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	<title>PropertyInvesting.com | tammy | Activity</title>
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				<title>tammy replied to the topic Solar Hot water and Green Loans in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609394</link>
				<pubDate>Wed, 30 Dec 2009 02:33:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>No, I am sorry I dont have current information on that. I would expect that DEWHA will update on that in the New Year.CheersTammywww.greencountry.com.au</p>
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				<title>tammy replied to the topic Solar Hot water and Green Loans in the forum Just to point out, the</title>
				<link>https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609392</link>
				<pubDate>Wed, 30 Dec 2009 01:34:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just to point out, the purpose of the sustainability assessment is not soley to gain access to the green loan. My focus when I assess a home is how can I help this household reduce their energy requirement thereby reducing their power bill. I have had electric hot water systems on the incorrect tariff, unnecesarry and inefficient fridges and&hellip;<span class="activity-read-more" id="activity-read-more-57586"><a href="https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609392" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Solar Hot water and Green Loans in the forum Hi Hleung, 
Yes, only 70K</title>
				<link>https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609391</link>
				<pubDate>Wed, 30 Dec 2009 01:29:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Hleung, Yes, only 70K out of the 360K assessed will get a loan. Not everyone will apply for a loan. From the commencement of the program the numbers have been 360000 assessments and 70000 loans. At this stage based on the information we have, once the quota is met that is it. It is on a first come first serve basis and unless further funding is&hellip;<span class="activity-read-more" id="activity-read-more-80626"><a href="https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609391" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Solar Hot water and Green Loans in the forum Just prior to Christmas the</title>
				<link>https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609389</link>
				<pubDate>Tue, 29 Dec 2009 21:24:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just prior to Christmas the booking numbers were getting close to 150000. Given that there are only 360000 assessments total, if you are considering having a sustainability assessment then I would organises it before too much longer. And dont forget, whilst there are 360000 assessments, there are only 70000 green loans. This is going to be one of&hellip;<span class="activity-read-more" id="activity-read-more-199228"><a href="https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609389" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Solar Hot water and Green Loans in the forum Hi hleung,
Originally the</title>
				<link>https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609387</link>
				<pubDate>Mon, 28 Dec 2009 21:55:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi hleung,Originally the reports were subject to a lengthy delay (up to 8 weeks, some longer) due to a variety of reasons. I believe that the backlog is all but cleared and a report should take in the order of 3 weeks or so now. I would suggest that if there are any reports outstanding then you need to call and chase it as the assumption is that&hellip;<span class="activity-read-more" id="activity-read-more-131827"><a href="https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609387" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Solar Hot water and Green Loans in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609384</link>
				<pubDate>Wed, 30 Sep 2009 22:45:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>yes, you are correct Terry. Thank you for that. I had overlooked that component.CheersTammy<a href="http://www.greencountry.com.au/" rel="nofollow">http://www.greencountry.com.au/</a></p>
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				<title>tammy replied to the topic Solar Hot water and Green Loans in the forum I should point out that this</title>
				<link>https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609382</link>
				<pubDate>Sun, 27 Sep 2009 22:05:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>I should point out that this applies to landlords as well (so long as the house is 12 months or older and has been lived in by someone for the past 12 months).  Maybe this could help retrofit a current reno and then pay the loan out when you sell. Could help the cash flow.  I am utilising is on one of my rentals to add a solar hot water system, a&hellip;<span class="activity-read-more" id="activity-read-more-236607"><a href="https://www.propertyinvesting.com/topic/4397328-solar-hot-water-and-green-loans/#post-4609382" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Tips on maintenance (child endowmnet) in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4396749-tips-on-maintenance-child-endowmnet/#post-4606606</link>
				<pubDate>Sun, 19 Jul 2009 22:47:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>From my understanding, you do reduce your taxable income, but not just on paper. When the property is sold, any profit will be divided according to the designated split and taxed according to that individuals total income, ie your wife will recieve 99% of the profit, which may be good if she is the lower income earner, but dont forget that she&hellip;<span class="activity-read-more" id="activity-read-more-142834"><a href="https://www.propertyinvesting.com/topic/4396749-tips-on-maintenance-child-endowmnet/#post-4606606" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Purchaser's pest inspector's disclaimer in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4396603-purchasers-pest-inspectors-disclaimer/#post-4605876</link>
				<pubDate>Tue, 14 Jul 2009 13:07:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>It may also be as a result of a previous problem on behalf of that pest inspector or one known to him. We recently purchased a house that was known to have had termites (disclosed by owner, and termite bait stations installed). Was advised damage was restricted to area xyz. This was confirmed by both the pest and building reports. Top plate in one&hellip;<span class="activity-read-more" id="activity-read-more-83617"><a href="https://www.propertyinvesting.com/topic/4396603-purchasers-pest-inspectors-disclaimer/#post-4605876" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Easement Problems in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4396115-easement-problems/#post-4603327</link>
				<pubDate>Wed, 29 Apr 2009 11:41:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have just moved out of a community title area where there were similar covenances (aim of having textured facades). The same developers following subdivision was a torrens title, also with covenances. Interestingly, in the new subdivision, there are several buildings that dont comply with these covenances, one whom I know. When I asked how they&hellip;<span class="activity-read-more" id="activity-read-more-31199"><a href="https://www.propertyinvesting.com/topic/4396115-easement-problems/#post-4603327" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Bowen Basin QLD Mining Towns - Opinion on offer in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391824-bowen-basin-qld-mining-towns-opinion-on-offer/#post-4579638</link>
				<pubDate>Wed, 09 Apr 2008 22:50:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>The new underground mine going in sparked my interest. It is supposed to be the biggest underground coal mine in the southern hemisphere (or something like that). </p>
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				<title>tammy replied to the topic onthehouse.com.au in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4392848-onthehouse-com-au/#post-4585483</link>
				<pubDate>Wed, 09 Apr 2008 05:00:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi There,I have just been to the site, well done. One thing though, I did a street seach on a few properties I knew complete details of and found a couple of sales missing, and a few incorrect prices. PM me if you wish and I can elaborate.Cheers</p>
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				<title>tammy replied to the topic Giving Financial Advice in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392833-giving-financial-advice/#post-4585446</link>
				<pubDate>Wed, 09 Apr 2008 04:56:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>As this forum is essentially anonomous and full disclosure of financials is not given, then I thought it was all only opinions offered rather than advice. I would be interested to hear if it is considered to be different.T</p>
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				<title>tammy replied to the topic GOOD Investments WANTED in the forum Melbourne, FloridaThis</title>
				<link>https://www.propertyinvesting.com/topic/4392825-good-investments-wanted/#post-4585425</link>
				<pubDate>Tue, 08 Apr 2008 10:48:54 +0000</pubDate>

									<content:encoded><![CDATA[<p><strong>Melbourne, FloridaThis property has 9 bedrooms, 9.5 baths, 5 car garage and much more.The main house is 19,500 square feet, and the guest house is 4,500 square feet. Appraised at $10.5 MilliomPrice is $5.775.000.00 Million &#8211; 55% LTVA $250K deposit is required.Uh&#8230;&#8230;yup&#8230;&#8230;just what I am looking for <img src="/wp-content/uploads/smileys/2thumbsup.gif?x75824" alt="" width="25" height="16" /> But only if you throw in the cleaner</strong></p>
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				<title>tammy replied to the topic Bowen Basin QLD Mining Towns - Opinion on offer in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391824-bowen-basin-qld-mining-towns-opinion-on-offer/#post-4579635</link>
				<pubDate>Tue, 08 Apr 2008 10:41:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>I would be interested in any thoughts on furthur South in the Bowen Basin? Around Biloela, Moura, Baralaba etc.CheersTammy</p>
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				<title>tammy replied to the topic FHOG  &#38; First Home Plus in the forum I dont believe they are</title>
				<link>https://www.propertyinvesting.com/topic/4392810-fhog-first-home-plus/#post-4585367</link>
				<pubDate>Fri, 04 Apr 2008 00:00:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>I dont believe they are mutually exclusive (at least it wasnt when I got both when they first came out), however, I do believe that the owner must occupy for 6 months commencing sometime during the first 12 months. Here is a link that has some FAQ&#039;s. Hope that helps.<a href="http://www.osr.nsw.gov.au/benefits/first_home/general/fhplus/" rel="nofollow">http://www.osr.nsw.gov.au/benefits/first_home/general/fhplus/</a>CheersTammy</p>
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				<title>tammy replied to the topic How can I target developers ????? in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4392808-how-can-i-target-developers-2/#post-4585356</link>
				<pubDate>Thu, 03 Apr 2008 11:01:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have you considered contacting buyers agents in your area. They usually have a database of developers.GoodluckTammy</p>
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				<title>tammy replied to the topic Duplex consrtruction help in the forum Hi Swany,
As a start, give</title>
				<link>https://www.propertyinvesting.com/topic/4392795-duplex-consrtruction-help/#post-4585309</link>
				<pubDate>Wed, 02 Apr 2008 22:35:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Swany,As a start, give Valleyhomes a call. They do alot of duplexes and investment properties in the Hunter area as builders. I have had some dealings with them recently and they seem to be on the ball. As they do a lot of investments, they would be a good starting point to get estimates of costs, council fees, headworks charges, surveyors etc&hellip;<span class="activity-read-more" id="activity-read-more-214372"><a href="https://www.propertyinvesting.com/topic/4392795-duplex-consrtruction-help/#post-4585309" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Win-win for a Family member in the forum You will most likely incur</title>
				<link>https://www.propertyinvesting.com/topic/4392797-win-win-for-a-family-member/#post-4585314</link>
				<pubDate>Wed, 02 Apr 2008 12:05:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>You will most likely incur stamp duty at the VALUE amout, NOT the SALE amount. Is there a reason that she is unable to draw down sufficient equity allowing a buffer for the repayments? A simlar thought to above except she is borrowing the money from herself so to speak.CheersTammy</p>
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				<title>tammy replied to the topic Centerlink cut off an IP in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392793-centerlink-cut-off-an-ip/#post-4585303</link>
				<pubDate>Wed, 02 Apr 2008 12:02:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Do check because I thought that negatives were added back as a positive (yes I KNOW this doesnt make sense&#8230;..but we are talking about centrelink), at least they used to be.</p>
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				<title>tammy replied to the topic What was YOUR upbringing Like?  in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392780-what-was-your-upbringing-like/#post-4585261</link>
				<pubDate>Mon, 31 Mar 2008 07:14:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Also from a paycheck to paycheck family. The first unit we purchased was our PPOR when the FHOG came in and why?&#8230;&#8230;because the repayments were less than the rent we were paying an an adjoining unit (+ve cash flow&#8230;..whats that?!?!?!). The second, purchased 6 months later and in the same complex, was because my younger sister was coming to uni&hellip;<span class="activity-read-more" id="activity-read-more-85136"><a href="https://www.propertyinvesting.com/topic/4392780-what-was-your-upbringing-like/#post-4585261" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Working is for Suckers???  in the forum Hi Xenia,
I also have</title>
				<link>https://www.propertyinvesting.com/topic/4392774-working-is-for-suckers/#post-4585223</link>
				<pubDate>Sat, 29 Mar 2008 23:41:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Xenia,I also have noticed that there is often an attitude that if you are working you are doing it all wrong. Interestingly, I have observed this attitude most in the &quot;almost there Investor&quot;. I am sure you know the one, lots of information, all gunho, results just starting to be observed, stars in their eyes where it will all lead to. I do find&hellip;<span class="activity-read-more" id="activity-read-more-278924"><a href="https://www.propertyinvesting.com/topic/4392774-working-is-for-suckers/#post-4585223" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Confused with settlement. NEED HELP in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392685-confused-with-settlement-need-help/#post-4584516</link>
				<pubDate>Fri, 28 Mar 2008 07:50:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi JL,Yes, unless something has changed in the last few years, you pay within 3 months of exchange, and yes I was on an extended settlement and paid it at the 3 month mark, the property settling 4 months after that. I cannot answer what the outcome is should you not settle. Perhaps there are those with more experiecnce on this forum that can&hellip;<span class="activity-read-more" id="activity-read-more-49956"><a href="https://www.propertyinvesting.com/topic/4392685-confused-with-settlement-need-help/#post-4584516" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic What should I do with our money? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392732-what-should-i-do-with-our-money/#post-4585011</link>
				<pubDate>Tue, 25 Mar 2008 23:06:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Familyman,Duckster is correct. I dont think anyone would wish to steer you in the wrong direction based on what we ourselves think. Each persons situation is different and so are the outcomes they wish to achieve. My suggestion to you before handing over any money, is for you and your family to sit down and clearly define what you wish to&hellip;<span class="activity-read-more" id="activity-read-more-211147"><a href="https://www.propertyinvesting.com/topic/4392732-what-should-i-do-with-our-money/#post-4585011" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Amending contracts from builders in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392672-amending-contracts-from-builders/#post-4584461</link>
				<pubDate>Tue, 25 Mar 2008 22:53:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Simez,By all means feel free to share these loopholes, or point me in the right direction. I am very happy to do my own reading, I just didnt realise there may have been loopholes.Thank you in advanceTammy</p>
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				<title>tammy replied to the topic BRENDAN NICHOLS MILLION DOLLAR ENTREPRENEUR'S BOOT CAMP TICKETS FOR SALE in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4392691-brendan-nichols-million-dollar-entrepreneurs-boot-camp-tickets-for-sale/#post-4584538</link>
				<pubDate>Thu, 20 Mar 2008 22:46:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi all,I also have 2 tickets available as a family wedding has popped up. I am open to offers for these tickets. Please PM me.CheersTammy</p>
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				<title>tammy replied to the topic Confused with settlement. NEED HELP in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392685-confused-with-settlement-need-help/#post-4584513</link>
				<pubDate>Thu, 20 Mar 2008 05:19:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>As per above except if it is a delayed settlement. Stamp duty  (NSW anyway) needs to be paid within 3 months of the contract being signed, and on one occasion, I did it myself as I was able to get to the Office easier and quicker than the solicitor.  BUt as a general rul, I would think that it is easier for the solicitor/agent to do this for you.Tammy</p>
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				<title>tammy replied to the topic anyone consider solar orientation of the block? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392658-anyone-consider-solar-orientation-of-the-block/#post-4584390</link>
				<pubDate>Tue, 18 Mar 2008 07:50:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>I guess it all depends an where you are looking. Here in regional NSW where summer temps can be over 40 deg with long hot dry spells, a stunning new home with no trees and a westerly aspect (ie patio in blaring sun) to me would not be as appealing as a bit older house with trees and an easterly or northerly aspect. But that is because my current&hellip;<span class="activity-read-more" id="activity-read-more-138354"><a href="https://www.propertyinvesting.com/topic/4392658-anyone-consider-solar-orientation-of-the-block/#post-4584390" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Amending contracts from builders in the forum I guess it depends on what</title>
				<link>https://www.propertyinvesting.com/topic/4392672-amending-contracts-from-builders/#post-4584459</link>
				<pubDate>Tue, 18 Mar 2008 02:11:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>I guess it depends on what you are trying to change. I recently negotiated to alter the penalty for the construction going over the contract period. Not that it is easy to determine as all building supply delays and days &quot;where precipitation occurs in the area&quot; are added to the contract. It was more of an aknowledgement of my desire to have the j&hellip;<span class="activity-read-more" id="activity-read-more-205972"><a href="https://www.propertyinvesting.com/topic/4392672-amending-contracts-from-builders/#post-4584459" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Interest Rates in the forum And today I am hearing that</title>
				<link>https://www.propertyinvesting.com/topic/4392654-interest-rates-20/#post-4584362</link>
				<pubDate>Mon, 17 Mar 2008 06:54:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>And today I am hearing that irrespective of the RB&#039;s possible hold on interest rates, with the US situation becoming more of a concern, the big 4 are likely to increase the interest rate anyway. Any thoughts on if this is the case (RB holds but banks independantly increase), just how far the banks are likely to push it?Tammy</p>
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				<title>tammy replied to the topic "land tax adjustable" confusion---please help in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392176-land-tax-adjustable-confusion-please-help/#post-4582070</link>
				<pubDate>Wed, 27 Feb 2008 09:32:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Can someone please advise if there is a way of claiming a land tax refund as indicated above. I sold a property in March last year and have just recieved a land tax bill for that property for the whole year. My solicitor never mentioned anything about land tax, should they?CheersTammy</p>
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				<title>tammy replied to the topic Suggestions - Vendor wants to stay on after settlement and rent in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392474-suggestions-vendor-wants-to-stay-on-after-settlement-and-rent/#post-4583519</link>
				<pubDate>Wed, 27 Feb 2008 09:25:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Unfortunately, if the vendor doesnt want to settle on time, apart from recinding the contract I am not sure there is anyway to &quot;make&quot; them settle. I recently had a vendor just not be available to sign the transfer for 10 days and apart from threatening to  walk away, my solicitor said I just had to wear it. In that light, it may be reasonable to&hellip;<span class="activity-read-more" id="activity-read-more-210088"><a href="https://www.propertyinvesting.com/topic/4392474-suggestions-vendor-wants-to-stay-on-after-settlement-and-rent/#post-4583519" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic G/friens buying a property and Im doing it up and subdividing. Few Legal and Tax Probs though. in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392455-gfriens-buying-a-property-and-im-doing-it-up-and-subdividing-few-legal-and-tax-probs-though/#post-4583454</link>
				<pubDate>Tue, 26 Feb 2008 08:27:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>The idea behind the JV in your instance (besides others) is a way for the transaction to be transparent to the ATO. That is, prior to any taxing and after costs are deducted, the profit is distributed 50/50 and then you each pay tax according to you particular situation. Obviously you would be best to seek appropriate professional advice, as I am&hellip;<span class="activity-read-more" id="activity-read-more-61625"><a href="https://www.propertyinvesting.com/topic/4392455-gfriens-buying-a-property-and-im-doing-it-up-and-subdividing-few-legal-and-tax-probs-though/#post-4583454" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Tenancy Application - PM won't provide details to landlord in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392453-tenancy-application-pm-wont-provide-details-to-landlord/#post-4583421</link>
				<pubDate>Tue, 26 Feb 2008 06:08:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>And yet, if you choose not to use a PM then you have access to all the private information anyway!!!! Go figure.</p>
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				<title>tammy replied to the topic G/friens buying a property and Im doing it up and subdividing. Few Legal and Tax Probs though. in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392455-gfriens-buying-a-property-and-im-doing-it-up-and-subdividing-few-legal-and-tax-probs-though/#post-4583452</link>
				<pubDate>Tue, 26 Feb 2008 05:05:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>A possible option would be  a JV agreement where she is the finance partner and you are the time/project management partner where the agreement splits the proifts (or losses) 50/50. In this scenario, she secures the property and pays all outgoings whilst you put in the time. If you wanted to, you could always put a caveat over the property to&hellip;<span class="activity-read-more" id="activity-read-more-61623"><a href="https://www.propertyinvesting.com/topic/4392455-gfriens-buying-a-property-and-im-doing-it-up-and-subdividing-few-legal-and-tax-probs-though/#post-4583452" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic My first sub-division! in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4391910-my-first-sub-division/page/2/#post-4580489</link>
				<pubDate>Sun, 24 Feb 2008 07:25:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wow, I too am impressed that it occured in such a tight timeframe. Congratulations!!!!!!Here&#039;s a toast to onwards and upwards.<img src="/wp-content/uploads/smileys/smiley-thumbsupanim.gif?x75824" alt="" width="36" height="18" />Tammy</p>
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				<title>tammy replied to the topic Work in Gladstone in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4392381-work-in-gladstone/#post-4583088</link>
				<pubDate>Fri, 22 Feb 2008 08:10:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi McNorman,Out of curiosity, where was the source of the jobs info?CheersT</p>
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				<title>tammy replied to the topic Reimbursement of Land Tax in the forum Hi Scott, 
In my case the</title>
				<link>https://www.propertyinvesting.com/topic/4392222-reimbursement-of-land-tax/#post-4582328</link>
				<pubDate>Thu, 14 Feb 2008 09:39:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Scott, In my case the boot is on the other foot. I sold 2 properties, one in March 07 the other in July 07. I just recieved a land tax bill for $1700. When I called the number on the bill to say I no longer owned them I was advised that it is ownership as at the 31st Dec. I was also advised that it is not possible to pass on this tax to the new&hellip;<span class="activity-read-more" id="activity-read-more-280871"><a href="https://www.propertyinvesting.com/topic/4392222-reimbursement-of-land-tax/#post-4582328" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Buying a house in a Family Trust and renting back in the forum from a laymans point of</title>
				<link>https://www.propertyinvesting.com/topic/4392334-buying-a-house-in-a-family-trust-and-renting-back/#post-4582814</link>
				<pubDate>Thu, 14 Feb 2008 09:34:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>from a laymans point of view,</p>
<p>My understanding is that the rent has to be set at market value and you would <a href="https://www.propertyinvesting.com/will-investors-soon-lose-negative-gearing-cgt-benefits/" class="finpostlink" rel="nofollow">lose your CGT discount</a>.</p>
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				<title>tammy replied to the topic Buying a house in a Family Trust and renting back in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392334-buying-a-house-in-a-family-trust-and-renting-back/#post-4582814</link>
				<pubDate>Thu, 14 Feb 2008 09:34:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>from a laymans point of view,My understanding is that the rent has to be set at market value and you would lose your CGT discount. </p>
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				<title>tammy replied to the topic Is there capital gains tax for the sale of ppor after 8 months.? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392328-is-there-capital-gains-tax-for-the-sale-of-ppor-after-8-months/#post-4582786</link>
				<pubDate>Thu, 14 Feb 2008 09:28:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just a note, my accountacnt advised of the &quot;toothbrush test&quot;. That is to say, if you have spent enough time there to hang a toothbrush your fine. He said if audited and you have proof of address change (ie licence &amp; rego sent to that address), power and phone connection in your name, and at least 1 bill to show domestic power and water consumption&hellip;<span class="activity-read-more" id="activity-read-more-197350"><a href="https://www.propertyinvesting.com/topic/4392328-is-there-capital-gains-tax-for-the-sale-of-ppor-after-8-months/#post-4582786" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Settlement date postponed by vendor in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392276-settlement-date-postponed-by-vendor/#post-4582564</link>
				<pubDate>Thu, 14 Feb 2008 09:25:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>So for the uneducated amongst us, at what point can the buyer recind the contract if the vendor is not ready to settle or wishes to delay the settlement date?Tammy</p>
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				<title>tammy replied to the topic Suggestions please in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392300-suggestions-please/#post-4582699</link>
				<pubDate>Tue, 12 Feb 2008 04:56:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you for the comments.I am not intending to purchase any, I have my own development projects running.  And I dont feel &quot;right&quot; about a dummy sales agreement. ANy thoughts on another bank that will run 80% on a lodoc for developments?CheersTammy</p>
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				<title>tammy replied to the topic Worst Property Mistake ....Ever!!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392094-worst-property-mistake-ever/page/2/#post-4581604</link>
				<pubDate>Sun, 03 Feb 2008 09:30:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>The mindset that 1 IP (bought $81K rent $150) was enough and to buy anymore was just being greedy.  Over that now.</p>
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				<title>tammy replied to the topic Company or Trust? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392183-company-or-trust/#post-4582101</link>
				<pubDate>Sun, 03 Feb 2008 09:13:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>hmmm&#8230;. so the $2100 I paid to have my trust set up with corporate trustee was at the expensive end?Bugger!!!!</p>
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				<title>tammy replied to the topic Lazy Conveyancer! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392104-lazy-conveyancer/#post-4581642</link>
				<pubDate>Tue, 29 Jan 2008 10:48:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Tracey,I am very pleased for you to hear it all turned out OK. I hope you didnt earn too many grey hairs in the process!!Cheerstammy</p>
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				<title>tammy replied to the topic Investing Seminar in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392133-investing-seminar/#post-4581769</link>
				<pubDate>Tue, 29 Jan 2008 10:34:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wow, why so cynical F?T</p>
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				<title>tammy replied to the topic Valuing a Property in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4392077-valuing-a-property/#post-4581482</link>
				<pubDate>Fri, 25 Jan 2008 05:59:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>I guess it also depends on the area. I live and invest primarily in rural areas and would argue that the land value is not the higher determinant of the final price as the land is cheaper but the cost of construction higher than in metropolitan areas.The final price of a property is very subjective and it is very dependant on the buyer. An owner&hellip;<span class="activity-read-more" id="activity-read-more-205037"><a href="https://www.propertyinvesting.com/topic/4392077-valuing-a-property/#post-4581482" rel="nofollow">[Read more]</a></span></p>
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				<title>tammy replied to the topic Ticky Trust Question in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4392044-ticky-trust-question/#post-4581297</link>
				<pubDate>Tue, 22 Jan 2008 11:48:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Out of curiosity, how long ago was the trust established? Is there a Fair Trading avenue on this?Tammy</p>
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				<title>tammy replied to the topic Buyers Agents in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4392009-buyers-agents-23/#post-4581094</link>
				<pubDate>Mon, 21 Jan 2008 01:00:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Sorry Kylie for the misunderstanding. I read it as though you were a buyers agent. I will call you today.CheersTammy</p>
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