PropertyInvesting.com | toe | Activity https://www.propertyinvesting.com/members/toe/activity/ Activity feed for toe. Mon, 13 Apr 2026 08:25:06 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b62b2429eca9a6c3f3522537e2d88475 toe replied to the topic Useful Buffett Insight in the forum patriotsoldier wrote:Take a https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/5/#post-4642236 Sat, 26 Feb 2011 20:34:55 +0000 patriotsoldier wrote:
Take a look at precious metals. smart money, maybe…. maybe not. alot of money…… yes.

Agree with precious metals. Since the world abandoned the gold standard the market has been scared off the world currency, USD on two occassions. Both times gold climbed to a price where the value of all gold in the US treasury was…[Read more]

]]> 11f874551b41a240c61dd3ea6f110f9b toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/5/#post-4642227 Fri, 25 Feb 2011 09:32:48 +0000 AussieHousePrices wrote:
I’m still not convinced.  You’re looking at the weighted average for 8 capital cities.  Is it possible that the plateau you’re seeing is really just an average of rising markets (such as Perth) and falling ones (such as Sydney)?

All flat line indices will contain both rising and falling markets within it. Even rising o…[Read more]

]]> c62da1a4091207233863dff8eac20999 toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/4/#post-4642223 Thu, 24 Feb 2011 20:24:28 +0000 AussieHousePrices wrote:
Hi Guys,  I’m not so sure there needs to be an “event” in order to pop our housing bubble. With the American housing bubble, or the ‘87 stock market crash for example, nothing specific happened that caused them to burst.  A bubble relies on a constant supply of new entrants to keep it going.  One day, you eventually r…[Read more]

]]> 093cbba6a259298f451da77105f1ba30 toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/4/#post-4642211 Wed, 23 Feb 2011 08:49:35 +0000 pharvie wrote:
 It usually takes some economic reason to trigger a significantfinancial event

Thanks pharvie, you have crystalised my point in that sentence.

]]> bad38a02026d506259c47723748960f6 toe replied to the topic Useful Buffett Insight in the forum pharvie wrote:You can argue https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/4/#post-4642208 Tue, 22 Feb 2011 21:26:10 +0000 pharvie wrote:
You can argue these points until you are blue in the face, but at the end of the day unless you are just living somewhere and for some reason don't care what happens to your house price, it is an investment decision.The botttom line is most people will not have an exit strategy except to do what everyone else will do and rush f…[Read more]

]]> 136ff89a78bae1fe968c70dc7b82c166 toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/4/#post-4642207 Tue, 22 Feb 2011 21:09:42 +0000 white_goodman wrote:

toe wrote:
if there's a crash it will be due to wider economic conditions. A China bust maybe, or the world loses confidence the world currency (US dollar), given the amount of money they've "printed" recently.

look at the source of funds for our major banks in financing residential property, our banks arent as immune as…[Read more]

]]> 1a34fdd0b1e76c2e3db1200f2ad442ec toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/3/#post-4642202 Mon, 21 Feb 2011 22:49:58 +0000 nicolas_b wrote:
I am not saying that Australian property is expensive, there is a bubble and it's going to pop. I do not know.  Let's just look at property investors.Toe, these quotes are from this article from morgan stanley"Australia has become a nation of landlords: in 1988-89, 608,000 taxpayers reported rental income; by 2007-08 1,765,000…[Read more]

]]> cc4c1c3fd144f8490839989106e0e58a toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/3/#post-4642200 Mon, 21 Feb 2011 20:24:26 +0000 white_goodman wrote:
yes but where does the demand come from if people cannot afford to buy? Cos supply will increase (new developments etc), unless you plan on closing a vast majority of the economy down. I cant imagine all the baby boomers having a nice cash flow nest egg after retirement many will downsize to get their hands on some…[Read more]

]]> 4b5f06ed55b974dc08503da9fcb792d2 toe replied to the topic Useful Buffett Insight in the forum white_goodman wrote:your https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/3/#post-4642198 Mon, 21 Feb 2011 11:59:08 +0000 white_goodman wrote:
your first sentence makes zero sense.

I can only assume you've misunderstood my point, because it makes perfect sense.

Quote:
From SMHAbout a quarter of  Australians rent their homes through the private rental market — and nearly half of these (45%) are helped to make the rent through subsidies from Commonwealth Rent A…[Read more]

]]> bf3f4c0c13c1b436cd8821c0543ea10f toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/3/#post-4642195 Mon, 21 Feb 2011 07:28:15 +0000 white_goodman wrote:
with housing at record unaffordable levels, baby boomers drifting off into retirement, and banks needing to create more and more debt to keep the status quo, where is the demand gonna come from to keep prices escalating upwards?is this sustainable or plausible? I think notthe party may continue for a while, but when China…[Read more]

]]> 751fb5dd31505eec8ef372c75096159a toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/3/#post-4642187 Sat, 19 Feb 2011 21:31:13 +0000 If you believe Australia will have it's own GFC, have a look at how much effort the international banks had to put in to to cause the GFC from which many would benefit. A US government report suggests that they all new, or ought to have known the crisis was coming. It wasn't just caused by some over priced housing. It was international banks con…[Read more]

]]> 88daecef9ef3504ed94188dcb1d5327d toe replied to the topic Useful Buffett Insight in the forum General Property https://www.propertyinvesting.com/topic/4402822-useful-buffett-insight/page/2/#post-4642170 Thu, 17 Feb 2011 20:32:59 +0000 There is a possibility of house prices declining in Australia, however to compare our situation with the US is a mistake. In order to believe a crash will happen here you'd have to see a way around some key differences. First, rental vacancy rates in the US at the time were as high as 10% in various areas, they had been building far more housing…[Read more]

]]> 6ebfa8ccc1d834cb525d89c3483eb9f4 toe replied to the topic Invest now or keep saving! in the forum Help Needed! https://www.propertyinvesting.com/topic/4402626-invest-now-or-keep-saving/#post-4640754 Tue, 01 Feb 2011 22:07:13 +0000 luke86 wrote:

toe wrote:

luke86 wrote:
If property prices increase on average by say 6% a year (a low figure), then a $500 000 property will increase in value by $30 000 every year.

I'm not so sure about that.

There are many opinions out there on where the property market is heading, and there always will be. If you think it will keep…[Read more]

]]> 917521d20405f5f76f16baa4472424f8 toe replied to the topic Tax Breaks on Renos in the forum Accountant wont really help, https://www.propertyinvesting.com/topic/4402232-tax-breaks-on-renos/#post-4638417 Tue, 01 Feb 2011 10:23:08 +0000 Accountant wont really help, you can call a quantity surveyor and ask questions. But from a non expert who has done this before, you can claim all renovations regardless of when they were carried out (after 1985). If you don't have receipts then the Quantity Surveyor is qualified to estimate the values by visiting the property. If you have…[Read more]

]]> 1b9a9a8fea0bee2aa1fe7cb6a28b1f14 toe replied to the topic What should I compare my return to? in the forum Help Needed! https://www.propertyinvesting.com/topic/4402607-what-should-i-compare-my-return-to/#post-4640660 Tue, 01 Feb 2011 10:03:16 +0000 Why do you want to index your returns? For example for me the answer would be to see if my investment was still working as hard as other potential investments. Therefore I'd take the 'current net income'/'current equity'. Then compare that to the 'cash on cash' return available from other investments, ie 'net rent'/'cash invested'.This way…[Read more]

]]> a4ed1cc72770de7b10f01b75d17d8ddf toe replied to the topic RPData Subscription Sharing For Melbourne and Victoria. in the forum Help Needed! https://www.propertyinvesting.com/topic/4397634-rpdata-subscription-sharing-for-melbourne-and-victoria/#post-4610782 Thu, 29 Oct 2009 20:25:30 +0000 By the way, I'm just a private investor who'd like access to RPData. I'm in contact with a rep who tells me that we dont need to be REAs but we will need a signature from an REA or valuer to say the data is for private use.If you'd like to know more PM me and I can give you the reps details, if you're serious he can do an online walk through demo,…[Read more]

]]> 5ca777f13d14bc34aac3e804f271f049 toe replied to the topic Buy it now Or not?Melbourne in the forum Help Needed! https://www.propertyinvesting.com/topic/4383542-buy-it-now-or-notmelbourne/#post-4537279 Sat, 17 Dec 2005 04:34:19 +0000 Michael thanks for that, I think we may be heading down the same path after all.

Yes seven sales will make it a little hard difficult in terms of having ‘confidence’ in the figures. In fact there is a calculation that quants use called confidence interval. If I can find it I’ll post the link to a website that calculates it for you. It essentially…[Read more]

]]> d315be67e2cf55750c62c69d204b6487 toe replied to the topic CF+ Property, or CF+ Tenant? in the forum No Subject https://www.propertyinvesting.com/topic/4383538-cf-property-or-cf-tenant/#post-4537258 Fri, 16 Dec 2005 15:19:40 +0000 Thank you Derek it does help. I should be more clear because I was also refering to valuation using yields over a period of time for the suburb, rather than the yield on the investment property. In any case it sounds like we agree that it is more important to be happy with ones valuation and rental expectations, than to get a client that is paying…[Read more]

]]> 45a7b97b8c07316fc8f017b14ae71b5d toe replied to the topic Buy it now Or not?Melbourne in the forum No Subject https://www.propertyinvesting.com/topic/4383542-buy-it-now-or-notmelbourne/#post-4537277 Fri, 16 Dec 2005 08:47:38 +0000 Thanks Alistair

Craig Sillitoe

]]> 0308806587e00e127a5f70c390f6b398 toe replied to the topic Buy it now Or not?Melbourne in the forum Help Needed! https://www.propertyinvesting.com/topic/4383542-buy-it-now-or-notmelbourne/#post-4537275 Thu, 15 Dec 2005 22:27:36 +0000 Michael I’m afraid I don’t agree that statistics lie. They can either be massaged by statisticians, or the people interpreting them can missunderstand the bounds of their use.

On median prices I agree with you,and I would say that median prices are of less value because they dont decern between different land sizes, quality of housing etc. So if…[Read more]

]]> 1163eb43b61cfd625e313c6a1b56e3a6 toe replied to the topic Buy it now Or not?Melbourne in the forum Help Needed! https://www.propertyinvesting.com/topic/4383542-buy-it-now-or-notmelbourne/#post-4537272 Thu, 15 Dec 2005 10:21:49 +0000 Thanks Alistair, I’m sure you’re right but I wouldn’t call it a definitive answer. Sorry but I’m the type who just needs to see the figures, I find that way many assumtions are true but surprizingly useful ones are false.

Craig Sillitoe

]]> b41db7f1af32e32b376183da4bc5c26e toe replied to the topic Who is good at stats - capital growth??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4383357-who-is-good-at-stats-capital-growth/#post-4536335 Wed, 14 Dec 2005 23:17:16 +0000 hi debbrad, i may be a little late to this thread. what you are doing so far is quite cleaver. comparing only new sales to old sales of the same property. do you the annulalise the result, or better still quarterise it? have you put it in a spreadsheet, that would make it easier?

residex do a similar thing and have won awards because their…[Read more]

]]> 551b34b000b33d3a084a93d954743e0c toe replied to the topic Buy it now Or not?Melbourne in the forum Help Needed! https://www.propertyinvesting.com/topic/4383542-buy-it-now-or-notmelbourne/#post-4537269 Wed, 14 Dec 2005 22:14:14 +0000 MichaelYardney i like your general premise that some suburbs are doing well in a down market. my question would be whats the best way to determine which suburbs will do well from now, should we assume that the ones that are up 20% will continue at a similr rate?

how else would one chose the right area in a choppy market? i’ve heard talk of…[Read more]

]]> adea254f118502cd20dd00c37d0033c3 toe replied to the topic CF+ Property, or CF+ Tenant? in the forum General Property https://www.propertyinvesting.com/topic/4383538-cf-property-or-cf-tenant/#post-4537255 Wed, 14 Dec 2005 05:49:29 +0000 thanks derek, what you’ve said is pretty much where i was headed. cash flow status of an uncompleted deal needs to be judged based on the yield prevalant in an area not by the rent the tenant pays (if onen inherits a well paying tenant then its a bonus).

this leads me to the conclussion that (for cf+ investing) its all about the valuation (after…[Read more]

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