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	<title>PropertyInvesting.com | pashabulker1 | Activity</title>
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				<title>pashabulker1 replied to the topic Creating a Financial Plan in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4398741-creating-a-financial-plan/#post-4616891</link>
				<pubDate>Sun, 14 Feb 2010 06:07:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yeah Terryw I should be able to get the FHOG, but I have been reluctant to because it would cost me as much to live there for 6 months as what I would gain from the grant. However if you are correct about it being six years CGT free after living in it for only six months then its certainly the best option.</p>
<p>Is that correct? Surely everyone would do that?</p>
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				<title>pashabulker1 replied to the topic Creating a Financial Plan in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4398741-creating-a-financial-plan/#post-4616889</link>
				<pubDate>Sun, 14 Feb 2010 01:08:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Damn I like your posts Terryw, I am going to have to print them off before I forget!</p>
<p>I personally have already saved $20k, but my parents are willing to add a further $100k. So with a total of $120k it could be possible to buy 2 IP&#8217;s but only if I could service the loan. This would be asking a lot and something I wouldn&#8217;t be comfortable with,&hellip;<span class="activity-read-more" id="activity-read-more-206810"><a href="https://www.propertyinvesting.com/topic/4398741-creating-a-financial-plan/#post-4616889" rel="nofollow">[Read more]</a></span></p>
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				<title>pashabulker1 replied to the topic Creating a Financial Plan in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4398741-creating-a-financial-plan/#post-4616887</link>
				<pubDate>Sat, 13 Feb 2010 23:59:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>yep, thats not what i said&#8230;.so i&#8217;ll give you a second chance to read it again</p>
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				<title>pashabulker1 replied to the topic Creating a Financial Plan in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4398741-creating-a-financial-plan/#post-4616885</link>
				<pubDate>Sat, 13 Feb 2010 11:27:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terryw,</p>
<p>I have been keeping a record of all my expenses for the last 18 months, but I haven&#8217;t really studied it much to see where I can cut back my spending. I am pretty frugal with my money so any additional cut backs could result in total boredom!!!</p>
<p>Having said that I can&#8217;t believe how easy it is to spend money. For example this month,&hellip;<span class="activity-read-more" id="activity-read-more-206806"><a href="https://www.propertyinvesting.com/topic/4398741-creating-a-financial-plan/#post-4616885" rel="nofollow">[Read more]</a></span></p>
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				<title>pashabulker1 replied to the topic Elite Investor Pack in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398705-elite-investor-pack/#post-4616677</link>
				<pubDate>Thu, 11 Feb 2010 11:07:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi KadeFoster</p>
<p>I don&#8217;t anything about the elite investor pack I&#8217;m afraid but I to would like to know if it is a good purchase or not???</p>
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				<title>pashabulker1 replied to the topic Australian property market; sustainable? in the forum Before reading ummester's</title>
				<link>https://www.propertyinvesting.com/topic/4398509-australian-property-market-sustainable/page/2/#post-4615636</link>
				<pubDate>Thu, 28 Jan 2010 11:18:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Before reading ummester&#8217;s post I thinking exactly the same thing, fearing other peoples greed which has been the case for the last 10 years. I think its pretty ironic to quote Buffet like that!</p>
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				<title>pashabulker1 replied to the topic Australian property market; sustainable? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398509-australian-property-market-sustainable/page/2/#post-4615631</link>
				<pubDate>Thu, 28 Jan 2010 06:38:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey quickchick,</p>
<p>How can you say that you feel bullish about the mining and resources industries. China has already started to slow down. Give it another 3-4 years and I&#8217;m pretty sure china isn&#8217;t going to booming much more.</p>
<p>I still think after reading everyones post that now isn&#8217;t a good time to buy an IP. I still think prices are inflated,&hellip;<span class="activity-read-more" id="activity-read-more-265651"><a href="https://www.propertyinvesting.com/topic/4398509-australian-property-market-sustainable/page/2/#post-4615631" rel="nofollow">[Read more]</a></span></p>
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				<title>pashabulker1 replied to the topic Australian property market; sustainable? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398509-australian-property-market-sustainable/#post-4615624</link>
				<pubDate>Wed, 27 Jan 2010 07:24:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your posts guys. Nice to hear from lots of people.</p>
<p>I currently don&#8217;t own any property because I&#8217;m still only 19! And I guess I am being very cautious not to enter the market at the peak, however its inevitable that some day I will need to buy a property. So if I buy tomorrow and the Australian property market shits itself, is that&hellip;<span class="activity-read-more" id="activity-read-more-78875"><a href="https://www.propertyinvesting.com/topic/4398509-australian-property-market-sustainable/#post-4615624" rel="nofollow">[Read more]</a></span></p>
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				<title>pashabulker1 replied to the topic Australian property market; sustainable? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398509-australian-property-market-sustainable/#post-4615614</link>
				<pubDate>Tue, 26 Jan 2010 05:36:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey thanks for your replies Surrealist/mattnz.</p>
<p>Surrealist you say that 10 years ago people had the same arguments. Thats most probably true, people have always complained about property prices. But they say that property goes through 10 year cycles, well I would say that properties have been increasing for the past 10 years easily. And whenever&hellip;<span class="activity-read-more" id="activity-read-more-78865"><a href="https://www.propertyinvesting.com/topic/4398509-australian-property-market-sustainable/#post-4615614" rel="nofollow">[Read more]</a></span></p>
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				<title>pashabulker1 replied to the topic Advice for a 19yr old in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398213-advice-for-a-19yr-old/#post-4613722</link>
				<pubDate>Sun, 03 Jan 2010 09:44:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey!</p>
<p>I must say a massive THANKS to all that responded. That was some awesome information, some of which I&#8217;ll need to digest for a little while!</p>
<p>Terryw, what you said is exactly the plan I had in my head. I&#8217;m actually going to print your post out and stick on my wall!!!!</p>
<p>For the past 18 months I&#8217;ve been recording all of my income and expenses,&hellip;<span class="activity-read-more" id="activity-read-more-132981"><a href="https://www.propertyinvesting.com/topic/4398213-advice-for-a-19yr-old/#post-4613722" rel="nofollow">[Read more]</a></span></p>
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				<title>pashabulker1 replied to the topic Advice for a 19yr old in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398213-advice-for-a-19yr-old/#post-4613717</link>
				<pubDate>Sat, 02 Jan 2010 23:20:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey! Thanks for replying.</p>
<p>Yes, I was hoping the FHOG would cover most or perhaps all of the purchasing costs. It would be good if someone could list all of the necessary purchasing costs, just so I can do some research on all of them. i.e Stamp Duty, Legal Fees&#8230;.(and I am sure there are more!)</p>
<p>For my first IP I was thinking of having a $100k&hellip;<span class="activity-read-more" id="activity-read-more-132976"><a href="https://www.propertyinvesting.com/topic/4398213-advice-for-a-19yr-old/#post-4613717" rel="nofollow">[Read more]</a></span></p>
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