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	<title>PropertyInvesting.com | zen | Activity</title>
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				<title>zen replied to the topic Looking for accountant to setup trust in Perth in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505993</link>
				<pubDate>Fri, 04 Mar 2005 10:18:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terry.</p>
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				<title>zen replied to the topic Looking for accountant to setup trust in Perth in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505991</link>
				<pubDate>Thu, 03 Mar 2005 09:56:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terry, sorry that I confused you. But you have explained it to me. I really meant to say &#8220;to buy an IP in a trust and have the loan deductable against personal income&#8221;.<br />
What you said about having a company as a beneficiary so income distribution is only tax at 30% is a very good and clever way of reducing tax.<br />
Thanks for the tip and yes I will&hellip;<span class="activity-read-more" id="activity-read-more-44374"><a href="https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505991" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Looking for accountant to setup trust in Perth in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505989</link>
				<pubDate>Wed, 02 Mar 2005 05:16:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the info Terry, I didn&#8217;t know that.<br />
I went to see a CPA that works for an (expensive) accounting firm on Monday. He explained alot of things and seemed to be very good with his job. Anyway, before I went to see him the impression that I got from this forum is that you need a hybrid discretionarty trust to enable to borrow money against&hellip;<span class="activity-read-more" id="activity-read-more-44372"><a href="https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505989" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic TRUST STRUCTURE in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378895-trust-structure-3/#post-4507542</link>
				<pubDate>Fri, 25 Feb 2005 07:56:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Please forgive my ignorance but why you need a company as the trustee? Can&#8217;t she or her husband be a trustee? Won&#8217;t setting up a company only add more running cost?</p>
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				<title>zen replied to the topic Looking for accountant to setup trust in Perth in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505987</link>
				<pubDate>Fri, 25 Feb 2005 07:45:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terry, I don&#8217;t understand when you say Trust usually don&#8217;t get tax free thresholds. My understanding is that trust must distribute income every year and the tax is paid by beneficiaries. So if a beneficieries is a person with no income than the tax free threshold will apply?<br />
&#8212;<br />
I have made an appointment to see a charterred accountant on Monday.&hellip;<span class="activity-read-more" id="activity-read-more-44370"><a href="https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505987" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Looking for accountant to setup trust in Perth in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505985</link>
				<pubDate>Thu, 24 Feb 2005 05:37:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terry.<br />
One last question, is there any circumstances where it will not be benefitial not to have discretionary (hybrid) trust for investor? Except for the obvious ie setting up and ongoing cost.</p>
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				<title>zen replied to the topic Looking for accountant to setup trust in Perth in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378640-looking-for-accountant-to-setup-trust-in-perth/#post-4505983</link>
				<pubDate>Wed, 23 Feb 2005 11:43:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terry.<br />
Have anyone in Perth used this Tax Lawyer?</p>
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				<title>zen replied to the topic Perth inner city apartments in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378700-perth-inner-city-apartments/#post-4506276</link>
				<pubDate>Wed, 23 Feb 2005 06:47:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;ll shelf the idea for now and I&#8217;ll also let my Colleague knows about the stats. Interesting time, property market is slowing and sharemarket is probably going through a correction. Maybe the economic clock is pointing toward 6 o&#8217;clock, signalling increase in IR.</p>
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				<title>zen replied to the topic Perth inner city apartments in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378700-perth-inner-city-apartments/#post-4506272</link>
				<pubDate>Mon, 21 Feb 2005 08:03:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Derek,<br />
My colleague is looking at it, he thinks it will be a good investment with little down payment. I never really like the idea of investing in apartments but I thought I better ask some people here. I am trying to be open minded and will look into anything that will give good return in the future. As for analysis paralysis, yes I admit&hellip;<span class="activity-read-more" id="activity-read-more-118341"><a href="https://www.propertyinvesting.com/topic/4378700-perth-inner-city-apartments/#post-4506272" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Perth - where to invest? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/7/#post-4469803</link>
				<pubDate>Mon, 21 Feb 2005 07:27:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>I took my children to safety bay for a swin on Saturday. It&#8217;s a nice spot and easy to get there.<br />
I also been thinking about the suburb in the last month or so. I don&#8217;t have an IP so it will be my first one. Like someone mentioned the rents don&#8217;t seem very good.<br />
Alfamick, do you mind me asking if your IP has gone up a lot? Is it near the beach? The&hellip;<span class="activity-read-more" id="activity-read-more-153080"><a href="https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/7/#post-4469803" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic A lesson in gambling...our spec home dilemma in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378671-a-lesson-in-gambling-our-spec-home-dilemma/#post-4506169</link>
				<pubDate>Mon, 14 Feb 2005 17:22:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Pagey, if you decide to transfer the land to your husband perhaps you should consider hybrid discretionary trust. Check the Legal&amp;Finance board. It might suit you better. I don&#8217;t have one myself but thinking about it (just found out myself).<br />
I certainly wouldn&#8217;t recommend you to get another property CF+ or not. You&#8217;ll be busy enough with your baby&hellip;<span class="activity-read-more" id="activity-read-more-77723"><a href="https://www.propertyinvesting.com/topic/4378671-a-lesson-in-gambling-our-spec-home-dilemma/#post-4506169" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Accountant &#38; Solicitor in Cairns in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378624-accountant-solicitor-in-cairns/#post-4505902</link>
				<pubDate>Fri, 11 Feb 2005 10:15:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am also looking for such person for the same reason except I am in Perth.</p>
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				<title>zen replied to the topic WHO CARES??? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378530-who-cares/#post-4505366</link>
				<pubDate>Mon, 07 Feb 2005 07:15:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Neo, the question is can you find a good IP that earns you a resonable rent for the price. The prices has gone out of wack that reasonable yield is very difficult to find now. I don&#8217;t know what will adjust, the rent or the price. Not an expert.</p>
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				<title>zen replied to the topic WHO CARES??? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378530-who-cares/#post-4505363</link>
				<pubDate>Mon, 07 Feb 2005 03:47:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am reading Jan Somers &#8211; Story by Story. On one on the chapter she said that property prices (I think in Melbourne? could be Sydney) since 1950 till 1990s on average was 3 to 4 times of average salary. If that trend to remain the same wouldn&#8217;t it be a good idea to wait since it&#8217;s likely to be flat for some years yet. If you buy a property now it&hellip;<span class="activity-read-more" id="activity-read-more-173806"><a href="https://www.propertyinvesting.com/topic/4378530-who-cares/#post-4505363" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Perth - where to invest? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/6/#post-4469782</link>
				<pubDate>Fri, 04 Feb 2005 09:56:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Marisa</p>
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				<title>zen replied to the topic Negative gearing - investing in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378445-negative-gearing-investing/page/2/#post-4504800</link>
				<pubDate>Fri, 04 Feb 2005 07:12:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the reply Foundation.<br />
So for properties to go up we don&#8217;t need salary increase accross the board. But rent increase means inflation increase hence salary also increase. Property price increase don&#8217;t increase inflation, only rent does?<br />
I quess salary don&#8217;t have to go up by 75% for rents to go up by that much. Say rents go up by 50% but&hellip;<span class="activity-read-more" id="activity-read-more-267682"><a href="https://www.propertyinvesting.com/topic/4378445-negative-gearing-investing/page/2/#post-4504800" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Perth - where to invest? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/6/#post-4469780</link>
				<pubDate>Thu, 03 Feb 2005 15:36:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Marisa.<br />
Do you know the zoning in Yokine, can I find this info on the net? I need an IP that is rentable but I prefer not to go offer 300K. Do you know if vacancy rates is low in Yokine?</p>
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				<title>zen replied to the topic Negative gearing - investing in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378445-negative-gearing-investing/#post-4504796</link>
				<pubDate>Thu, 03 Feb 2005 12:45:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have been doing shares for over 15 years now. Though the first 10 years I couldn&#8217;t say I was investing but more like speculating. But now I am not interested in trading and 85% of my holding is in blue chips. The others are managed funds on small companies. I am seriously want to get into IPs too, still looking around now. My shares is CF+ even&hellip;<span class="activity-read-more" id="activity-read-more-244011"><a href="https://www.propertyinvesting.com/topic/4378445-negative-gearing-investing/#post-4504796" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Perth - where to invest? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/6/#post-4469778</link>
				<pubDate>Thu, 03 Feb 2005 11:53:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Suzieq thanks for the comment. I should look into it. I quess I like the coast and inner city properties, probably will always be easier to rent and have better CG??<br />
I am wondering if you guys have opinions about Yokine and Hillarys. If you were to choose one for IP around 300K where will you buy between the two? Pros and cons? This will be&hellip;<span class="activity-read-more" id="activity-read-more-260980"><a href="https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/6/#post-4469778" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Perth - where to invest? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/6/#post-4469774</link>
				<pubDate>Tue, 01 Feb 2005 14:29:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Can you still find properties within 100 kms of Perth (North and South but not East) where &#8220;11 seconds rule&#8221; still apply?</p>
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				<title>zen replied to the topic Perth - where to invest? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/6/#post-4469771</link>
				<pubDate>Mon, 31 Jan 2005 17:04:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>That is a good yield!<br />
I like Rivervale but has gone up too. To get an old (rundown) single dwelling cost around 250-270k and rent around 130-150/week. Very close to the city though, has good potential. Maybe is the next Kensington. I think developers are building nice apartments around there so it should push the prices up. What do you think about&hellip;<span class="activity-read-more" id="activity-read-more-260976"><a href="https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/6/#post-4469771" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Perth - where to invest? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/5/#post-4469769</link>
				<pubDate>Mon, 31 Jan 2005 08:52:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>I live in Applecross and regularly check the real estate market. The problem with some of the areas mentioned on the list is that the yield on houses (excluding apartment, villa) is very low. Unless you have huge deposit you will find that the gearing will be quite high. I personally like Kensington, it&#8217;s a relatively small suburb very close to&hellip;<span class="activity-read-more" id="activity-read-more-261883"><a href="https://www.propertyinvesting.com/topic/4373215-perth-where-to-invest/page/5/#post-4469769" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Where will Money Flow Next? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378292-where-will-money-flow-next/#post-4504074</link>
				<pubDate>Thu, 27 Jan 2005 03:31:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Ausprop, you didn&#8217;t read my post correctly.</p>
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				<title>zen replied to the topic Where will Money Flow Next? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378292-where-will-money-flow-next/#post-4504072</link>
				<pubDate>Wed, 26 Jan 2005 17:03:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>My feeling is the property prices in NSW can go down another 10% and will be flat for considerable length of time. WA too I think will have small correction. Personally I think the novelty of owning holiday homes or IP outside city that is not easily rented at reasonable price and costing money will wear off. Almost like sharemarket at the peak,&hellip;<span class="activity-read-more" id="activity-read-more-286943"><a href="https://www.propertyinvesting.com/topic/4378292-where-will-money-flow-next/#post-4504072" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Where will Money Flow Next? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378292-where-will-money-flow-next/#post-4504069</link>
				<pubDate>Wed, 26 Jan 2005 04:37:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think if commodity prices remain around this level (China still buying) stockmarket still have few years moderate growth. If commodity prices fall it will increase our inflation. We import so much and prices of imported goods remain low becuase of high Aussie dollar. On the other hand low Aussie dollar will also increase export. But if Aussie&hellip;<span class="activity-read-more" id="activity-read-more-286940"><a href="https://www.propertyinvesting.com/topic/4378292-where-will-money-flow-next/#post-4504069" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Mandurah in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378218-mandurah/page/2/#post-4503590</link>
				<pubDate>Tue, 25 Jan 2005 07:44:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Showmethemoney, do you think Mandurah is turning into a retirement village for Perth oldies?<br />
$350/week for 825K apartment!!! Even in Sydney (which is one of the lowest yield???) you get $500-600/week for that price apartment.</p>
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				<title>zen replied to the topic Mandurah in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378218-mandurah/#post-4503583</link>
				<pubDate>Mon, 24 Jan 2005 09:29:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sound like a good buy. Sure to go up in the future. It has a nice mental picture in my head when you said the end of the road is water and only 400-500 meters away. Good size block too. I went to Golden Bay 2 &#8211; 3 weeks ago, a lot of development going there. Some blocks are 2000 sqm +.<br />
How old is the building?</p>
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				<title>zen replied to the topic Mandurah in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378218-mandurah/#post-4503581</link>
				<pubDate>Mon, 24 Jan 2005 03:56:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Goldenchild,<br />
How far is it from the beach?<br />
How much rental do you get from the property?</p>
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				<title>zen replied to the topic Mandurah in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378218-mandurah/#post-4503574</link>
				<pubDate>Sun, 23 Jan 2005 07:59:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Some properties have double in the last two years. How much more growth do you think Mandurah have in the next couple of years? I am not that familiar with Mandurah. I stayed at Miami two weeks ago and I couldn&#8217;t believe the prices. Some make Perth inner city properties look undervalued.<br />
People are drawn to the ocean, everyone want life on the&hellip;<span class="activity-read-more" id="activity-read-more-106731"><a href="https://www.propertyinvesting.com/topic/4378218-mandurah/#post-4503574" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Financial Planner / Accountant - Perth in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4378144-financial-planner-accountant-perth/#post-4503141</link>
				<pubDate>Wed, 19 Jan 2005 06:58:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>I like to know one too.</p>
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				<title>zen replied to the topic Signs of Life? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378114-signs-of-life/#post-4502914</link>
				<pubDate>Wed, 19 Jan 2005 06:50:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>600/week on 825k brand new apartment? How much growth can you get from here till 2010?<br />
Say she gets 600/week, that&#8217;s 31,200/year minus corp body, insurance etc.<br />
You will have to top up a lot more than $15,000 a year. Probably more than double that amount. This is assuming she always get tenants.</p>
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				<title>zen replied to the topic Signs of Life? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378114-signs-of-life/#post-4502909</link>
				<pubDate>Tue, 18 Jan 2005 18:11:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Will you get 800/week rental on this quality apartment?</p>
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				<title>zen replied to the topic Signs of Life? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378114-signs-of-life/#post-4502906</link>
				<pubDate>Tue, 18 Jan 2005 10:58:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>825k for two bedroom apartment. Must be very nice location in Sydney. In Perth you get excellent river and ocean view + close to the city for that kind of price.<br />
Will she be able to get her money back if she sell it now?<br />
How much rent you get for this type of apartment?</p>
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				<title>zen replied to the topic P I magazine 2.4 mil in two years in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377976-p-i-magazine-2-4-mil-in-two-years/#post-4502020</link>
				<pubDate>Thu, 13 Jan 2005 10:07:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>No I am not saying that it&#8217;s all luck. Lazyboy did well because he bought well and correct timing. He did something when he saw the opportunity and he is lucky. That&#8217;s what I am saying. Obviously he is not expecting that the market will be as good in the next few years otherwise he wouldn&#8217;t have sold his IP&#8217;s. Good for you lazyboy. You can only&hellip;<span class="activity-read-more" id="activity-read-more-194705"><a href="https://www.propertyinvesting.com/topic/4377976-p-i-magazine-2-4-mil-in-two-years/#post-4502020" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic P I magazine 2.4 mil in two years in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377976-p-i-magazine-2-4-mil-in-two-years/#post-4502016</link>
				<pubDate>Thu, 13 Jan 2005 03:56:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Lazyboy, will you be able to do the same if you start now? Your timing was perfect but the boom is over.</p>
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				<title>zen replied to the topic Do you think Perth is still going up? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377542-do-you-think-perth-is-still-going-up/page/2/#post-4499051</link>
				<pubDate>Thu, 23 Dec 2004 16:56:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the input everyone. Yes, I think I will look around for something else. I am hoping to get a bigger block with older style 4&#215;2. Since the block is expensive usually they only value older building 50-75K, while the replacement cost could be 200+K. People want nice new house on nice block, while I am quite happy with older style house. I&hellip;<span class="activity-read-more" id="activity-read-more-123654"><a href="https://www.propertyinvesting.com/topic/4377542-do-you-think-perth-is-still-going-up/page/2/#post-4499051" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Brisbane Apartment Market Advice Needed. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377527-brisbane-apartment-market-advice-needed/#post-4498938</link>
				<pubDate>Thu, 23 Dec 2004 07:17:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have no experience with apartment and Brisbane property market, but why they have to advertise them overseas if they are consider as good value. People in Australia are property crazy, they will buy any good value property. I wonder if the developer have tried to sell them locally and they can&#8217;t find buyers?? Too expensive, too many??</p>
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				<title>zen replied to the topic Do you think Perth is still going up? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377542-do-you-think-perth-is-still-going-up/#post-4499043</link>
				<pubDate>Thu, 23 Dec 2004 07:01:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>The reason why I ask if Perth is still going up is because I have a look at a nice 1000 sqm block in Applecross with very old house (2 bedroom brick and tiles). But to get it I have to sell my 2 storey house on 600 sqm block. I have a comfortable home. Location of the property is  very close to each other. But I will have to add 200K for the&hellip;<span class="activity-read-more" id="activity-read-more-225744"><a href="https://www.propertyinvesting.com/topic/4377542-do-you-think-perth-is-still-going-up/#post-4499043" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic how long is the long term ? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377508-how-long-is-the-long-term/#post-4498760</link>
				<pubDate>Tue, 21 Dec 2004 11:38:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>First of all my instinct about property market has been wrong in the last 2 years. [blush2] I thought it would stopped going up 2 years ago. The slow down finally happened and I am concern on how soft/hard the landing would be. Someone said to me that property market moves like a big tanker once it decided to go to a certain direction it takes&hellip;<span class="activity-read-more" id="activity-read-more-17529"><a href="https://www.propertyinvesting.com/topic/4377508-how-long-is-the-long-term/#post-4498760" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic The Fall and its effect on Investors -well, none.. in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377455-the-fall-and-its-effect-on-investors-well-none/#post-4498408</link>
				<pubDate>Mon, 20 Dec 2004 05:43:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes, I agree. In the future we will have wealthy young people from &#8216;old money&#8217; more so than now. On the same time we will also have larger number of people that will rent and can afford to buy. I quess only time will tell how far the market will correct itself.</p>
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				<title>zen replied to the topic Selling and buying PPOR in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4377483-selling-and-buying-ppor/#post-4498609</link>
				<pubDate>Mon, 20 Dec 2004 05:28:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you for your suggestions.</p>
<p>I have to sell my PPOR to buy another one. A bridging finance is my plan B. I am leaning toward the second option, put an offer subject to a bank loan only. In general will bridging finance has a higher interest rate?<br />
One of the concern is that a .25 % interest rate hike in March next year on already a soft market.&hellip;<span class="activity-read-more" id="activity-read-more-25219"><a href="https://www.propertyinvesting.com/topic/4377483-selling-and-buying-ppor/#post-4498609" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic The Fall and its effect on Investors -well, none.. in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377455-the-fall-and-its-effect-on-investors-well-none/#post-4498402</link>
				<pubDate>Fri, 17 Dec 2004 15:16:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Alex,</p>
<p>I think if you buy early then you have made your money and you can afford to ride the downturn because your yield is higher and you have some buffer against interest rate increase should that happen.</p>
<p>Even if the market drops I think it will take sometimes for the rent to pick up. As you know buildings are still going up as we speak so&hellip;<span class="activity-read-more" id="activity-read-more-203438"><a href="https://www.propertyinvesting.com/topic/4377455-the-fall-and-its-effect-on-investors-well-none/#post-4498402" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Credit card debt hits 28.2 Billion in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377454-credit-card-debt-hits-28-2-billion/#post-4498393</link>
				<pubDate>Fri, 17 Dec 2004 14:49:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Looking at the figure it wasn&#8217;t as bad as I thought. That&#8217;s about $1400 per person. I know many people use them to pay things like insurances, phone bills, car rego etc and they pay by due date. I know many don&#8217;t but this figures I presume is the total amount used on credit cards in the recent months?? It&#8217;s fair to say that big portion are paid by&hellip;<span class="activity-read-more" id="activity-read-more-287351"><a href="https://www.propertyinvesting.com/topic/4377454-credit-card-debt-hits-28-2-billion/#post-4498393" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic BIS Long Term Forecast in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377408-bis-long-term-forecast/#post-4498097</link>
				<pubDate>Thu, 16 Dec 2004 07:56:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the explanation Phil. I agree with you that at the end of the day only small percentage of the population will retire wealthy (now or in 30 years time). I remember reading about it on Noel Whittaker&#8217;s book long time ago. I think only around 2-3% will retire wealthy and large percentage (40-50%?) will rely on pensions.<br />
The irony is that&hellip;<span class="activity-read-more" id="activity-read-more-16759"><a href="https://www.propertyinvesting.com/topic/4377408-bis-long-term-forecast/#post-4498097" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic BIS Long Term Forecast in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377408-bis-long-term-forecast/#post-4498089</link>
				<pubDate>Wed, 15 Dec 2004 04:02:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>These wealthy BBs must be just small percentage of total BBs if you read what the latest news about superannuation yesterday. Some of them will experience 69% drop in their income. Many will not be able to maintain their current lifestyle. I wonder what is the percentage of BBs have IPs and will be independently wealthy enough to maintain their&hellip;<span class="activity-read-more" id="activity-read-more-16751"><a href="https://www.propertyinvesting.com/topic/4377408-bis-long-term-forecast/#post-4498089" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Dunsborough land in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377411-dunsborough-land/#post-4498111</link>
				<pubDate>Wed, 15 Dec 2004 03:54:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>If that is the case then don&#8217;t sell what ever you do. Build or keep the land. Doesn&#8217;t matter if you can&#8217;t claim the interest rate expenses now provided you can afford the repayment. Doesn&#8217;t make sense selling your appreciating asset.<br />
Does it have ocean view? It&#8217;s a smaller size block than average Perth blocks.</p>
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				<title>zen replied to the topic Dunsborough land in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377411-dunsborough-land/#post-4498108</link>
				<pubDate>Tue, 14 Dec 2004 05:51:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Simond, you mentioned that the sale will go through in December and has added 63K in value. When did you by this land?</p>
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				<title>zen replied to the topic What books should I get? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4377359-what-books-should-i-get/#post-4497720</link>
				<pubDate>Fri, 10 Dec 2004 17:19:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you for the information. The thread mentioned enough books to keep me entertain for a couple of months. I am a slow reader. I might start with The Riches Man In Babylon since it covers general wealth creation.</p>
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				<title>zen replied to the topic markets dropped 15 pct in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4377023-markets-dropped-15-pct/page/3/#post-4495709</link>
				<pubDate>Fri, 26 Nov 2004 10:05:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think I just discovered why I have not made good money in property, I don&#8217;t have the feel of the market. I live in Perth and I own my house but has not IP. I could have got into IPs few years back with no problem but I thought it would stop going up much much erlier. Now people say property is on the way down and I don&#8217;t see it. I even think&hellip;<span class="activity-read-more" id="activity-read-more-264125"><a href="https://www.propertyinvesting.com/topic/4377023-markets-dropped-15-pct/page/3/#post-4495709" rel="nofollow">[Read more]</a></span></p>
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				<title>zen replied to the topic Suburb to get into in Perth in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376969-suburb-to-get-into-in-perth/page/2/#post-4495408</link>
				<pubDate>Mon, 22 Nov 2004 06:40:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;ll keep my eyes open and follow my instinct. At least it&#8217;s my decision if I get it right or wrong.</p>
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