PropertyInvesting.com | Wilko | Activity https://www.propertyinvesting.com/members/wilko/activity/ Activity feed for Wilko. Sun, 12 Apr 2026 02:45:03 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 1b4152114a35ad3caf1a578619fdfb75 Wilko replied to the topic Help Finding a savings account in the forum Finance https://www.propertyinvesting.com/topic/4379880-help-finding-a-savings-account/#post-4513352 Mon, 02 May 2005 10:13:41 +0000 thanks all for the replies!!

Just to clarify. I just want to a nonsense transaction account with minimal fees. it is for play money only, so interest is not a factor!

Thank

]]> ee25e3b79c7e5c1c8c93ce16b19bac78 Wilko replied to the topic Help with picking a new financial advisor in the forum Help Needed! https://www.propertyinvesting.com/topic/4379672-help-with-picking-a-new-financial-advisor/#post-4512249 Thu, 14 Apr 2005 09:51:43 +0000 Thanks Derek

Those figures are frightening!! According to the artice, accountants are the only ones worth their money!

The question Derek, would an accountant being able to help me in regards to my own situation? I am never to sure how much an accountant can help in my situation. i only seem to use mine at tax time.

]]> a9811ad8e9766380cfcad3d5bb66fbe4 Wilko replied to the topic Equity in Bundaberg in the forum No Subject https://www.propertyinvesting.com/topic/4379436-equity-in-bundaberg/#post-4511008 Fri, 01 Apr 2005 05:30:55 +0000 Thanks Jack

I realise I can refinance and use the equity. My question was referring to “what would be a good investment” based on my current situation ie starting a family.

I thought about another property but obviously cash flow positive are a rarity these days. I don’t want to over extend as a new born and potentially a single wage has to be…[Read more]

]]> 35115c1d5678473dcc695de3b06caf3b Wilko replied to the topic Refinacing in the forum Finance https://www.propertyinvesting.com/topic/4379195-refinacing/#post-4509396 Thu, 17 Mar 2005 12:16:52 +0000 Thanks Hunter
Basically what I have now is a LOC as my primary loan(split with a part fixed)
I then ave other loans with other inst for my inv properties.
I am happy with my other providers(at this stage)

So in a nutshell I would like to either refinance my existing citybank loan or refinance it all if that was the better option.

My primary…[Read more]

]]> 97a30153a733324f17d107299433a61e Wilko replied to the topic St George Portfolio Loan in the forum Finance https://www.propertyinvesting.com/topic/4375981-st-george-portfolio-loan/#post-4489730 Mon, 13 Sep 2004 08:37:01 +0000 Thx all

If I was to decide to walk away from the loan, how do I go about paying for what has already been done ie loan application, valuations? do I just contact St George and say to bill me for services rendered?

How does it affect the Broker if I do this? Ie work they have already put in.

Thx

]]> dfb09859b76aa58537fb81d1fe1e952e Wilko replied to the topic St George Portfolio Loan in the forum Finance https://www.propertyinvesting.com/topic/4375981-st-george-portfolio-loan/#post-4489727 Mon, 13 Sep 2004 01:47:56 +0000 I think it is a professional package. Do you like the product? How does the offset on the PPR work? Obviously all our income will be put in sub acc 1(PPr)
Do you think the sub acc2 should be fixed or left variable?
Thx

]]> 2997d8158641e53838b642efbcb392aa Wilko replied to the topic St George Portfolio Loan in the forum Finance https://www.propertyinvesting.com/topic/4375981-st-george-portfolio-loan/#post-4489725 Sun, 12 Sep 2004 08:46:46 +0000 We will be accessing the equity to purchase more properties

From memory the rate is 6.47. The loan has sub accounts for each property(or i can have just one account for investment)
As standard the sub accounts are variable. My thought is to fix the investment sub acc. for 3-5 years. Not sure though? What do Brokers think these days about…[Read more]

]]> 12119cadb24027b4ae7c90eb525c928c Wilko replied to the topic St George Portfolio Loan in the forum Finance https://www.propertyinvesting.com/topic/4375981-st-george-portfolio-loan/#post-4489723 Sun, 12 Sep 2004 07:26:58 +0000 We have had a LOC for years with Citibank. Over the last year or so I have found their service to be sub standard. Hence the refinance. The broker we were going through only deals with St George(something i was not aware of when they recommended the Portfolio loan). How many products were we not told about!!
From what I have read the loan…[Read more]

]]> 57ae2ff6b3a328d8fd7f4d373d6f41cf Wilko replied to the topic retirement units in the forum Help Needed! https://www.propertyinvesting.com/topic/4375061-retirement-units-4/#post-4483358 Tue, 20 Jul 2004 09:21:27 +0000 Do a search in the forums as this topic has been covered.
One problem which you may face is most retirement Villas are under 50m2 therefore you may have problems securing finance.

Good luck

]]> 954e2450263dfb26597fa7be32c6757c Wilko replied to the topic Is re-gravelling driveway on i.p. deductable? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4374200-is-re-gravelling-driveway-on-i-p-deductable/#post-4477266 Wed, 02 Jun 2004 05:47:41 +0000 I would think so. I am also claiming this on one of my ip’s.(i Hope i can) To be on the safe side, ask the person doing the work to say “Repair driveway” on receipt.

]]> cb0a8d6c706a805430eab2b01888b7a8 Wilko replied to the topic Investing in Cairns in the forum General Property https://www.propertyinvesting.com/topic/4374176-investing-in-cairns/#post-4477031 Tue, 01 Jun 2004 08:53:26 +0000 Thanks Liz

My only concern is that the main industry is tourism. There are some other minor ones but we all know cairns is the jumping point to other destinations for Nth Qld. If that should slow down(tourism) then trouble.

]]> 5f229f868b992c83d3a99bed236cbe40 Wilko replied to the topic st George for refinancing in the forum Finance https://www.propertyinvesting.com/topic/4374056-st-george-for-refinancing/#post-4476145 Thu, 27 May 2004 11:17:22 +0000 Good advice.

Thanks all

]]> 99776731d79ea835bbf9b0c47d5ee7c7 Wilko replied to the topic st George for refinancing in the forum Finance https://www.propertyinvesting.com/topic/4374056-st-george-for-refinancing/#post-4476143 Thu, 27 May 2004 08:55:47 +0000 [biggrin]

Anyway, back to the subject. If an advisor recommends a cetain institution, and can show you how much better the product is, what do you do?

I will put it this way. “Can people on this forum tell me who they are financed with and why?

Thanks
[suave3]

]]> 914257d5f40d5afd1233efb086374a5d Wilko replied to the topic st George for refinancing in the forum Finance https://www.propertyinvesting.com/topic/4374056-st-george-for-refinancing/#post-4476141 Thu, 27 May 2004 08:30:04 +0000 I think a councilor maybe able to help you stu ie being victorian is a disease of the mind!![laughing]

]]> 108716c5737801a1d45df923304ece57 Wilko replied to the topic st George for refinancing in the forum Finance https://www.propertyinvesting.com/topic/4374056-st-george-for-refinancing/#post-4476138 Thu, 27 May 2004 07:14:12 +0000 Live in Qld but grew up in NSW!! No amount of perfect weather, hot babes and beautilful beaches will make me wear maroon!!

Back to the question, so you are saying that St George “Bees Knees”?

]]> 9048723e892345db31f773c377d5fd1d Wilko replied to the topic Destiny Financial Solutions in the forum Help Needed! https://www.propertyinvesting.com/topic/4373994-destiny-financial-solutions-2/#post-4475744 Tue, 25 May 2004 12:04:53 +0000 It sort of did. Most of the posts were about comparing Margaet and Steve and their personal achievments.

I am looking for someone to say “yep i used their services and this is what they did for me….” If I am going to outlay $2750 for them to advise me on investments then they had better stack up. So far what I have read has not convinced…[Read more]

]]> f16bc4ba7fb2e0462193f01af9ec0934 Wilko replied to the topic Margaret Lomas in the forum Heads Up! https://www.propertyinvesting.com/topic/4372328-margaret-lomas-3/page/3/#post-4463357 Tue, 25 May 2004 10:14:25 +0000 So back to the original question. Has anyone signed up to her companies strategies? Do they work? I recently had an appointment with one of her companies consultants and was cautiously interested. Any other feed back!

]]> 974b5df0b74f327e1807d92f0f14e964 Wilko replied to the topic Destiny Financial Solutions in the forum No Subject https://www.propertyinvesting.com/topic/4373994-destiny-financial-solutions-2/#post-4475742 Tue, 25 May 2004 09:07:52 +0000 Thanks for the advice. To answer your question, they have no affiliation with developers etc. They are an independant company set up by Margaret Lomas(who has written a few books like Steve on property investing) They just deal with property investing strategies and do what other advisors would do ie set your budget and structure your budget to…[Read more]

]]> 506385cd4150ad5487e9c1a792a2f689 Wilko replied to the topic Retirement Villages in the forum Help Needed! https://www.propertyinvesting.com/topic/4373822-retirement-villages-5/#post-4474533 Wed, 19 May 2004 11:33:21 +0000 Thanks Mate

Read a few of the posts. Seems like the common theme is that there may be to many pitfalls in retirement investments. It would be a bit of a bummer if they could not be used as equity. Oh well will have to keep on looking!!

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