PropertyInvesting.com | tmr | Activity https://www.propertyinvesting.com/members/tmr/activity/ Activity feed for tmr. Sun, 12 Apr 2026 13:54:40 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 9df60b34a7d488077ff1a13d1c581f2f tmr replied to the topic Looking for vendor finance in the forum Help Needed! https://www.propertyinvesting.com/topic/4406679-looking-for-vendor-finance/#post-4670590 Sat, 26 May 2012 14:01:47 +0000 Hi Ssusanh,

I would have to say If I had listened to everyone saying no, I would have no properties now.

To purchase the first house took over 4 months, and 5 different Mortgage Brokers.

So, even with all the above objections, by being creative, thinking outside the box, pushing things when needed I have two properties most everyone one else…[Read more]

]]> 39ce093a5f7383f7dbea9fe06f2cecd6 tmr replied to the topic Non Conventional Lender Required in the forum Shape wrote: If you could https://www.propertyinvesting.com/topic/4406676-non-conventional-lender-required/#post-4670574 Sat, 26 May 2012 02:36:31 +0000 Shape wrote:
If you could provide some numbers, LVR and how much savings you have etc might be able to work something out…no promises :)

Done a loan for a client in a very simliar situation, Client knock down the property and realize 3 month alter the land value is less then they expected + they had no deposit to make up for the short fall or…[Read more]

]]> 88e473397484528c6ed26946d8274f00 tmr replied to the topic Looking for vendor finance in the forum Help Needed! https://www.propertyinvesting.com/topic/4406679-looking-for-vendor-finance/#post-4670585 Sat, 26 May 2012 02:03:45 +0000 Hi All,

Ssusanh if you really want this to happen, be cautious, as I said, and be creative!

And I would have to say I have always found it better to “tell” the banks “what they want to hear”.

Cheers and Good luck!

Mark

]]> 3ecbfcd6883de87e1a8573e31f742248 tmr replied to the topic Looking for vendor finance in the forum Help Needed! https://www.propertyinvesting.com/topic/4406679-looking-for-vendor-finance/#post-4670582 Sat, 26 May 2012 00:53:04 +0000 ssusanh wrote:
 I would like to get back into my own home after a disasterous relationship where I lost everything.  Unfortunately I don't meet traditional requirements.  I have a great secure government job with a steady income, but very little else.  I'm looking to vendor finance a cottage in the Blue Mountains.  Where do I start?…[Read more]

]]> 5374d4a3e97e3468e518229cac648da1 tmr replied to the topic Non Conventional Lender Required in the forum Help Needed! https://www.propertyinvesting.com/topic/4406676-non-conventional-lender-required/#post-4670570 Sat, 26 May 2012 00:28:00 +0000 Qlds007 wrote:
MarkI think from your post you are saying that you have demolished the existing dwelling and are wanting to construct a new property on the site and that the current land value isnt sufficient to cover the existing debt.If i have it right then that will be the case with every lender but if i missed something then feel free to…[Read more]

]]> 94abd3227ae2b53047a23f9b180774ca tmr replied to the topic Stamp duty for investors in queensland in the forum Help Needed! https://www.propertyinvesting.com/topic/4396602-stamp-duty-for-investors-in-queensland/#post-4605869 Fri, 03 Jul 2009 18:07:54 +0000 Hi

I have a suggestion, but not one to post here.

Contact me via email, if you wish.

Cheers

Mark

]]> 8d262a28d5e90177a9362d26b0382673 tmr replied to the topic Letterbox Sale in the forum Hi, I recently missed a https://www.propertyinvesting.com/topic/4396571-letterbox-sale/#post-4605722 Fri, 03 Jul 2009 17:59:06 +0000 Hi,

I recently missed a property in much the same way. That old learning curve again!

For a place to call home, not an investment, I guess if your heart says “pay this much” you should do it.

As for the letter, think carefully about the content / structure / offer, and try it.

What is the worst someone can say, “No”

Best of luck : ))

TMR

]]> b34ed0ba822eca899448205e09dd7bf9 tmr replied to the topic simple reno question regarding capital gains in the forum Value Adding https://www.propertyinvesting.com/topic/4394550-simple-reno-question-regarding-capital-gains/#post-4594747 Mon, 27 Oct 2008 17:02:20 +0000 Hi,   According to my property-investing accountant, the time limitation for CGT is only 3 months. If it is your primary place of residence, and you sell AFTER three months, you are not liable for CGT.  It is listed on the ATO web site.  Cheers Mark

]]> 5ddf5045ffad73c6aa6ea6a16ded40b7 tmr replied to the topic GOOD MORTGAGE BROKERS IN MELBOURNE in the forum Help Needed! https://www.propertyinvesting.com/topic/4394487-good-mortgage-brokers-in-melbourne/#post-4594429 Mon, 20 Oct 2008 02:24:26 +0000 F R Perry + AssociatesLevel 13, 30 Collins StreetMelbourne, VIC 3000Ph: 03 9662 1999 Fax: 03 9662 2044Have been fantastic. Give then a call. Alistair has been the best contact there.CheersMark

]]> 50480a7f6bd77e4c0a32b0c2caf5d2d2 tmr replied to the topic Please Help, Tenant Advice Required! in the forum Help Needed! https://www.propertyinvesting.com/topic/4387064-please-help-tenant-advice-required/#post-4555899 Fri, 13 Oct 2006 23:30:41 +0000 Hi Lena,

I have a property where I supply ADSL Broadband to the tenants; multiple tenants so a little different to your situation. I absorbed the cost of equipment, set-up, phone line, (or the Taxman does), and the tenants pay a small additional access fee.
For ADSL Broadband I use and recommend TPG. http://www.tpg.com.au Much larger download quotas for…[Read more]

]]> 59f25e76a5434a49cb1f72689abad321 tmr replied to the topic Serviceability of loans / room to room rentals in the forum No Subject https://www.propertyinvesting.com/topic/4386946-serviceability-of-loans-room-to-room-rentals/#post-4555391 Sun, 08 Oct 2006 12:48:22 +0000 Hi Kim,

From what I am told, it’s just a lease from a party other then the buyer or the seller.

As an example, one of the guys I work with has a house in Karratha in WA, but he lives in Brisbane now. His old employer in WA needs housing for its employees, so his ex company leased the house from him for a few years.

I don’t have all the i…[Read more]

]]> 53606b4adf73ec22b4ebd8d0ec6e2446 tmr replied to the topic Investing in Brisbane in the forum Help Needed! https://www.propertyinvesting.com/topic/4386992-investing-in-brisbane/#post-4555576 Sun, 08 Oct 2006 12:20:04 +0000 Hi Paul,

Office space on a busy road abounds at Annerley (Annerley Junction) on Ipswich Rd. An older shopping center that is waiting for a new lease of life. For sale or lease I am not sure (not really an interest), but I do recall one of the blocks has two units at the back of it.

Might be of interest.

Cheers

TMR

]]> d37006da1c321e8fc6b0fd40d7114d43 tmr replied to the topic Room to room rentals / serviceability of loans in the forum Finance https://www.propertyinvesting.com/topic/4386960-room-to-room-rentals-serviceability-of-loans/#post-4555428 Thu, 05 Oct 2006 10:25:16 +0000 Hi again Terryw, I chased up the third party lease option, and it looks like it will fix 75% of the problem. So looking for or creating a third party ; ) Thanks for that. If anyone can find a lender that is happy with a room to room deal, I will be very happy, but totally suprised! I think I have checked with most.

]]> 6895abef2117d98b277954a88d59784e tmr replied to the topic Serviceability of loans / room to room rentals in the forum No Subject https://www.propertyinvesting.com/topic/4386946-serviceability-of-loans-room-to-room-rentals/#post-4555389 Thu, 05 Oct 2006 10:12:35 +0000 Hi Aslam, and thank you for your reply.

Yes, I am aware of that, but what I was looking for is help with my question.

Thanks to some other suggestions, it looks like a third party lease will solve 75% of the problem.

Cheers

TMR [exhappy]

]]> 6f4d3d781ae12129ad367d603fedba53 tmr replied to the topic Room to room rentals / serviceability of loans in the forum Finance https://www.propertyinvesting.com/topic/4386960-room-to-room-rentals-serviceability-of-loans/#post-4555426 Wed, 04 Oct 2006 20:33:08 +0000 Hi Terryw, and thanks for your reply.

The bank I am currently with (and it seems all others) does not seem to care at all about the amount of money coming in. They just don’t want to acknowledge room-to-room returns. Pretty stupid considering there is an 18-month history of consistent income.

I do like your idea about the 3rd party lease. I wi…[Read more]

]]> 6842a9263ab1999866f5ed3af70c96f0 tmr replied to the topic Serviceability of loans / room to room investing in the forum Creative Investing https://www.propertyinvesting.com/topic/4386947-serviceability-of-loans-room-to-room-investing/#post-4555397 Wed, 04 Oct 2006 12:25:27 +0000 Hi Tim, and thanks for your reply.

Yes, I do manage the property myself, and as I posted in the HELP forum, after 18 months of managing the house, I can now tell A LOT of interesting stories.

During Uni holidays? Has not been a problem yet.
There is a mix of workers and students in the house.
I would have to say Adult and International…[Read more]

]]> 450032570260cdef883ef45b4d3b1d31 tmr replied to the topic Serviceability of loans / room to room rentals in the forum Help Needed! https://www.propertyinvesting.com/topic/4386946-serviceability-of-loans-room-to-room-rentals/#post-4555387 Wed, 04 Oct 2006 12:16:50 +0000 Hi Simon and thanks for your reply.


TMR – Can you get 7 x leases drawn up? Or can you get a rental letter from a real estate agent showing market rent being what you are getting now?

Yes, I can. I have found a property management company that deals in boarding / room-to-room houses, and that would confirm and legitimise the rental income. The…[Read more]

]]> c7c3b6a699e9a1d9ba6d0ca4505bd951 tmr replied to the topic Serviceability of loans / room to room rentals in the forum No Subject https://www.propertyinvesting.com/topic/4386946-serviceability-of-loans-room-to-room-rentals/#post-4555386 Wed, 04 Oct 2006 11:58:48 +0000 Hi Josh,

Yes, it is a great opportunity!

Thank you for your reply, but your not telling me anything new.

If I can find a way to fix this problem, I could most likely find one of

these deals a month.

Cheers

TMR

]]> 53221dcc762e3ce081762c7ab698ca65 tmr replied to the topic Really a “WOW“ Mortgage miracle. in the forum General Property https://www.propertyinvesting.com/topic/4379317-really-a-aeoewowaeoe-mortgage-miracle/#post-4510166 Sat, 28 May 2005 23:26:47 +0000 Thanks Del. Nice of you to say so.
[biggrin]
Mark

]]> f82134065cde532feeeb44cad18676b9 tmr replied to the topic Which mortgage checking software? in the forum No Subject https://www.propertyinvesting.com/topic/4380487-which-mortgage-checking-software/#post-4518068 Sat, 28 May 2005 23:22:56 +0000 Thank for your reply. I guess that answers my question.
Cheers
Mark
[biggrin]

]]> 64e98ad31388b8f179deffcd45bf5bdc tmr replied to the topic Which mortgage checking software? in the forum No Subject https://www.propertyinvesting.com/topic/4380487-which-mortgage-checking-software/#post-4518065 Sat, 28 May 2005 11:20:08 +0000 Thanks for the input, but perhaps my question was not clear.

Recently there has been some software programs reviewed on some television programs; software programs that allow the user to check their existing mortgage payments and re-payments against the banks calculations to check if the bank has made any errors or overcharges.

It is this…[Read more]

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