.com/topic/4397618-choosing-a-bank-or-wholesale-fund/#post-4610676 Thu, 03 Dec 2009 02:44:50 +0000 Bump, this is an interesting read.
Funnily enough the principals can be applied to other industries.

]]> 3b02d27c784f0e6379f4b209cfd4021a zimby replied to the topic Bank Direct of Broker in the forum Finance https://www.propertyinvesting.com/topic/4397958-bank-direct-of-broker/#post-4612304 Wed, 02 Dec 2009 23:10:25 +0000 Howdy

I love these forums :)
Thanks for the replies, I’ve heard great things about Richard(qlds007) on the forum and after talking to a houseless guy younger than me at mortgage choice, I think i’m fairly certain which broker to use.
My only question is how many houses do you have in your portfolio Richard :)
Sorry curiosity got the better of me.
Do…[Read more]

]]> 209461bd2e5eb0c42488b53dc122b732 zimby replied to the topic Interest Only loans in the forum Finance https://www.propertyinvesting.com/topic/4397511-interest-only-loans-21/#post-4610251 Wed, 14 Oct 2009 04:30:19 +0000 Thanks Gents, always appreciated.I need a crash course in economics. :)

]]> 8fc6644e694d3bba40fa0cd80c949146 zimby replied to the topic Interest Only loans in the forum Finance https://www.propertyinvesting.com/topic/4397511-interest-only-loans-21/#post-4610249 Wed, 14 Oct 2009 00:17:33 +0000 Hi TerryRambling is good, whats ramble to you is valuable information to me :)So the best path for my first house would be IO with offset, allowing me to save for next house?Only when I move from the house or buy a second house can I claim tax on the principal?CheersDenis

]]> f8e60c2a4f8a077c49b701f3e440663c zimby replied to the topic Credit Checks in the forum Finance https://www.propertyinvesting.com/topic/4397429-credit-checks-5/#post-4609926 Sun, 04 Oct 2009 06:14:45 +0000 Is this Service Free?The ones on http://www.mycreditfile.com.au  and www.vedaadvantage.com look both like paid services.Got halfway through the form on mycreditfle and it requested a credit card/bpay.I don't mean to sound cheap :)But mostly I am!CheersDenis

]]> d4e1e7f0f974f61f4c9f850debce64b8 zimby replied to the topic Credit Checks in the forum Finance https://www.propertyinvesting.com/topic/4397429-credit-checks-5/#post-4609925 Sun, 04 Oct 2009 06:00:57 +0000 Thanks again :)

]]> 383d39530b6e8185f8aa11088545a5d1 zimby replied to the topic Which Bank in the forum Finance https://www.propertyinvesting.com/topic/4397396-which-bank-6/#post-4609829 Sun, 04 Oct 2009 00:20:08 +0000 Howdy.Thanks to All who have posted :)We're probably going to stick with the dragon for now, in 6 months things may have changed and we'll reasses.Sofar my only issue is with st george and their offset accounts.Can someone who has a st george with an offset clear this is.Apparently they have a really weird way of doing their calculations that effect…[Read more]

]]> 9c40511c9c1a0a16fcf84d8439ca40cb zimby replied to the topic Which Bank in the forum Finance https://www.propertyinvesting.com/topic/4397396-which-bank-6/#post-4609823 Thu, 01 Oct 2009 03:42:15 +0000 emails sent :)

]]> d6dffd72e753f376f85f5bc8ce39a2b7 zimby replied to the topic Which Bank in the forum Finance https://www.propertyinvesting.com/topic/4397396-which-bank-6/#post-4609821 Thu, 01 Oct 2009 02:58:59 +0000 Hi RichardAre your services available as a broker for this sort of thing?CheersDenis

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