PropertyInvesting.com | sienna1 | Activity https://www.propertyinvesting.com/members/sienna1/activity/ Activity feed for sienna1. Tue, 14 Apr 2026 19:22:44 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 24664350978577661b15596d2446300c sienna1 replied to the topic Tarneit - Melbourne in the forum General Property https://www.propertyinvesting.com/topic/4399346-tarneit-melbourne/#post-4620853 Fri, 02 Apr 2010 22:59:40 +0000 i have a property in truganina that we bought 2 years ago off the plan. Rent is average, but the value of the house has grown by about $100k in the last 2 years (2 identical houses selling in the last 3 months in the same area). I guess we got in at the right time. I keep a note of the values in the area and they are definately on the improve. I…[Read more]

]]> 0e01451452bd0015b340910567a87589 sienna1 replied to the topic CANBERRA Property Network Meetings in the forum General Property https://www.propertyinvesting.com/topic/4398275-canberra-property-network-meetings/#post-4614145 Sun, 17 Jan 2010 06:01:46 +0000 I am in Canberra but not sure what your proposing.. an investment club?

]]> 15d1b2d9c331ecb0bad709e629399b5a sienna1 replied to the topic Appealing a valuation in the forum HI everyone, and thanks for https://www.propertyinvesting.com/topic/4398000-appealing-a-valuation/#post-4612497 Thu, 31 Dec 2009 02:42:29 +0000 HI everyone, and thanks for all your responses. I put my appeal to the banks and provided all the data for the suburb and the fact the valuer used the 2 lowest priced properties to guage mine against. They just gave the details to the valuer who said if my house was fully renovated he would of priced it at that but he would not change the…[Read more]

]]> 83ae7e45d231261e49ec9bebebd7f4f1 sienna1 replied to the topic 95% loans for investors in the forum Finance https://www.propertyinvesting.com/topic/4397636-95-loans-for-investors/#post-4610795 Sat, 05 Dec 2009 23:09:36 +0000 Members Equity is offering 95%.

]]> 30f38377ecf683075e0df43c419f8705 sienna1 replied to the topic family need help in the forum General Property https://www.propertyinvesting.com/topic/4396344-family-need-help/page/2/#post-4604554 Tue, 16 Jun 2009 12:06:28 +0000 Maree well done on your future plans on looking after yourself and my comments were there to put a stop to the criticism of spudway choosing to have more than 2.1 children and get ahead. You can take offense if you like, its Australia,  but its funny you can read this whole topic and then find my comments out of everything that has been said…[Read more]

]]> fa4d16c5811d89f3bd7001aa29895036 sienna1 replied to the topic family need help in the forum General Property https://www.propertyinvesting.com/topic/4396344-family-need-help/page/2/#post-4604550 Tue, 16 Jun 2009 09:19:14 +0000 Leave the kids out of it people.. it is far more selfish to not have children then expect other peoples kids to care for you when your old. 5 children is not alot and they are already here. The guy was simply putting up a proposal as a way to get into the housing market. This is an investment forum and people are supposed to learn things and get…[Read more]

]]> 2464d066d5ab5a472ee3aa68517e786a sienna1 replied to the topic Potentially good suburbs for investment in Melbourne in the forum General Property https://www.propertyinvesting.com/topic/4396466-potentially-good-suburbs-for-investment-in-melbourne/#post-4605219 Tue, 16 Jun 2009 09:07:59 +0000 Why not west.. Truganina, Wyndham Waters, Tarneit, u can get something under $300k and you are less than 20k's from the city.. actually we can see the city quite well from our I/p. We bought a 24sq house on a large block there for under $280k last year and im sure you can pick something close to that still there. rented quickly and there are…[Read more]

]]> 3c5fbab7f924b46a23b01078ddf65103 sienna1 replied to the topic brisbane real estate trends? in the forum Help Needed! https://www.propertyinvesting.com/topic/4395938-brisbane-real-estate-trends/#post-4602139 Sat, 25 Apr 2009 10:43:36 +0000 if you go to the site http://www.domain.com.au you will see that they have just put on a investment section and you can check each suburb out with all the stats you could hope for  and it tells you how the suburb has been performing over the last 3 years etc. it is branded as new but helps heaps with finding out where to invest.…[Read more]

]]> e950d7280c3854127d3210dc7831665a sienna1 replied to the topic which area is good for living ?? (Melbourne - Victoria) in the forum Help Needed! https://www.propertyinvesting.com/topic/4396043-which-area-is-good-for-living-melbourne-victoria/#post-4602993 Sat, 25 Apr 2009 10:40:11 +0000 we have investments in truganina/tarneit which is south west. you can see the city from the properties. its a great area, heaps of shopping, schools, reserves, new houses.. fell in love with it

]]> 7012f424754a81cac2dd4172c68c46bc sienna1 replied to the topic House Valuation in the forum Help Needed! https://www.propertyinvesting.com/topic/4395866-house-valuation/#post-4601750 Thu, 02 Apr 2009 06:36:14 +0000 we  had the same problem when getting our house valued for a loan. what i did was supply a list of every house for sale in the area going for the price i valued it at and also a list of the rents going at that price. it was current info and they asked him to look at it again. it came up trumps. i also got 2 agents letters stating what the…[Read more]

]]> 7839d17a6258dc184364a17cb943badd sienna1 replied to the topic Can people in their late 60s, with around $1m in equity in their house, living on a pension, become financially independendent in the forum Help Needed! https://www.propertyinvesting.com/topic/4395179-can-people-in-their-late-60s-with-around-1m-in-equity-in-their-house-living-on-a-pension-become-financially-independendent/#post-4597954 Sun, 25 Jan 2009 10:19:24 +0000 woopi.. i would say read, read and read and go to info nights and listen to lots of advice and somewhere in there you will come to a point where you know where your going to head. You definately have the collaterol but now you need the right vehicle and interest rates  and house prices are almost perfect for the jump but as gmh544 states.. its…[Read more]

]]> b6a86a713c981422e6e3c26c8027873e sienna1 replied to the topic manage private or though an agent? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394948-manage-private-or-though-an-agent/#post-4596887 Sun, 21 Dec 2008 07:24:50 +0000 put the rent up and she will go.. then get an agent and select your tennant by their  capability to pay and references.

]]> c61e2e878a55e5c27f4235edc54fbc61 sienna1 replied to the topic Anyone have experience with State Custodians Home loans in the forum Finance https://www.propertyinvesting.com/topic/4394975-anyone-have-experience-with-state-custodians-home-loans/#post-4596969 Fri, 19 Dec 2008 06:32:31 +0000 My question is really to those that have used them and their experience dealing with them. I generally like to ask this question with a lender i have not used before.  I understand your take would be negative as they dont pay commission to finance brokers.

]]> 9f959b2b55e34300fa6f73158b460ee1 sienna1 replied to the topic Further Lodoc Changes in the forum Can you please explain that https://www.propertyinvesting.com/topic/4394912-further-lodoc-changes/#post-4596588 Fri, 19 Dec 2008 06:22:42 +0000 Can you please explain that a bit more.. im not sure why they would do that.. we split our loan 3 ways so we have an account for renovation, one for investing, one for the home loan. are you saying that St George are limiting their loans to what the house costs even when you are refinancing to use equity.

]]> 8c97622b0cec97f7cb7fdad3de2dd25b sienna1 replied to the topic would you fix your IR for 10yrs or more in the forum Finance https://www.propertyinvesting.com/topic/4394931-would-you-fix-your-ir-for-10yrs-or-more/#post-4596655 Fri, 19 Dec 2008 05:02:58 +0000 Me personally no.. i refinance on my properties to purchase other ones , i lock in for my own home but i need the investment homes to be fluid. Great rates though right now….

]]> adfbe41e1c401b37db6817b6c1cd60fd sienna1 replied to the topic Help! My boyfriend thinks this is a good investment. in the forum Help Needed! https://www.propertyinvesting.com/topic/4394188-help-my-boyfriend-thinks-this-is-a-good-investment/#post-4592666 Fri, 05 Dec 2008 06:37:09 +0000 Wobbles also look at what your aim is.. do u want to get into investment properties for capital gain or rental income. is your goals to sell up in years for double what you bought for or to build up steady rental income . some houses get good rent but dont go up in value alot.

]]> 4d313b9c050f444473d6da25c4e114e5 sienna1 replied to the topic tips on Mildura investing in the forum Help Needed! https://www.propertyinvesting.com/topic/4394764-tips-on-mildura-investing/#post-4595800 Sat, 22 Nov 2008 10:10:44 +0000 I have been following properties in mildura on real estate.com.au and have spoken to the real estate agents up there. I have some houses in watch in my shortlist and they have been there for a year now. fantastic houses pulling good rent but not selling, and they are houses with current tennants paying good rent.real estate agent told me if i…[Read more]

]]> 29f8cda31a39f5ccdab4936c1a7dad17 sienna1 replied to the topic tenants rights? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394166-tenants-rights/#post-4592591 Sat, 22 Nov 2008 10:05:47 +0000 who is the real estate by the way, as my brother is just about to settle on an investment property in qld. and is renting out.

]]> 5cf30907e816711e72b75826d25ddd6b sienna1 replied to the topic How are people feeling at the moment? in the forum Help Needed! https://www.propertyinvesting.com/topic/4394492-how-are-people-feeling-at-the-moment/#post-4594448 Sat, 18 Oct 2008 23:12:40 +0000 I think i dont understand the big picture. Im sighing relief with the interest rates coming down and not in a hurry to sell ours but pretty disappointed with my super balance. I have seen enough stock market crashes that i am now convinced i wont be going there any time soon, ive seen market dip in house prices but they have always rebounded…[Read more]

]]> dc7ebaca312cd131e62f137cada0843e sienna1 replied to the topic "THE INVESTORS CLUB" ANYONE HEARD OF THEM OR KNOW WHAT THEY ARE ABOUT? in the forum tess85 wrote:Have a thorough https://www.propertyinvesting.com/topic/4389727-the-investors-club-anyone-heard-of-them-or-know-what-they-are-about/#post-4568101 Sun, 28 Sep 2008 04:25:25 +0000 tess85 wrote:

Have a thorough read of the articles here. Neil jenman is well respected in real estate thinking.

http://www.jenman.com.au/find/index.php?type=simple&query=investors+club&button=SEARCH

Remember, if it's too good to be true….. IT PROBABLY IS!

Yeh i wrote to him after reading his newsletter about it in feb last year. he wrote…[Read more]

]]> 86700a2af8a14c164658866440f7c45c sienna1 replied to the topic "THE INVESTORS CLUB" ANYONE HEARD OF THEM OR KNOW WHAT THEY ARE ABOUT? in the forum Help Needed! https://www.propertyinvesting.com/topic/4389727-the-investors-club-anyone-heard-of-them-or-know-what-they-are-about/#post-4568101 Sun, 28 Sep 2008 04:25:25 +0000 tess85 wrote:
Have a thorough read of the articles here. Neil jenman is well respected in real estate thinking.http://www.jenman.com.au/find/index.php?type=simple&query=investors+club&button=SEARCHRemember, if it's too good to be true….. IT PROBABLY IS!

Yeh i wrote to him after reading his newsletter about it in feb last year. he wrote back…[Read more]

]]> 1f6397496122076b37811978edd4ca55 sienna1 replied to the topic "THE INVESTORS CLUB" ANYONE HEARD OF THEM OR KNOW WHAT THEY ARE ABOUT? in the forum Help Needed! https://www.propertyinvesting.com/topic/4389727-the-investors-club-anyone-heard-of-them-or-know-what-they-are-about/#post-4568098 Fri, 26 Sep 2008 03:52:15 +0000 There is always someone that is too dubious to do it themselves so they will put the ideas down to stop you doing it.. in every scenario you will always find them. Investment club is a great club, whatever their backdrop. They have given us great ideas and never pushed us into any decision. We decided to hold back from buying through them only…[Read more]

]]> 01dddc5301f11c1f94d031f64063ccf5 sienna1 replied to the topic MOE, Victoria in the forum General Property https://www.propertyinvesting.com/topic/4394218-moe-victoria/#post-4592842 Sat, 20 Sep 2008 06:39:22 +0000 Moe.. sends shivers down my spine. I wont go through all the thoughts  but i wouldnt imagine the capital growth would be much. You would probably get a bargain and maybe get some decent rent but everytime i drive through it it looks like depression valley.  The recent history and media would have put a dent in its reputation. Just my opinion.

]]> 9c9837c83a3bc8fc8d3971758df59f92 sienna1 replied to the topic a better choice / abc financial group pty ltd in the forum Commercial Property https://www.propertyinvesting.com/topic/4394032-a-better-choice-abc-financial-group-pty-ltd/page/2/#post-4591930 Sun, 31 Aug 2008 05:29:32 +0000 Hey Jo and Hubby, we were in the same vote 18 months ago and were intrigued by the hotel suite investments which opened the door to  attend the property club seminars, they were very helpful and had  a mass of houses to choose from. they explained in full how we could do it. At some stage in the next 2 years we still intend to go through them w…[Read more]

]]> 590f56ae83ed9d81f069c027fd89d974 sienna1 replied to the topic Refinancing to LOC - How do I overcome resistance from Bank in the forum Finance https://www.propertyinvesting.com/topic/4393912-refinancing-to-loc-how-do-i-overcome-resistance-from-bank/#post-4591320 Fri, 01 Aug 2008 03:50:07 +0000 my answer would be to step away from the banks. they are snakes and very inflexible. go to a online lender or mortgage broker.

]]> 145f10ecb7e3117cd87641d37d6b3f43 sienna1 replied to the topic Newly built Property Investment in the forum hi Justin, we have just https://www.propertyinvesting.com/topic/4393276-newly-built-property-investment/#post-4587831 Sun, 25 May 2008 01:00:21 +0000 hi Justin,
we have just finalised our first investment and it took 11 months to build and settle and all the crap in the middle, but at the end we have a great house full of deductions and depreciation, a great tennant paying good rent and in an area that will we hope increase in value. We bought it for an absolute bargain of $275,000 for a 24 sq…[Read more]

]]> b28d88d1f9dd7a6a590dab098432da99 sienna1 replied to the topic MyRate & OneDirect loan experiences? in the forum Finance https://www.propertyinvesting.com/topic/4391849-myrate-onedirect-loan-experiences/#post-4580157 Mon, 21 Jan 2008 07:17:55 +0000 so far we have 2 loans.. one with One Direct and the other being finalised with LoanAustralia. One direct is by far more professional, helpful and competent. LoanAustralia is turning out to be the most complex running around unhelpful organisation i have ever come across. I would go with One direct in a flick compared with them. I could go on and…[Read more]

]]> 9fa517b0361b9635476e7135ed416513 sienna1 replied to the topic WHAT IS THE BEST BOOK FOR BEGINNERS IN PROPERTY INVESTMENT? in the forum Help Needed! https://www.propertyinvesting.com/topic/4391829-what-is-the-best-book-for-beginners-in-property-investment/#post-4580043 Sun, 06 Jan 2008 04:36:17 +0000 "Property. Prosper. Retire." – An Australian best seller by Kevin Young, founder of The Investors Club.. i luv these guys and their techniques.

]]> c9a71209ae265ac1827b781ea1a8e8a4 sienna1 replied to the topic Sony lcd in the forum Heads Up! https://www.propertyinvesting.com/topic/4391301-sony-lcd/#post-4576576 Sun, 06 Jan 2008 04:32:12 +0000 why not go samsung..sony uses their lcd screens and with samsung you get another free lcd tv to go with it.

]]> 64f34c2f4520a59f86658a9cf7a83a20 sienna1 replied to the topic URGENT - Need a REALLY GOOD LAWYER in Melbourne in the forum Help Needed! https://www.propertyinvesting.com/topic/4390610-urgent-need-a-really-good-lawyer-in-melbourne-2/#post-4572966 Wed, 29 Aug 2007 00:09:38 +0000 coleman lawyers, he has reasonable prices and is readily available to talk.187 Ferrars St Southbank 3006(03) 9696 7877

]]> 7c5214ab99a3624e12c6da12d5200267 sienna1 replied to the topic Line Of Credit - split loan in the forum Finance https://www.propertyinvesting.com/topic/4390547-line-of-credit-split-loan/#post-4572645 Fri, 24 Aug 2007 02:15:51 +0000 im in the waiting for a loanaustralia investment loan (house is getting built) and also have a split loan with One Direct who i highly recommend, they have been great. we have our main home loan split 3 ways all interest only, one for renovations etc, one for the main loan and one for investment deposits and repayments. we are happy with it all

]]> aedd423f04bd9adf46e5eeb54d360bea sienna1 replied to the topic Why is Western Melbourne so bad? in the forum General Property https://www.propertyinvesting.com/topic/4390116-why-is-western-melbourne-so-bad/#post-4570235 Sat, 21 Jul 2007 05:24:19 +0000 we are in the middle of buying in truganina.. right across the road from point cook. We are not from melbourne but researched it for almost a year and went from east to west and then flew down there and took a look. In my mind its a goldmine, all new housing plenty of shops and warehouses, schools, fantastic highways and the ocean across the road.…[Read more]

]]> 7dac3fb56c84b0ccfc4fac294d465aa0 sienna1 replied to the topic GoGecko is a JokeO in the forum General Property https://www.propertyinvesting.com/topic/4390227-gogecko-is-a-jokeo/#post-4570824 Sat, 21 Jul 2007 05:09:31 +0000 oh crashy that is a shocker, ive only had one experience selling my house, i was in tamworth visiting my inlaws, my mum asked me if i wanted to sell the house and buy a new one as i had just had a baby and they were coaxing me to get something bigger. i said ok not really wanting to or being to serious and the next day mum stuck a for sale sign…[Read more]

]]> ebedd19ec2208e06f5b5860bec7a82c1 sienna1 replied to the topic Whos is working in the mines to get ahead? in the forum Forum Frolic https://www.propertyinvesting.com/topic/4390228-whos-is-working-in-the-mines-to-get-ahead/#post-4570833 Fri, 20 Jul 2007 08:51:58 +0000 i think everyone has read Robert Kiyosaki Rich Dad Poor Dad but he never did say how he did .. just generalised it. unless your born with it u have to start somewhere, its the way your money works from there. everyone goes on a journey and its the leap of faith that some people take and others dont that decide it for u. we have finally taken that…[Read more]

]]> cdef526470930f02ef30fe45a71ee4a7 sienna1 replied to the topic Whos is working in the mines to get ahead? in the forum Forum Frolic https://www.propertyinvesting.com/topic/4390228-whos-is-working-in-the-mines-to-get-ahead/#post-4570831 Thu, 19 Jul 2007 12:59:32 +0000 i have a friend that is working over in wa at the mines, he travels around with the company from gladstone in qld to wa setting up camps for the miners. he is making over 100 grand a year with no outgoings. he has bought a house in gladstone and has just about paid it off in 2 years and will keep on doing the same whilst he is single, the boom is…[Read more]

]]> 0735e5ccc0d626cdca21ee2d54e4c495 sienna1 replied to the topic Property Market Hotting Up in the forum General Property https://www.propertyinvesting.com/topic/4390021-property-market-hotting-up/page/3/#post-4569734 Thu, 05 Jul 2007 07:20:47 +0000 Anny i guess when u buy u have to look at the reason you are buying and what the future holds in the town u r buying. Good luck to you and i hope it bodes well. And in answer to the doom and booms questions.. with property it doesnt really matter if u r in a good area where there is always going to be demand, real estate is not meant to be a quick…[Read more]

]]> e2bffefd5817b169c02a96e9824f8ac6 sienna1 replied to the topic queries about deer park in melbourne in the forum Help Needed! https://www.propertyinvesting.com/topic/4390035-queries-about-deer-park-in-melbourne/#post-4569819 Thu, 28 Jun 2007 11:41:05 +0000 i have been watching the melbourne market around that area for about 6 months.. being the deer park area, point cook and also narre warren and toing and frowing as i go. we have finally decided on truganina which is just close to point cook which is supposed to be the place to buy but just out of my budget. it is also surrounded by great shops,…[Read more]

]]> e0d4516ae59e404350ef5b8fc4a8b5d4 sienna1 replied to the topic Property Market Hotting Up in the forum General Property https://www.propertyinvesting.com/topic/4390021-property-market-hotting-up/page/2/#post-4569714 Tue, 26 Jun 2007 09:10:12 +0000 we have just bought or are in the middle of buying a property in truganina in melbourne. after watching the market in qld, act, nsw and vic we decided to go that way.. melbourne seems to be the land that property booms forgot. everyone has low rent and paying low prices for quality houses compared to their northern neighbours in the same sort of…[Read more]

]]> 8a77725266f68ed71fbb88828d2cb1ae sienna1 replied to the topic How do I find a good financial advisor in the forum i guess ask how many https://www.propertyinvesting.com/topic/4389656-how-do-i-find-a-good-financial-advisor/#post-4567817 Fri, 18 May 2007 09:48:06 +0000 i guess ask how many properties they own.. do they own shares and basically put their money where their mouth is. im still in search, i have heard from excellent people and some "financial advisors" so to speak and i realised it was a quest to sort out the crap from the gold. good luck

]]> 1f9999a114ccf88dad9c36cfeba04403 sienna1 replied to the topic Where Do I start? Am I too young in the forum Help Needed! https://www.propertyinvesting.com/topic/4389635-where-do-i-start-am-i-too-young/#post-4567749 Thu, 17 May 2007 08:31:37 +0000 there are heaps of ways u can do it, u just have to listen to lots of people who have done it for a while until you understand it in your mind how to do it and know the risks.there are people out there that will warn you not to and others that will tell you how to and who .have done it. listen to both and weigh it up.research the rent and prices…[Read more]

]]> 869b4ad09699b5102c88c65e627216bc sienna1 replied to the topic Buting an investment property in the forum Help Needed! https://www.propertyinvesting.com/topic/4389628-buting-an-investment-property/#post-4567724 Thu, 17 May 2007 04:52:02 +0000 hi daneye,dont listen to the negatives. i am in the same position to you and over the past 6 months have listened to everyone and found there are ways to do it without putting you to far into trouble. there will always be people that tell you you cant do it but u can.we have recently refinanced our home to 90% and split the loan into 3 accounts..…[Read more]

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