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	<title>PropertyInvesting.com | virgininvestor | Activity</title>
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				<title>virgininvestor replied to the topic Australian Property Investor magazine - 24 month subsciption in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393267-australian-property-investor-magazine-24-month-subsciption/#post-4587698</link>
				<pubDate>Sat, 24 May 2008 04:33:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Did you get the market value? or did its value crash like the property market last quarter</p>
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				<title>virgininvestor replied to the topic Australian Property Investor magazine - 24 month subsciption in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393267-australian-property-investor-magazine-24-month-subsciption/#post-4587695</link>
				<pubDate>Thu, 22 May 2008 10:59:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Will you take vendor finance? </p>
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				<title>virgininvestor replied to the topic Australian Property Investor magazine - 24 month subsciption in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393267-australian-property-investor-magazine-24-month-subsciption/#post-4587689</link>
				<pubDate>Wed, 21 May 2008 00:32:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>HAHAHAHAHHAHAHHAHAHAHHAHAHALOLOLOLOLOLOLOLOLOLOLOLOLOLOLO&#8230;&#8230;&#8230;&#8230; Why would you trust a post which actually spells the word &#8230;dot&#8230;.in the e-mail address&#8230;&#8230;sounds like one of those nice glossy student accomadation deals somewhere in darwin.</p>
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				<title>virgininvestor replied to the topic property investing in the forum Go to the real estate agent,</title>
				<link>https://www.propertyinvesting.com/topic/4392843-property-investing-8/#post-4585475</link>
				<pubDate>Tue, 08 Apr 2008 03:51:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Go to the real estate agent, make an offer then purchase, rent it out and pay the loan back! simple</p>
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				<title>virgininvestor replied to the topic is this tax deductable? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392835-is-this-tax-deductable/#post-4585450</link>
				<pubDate>Mon, 07 Apr 2008 09:34:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Bummer!</p>
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				<title>virgininvestor replied to the topic NAB up interest rates another 0.9%!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392750-nab-up-interest-rates-another-0-9/page/2/#post-4585161</link>
				<pubDate>Sat, 29 Mar 2008 02:13:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Calm down you old cogs!!I was merely pointing out that such investors as yourself and I are going to profit from the demise of the poor Mr. &amp; Mrs Average!It was a sarcastic and sick jester about how sometimes we as humans are our own worst enemy.Good luck with the crash and doom!And I do have a IP&#039;s, in fact a growing one of 6 properties worth&hellip;<span class="activity-read-more" id="activity-read-more-288400"><a href="https://www.propertyinvesting.com/topic/4392750-nab-up-interest-rates-another-0-9/page/2/#post-4585161" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic NAB up interest rates another 0.9%!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392750-nab-up-interest-rates-another-0-9/#post-4585156</link>
				<pubDate>Fri, 28 Mar 2008 02:26:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>You guys should be fortune tellers!!So basically for saying normal people with families and who enjoy life outside money are &#039;F$#%ED&#039; Grow up and may god give you a soul.</p>
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				<title>virgininvestor replied to the topic 18 Year old, seeking some answers and/or opinons in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392650-18-year-old-seeking-some-answers-andor-opinons/#post-4584331</link>
				<pubDate>Tue, 18 Mar 2008 05:41:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>ummm if you save all your money and not spend it on property where are you going to live??Unless you are living at home with your family and not paying a sent, you will have to pay for property one day.</p>
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				<title>virgininvestor replied to the topic 4 units, one water meter, how does this work for IP's? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392346-4-units-one-water-meter-how-does-this-work-for-ips/#post-4582904</link>
				<pubDate>Mon, 18 Feb 2008 10:26:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>HeyI spoke to my PM and Yarra Vally water today and found out the following1. Yarra Vally said I was liable to pay both service charges and usage as there is only one meter. They will not split the bill or arrange usage payments for the tenants.2. The PM did some ringing around to fellow PM for some advice (I was surprised this is not more common&hellip;<span class="activity-read-more" id="activity-read-more-121656"><a href="https://www.propertyinvesting.com/topic/4392346-4-units-one-water-meter-how-does-this-work-for-ips/#post-4582904" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic 4 units, one water meter, how does this work for IP's? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392346-4-units-one-water-meter-how-does-this-work-for-ips/#post-4582902</link>
				<pubDate>Sun, 17 Feb 2008 11:44:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Elkam,Thanks so much for your advice. I&#039;m going to call the water authority tomorrow (Yarra Vally), I&#039;m also in Melbourne. Unfortunately when I spoke to my future PM (Have signed up but no tenants for a month or so) he did not really make sense and mentioned something about the Body Corp can split the bill, but like you said I don&#039;t think this&hellip;<span class="activity-read-more" id="activity-read-more-121654"><a href="https://www.propertyinvesting.com/topic/4392346-4-units-one-water-meter-how-does-this-work-for-ips/#post-4582902" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic 4 units, one water meter, how does this work for IP's? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392346-4-units-one-water-meter-how-does-this-work-for-ips/#post-4582900</link>
				<pubDate>Sat, 16 Feb 2008 06:32:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Elka!Yeah thats what I had suspected and been told, so if this is the case how have landlords dealt with it in the past?1. Do increase the rent (I thought this might scare some people off seeing a much higher advertised rent)2. Forward the bill to tenant of Agent (But if they fail to pay its your name on the bill?)Any advice would be great!</p>
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				<title>virgininvestor replied to the topic How do you calculate your tax deduction on your Interest payments? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392230-how-do-you-calculate-your-tax-deduction-on-your-interest-payments/#post-4582360</link>
				<pubDate>Thu, 07 Feb 2008 10:13:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys, I&#039;m still confused, might have to go see the tax man!</p>
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				<title>virgininvestor replied to the topic Air conditioner help please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391971-air-conditioner-help-please/#post-4580943</link>
				<pubDate>Thu, 17 Jan 2008 06:45:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,I might throm my two bob in-I recently installed two split systems into my unit, I brought the unit from Harvey Norman then pain  a professional Air Con installer to install them, it can work out cheaper buying the unit yourself from a shop then paying someone to install, I found this with all the quotes I got.I think an important point which&hellip;<span class="activity-read-more" id="activity-read-more-68844"><a href="https://www.propertyinvesting.com/topic/4391971-air-conditioner-help-please/#post-4580943" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic Anyone use Terri Scheer Insurance? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391896-anyone-use-terri-scheer-insurance/#post-4580404</link>
				<pubDate>Mon, 14 Jan 2008 05:19:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,Thanks guys for the feedback thus far,Its a unit so only needed contents and rent coverI got quotes from AAMI and RACV and from a few brokers eg. emi? and terri scheerThe ones from the brokers were all around $255 and the ones from AAMI and such were a little higher $ apox 300The brokers had contents for 45-50K plus about the sane rent loss&hellip;<span class="activity-read-more" id="activity-read-more-19573"><a href="https://www.propertyinvesting.com/topic/4391896-anyone-use-terri-scheer-insurance/#post-4580404" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic Anyone use Terri Scheer Insurance? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391896-anyone-use-terri-scheer-insurance/#post-4580403</link>
				<pubDate>Mon, 14 Jan 2008 05:19:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,Thanks guys for the feedback thus far,Its a unit so only needed contents and rent coverI got quotes from AAMI and RACV and from a few brokers eg. emi? and terri scheerThe ones from the brokers were all around $255 and the ones from AAMI and such were a little higher $ apox 300The brokers had contents for 45-50K plus about the sane rent loss&hellip;<span class="activity-read-more" id="activity-read-more-19572"><a href="https://www.propertyinvesting.com/topic/4391896-anyone-use-terri-scheer-insurance/#post-4580403" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic Melbourne accountant needed??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391811-melbourne-accountant-needed/#post-4579518</link>
				<pubDate>Sun, 06 Jan 2008 11:31:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Oh great, thanks. Kilsyth is about 20 mins away so that is close, I&#039;ll check it out.</p>
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				<title>virgininvestor replied to the topic Melbourne accountant needed??? in the forum Hi,
Thanks for the post, I</title>
				<link>https://www.propertyinvesting.com/topic/4391811-melbourne-accountant-needed/#post-4579516</link>
				<pubDate>Sat, 05 Jan 2008 07:43:28 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,Thanks for the post, I have heard of her before in the forum so I will check it out <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>virgininvestor replied to the topic DHA Investment Properties in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391688-dha-investment-properties/#post-4578805</link>
				<pubDate>Thu, 20 Dec 2007 06:05:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sorry my mistake I read the orginal post wrong, I was thinking DHS, Department of Human Services, sorry for the misunderstanding <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>virgininvestor replied to the topic DHA Investment Properties in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391688-dha-investment-properties/#post-4578803</link>
				<pubDate>Wed, 19 Dec 2007 08:47:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,There is no need to be so rude and vocal, I was simply stating the experiences I have had this such properties. Good for you if you have had a pleasant experience, thats really nice, but thats the point of the forum for everyone to state their view so how about some respect. The housing your probably talking about is located in NSW and QLD&hellip;<span class="activity-read-more" id="activity-read-more-110623"><a href="https://www.propertyinvesting.com/topic/4391688-dha-investment-properties/#post-4578803" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic DHA Investment Properties in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391688-dha-investment-properties/#post-4578797</link>
				<pubDate>Tue, 18 Dec 2007 12:00:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>I work in local government (by-laws) and have had some very bad experiances with DHA housing, most DHA houses are not looked after, treated poorly and DHA housinf officers are very hard to contact and get action for the tenents to clean up or stop causing a nuisance to neighbours. If your fussy about the up-keep and running of the property I would&hellip;<span class="activity-read-more" id="activity-read-more-110617"><a href="https://www.propertyinvesting.com/topic/4391688-dha-investment-properties/#post-4578797" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic Have you heard of EBM Insurance brokers and PM fees? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391690-have-you-heard-of-ebm-insurance-brokers-and-pm-fees/#post-4578812</link>
				<pubDate>Tue, 18 Dec 2007 11:47:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>.</p>
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				<title>virgininvestor replied to the topic LANDLORD INSURANCE in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391635-landlord-insurance-14/#post-4578461</link>
				<pubDate>Tue, 11 Dec 2007 02:36:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>.</p>
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				<title>virgininvestor replied to the topic Need advice re: our 1st IP in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391636-need-advice-re-our-1st-ip/#post-4578465</link>
				<pubDate>Mon, 10 Dec 2007 09:43:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just pay the $1800 LMI, the capital growth and/or positive cash flow will easily out weight this small outlay if you hold the property for a few years. Seems funny how your bank will only give you 80%? Most banks if you already have a PPOR with them and some equity they will often lend you 100% of purchase price + all costs!!Have a word to your&hellip;<span class="activity-read-more" id="activity-read-more-145664"><a href="https://www.propertyinvesting.com/topic/4391636-need-advice-re-our-1st-ip/#post-4578465" rel="nofollow">[Read more]</a></span></p>
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				<title>virgininvestor replied to the topic First IP, what should I do to get ready? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391623-first-ip-what-should-i-do-to-get-ready-2/#post-4578376</link>
				<pubDate>Fri, 07 Dec 2007 23:13:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks</p>
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				<title>virgininvestor replied to the topic Tax variation form for negative gearing in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4391600-tax-variation-form-for-negative-gearing/#post-4578254</link>
				<pubDate>Wed, 05 Dec 2007 09:45:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>The form is on the A.T.O (Australian Tax Office) website. But I would get a depreciation report first and give this to your accountant to so they can fill out this form for you to maximize your return!</p>
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				<title>virgininvestor replied to the topic WHERE TO NOW? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391592-where-to-now-3/#post-4578230</link>
				<pubDate>Wed, 05 Dec 2007 09:42:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey everyoneThanks so much for the input, I did not expect all the responses so quick and professional. Who needs accountants, lawyers, planners when I have you guys!!Here is an interesting story about my adventures since the last post. I have been looking all over eastern Melbourne for an IP, as I was coming home last night I noticed a new for&hellip;<span class="activity-read-more" id="activity-read-more-26537"><a href="https://www.propertyinvesting.com/topic/4391592-where-to-now-3/#post-4578230" rel="nofollow">[Read more]</a></span></p>
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