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				<title>Tech4u replied to the topic Renting out my Primary Place of Residence for a few years - Assitance required :) in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4402796-renting-out-my-primary-place-of-residence-for-a-few-years-assitance-required/#post-4641957</link>
				<pubDate>Wed, 12 Dec 2012 03:07:51 +0000</pubDate>

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				<title>Tech4u replied to the topic Where to get Depreciation report? in the forum Thank you everyone.
I've</title>
				<link>https://www.propertyinvesting.com/topic/4404020-where-to-get-depreciation-report/#post-4650423</link>
				<pubDate>Wed, 12 Dec 2012 02:11:06 +0000</pubDate>

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				<title>Tech4u replied to the topic Where to get Depreciation report? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4404020-where-to-get-depreciation-report/#post-4650422</link>
				<pubDate>Wed, 12 Dec 2012 02:10:55 +0000</pubDate>

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				<title>Tech4u replied to the topic Tax Agent ?  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4403649-tax-agent/#post-4647862</link>
				<pubDate>Wed, 12 Dec 2012 02:08:51 +0000</pubDate>

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				<title>Tech4u replied to the topic Tax advise -&#62; first home to IP. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403534-tax-advise-first-home-to-ip/#post-4647096</link>
				<pubDate>Wed, 12 Dec 2012 02:08:33 +0000</pubDate>

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				<title>Tech4u replied to the topic Tax advise -&#62; first home to IP. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403534-tax-advise-first-home-to-ip/#post-4647095</link>
				<pubDate>Wed, 12 Dec 2012 02:08:10 +0000</pubDate>

				
				
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				<title>Tech4u replied to the topic Where to get Depreciation report? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4404020-where-to-get-depreciation-report/#post-4650417</link>
				<pubDate>Thu, 23 Jun 2011 02:46:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>have to be continuous or accumulative?</p>
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				<title>Tech4u replied to the topic Where to get Depreciation report? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4404020-where-to-get-depreciation-report/#post-4650415</link>
				<pubDate>Thu, 23 Jun 2011 02:00:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>I was told only 6 months.</p>
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				<title>Tech4u replied to the topic Bank wants to change the loan rate when I am going from Princ. + Interest to Interest only. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403791-bank-wants-to-change-the-loan-rate-when-i-am-going-from-princ-interest-to-interest-only/#post-4648925</link>
				<pubDate>Tue, 31 May 2011 09:33:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>my loan amount is 500+ and that is why I was given a special discount that is .10 Normally they were giving me 6.92%</p>
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				<title>Tech4u replied to the topic Good Realestate Agent for Sydney City Apartment.? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403750-good-realestate-agent-for-sydney-city-apartment/#post-4648617</link>
				<pubDate>Thu, 26 May 2011 15:26:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Anyone please?</p>
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				<title>Tech4u replied to the topic Negative gearing and Interest only loans questions??? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403602-negative-gearing-and-interest-only-loans-questions/page/2/#post-4647508</link>
				<pubDate>Tue, 17 May 2011 12:57:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>If I am not wrong, it will work fair when there is a capital gain from the house; what if the there is decline in the property value that we have actually paid.</p>
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				<title>Tech4u replied to the topic What would you prefer house or the unit? in the forum Andrew_A wrote: (all</title>
				<link>https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/page/2/#post-4647615</link>
				<pubDate>Tue, 17 May 2011 12:42:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Andrew_A wrote:<br />
(all retirees and wealthy and see the high strata as a nice way to keep investors away)</p>
<p>so at last I am not alone that is facing the problem with the strata for sure. That said; these strata companies are good for nothing. All they are doing is taking money for granted and do nothing back. There was a electricity fault few days&hellip;<span class="activity-read-more" id="activity-read-more-220928"><a href="https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/page/2/#post-4647615" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic Steve - any chance of getting an iPhone compatible version of pi.com? in the forum Site Problems / Feedback</title>
				<link>https://www.propertyinvesting.com/topic/4403619-steve-any-chance-of-getting-an-iphone-compatible-version-of-pi-com/#post-4647631</link>
				<pubDate>Mon, 16 May 2011 13:59:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>We You don&#039;t need any special version. As long as you have Firefox you can access this website. I access this everyday.Open Firefox in your IPOD, IPAD or even windows mobile.Type like propertyinvesting.com and here you go.thanks,amit</p>
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				<title>Tech4u replied to the topic Tax Agent ?  in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4403649-tax-agent/#post-4647856</link>
				<pubDate>Mon, 16 May 2011 11:58:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sydney &#8211; city around is good</p>
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				<title>Tech4u replied to the topic What would you prefer house or the unit? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647611</link>
				<pubDate>Sun, 15 May 2011 13:05:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Jac &#8211;<em> &quot;You need building, contents, landlord plus tenant protection insurance.  Try AAMI.&quot; </em>Even though it is body corporate building, should I go for building insurance?Jamie &#8211; Indeed, you are right. I really started hating these money sucking machine and govt./ council has no control on where the money is going and so forth. Through proxies they&hellip;<span class="activity-read-more" id="activity-read-more-224949"><a href="https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647611" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic What would you prefer house or the unit? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647606</link>
				<pubDate>Sun, 15 May 2011 08:31:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>The main reason I&#039;d started this thread was that I am paying around 600$ per month as a strata. for IP UNIT that fetch 800-900$ per week rent . However, the big benefit is that it handles everything, starting from insurance to cleaning, or whatsoever. Indeed it is high as compare to any outcity . but Since it is in Sydney, Townhall, it is worth to&hellip;<span class="activity-read-more" id="activity-read-more-224944"><a href="https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647606" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic What would you prefer house or the unit? in the forum That is what exactly I have</title>
				<link>https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647603</link>
				<pubDate>Thu, 12 May 2011 13:31:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>That is what exactly I have been thinking quite a while when I see a line of unit and one in between is the house. That means rest of those who used to be houses are converted into units, so by mean, after approval one can create 6 / 8 block units and then can run the Strata too&#8230; so more money!!! umm like it the way it works&#8230;  </p>
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				<title>Tech4u replied to the topic What would you prefer house or the unit? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647601</link>
				<pubDate>Thu, 12 May 2011 13:25:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>JacM wrote:<br />
Here&#039;s a thought for you:Get a house, and whack another house in the back yard.  Call them both units then if it makes you happy.Here&#039;s another thought:Get a large house, wall it off in the middle somewhere and add another external entry door.  One house has become two units.  Ta da!!!  Add in a cost-efficient kitchen and bath&hellip;<span class="activity-read-more" id="activity-read-more-224941"><a href="https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647601" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic Tax advise -&#62; first home to IP. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403534-tax-advise-first-home-to-ip/#post-4647094</link>
				<pubDate>Thu, 12 May 2011 13:05:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Gotcha!</p>
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				<title>Tech4u replied to the topic What would you prefer house or the unit? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647597</link>
				<pubDate>Thu, 12 May 2011 12:29:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Your points are valid to consider but when I compare both I get this:House maintenance = Strata cost for the UNIT such as garden, council, insurancesHouse = less rental growth and less tenant.You are right with the point on duplex + freedom but both will come with its cost  &#8230;</p>
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				<title>Tech4u replied to the topic What would you prefer house or the unit? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403617-what-would-you-prefer-house-or-the-unit/#post-4647595</link>
				<pubDate>Thu, 12 May 2011 11:52:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>umm I must not be searching when beer in my hands  thanks Jamie.</p>
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				<title>Tech4u replied to the topic Free Wrap Kit (part of) in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4403616-free-wrap-kit-part-of/#post-4647587</link>
				<pubDate>Thu, 12 May 2011 11:07:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Me Me Me!thanks,Amit</p>
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				<title>Tech4u replied to the topic Tax advise -&#62; first home to IP. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403534-tax-advise-first-home-to-ip/#post-4647091</link>
				<pubDate>Wed, 04 May 2011 05:30:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terryw wrote:<br />
If you pay PI you are tying up your cash in an investment property. If you later want to use the cash you will be stuck.  eg your loan is $100,000 and you pay it down to $90,000. Later you want to buy a $10,000 personal item. You need to reborrow the money but the interest on the $10,000 won&#039;t be deductible.  If you had used a&hellip;<span class="activity-read-more" id="activity-read-more-103759"><a href="https://www.propertyinvesting.com/topic/4403534-tax-advise-first-home-to-ip/#post-4647091" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic Furniture cost goes to IP after living as first home owner? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403415-furniture-cost-goes-to-ip-after-living-as-first-home-owner/#post-4646355</link>
				<pubDate>Thu, 21 Apr 2011 10:23:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you Richard, much appreciated.</p>
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				<title>Tech4u replied to the topic Positive geared properties in 2011? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403314-positive-geared-properties-in-2011/#post-4645664</link>
				<pubDate>Sun, 10 Apr 2011 09:08:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>You probably would like to review the calc. formula that whoever have given to you 300/2 x 1000 = 150,000 You will never get such property; oh well if you are lucky then probably you wil have to fight one for it. The way you are thinking, I believe, many think in this way too.Some rental properties in City, Sydney, pays 900-1000$ a week rent that&hellip;<span class="activity-read-more" id="activity-read-more-74644"><a href="https://www.propertyinvesting.com/topic/4403314-positive-geared-properties-in-2011/#post-4645664" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic Need cashflow properties to reign in excessive losses per month in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4403318-need-cashflow-properties-to-reign-in-excessive-losses-per-month/#post-4645692</link>
				<pubDate>Sun, 10 Apr 2011 09:01:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Be_Rich_By_2012 wrote:<br />
Hey fword, sorry your right, Im earning $270 a month at 6.51%  How is an offset advantagous? Is it because I am saving on 7.16% (which the homeloan is set to) instead of 6.51%?</p>
<p>Yes it will be saving on loan %.That is what the benefit through offset account. However, you might have to pay for this service, yearly. I pay&hellip;<span class="activity-read-more" id="activity-read-more-53497"><a href="https://www.propertyinvesting.com/topic/4403318-need-cashflow-properties-to-reign-in-excessive-losses-per-month/#post-4645692" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic The steps to watch for in the coming Australian housing correction in the forum Althought I am quite new to</title>
				<link>https://www.propertyinvesting.com/topic/4403251-the-steps-to-watch-for-in-the-coming-australian-housing-correction/#post-4645039</link>
				<pubDate>Sun, 03 Apr 2011 12:38:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Althought I am quite new to the property world but I will put some words to extend my knowledge indeed.I will not compare everything with US  because we don&#039;t run in the same way as they do. The way our eco. works does not matches with them at all. We don&#039;t have 10-15 % unemployment problems; the $$ incomes are not same as Australian gets paid.&hellip;<span class="activity-read-more" id="activity-read-more-65831"><a href="https://www.propertyinvesting.com/topic/4403251-the-steps-to-watch-for-in-the-coming-australian-housing-correction/#post-4645039" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic Mistake I made... hopefully you can learn from it in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403238-mistake-i-made-hopefully-you-can-learn-from-it/#post-4644816</link>
				<pubDate>Sat, 02 Apr 2011 05:34:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Very touchy and indeed gives a way through to fight for bad times.I also believe in pay less and no to -ve gearing; there is no point to pay 100$ and get 30$ back from the -ve gearing; of course, in the limit is fine but I will not be getting IP just for -ve gearing if I cannot pay 80% of morgage from rental.</p>
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				<title>Tech4u replied to the topic Any good Land load  insurance suggestion? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403217-any-good-land-load-insurance-suggestion/#post-4644723</link>
				<pubDate>Thu, 31 Mar 2011 06:35:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Jamie Hi, It is managed through Property Management. They&#039;d also approached me with REST or Real that I don&#039;t remember but I did not took their thoughts as I want to find my own stats who is best when actually I claim.I&#039;ve my personal insurances with ING and also I used to have car insurance with them. But I&#039;d never claimed with them. However,&hellip;<span class="activity-read-more" id="activity-read-more-99925"><a href="https://www.propertyinvesting.com/topic/4403217-any-good-land-load-insurance-suggestion/#post-4644723" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic Any good Land load  insurance suggestion? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403217-any-good-land-load-insurance-suggestion/#post-4644721</link>
				<pubDate>Thu, 31 Mar 2011 06:27:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello Angelina,Thank you for that.I&#039;ve dual key apartment and have been going through around with different insurance company. They are asking to take it separately, as one for studio + one for 1 bedroom.  So overall I need two insurances.I just need to know someone who is really good at not only taking money for insurance policy but also giving&hellip;<span class="activity-read-more" id="activity-read-more-99923"><a href="https://www.propertyinvesting.com/topic/4403217-any-good-land-load-insurance-suggestion/#post-4644721" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic Pest Inspection in the forum quick question: we don't</title>
				<link>https://www.propertyinvesting.com/topic/4402912-pest-inspection-3/#post-4642851</link>
				<pubDate>Sat, 19 Mar 2011 09:42:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>quick question: we don&#039;t need this inspection if it is an strata apartment? of course in that case review of building/ strata report is important.</p>
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				<title>Tech4u replied to the topic House for under $300,00  - Where would you buy in NSW? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4402285-house-for-under-30000-where-would-you-buy-in-nsw/page/3/#post-4638712</link>
				<pubDate>Sun, 13 Mar 2011 13:49:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;d rather prefer the city sydney if one can affort to pay 400k for 1 bed and you get back 450 pw.if you have parking you can rent it separately for 40-50$500 * 4 = 2000$.</p>
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				<title>Tech4u replied to the topic Mortgage Brokers verses doing it yourself in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4402891-mortgage-brokers-verses-doing-it-yourself/page/2/#post-4642718</link>
				<pubDate>Thu, 03 Mar 2011 13:28:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>As someone above has just said that I dont think that going through broker is required if there is an easy application &#8211; You are a PAYG &#8211; You have liquidity- You have enough other assets to increase the loan amount.thats it!Although I will be interested to know how brokers can give the benefit in regards to giving commiission to borrower. Then of&hellip;<span class="activity-read-more" id="activity-read-more-265176"><a href="https://www.propertyinvesting.com/topic/4402891-mortgage-brokers-verses-doing-it-yourself/page/2/#post-4642718" rel="nofollow">[Read more]</a></span></p>
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				<title>Tech4u replied to the topic New Property Investement guy - Facing problem with the building management/ and realestate management. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4402632-new-property-investement-guy-facing-problem-with-the-building-management-and-realestate-management/#post-4640790</link>
				<pubDate>Tue, 01 Feb 2011 01:55:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>luke86 wrote:<br />
I believe that the Strata decide on who operates the building management. What probably happened is that before they sold the apartments, the developer decided that they would grant the property management company exclusive rights to the managemnet of the building. They could do this as at that time they owned all of the units and&hellip;<span class="activity-read-more" id="activity-read-more-140909"><a href="https://www.propertyinvesting.com/topic/4402632-new-property-investement-guy-facing-problem-with-the-building-management-and-realestate-management/#post-4640790" rel="nofollow">[Read more]</a></span></p>
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				<guid isPermaLink="false">399b7905f39ab37c7147e044890b8a65</guid>
				<title>Tech4u replied to the topic New Property Investement guy - Facing problem with the building management/ and realestate management. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4402632-new-property-investement-guy-facing-problem-with-the-building-management-and-realestate-management/#post-4640788</link>
				<pubDate>Tue, 01 Feb 2011 00:24:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>JacM wrote:<br />
I&#039;m confused&#8230; you are unhappy with living in a building that provides you with security against the undesirable types that roam around Sydney?  Mate, these matters would definitely not be on my radar as &quot;property management issues&quot;</p>
<p>Main issue , as an investor, is the Strata Management + Property Management (Realestate) by them. I&hellip;<span class="activity-read-more" id="activity-read-more-140907"><a href="https://www.propertyinvesting.com/topic/4402632-new-property-investement-guy-facing-problem-with-the-building-management-and-realestate-management/#post-4640788" rel="nofollow">[Read more]</a></span></p>
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