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	<title>PropertyInvesting.com | Ricksta | Activity</title>
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				<title>Ricksta replied to the topic Can anyone recommend an agent in Maroochydore in the forum Consolidating.  I am not</title>
				<link>https://www.propertyinvesting.com/topic/4393162-can-anyone-recommend-an-agent-in-maroochydore/#post-4586653</link>
				<pubDate>Sun, 11 May 2008 23:04:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Consolidating.  I am not interested in any &quot;off the plans&quot;&#8230;. the Sunshine Coast is full of them.</p>
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				<title>Ricksta replied to the topic Queensland - Where to look at - 20 yr plan out in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380085-queensland-where-to-look-at-20-yr-plan-out/#post-4514954</link>
				<pubDate>Mon, 09 May 2005 23:14:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Resiwealth</p>
<p>I&#8217;d be interested in getting a copy of the report on Ipswich.</p>
<p>thanks<br />
Rick</p>
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				<title>Ricksta replied to the topic finance for the jobless in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4379396-finance-for-the-jobless/#post-4510719</link>
				<pubDate>Wed, 30 Mar 2005 01:36:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks&#8230;<br />
OK here are some figures</p>
<p>(a)Equity<br />
House 1<br />
owe 110,000<br />
est value 350,000</p>
<p>House 2<br />
owe 80,000<br />
est value 240,000</p>
<p>(b) Finance needed<br />
180,000</p>
<p>(c) income<br />
about 45,000</p>
<p>I have already had approval for 180,000 from a lender while I was employed on a similar income but I still want to have finance prepared if the correct deal comes up.</p>
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				<title>Ricksta replied to the topic Buy a house a year CASH in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4379178-buy-a-house-a-year-cash/#post-4509244</link>
				<pubDate>Thu, 17 Mar 2005 08:09:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>yep&#8230; I&#8217;d like to know more aswell PM me with a link that works or more info on it.</p>
<p>thanks<br />
Rick[biggrin]</p>
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				<title>Ricksta replied to the topic good buying and not good areas brisbane FIRST HOME in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4372529-good-buying-and-not-good-areas-brisbane-first-home-2/page/2/#post-4465103</link>
				<pubDate>Thu, 17 Mar 2005 02:23:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Foundation</p>
<p>Can you send me this mass of interesting links.<br />
Knowledge is power!!</p>
<p>thanks<br />
Rick[biggrin]</p>
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				<title>Ricksta replied to the topic career in real estate in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378688-career-in-real-estate/#post-4506227</link>
				<pubDate>Wed, 16 Feb 2005 06:34:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Got an interview with Raine and Horne this weekend.</p>
<p>Just for the interest of other people thinking of moving into the industry the starting award wage is $476 gross per week&#8230; YOUCH!![thumbsdownanim[confused2]</p>
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				<title>Ricksta replied to the topic Name the BACKPACKERS in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378720-name-the-backpackers/#post-4506391</link>
				<pubDate>Wed, 16 Feb 2005 03:03:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>how about &#8220;The Flightless Bird&#8221;[oneeyed] kinda like the pubs they have in london eg: slug and lettuce</p>
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				<title>Ricksta replied to the topic Name the BACKPACKERS in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378720-name-the-backpackers/#post-4506389</link>
				<pubDate>Wed, 16 Feb 2005 02:42:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Where is it? might help.. for the name!</p>
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				<title>Ricksta replied to the topic career in real estate in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378688-career-in-real-estate/#post-4506226</link>
				<pubDate>Tue, 15 Feb 2005 01:53:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the insight so far</p>
<p>At the moment I am on $50,000 a year but what I do doesnt interest me. I do have a plan of investing in property for a living but I see the real estate job as a step forward to understanding the industry I am and will be spending my money in. Developing does interest me immensly aswell but got walk before I can&hellip;<span class="activity-read-more" id="activity-read-more-67531"><a href="https://www.propertyinvesting.com/topic/4378688-career-in-real-estate/#post-4506226" rel="nofollow">[Read more]</a></span></p>
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				<title>Ricksta replied to the topic career in real estate in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378688-career-in-real-estate/#post-4506222</link>
				<pubDate>Mon, 14 Feb 2005 08:14:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks for the suggestions&#8230; I know the industry is slowing down but I am not concerned that its not the flavour of the month.</p>
<p>As a web developer I remember how tough it was to get a job after the dot com bubble burst.. and I figure if I can get in now I&#8217;ll have some experience and be ready for the next upturn.[thumbsup2]</p>
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				<title>Ricksta replied to the topic Sunshine Coast, Queensland in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378477-sunshine-coast-queensland/#post-4505052</link>
				<pubDate>Thu, 10 Feb 2005 00:58:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Sheva</p>
<p>Are you looking for a house, townhouse or unit?<br />
Also which area are you wanting to live in?</p>
<p>[smiling]</p>
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				<title>Ricksta replied to the topic Sunshine Beach, QLD in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4378523-sunshine-beach-qld/#post-4505322</link>
				<pubDate>Mon, 07 Feb 2005 06:57:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Jason</p>
<p>January&#8217;s issue of API has an interesting story on holiday rentals. I live in this area and if my memory serves me correct Sunshine Beach has had the highest capital gain over any other suburb on the Sunshine Coast in the last 2-3 years.</p>
<p>Cheers<br />
Rick</p>
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				<title>Ricksta replied to the topic catch 22 in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378417-catch-22-2/#post-4504635</link>
				<pubDate>Fri, 04 Feb 2005 03:50:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>SALACIOUS &#8211; can you elaborate on no interest repayments!!</p>
<p>thanks <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>Ricksta replied to the topic catch 22 in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378417-catch-22-2/#post-4504628</link>
				<pubDate>Thu, 03 Feb 2005 08:59:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks luckyone. Does this then mean that the trust can then claim for negative gearing purposes even though I would be a director of the trust.[cap]</p>
<p>thanks</p>
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				<title>Ricksta replied to the topic catch 22 in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378417-catch-22-2/#post-4504625</link>
				<pubDate>Thu, 03 Feb 2005 03:29:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>hmmm I know your right Foundation but renting in my opinion is such a waste of money. Maybe I&#8217;ll have to change my direction and look for a cheaper alternative. eg: townhouse or unit not a freestanding house [glum]</p>
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				<title>Ricksta replied to the topic Coomera in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378413-coomera/#post-4504617</link>
				<pubDate>Tue, 01 Feb 2005 08:49:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Kidders</p>
<p>Is this a new property? If so the price maybe inflated so the developer makes a profit. I would look at similar established properties in the area and see what there sales data is like</p>
<p>cheers<br />
Rick</p>
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				<title>Ricksta replied to the topic help needed in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378407-help-needed-10/#post-4504592</link>
				<pubDate>Tue, 01 Feb 2005 08:31:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi</p>
<p>I use one and think it is great. At the moment we have a loan of 83,000 @ 6.75% and have about 20,000 sitting in the offset account. This means we only get interest charged on 63,000. This saves me approx $100 a month. Where else can you get a return of 6.75% for cash at the mo.</p>
<p>However be aware that if you then spend that savings on a new&hellip;<span class="activity-read-more" id="activity-read-more-158546"><a href="https://www.propertyinvesting.com/topic/4378407-help-needed-10/#post-4504592" rel="nofollow">[Read more]</a></span></p>
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				<title>Ricksta replied to the topic Townsville Investor Club in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376718-townsville-investor-club/#post-4494195</link>
				<pubDate>Wed, 01 Dec 2004 06:21:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi</p>
<p>I have a question regarding locations in Townsville.</p>
<p>We will be moving there in Feb05 and would like to purchase a property before we move. We have been researching hard but its hard to get a good understanding of quality areas to look at.</p>
<p>From my short time up there I found that one street can be great but the house may back onto an&hellip;<span class="activity-read-more" id="activity-read-more-192056"><a href="https://www.propertyinvesting.com/topic/4376718-townsville-investor-club/#post-4494195" rel="nofollow">[Read more]</a></span></p>
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				<title>Ricksta replied to the topic Townsville Investor Club in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4376718-townsville-investor-club/#post-4494194</link>
				<pubDate>Wed, 01 Dec 2004 06:09:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>We are interested in being part of this investors club. We will be moving there in Feb 05.</p>
<p>thanks<br />
Rick[biggrin]</p>
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				<title>Ricksta replied to the topic Harvard Securities/ La trobe Property Research in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4368729-harvard-securities-la-trobe-property-research/#post-4433870</link>
				<pubDate>Fri, 20 Feb 2004 06:59:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mr Fixit</p>
<p>I went to a consumer seminar run by Neil Jenman <a href="http://www.jenman.com.au" rel="nofollow">http://www.jenman.com.au</a> the other night and both companies you have mentioned came up as ones to be aware of. [<img src="/wp-content/uploads/smileys/bigeyes.gif?x75824" width="" height="" alt="8)" title="8)" class="bbcode_smiley" />]</p>
<p>I have no experience with either.<br />
This is simply for your own info[<img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" />]</p>
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				<title>Ricksta replied to the topic Insurance/property consultants in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370499-insuranceproperty-consultants/#post-4448472</link>
				<pubDate>Thu, 15 Jan 2004 04:34:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Johnb</p>
<p>I use Terry Sheer &#8211; both my PM in QLD use this company. They are competitive in price and have a good reputation, not sure if they are just QLD or Australia wide.</p>
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				<title>Ricksta replied to the topic 3rd time lucky in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4370344-3rd-time-lucky/#post-4447140</link>
				<pubDate>Mon, 12 Jan 2004 13:20:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks Chan$ for your response.</p>
<p>I am trying to change my mindset to move past just my local area.[<img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" />]</p>
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				<title>Ricksta replied to the topic 3rd time lucky in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4370344-3rd-time-lucky/#post-4447138</link>
				<pubDate>Wed, 07 Jan 2004 06:41:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>any opinions will be appreciated here</p>
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				<title>Ricksta replied to the topic Which City/Suburb you live? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4369744-which-citysuburb-you-live/page/6/#post-4442311</link>
				<pubDate>Tue, 06 Jan 2004 05:22:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think the best place to live&#8230; Sunshine Coast Qld.. same as Wildly Wealthy and 2004+3.5</p>
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				<title>Ricksta replied to the topic Always beware the hype in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370094-always-beware-the-hype/#post-4445258</link>
				<pubDate>Mon, 22 Dec 2003 08:12:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Steve</p>
<p>Can you elaborate on your moto a bit more.<br />
Not really sure I understand what you mean by &#8220;buy the problem&#8221;.</p>
<p>thanks for a great forum</p>
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				<title>Ricksta replied to the topic $$$ Flow Positive Stories!!! in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369754-flow-positive-stories/page/3/#post-4442662</link>
				<pubDate>Mon, 22 Dec 2003 08:01:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>I dont mean to dampen the enthusiam because its great and very motivational.</p>
<p>The deals that have been mentioned I cant help but be a touch skeptical about. Not because they are not true but because they could be misleading to a new invester expecting large growth immediately.</p>
<p>I too have had great capital growth and get a +CF so I guess I cant&hellip;<span class="activity-read-more" id="activity-read-more-260039"><a href="https://www.propertyinvesting.com/topic/4369754-flow-positive-stories/page/3/#post-4442662" rel="nofollow">[Read more]</a></span></p>
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				<title>Ricksta replied to the topic Profit Program in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4370023-profit-program/page/3/#post-4444631</link>
				<pubDate>Thu, 18 Dec 2003 23:20:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Charchie</p>
<p>can I please have it too[<img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" />]<br />
rickaphillips at hotmail.com</p>
<p>thanks</p>
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				<guid isPermaLink="false">b32bd86eebf9c7bb375ab4aff1470337</guid>
				<title>Ricksta replied to the topic How Many IP's in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4370024-how-many-ips/#post-4444678</link>
				<pubDate>Thu, 18 Dec 2003 08:24:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have 2 on the Sunshine Coast. 1 is just +ve and 1 is neutral. Looking for my 3rd at the mo but dont reckon it will be on the Coast. Time to look past the end of my nose this time.</p>
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				<title>Ricksta replied to the topic 25yr loan fixed-variable in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4370009-25yr-loan-fixed-variable/#post-4444443</link>
				<pubDate>Mon, 15 Dec 2003 07:48:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Nevania</p>
<p>Personally I fix my interest rates around the 3-5 year mark but this also depends on the interest rate trends at the time. This allows me to budget for all expenses for this amount of time and gives me piece of mind so I can still afford holidays etc. Its not the most aggressive way to do it but it suits my situation.</p>
<p>It also can give&hellip;<span class="activity-read-more" id="activity-read-more-251090"><a href="https://www.propertyinvesting.com/topic/4370009-25yr-loan-fixed-variable/#post-4444443" rel="nofollow">[Read more]</a></span></p>
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				<title>Ricksta replied to the topic small town - risky business in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4369893-small-town-risky-business-2/#post-4443466</link>
				<pubDate>Thu, 11 Dec 2003 14:46:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi rickyw</p>
<p>I am a newbie to this forum but will give you my opinon anyway [<img src="/wp-content/uploads/smileys/bigsmile.gif?x75824" width="" height="" alt=":D" title=":D" class="bbcode_smiley" />]<br />
If the prices are around the 75000 mark and you can get 150 pw for them then that is borderline to the 11 sec rule. do your research and crunch your numbers, ask more real estates what their demand for rentals is.</p>
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				<title>Ricksta replied to the topic Best state to invest in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4369889-best-state-to-invest/#post-4443453</link>
				<pubDate>Tue, 09 Dec 2003 12:08:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks swampy</p>
<p>nice to get something for free every now and then[<img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" />]</p>
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				<title>Ricksta replied to the topic Networking?? S E Qld Groups?? in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4369850-networking-s-e-qld-groups/#post-4443239</link>
				<pubDate>Tue, 09 Dec 2003 11:41:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>I am interested in any networking groups in the Sunshine Coast area but am willing to travel to Brisbane also.</p>
<p>Please add me to your list aswell <a href="mailto:rickaphillips@hotmail.com" rel="nofollow">rickaphillips@hotmail.com</a></p>
<p>thanks [<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />]</p>
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