PropertyInvesting.com | smartcube | Activity https://www.propertyinvesting.com/members/smartcube/activity/ Activity feed for smartcube. Sun, 12 Apr 2026 13:54:40 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 92d7b36200b43703e26b440135cfee0e smartcube replied to the topic floor boards or tiles in the forum Help Needed! https://www.propertyinvesting.com/topic/4410708-floor-boards-or-tiles/#post-4699364 Mon, 17 Feb 2014 11:06:07 +0000 Mark,
Thanks for the information.this is not for an investment.this is for my living.

]]> 07272e64d9dd99a1c547675875c2ec6a smartcube replied to the topic how to strcuture the loan in the forum Help Needed! https://www.propertyinvesting.com/topic/4410621-how-to-strcuture-the-loan/#post-4698942 Fri, 31 Jan 2014 01:13:45 +0000 thanks all.really appreciated.
so does this mean that its smart to tale 90% loan and use the funds in offset account this will reduce the interest paid and iam sure will change this into ip in year or 2 so i can claim the LMI on tax?

Ta,
Smartcube

]]> fe76054432dbe5b456caae2f9d9e797d smartcube replied to the topic how to strcuture the loan in the forum Help Needed! https://www.propertyinvesting.com/topic/4410621-how-to-strcuture-the-loan/#post-4698938 Thu, 30 Jan 2014 10:26:20 +0000 any thoughts pls??

]]> 9efea1086ee680e169fe6ed51c87b987 smartcube replied to the topic how to strcuture the loan in the forum Help Needed! https://www.propertyinvesting.com/topic/4410621-how-to-strcuture-the-loan/#post-4698937 Thu, 30 Jan 2014 01:14:03 +0000 Thanks Jamie.
Forgot to mention.if all goes well yes i do plan to convert this to an IP in 2 years time or buy another IP.can we claim LMI from ATO?i was not aware that this can be done.how is this done is there any rules around this.

Thanks
smartcube

]]> 3c6e32aaacc46ce338163fb4d3331815 smartcube replied to the topic Pointcook or SE(knox/Scoresby/Narrewarren/Hallam) in the forum Help Needed! https://www.propertyinvesting.com/topic/4408726-pointcook-or-seknoxscoresbynarrewarrenhallam/#post-4686501 Tue, 12 Feb 2013 21:45:18 +0000 Thanks guys for ur feedback.
tom/Joe,
Why would PC and areas around that be a no?(not that i want to go there) i see government planning to build another small city around there only 20 kms from city.lots of young families settling now.

We travel by public transport .yes i think hallam and narrewarren are bit far(this could change)renting…[Read more]

]]> a49d43c100cef9b359e97e5df13cf042 smartcube replied to the topic First IP need help with insurance in the forum   https://www.propertyinvesting.com/topic/4408053-first-ip-need-help-with-insurance/#post-4680653 Thu, 08 Nov 2012 10:54:23 +0000  

]]> 312c1358c1913146a97c1479ee997bf2 smartcube replied to the topic Help with IP Loan Structure in the forum Help Needed! https://www.propertyinvesting.com/topic/4407617-help-with-ip-loan-structure/#post-4677396 Sat, 15 Sep 2012 02:58:09 +0000 Hi Qlds007,
Thanks for your reply.. i am with NAB for last 10 years… i spoke to them they recommend NAB Choice Package. they say they will offer 6.00% interest. annual fees is $395 with first year free.pls let me know which ones are good.. and what other info do u need?

thanks
smartcube..

]]> b0a65c498d1c3d8e6a8436600760060c smartcube replied to the topic Help with IP Loan Structure in the forum Help Needed! https://www.propertyinvesting.com/topic/4407617-help-with-ip-loan-structure/#post-4677395 Sat, 15 Sep 2012 02:56:05 +0000 Hi Qlds007,
Thanks for your reply.. i am with NAB for last 10 years… i spoke to them they recommend NAB Choice Package. they say they will offer 6.00% interest. annual fees is $395 with first year free.pls let me know which ones are good.. and what other info do u need?

thanks
smartcube..

]]> 3dddbd98954217e588c7fcbdee35ceb0 smartcube replied to the topic advise/help with property in narre warren vic. in the forum Help Needed! https://www.propertyinvesting.com/topic/4407486-advisehelp-with-property-in-narre-warren-vic/#post-4676526 Thu, 30 Aug 2012 00:27:13 +0000 Thanks bardon for ur comments.
can you explain me why should get maximum borrowings on it and interest only loan for this first property? and also how long should i hold the property before i can change to IP? is there any min period here?? wat are the benefits/drawbacks of doing so?

Thanks

]]> a253964c5be8d4767c58375378a6237e smartcube replied to the topic First Investment with 300-350k Budget. in the forum Help Needed! https://www.propertyinvesting.com/topic/4407280-first-investment-with-300-350k-budget/#post-4674867 Mon, 06 Aug 2012 10:10:29 +0000 Thanks for all the feedback.
what all should i be looking?
where do i do the research?
is there any site or anything i can refer to?
any tools that will help?

iam really new to this.thought of sevenhills becas one of our friend lives there.

Really keen to learn.

Any help would be really helpfull

Smartcube

]]> d3f0af174c2afefb657b3eaa81e28150 smartcube replied to the topic First Investment with 300-350k Budget. in the forum Help Needed! https://www.propertyinvesting.com/topic/4407280-first-investment-with-300-350k-budget/#post-4674862 Sun, 05 Aug 2012 11:51:37 +0000 thanks shahin
iam talking about organic growth.iam not much into renovation.can you give me more information on sevenhills,if u have any leads PM me.

ta

]]> 4b4dd8c70bc2dbc8865f48d0b8fd7f4b smartcube replied to the topic help/thoughts around property investing. in the forum Help Needed! https://www.propertyinvesting.com/topic/4407047-helpthoughts-around-property-investing/#post-4673156 Sat, 04 Aug 2012 23:44:51 +0000 hi everyone,
I am looking to purchase my first investment property. I've spent some time narrowing down my criteria's for an investment..thinking of Seabrock-vic or SevenHills NSW.(Happy to consider other areas as well even interstate)
I am looking for capital growth but it is also important for me that the property can be easily rented out. My…[Read more]

]]> 707eb68ed7bea38ecbda31dcd540c135 smartcube replied to the topic help/thoughts around property investing. in the forum Help Needed! https://www.propertyinvesting.com/topic/4407047-helpthoughts-around-property-investing/#post-4673153 Sat, 07 Jul 2012 03:49:40 +0000 thanks for ur thoughts. had been to a house inspection. asking price is 550k. this would be for me to live in.its located in scoresby.near eastlink freeway. its been renovated 3 years ago. not decided yet to whether to make an offer. let me know wat u all think. iam currently renting and paying 1700 monthly. http://www.realestate.com.au/property-ho…[Read more]

]]> 430d62a094f44bcf44452e1081e2c6f9 smartcube replied to the topic help/thoughts around property investing. in the forum Help Needed! https://www.propertyinvesting.com/topic/4407047-helpthoughts-around-property-investing/#post-4673151 Fri, 06 Jul 2012 22:01:03 +0000 .aim is to own 5~10 properties(Farm/IP/commercial) in 10 years and eventually have some equity i.e. loan free so we can continue to have the same income on retirement to maintain the same standard of living

]]> fa980aff517f13e975fd5dafcf2e1489 smartcube replied to the topic Help/Idea/Thoughts needed in the forum Help Needed! https://www.propertyinvesting.com/topic/4401212-helpideathoughts-needed/#post-4631965 Wed, 29 Sep 2010 00:56:20 +0000 Thanks a ton… Duckster.Is this a good time to invest in property and can you advise on the suburbs in melbounre where i can look for and how much should i start with.how can i save in the tax if i invest in property?Waiting to hear from u all..

]]>