PropertyInvesting.com | Ptialv | Activity https://www.propertyinvesting.com/members/ptialv/activity/ Activity feed for Ptialv. Sun, 12 Apr 2026 08:33:28 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d2fe7ffffbfe7d0a30b930b704fddb84 Ptialv replied to the topic Best Means in the forum Value Adding https://www.propertyinvesting.com/topic/4395110-best-means/#post-4597674 Mon, 13 Apr 2009 11:27:29 +0000 Hi all,i have a PPoR and i am thinking to put pergola in there will cost me anywhere between 3500-4K. Is it worth putting it in to increase the value of the house which i am thinking due to 2 reasons,1. My kids will get some space outside to play and 2. Increase value of the house ( when i will buy IP using LOC on my house)Regards,.Ptialv.

]]> 268adebbff1bc1ad2b0217b777071171 Ptialv replied to the topic How should we proceed in the forum Thanks imugli for the https://www.propertyinvesting.com/topic/4395953-how-should-we-proceed/#post-4602171 Fri, 10 Apr 2009 00:55:32 +0000 Thanks imugli for the reply…To answer your questionsWe are thinking of buy and hold.Create a passive income.When you say asset protection, not quiet sure what you mean.. is it about insurance.I am about to viist my accountant to check out about the structures.Thanks any more ideas will be apprciated.Come on experienced investors please put up…[Read more]

]]> 5ae7e0b42e76d3bd18fcc181bd9fd8f8 Ptialv replied to the topic Interest Rates Will Fall in the forum Help Needed! https://www.propertyinvesting.com/topic/4393910-interest-rates-will-fall/page/5/#post-4591305 Tue, 12 Aug 2008 07:26:04 +0000 Is it worth fixing loan for 5 years at the moment??

]]> 4168d9f32f938d56df13d9bc55702a8e Ptialv replied to the topic 100% Finance - Age article today in the forum General Property https://www.propertyinvesting.com/topic/4393953-100-finance-age-article-today/#post-4591592 Wed, 06 Aug 2008 10:06:39 +0000 Exactly right yarpos, this shouldnt be permitted to start with as it makes the life of FHO hell esp when they dont know how much it takes to be home ownership with future int rate rise, home repaires, unexpected expenses etc etc. it definitely needs attention.

]]> c30d9b881b449848b8ca12912b181214 Ptialv replied to the topic Accountant needed in Sydney Northern Beaches in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4393944-accountant-needed-in-sydney-northern-beaches/#post-4591568 Wed, 06 Aug 2008 01:10:15 +0000 I cant help you there sorry..can suggest in melbourne though.

]]> eacd0eab7b5753f59636333d45332ea7 Ptialv replied to the topic Just purchased IP #1 in the forum General Property https://www.propertyinvesting.com/topic/4393946-just-purchased-ip-1/#post-4591577 Wed, 06 Aug 2008 01:09:04 +0000 congrats mate well done..Well begun is half done.

]]> 0c4c381fe87794f2fefccb5ea7817b3e Ptialv replied to the topic Evaporative Cooling in the forum Help Needed! https://www.propertyinvesting.com/topic/4393899-evaporative-cooling/#post-4591184 Thu, 31 Jul 2008 18:49:34 +0000 Thanks for the inputs guys. I am tossing up between 2 brands after getting some quotes now Bonaire or Brivis.Duckster, can you please advise what is noise level for Bonaire as someone at my workplace (who doesnt have it) advised that its too noisy even neighbours hear it when its running.Thanks again.

]]> d21d83621d18fdd815abe691a7bfbb78 Ptialv replied to the topic Words of mouth with Century 21 and Barry Plant in the forum General Property https://www.propertyinvesting.com/topic/4392260-words-of-mouth-with-century-21-and-barry-plant/#post-4582492 Wed, 13 Feb 2008 17:27:04 +0000 Hi Francis,I rented a property throgh wilson pride in carnegie a while ago for 4 years. they had a great response to the call outs for tradies and also had inspections every 6 months. No rent increase in those years which is good as a tenant. And the handover of property was very easy. No hassles in getttig bond back, may be if we kept the…[Read more]

]]> a176c87ce372ef8713211235cef32c09 Ptialv replied to the topic Take profit or Save a Pine Tree in the forum  i agree, have the tree https://www.propertyinvesting.com/topic/4391657-take-profit-or-save-a-pine-tree/#post-4578583 Fri, 14 Dec 2007 11:02:46 +0000  i agree, have the tree removed donate towards my be planting 10 trees and make the profit you have. As whenever you sell this property whoever the buyer is may knock it down, u cant hold property for good just coz of tree or can you. may be somethign to think about.

]]> efce90da1f62f5b732728ebdc31c4ed0 Ptialv replied to the topic ASIC update on Jamie Mcintyre in the forum hi what ever Nikki is sayin https://www.propertyinvesting.com/topic/4380930-asic-update-on-jamie-mcintyre/page/2/#post-4521214 Sun, 09 Dec 2007 03:54:23 +0000 hi what ever Nikki is sayin sounds good. we have are responsible for our actions. but i am not satisfied the way it has been expalined "When i first recieved Jamie McIntyre's FREE DVD 4 years ago i was earning $11 an hour at a juice bar and i was renting a one bed room unit and sharing with a friend who was sleeping on our lounge room floor, i…[Read more]

]]> fbc683e34cfa6236ac833ce5304867bc Ptialv replied to the topic Berwick - The Chase in the forum General Property https://www.propertyinvesting.com/topic/4391617-berwick-the-chase/#post-4578355 Sat, 08 Dec 2007 00:33:43 +0000 Cant help…Will like to see some views here as dont know much either.

]]> 3dfaa4720cb633bd7ee61d8912831cf9 Ptialv replied to the topic The American Dollar... beware? in the forum Overseas Deals https://www.propertyinvesting.com/topic/4391419-the-american-dollar-beware/#post-4577143 Fri, 30 Nov 2007 19:55:08 +0000 Agree with Paul,never heard of this so dont expect something like this happening, if you read it somewhere online can you please post the link here will be interesting to read.

]]> 71c17b60a85fb8b61a280afccef0b807 Ptialv replied to the topic Moving existing IP into a trust - yes or no? in the forum Help Needed! https://www.propertyinvesting.com/topic/4391559-moving-existing-ip-into-a-trust-yes-or-no/#post-4578021 Fri, 30 Nov 2007 19:37:24 +0000 Can somebody please explain what is lazy equity.

]]> 17b9c66c3fb594fc220f86e6331e0791 Ptialv replied to the topic Land as investment in the forum Help Needed! https://www.propertyinvesting.com/topic/4391522-land-as-investment/#post-4577774 Mon, 26 Nov 2007 05:10:17 +0000 hi Simon,i am looking to make this move so that if i can find something which can leave some money in a year or 2 years time. So that then i can persue my goal of IP with some cash for deposit and may be even help in repayments.Regards,Bharat.

]]> 0efbffee520d937d78cabb0f9a99a5a2 Ptialv replied to the topic Renting My PPoR in the forum Help Needed! https://www.propertyinvesting.com/topic/4391478-renting-my-ppor/#post-4577428 Mon, 19 Nov 2007 23:04:12 +0000 Come on guys keep the suggestions coming…..

]]> 91654d8d22816e5155b6f4738b555135 Ptialv replied to the topic How to estimate current property value in the forum Help Needed! https://www.propertyinvesting.com/topic/4391271-how-to-estimate-current-property-value/#post-4576491 Mon, 19 Nov 2007 04:37:35 +0000 Thanks for all the advise.Any more suggestions..keep them coming.

]]> b149e5ab1ac45105f8e324cf8cb928a7 Ptialv replied to the topic How to estimate current property value in the forum Help Needed! https://www.propertyinvesting.com/topic/4391271-how-to-estimate-current-property-value/#post-4576486 Sat, 27 Oct 2007 09:42:29 +0000 here to learn, i am in narre warren southproperty  power thanks for the info.cheers

]]> cee0fd5f3872810bf68681fe06d641d2 Ptialv replied to the topic Not Enough Deductible Debt in the forum Help Needed! https://www.propertyinvesting.com/topic/4391269-not-enough-deductible-debt/#post-4576463 Fri, 26 Oct 2007 15:35:18 +0000 Hi there,I guess its too late. May be you can buy another investment and then max your debt.Regards,Bharat.

]]> 561b070dac974e7df6cbdd2ebbf8df60 Ptialv replied to the topic Equity to buy again? in the forum Creative Investing https://www.propertyinvesting.com/topic/4391020-equity-to-buy-again/#post-4575255 Fri, 26 Oct 2007 15:00:51 +0000 Hi  there,Do you have the offset account. if yes, then why not put all the extra money against each property that way you will have your money available anyway  & you will pay less interest as you got money sitting in offset accound. Then when you decide to go ahead use that money to buy.Bharat.

]]> 6c44fc5124adabf277b243eca249d433 Ptialv replied to the topic Advice on how to proceed in the forum Help Needed! https://www.propertyinvesting.com/topic/4391251-advice-on-how-to-proceed/#post-4576347 Thu, 25 Oct 2007 15:06:37 +0000 Hi there,You are doing really great will all the stuff so far Congratulations…Now it depends on your approach weather you want to be aggressive if yes then go for the 106% loan but i personally don't prefer it as they leave you more exposed. Better if you save some cash and then mean time keep looking for properties if you find see what can you…[Read more]

]]> ae605dc4e46870e443bde0300866ecd1 Ptialv replied to the topic Bank valuation too low. What do I do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4391244-bank-valuation-too-low-what-do-i-do/#post-4576287 Thu, 25 Oct 2007 14:58:41 +0000  Hi Everyone,As in this case if the bank has valued the house less than the offer made…and you don't have enough finance to get the deail through. Do you still have to buy the property anyway or you can say i cant get the finance so i am backing out.. how does this work. Pleae advisecheers,Bharat.

]]> d90570672728b207d1948f724cdbad45 Ptialv replied to the topic science of property options in the forum Creative Investing https://www.propertyinvesting.com/topic/4391246-science-of-property-options/#post-4576300 Thu, 25 Oct 2007 14:52:05 +0000 Thanks a lot….Bob Really good insight into SOP.Thanks a lot here to learn as well as it made me learn about SOP HOW GOOD THEY ARE in stealing money.Cheers,Bharat.

]]> 151cfae13c4a205d93a5f8c9fe525140 Ptialv replied to the topic Help with in the forum Finance https://www.propertyinvesting.com/topic/4391256-help-with/#post-4576375 Thu, 25 Oct 2007 14:19:06 +0000 Neil,As wilrose said i too think the mortgage on your PPoR is too much..based on the fact that you are only one earning for the household do u have any plan in case anything goes wrong.. no man its not to scare you but something to think of for sure as they say that we should have approx 6 months of  repayments secured before we move onto IP JUST…[Read more]

]]> c283cede542958cc0d36a583c2ea3780 Ptialv replied to the topic FHOG Query in the forum Help Needed! https://www.propertyinvesting.com/topic/4391218-fhog-query-2/#post-4576201 Tue, 23 Oct 2007 13:41:04 +0000 Hi Richard,Thanks for replying and answering my questionsRegards,Bharat.

]]> a2774a25378c156a974acbc0c8772cbb Ptialv replied to the topic FHOG Query in the forum Help Needed! https://www.propertyinvesting.com/topic/4391218-fhog-query-2/#post-4576199 Mon, 22 Oct 2007 14:18:21 +0000 Hi, Also please explain how the FHOG works if 2 couples like to get an investment property with there names on the title where 1 couple as got the FHOG and the 2nd couple didnt. Will they lose their FHOG.

]]> c1f8a12671b5c806c8880a878c2a4ae8 Ptialv replied to the topic Property Manager not returning calls or emails in the forum Help Needed! https://www.propertyinvesting.com/topic/4390971-property-manager-not-returning-calls-or-emails/#post-4574944 Fri, 28 Sep 2007 15:50:19 +0000 Hi Erin,is this regional town is Maryboroogh ?Cheers

]]> 984a513747a677857b1df0e536f59a7e Ptialv replied to the topic 200K and some baggage. What would you do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4390741-200k-and-some-baggage-what-would-you-do/#post-4573926 Wed, 26 Sep 2007 16:34:25 +0000 Hi Joey,I am also a newbie but somewhat in your situation as per the info you have provided i will think that this will be good option now other experience ppl on the forum will help here is my 2c worth,As you have mentioned both of this that you will be paying upto 400/ week in rent and also considering to buy a property.Now here is what i…[Read more]

]]> 6c563024e771c60b8ced075991bcd5c9 Ptialv replied to the topic Our first reno project in the forum Value Adding https://www.propertyinvesting.com/topic/4389796-our-first-reno-project/page/10/#post-4568633 Sat, 01 Sep 2007 15:06:04 +0000 Well Done… been reading this all the way very very inspirational. What else i could say no words to describe the great effort you guys been putting in. Hope its well rewarded.

]]> 3eebdbfae3d53d9cbc11d4005aa78e6e Ptialv replied to the topic UNIT OR HOUSE? in the forum General Property https://www.propertyinvesting.com/topic/4387753-unit-or-house/#post-4559024 Sun, 07 Jan 2007 08:33:31 +0000 My appologies for so may similar replies somehow my computer was not behaving properly and it got so many replies there

]]> cc798e42b1199096b52df7aae72393cc Ptialv replied to the topic UNIT OR HOUSE? in the forum General Property https://www.propertyinvesting.com/topic/4387753-unit-or-house/#post-4559023 Sun, 07 Jan 2007 08:31:14 +0000 Hi,

I am also new to PI, just another idea rather than putting all your money in one house, will you consider to break up your investment into 2-3 units as it will give you chances to find tenants easily and also will give u a chance for you investment to diversify and may help in getting more value later.Also that can be at different places…[Read more]

]]> bdaa878bb3676d171c89a52a885348c0 Ptialv replied to the topic UNIT OR HOUSE? in the forum General Property https://www.propertyinvesting.com/topic/4387753-unit-or-house/#post-4559022 Sun, 07 Jan 2007 08:30:48 +0000 Hi,

I am also new to PI, just another idea rather than putting all your money in one house, will you consider to break up your investment into 2-3 units as it will give you chances to find tenants easily and also will give u a chance for you investment to diversify and may help in getting more value later.Also that can be at different places…[Read more]

]]> 65e3ebc3c2114ad85fe0b5cb8f851f53 Ptialv replied to the topic UNIT OR HOUSE? in the forum General Property https://www.propertyinvesting.com/topic/4387753-unit-or-house/#post-4559021 Sun, 07 Jan 2007 08:29:55 +0000 Hi,

I am also new to PI, just another idea rather than putting all your money in one house, will you consider to break up your investment into 2-3 units as it will give you chances to find tenants easily and also will give u a chance for you investment to diversify and may help in getting more value later.Also that can be at different places…[Read more]

]]> 98f1bfe83ffcf30281b07f7e6f2ba016 Ptialv replied to the topic UNIT OR HOUSE? in the forum General Property https://www.propertyinvesting.com/topic/4387753-unit-or-house/#post-4559020 Sun, 07 Jan 2007 08:29:10 +0000 Hi,

I am also new to PI, just another idea rather than putting all your money in one house, will you consider to break up your investment into 2-3 units as it will give you chances to find tenants easily and also will give u a chance for you investment to diversify and may help in getting more value later.Also that can be at different places…[Read more]

]]> 16b4ad7f7a5f8676b51607a7f2ed7f9b Ptialv replied to the topic UNIT OR HOUSE? in the forum General Property https://www.propertyinvesting.com/topic/4387753-unit-or-house/#post-4559019 Sun, 07 Jan 2007 08:28:28 +0000 Hi,

I am also new to PI, just another idea rather than putting all your money in one house, will you consider to break up your investment into 2-3 units as it will give you chances to find tenants easily and also will give u a chance for you investment to diversify and may help in getting more value later.Also that can be at different places…[Read more]

]]> b6274c50c8db95c0980f47de004270c8 Ptialv replied to the topic UNIT OR HOUSE? in the forum General Property https://www.propertyinvesting.com/topic/4387753-unit-or-house/#post-4559018 Sun, 07 Jan 2007 08:28:04 +0000 Hi,

I am also new to PI, just another idea rather than putting all your money in one house, will you consider to break up your investment into 2-3 units as it will give you chances to find tenants easily and also will give u a chance for you investment to diversify and may help in getting more value later.Also that can be at different places…[Read more]

]]> aa175acd4a601be7f63bbedf1d83a9bb Ptialv replied to the topic desperately trying to figure something out... in the forum No Subject https://www.propertyinvesting.com/topic/4386116-desperately-trying-to-figure-something-out/page/2/#post-4551479 Mon, 01 Jan 2007 01:21:19 +0000 Thanks for the information R& L with your questions i have learned that we can use the other costs as depreciation and it can work in our favour.
[party]

]]> 5065e57884d281e49977359957764d98 Ptialv replied to the topic How can I start in PI in the forum Help Needed! https://www.propertyinvesting.com/topic/4387756-how-can-i-start-in-pi/#post-4559039 Sun, 31 Dec 2006 08:29:42 +0000 Hi Duckster,

thanks for the reply , as u requested i am on 50K a year and will have approx of 15-20K worth of equity at the max.. any more suggestions will like to get them.[specool]

]]> 62b5c68ac45956cc9763f2c6a0c0b316 Ptialv replied to the topic should i buy and sell or buy and hold? in the forum Help Needed! https://www.propertyinvesting.com/topic/4387806-should-i-buy-and-sell-or-buy-and-hold/#post-4559307 Sun, 31 Dec 2006 08:23:00 +0000 Hi,

i am also new to PI but what i have learnt so far is it depends on personal circumstances, time and money (equity) you have and last but not least your stretegy what you want to achieve and the timeframe you have set yourself for that. it needs to be well thought before jumping into the PI and determine what are your strenghts and then use…[Read more]

]]> 5bc392cc802d77d4c8411b378ef54d0d Ptialv replied to the topic Can somebody, ANYBODY, get rid of the rubbish" in the forum No Subject https://www.propertyinvesting.com/topic/4387803-can-somebody-anybody-get-rid-of-the-rubbish/#post-4559295 Sun, 31 Dec 2006 08:17:50 +0000 Thanks to all the contributors on the forum who think the newbies like me should be given a chance to learn. its really nice to know help is out there [party]

]]> 58568ceac831f5a1a76df494d4e40383 Ptialv replied to the topic Student Rentals in the forum Help Needed! https://www.propertyinvesting.com/topic/4387718-student-rentals/#post-4558879 Sat, 30 Dec 2006 00:52:25 +0000 I think that would be the case with all the states or something similar to that is there anyway we can find it out..[hmmm]

]]> 0e5eab1e1daa769a847788f27f1adcc1 Ptialv replied to the topic Overseas Loan to buy locally in the forum No Subject https://www.propertyinvesting.com/topic/4387584-overseas-loan-to-buy-locally/#post-4558288 Sun, 24 Dec 2006 17:38:37 +0000 Hi Julie,

Was just wondering will we be able to get the details of bank, broker and costs involved and also a thougt can we borrow for our own home.

]]> 5b3139a6f78c3d84ff26c4a5d5024cac Ptialv replied to the topic desperately trying to figure something out... in the forum Help Needed! https://www.propertyinvesting.com/topic/4386116-desperately-trying-to-figure-something-out/page/2/#post-4551474 Sat, 23 Dec 2006 19:48:29 +0000 sorry i meant it may not be worth all the hassle as you may not make enough money as REA,CGT etc etc needs to be looked into.

]]> 166c726a3b7ff4e36b9900bd0e8425d7 Ptialv replied to the topic desperately trying to figure something out... in the forum Help Needed! https://www.propertyinvesting.com/topic/4386116-desperately-trying-to-figure-something-out/page/2/#post-4551473 Sat, 23 Dec 2006 19:46:11 +0000 what i wanted to suggest was that.. as you are buying second property for renting it will give you the rent but it will also eat into your income as the rent will not be enough to cover for the mortgage payments..and as you said you are moving OS that means i m guessing that you will end up in selling this which will mean that you have to pay all…[Read more]

]]> 2cfee412aaa72e357aea65e5e6e9695b Ptialv replied to the topic do i or dont i in the forum Help Needed! https://www.propertyinvesting.com/topic/4387643-do-i-or-dont-i/#post-4558544 Sat, 23 Dec 2006 19:39:57 +0000 Congratulations on your purchase…at least you made a move.

]]> 11365fd215ce26bcf653fb12c03b4d1e Ptialv replied to the topic Student Rentals in the forum Help Needed! https://www.propertyinvesting.com/topic/4387718-student-rentals/#post-4558877 Sat, 23 Dec 2006 16:42:12 +0000 Hi,

I am new to PI and want to know few things as i want to start in PI when we rent out the property on as Student individual room basis isnt that a concern for the council dont we need permits etc [confused2]

]]> d9e14a1fc70ac25415bfc605b91ffe52 Ptialv replied to the topic desperately trying to figure something out... in the forum No Subject https://www.propertyinvesting.com/topic/4386116-desperately-trying-to-figure-something-out/page/2/#post-4551471 Sat, 23 Dec 2006 16:19:53 +0000 Hi,
I am not a PI at the moment but v v v eager to get into this though..i wont do this deal just coz its not a +CF untill you are ready to offset the loss against your income it being -ve geard and just selling before you move overseas but then it might not b worth it as its not prefreed to sell without 25% rise.just some thougts may help.[specool]

]]> 29d450452b9370beff98dcd916d979c2 Ptialv replied to the topic getting finance in the forum Help Needed! https://www.propertyinvesting.com/topic/4381734-getting-finance-6/#post-4526600 Thu, 18 Aug 2005 13:22:54 +0000 thanks a lot Giddo,Simon, Grossrealisation for your suggestions i will try to find mortgage brokeers lets c how i go. thanks once again

]]>