PropertyInvesting.com | THEHEATH | Activity https://www.propertyinvesting.com/members/theheath/activity/ Activity feed for THEHEATH. Sun, 12 Apr 2026 06:09:29 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 8d92ec2752573e98cfa2005ca97d72cd THEHEATH started the topic Where to buy? in the forum Help Needed! https://www.propertyinvesting.com/topic/5058770-where-to-buy-4/ Sun, 27 Oct 2019 10:50:04 +0000 Sorry haven’t been here for a while, has the where to buy forum/thread gone?

]]> ea2903ed7aab330482e005b7df9c1469 THEHEATH replied to the topic Maribyrnong in the forum General Property https://www.propertyinvesting.com/topic/4391386-maribyrnong/page/2/#post-4576962 Mon, 19 Nov 2007 05:45:40 +0000 ^^ Yes you are correct, it is in Altona North! My point was that it isn’t in Williamstown as claimed. As for edgewater, had the pleasure of being there again today. Some dodgy ashphalting in that place. We had a stillage with some steel in it, a bit of weight but nothing too drastic… after we had emptied it we found that the legs of the stillage…[Read more]

]]> 384e518234d86aad44ad97093b594c6a THEHEATH replied to the topic Maribyrnong in the forum blogs wrote: THEHEATH https://www.propertyinvesting.com/topic/4391386-maribyrnong/page/2/#post-4576960 Sun, 18 Nov 2007 07:57:14 +0000 blogs wrote:

THEHEATH wrote:
Blogs, did I read right, you think Edgewater is nicer than Williamstown? And to answer your question I was only as recently as two weeks ago working in the edgeater estate. A palm tree and some ashphalt next to a dirty brown river doesn't make a place a great place to live. It makes it less shitty than it could…[Read more]

]]> fb01afbe040409c54197b996479c22c0 THEHEATH replied to the topic Maribyrnong in the forum General Property https://www.propertyinvesting.com/topic/4391386-maribyrnong/#post-4576956 Wed, 14 Nov 2007 06:24:20 +0000 Blogs, did I read right, you think Edgewater is nicer than Williamstown?

And to answer your question I was only as recently as two weeks ago working in the edgeater estate. A palm tree and some ashphalt next to a dirty brown river doesn’t make a place a great place to live. It makes it less shitty than it could otherwise be, but that doesn’t mean…[Read more]

]]> c0bfd6e06389b42357fb96a36f9ae753 THEHEATH replied to the topic Maribyrnong in the forum General Property https://www.propertyinvesting.com/topic/4391386-maribyrnong/#post-4576952 Sun, 11 Nov 2007 09:35:23 +0000 Anyway, if you’ve got 700k to spend I’d be heading to Williamstown or even some parts of Newport to have a look at what you can get. Much nicer than Marybrnong.

]]> 28d7e7e0d63a68e020b1382211348084 THEHEATH replied to the topic Maribyrnong in the forum General Property https://www.propertyinvesting.com/topic/4391386-maribyrnong/#post-4576951 Sun, 11 Nov 2007 09:25:16 +0000 beaniemonster wrote:
i agree with you blogs about peoples perception on the west being quite way off the truth. I love the one where 'Altona' smells like a refinery! Well i've been there for over 3yrs now and although i'm not near the refinery i'm a few blocks from the beach and i have never smelt it ever!!!!! we get the bay breezes and it…[Read more]

]]> cc521dca2cf657a2452418419779d727 THEHEATH replied to the topic comments by Steve Mcnight on slump in the forum General Property https://www.propertyinvesting.com/topic/4391394-comments-by-steve-mcnight-on-slump/#post-4577004 Sat, 10 Nov 2007 23:35:20 +0000 Nigel,
The reason equity will be eaten away is because there is a price slump….so you seem to be contradicting yourself a bit here. People will find it harder to access their equity as banks tighten their credit policiies.

The rise in interest rates will lead to difficulty in serviceability which will lead to people selling which will lead to…[Read more]

]]> 90b80eb3a64a158c83ee2990cf5837c0 THEHEATH replied to the topic Finance for 2nd IP in the forum Finance https://www.propertyinvesting.com/topic/4390734-finance-for-2nd-ip/#post-4573895 Wed, 12 Sep 2007 10:44:39 +0000 Since Terry W has spent so much time answering questions already allow me :) Cross Collateralisation is when you use one property as security to purchase another. ie. You may have 50k equity in your principal place of residence (PPOR) and want to use this equity to purchase an investment property, so the bank will suggest you use the 50k equity in…[Read more]

]]> e00b1a267301af936693ed764437b759 THEHEATH replied to the topic Off the Plan purchase...needs to on sell in the forum Out of interest, do you https://www.propertyinvesting.com/topic/4390768-off-the-plan-purchase-needs-to-on-sell/#post-4574059 Wed, 12 Sep 2007 10:33:47 +0000 Out of interest, do you think you’ve made anything on it yet? Why are you selling, because you think obtaining finance in the future may be difficult?

]]> 10ad9dceb74b586a33c9f98b8d7f9d10 THEHEATH replied to the topic Whos is working in the mines to get ahead? in the forum Forum Frolic https://www.propertyinvesting.com/topic/4390228-whos-is-working-in-the-mines-to-get-ahead/#post-4570845 Sun, 19 Aug 2007 11:57:39 +0000 Murray, speaking to some people who currently work in the mines I have been told it is much easier to get work once you are actually over there. For example one person I spoke to said basically interviews were held every Wednesday at that particular mine, all you had to do was show up.

]]> ebd37da35313b98b22797a38d6816cd2 THEHEATH replied to the topic How to start in the forum Help Needed! https://www.propertyinvesting.com/topic/4390513-how-to-start-2/page/2/#post-4572433 Sun, 19 Aug 2007 11:47:24 +0000 Yes, perhaps look into the NEIS scheme (New enterprise investment scheme, or something like that). They can offer you help. I think it is a federal program, not a state one.

]]> 6c11a92eb2a502ee9491b3b5c100b356 THEHEATH replied to the topic How to start in the forum Nina I don't have any https://www.propertyinvesting.com/topic/4390513-how-to-start-2/page/2/#post-4572431 Sun, 19 Aug 2007 10:46:24 +0000 Nina I don’t have any invesment properties as yet so take my advice as you will. In my opinion after reading your situation I would be focussing on purchasing a PPOR. The reason being is that given your stated level of income I doubt you would qualify (nor would it be a good idea) to take out a loan for an investment property at this stage. Any…[Read more]

]]> 75e819d73a1fa79fb916daf5054a22f4 THEHEATH replied to the topic Why is Western Melbourne so bad? in the forum General Property https://www.propertyinvesting.com/topic/4390116-why-is-western-melbourne-so-bad/page/2/#post-4570252 Sat, 11 Aug 2007 09:14:43 +0000 t4_ever wrote:
Guys you all forget that 3 big Uni (caulfield monash + clayton campus+Deakin) located on the East side. Where as the west only have 1.the question is do u all want ur kids goto good Uni ??? if so then the best place is the EAST…

Yes because where you live dictates which University you attend lol.

]]> a8fa7f0f4feef58159d21bedcbc0b26e THEHEATH replied to the topic Why is Western Melbourne so bad? in the forum General Property https://www.propertyinvesting.com/topic/4390116-why-is-western-melbourne-so-bad/#post-4570241 Mon, 06 Aug 2007 06:30:48 +0000 blogs wrote:

THEHEATH wrote:
Ocean? City in view? hahaa. Yeah ok, so there's "werribee beach" lol and the city can be seen from afar because there is nothing out there to spoil your view! But I'm just being a bitch, the real clanger in here is that you said it's only 15.20 mins uninterrupted on the on the highway-true may it be, how long do…[Read more]

]]> 458715761c86683ed471b6496a49bb0f THEHEATH replied to the topic Why is Western Melbourne so bad? in the forum General Property https://www.propertyinvesting.com/topic/4390116-why-is-western-melbourne-so-bad/#post-4570240 Mon, 06 Aug 2007 06:25:43 +0000 blogs wrote:

THEHEATH wrote:
Ocean? City in view? hahaa. Yeah ok, so there's "werribee beach" lol and the city can be seen from afar because there is nothing out there to spoil your view! But I'm just being a bitch, the real clanger in here is that you said it's only 15.20 mins uninterrupted on the on the highway-true may it be, how long do…[Read more]

]]> 5861dcefe7d14e4176074166670ea47b THEHEATH replied to the topic Why is Western Melbourne so bad? in the forum General Property https://www.propertyinvesting.com/topic/4390116-why-is-western-melbourne-so-bad/#post-4570238 Wed, 25 Jul 2007 11:59:58 +0000 sienna1 wrote:
we are in the middle of buying in truganina.. right across the road from point cook. We are not from melbourne but researched it for almost a year and went from east to west and then flew down there and took a look. In my mind its a goldmine, all new housing plenty of shops and warehouses, schools, fantastic highways and the ocean…[Read more]

]]> c00a749ccc16d1158b066cd10a1b5407 THEHEATH replied to the topic Affect of applying for C.Cards on loan approvals? in the forum Finance https://www.propertyinvesting.com/topic/4387015-affect-of-applying-for-c-cards-on-loan-approvals/#post-4555661 Tue, 10 Oct 2006 06:38:06 +0000 Cheers guys. You confirmed what I had suspected. Thanks for the info, this leads me to a second question. If I cancel a credit card is this reported on my credit report, in the same way a loan is reported as being cleared after the last payment? ie. By cancelling the cards will the banks clearly be able to see this or will they only see the…[Read more]

]]> 1971a0238a4029e8aa521a754b67ad4f THEHEATH replied to the topic Finance needed for Serviced Apartment in the forum Finance https://www.propertyinvesting.com/topic/4386806-finance-needed-for-serviced-apartment/#post-4554753 Fri, 22 Sep 2006 05:19:47 +0000 Why are they so reluctant to lend for these type of apartments? Many of these type of places have rental guarantees and pay what I would consider to be above average rent so……?

]]> c4ef8939cd43caef4cd52afa78330ad3 THEHEATH replied to the topic When can I refinance? in the forum Finance https://www.propertyinvesting.com/topic/4386268-when-can-i-refinance/#post-4552091 Sun, 30 Jul 2006 11:09:08 +0000 Of course you’ll be paying a higher interest rate on the personal loan so the aim of the game is to knock it over pretty quickly, which given you’ve able to pay off 10k off in 6 months I assume you’ll be able to knock it over pretty quickly :)

]]> f4de50aa0f26a648cbc59ea35fc0fd58 THEHEATH replied to the topic When can I refinance? in the forum Finance https://www.propertyinvesting.com/topic/4386268-when-can-i-refinance/#post-4552090 Sun, 30 Jul 2006 11:05:50 +0000 Break costs are what you will need to consider. To get around the not having the full 10% for a 90% maybe you can take out a personal loan to make up the short fall. I took out a personal loan through HSBC to get me over the line for a 10% deposit and then took out a smart choice loan with wizard as it didn’t require you show a savings history (or…[Read more]

]]> 285ce775691844a4b071b0f9e22acab5 THEHEATH replied to the topic How does one finance with several banks? in the forum Finance https://www.propertyinvesting.com/topic/4385585-how-does-one-finance-with-several-banks/#post-4547839 Sat, 27 May 2006 14:33:59 +0000 The banks are limiting their exposure. If you have borrowed 500k from bank X then they stand to lose 500k if you go under. If you want to borrow another 500k then bank X stands to lose 1million if you go under. So if you go to another bank for the second loan, bank Y , then each bank only faces losing 500k each instead of 1million. That is why…[Read more]

]]> b538a4614330047f730f3a70e39c3b3a THEHEATH replied to the topic Multiplication By Division in the forum Multiplication By Division https://www.propertyinvesting.com/topic/4374058-multiplication-by-division/page/3/#post-4476207 Tue, 28 Mar 2006 12:52:06 +0000 I dare say he gets sick of repeating himself and pointing out the somewhat obvious.

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