PropertyInvesting.com | newday7 | Activity https://www.propertyinvesting.com/members/newday7/activity/ Activity feed for newday7. Sun, 12 Apr 2026 16:05:18 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 2d86f17f4da4a62de01bcc4be05d7114 newday7 replied to the topic Caveat on Title in the forum Help Needed! https://www.propertyinvesting.com/topic/4400883-caveat-on-title/#post-4629916 Mon, 16 Aug 2010 23:53:27 +0000 Thanks Terry. I now understand this more. As I don't know the financial state of the person selling the property (except that she has moved interstate), I suppose, protecting my interest is important ……..somewhat like buying "insurance" for the "unexpected"?  My conveyancer is charging $220 for me to lodge.newday7

]]> 99d476d4ebed16bcf983a59e5912274a newday7 replied to the topic Caveat on Title in the forum Help Needed! https://www.propertyinvesting.com/topic/4400883-caveat-on-title/#post-4629914 Mon, 16 Aug 2010 04:39:25 +0000 Thanks heaps for the links, it is certainly very informative. I'd definitely consider lodging a caveat.Everyday I learn something new!

]]> 9eea373c0f5a8eb83c1c46c6d21f06fc newday7 replied to the topic LOC for maintainence and repayment surplus in the forum Finance https://www.propertyinvesting.com/topic/4400682-loc-for-maintainence-and-repayment-surplus/page/2/#post-4628789 Tue, 10 Aug 2010 14:05:43 +0000 Thanks Terry. Will do.newday7

]]> 2cf6ecd7ca345e066b2cffac3dcceb60 newday7 replied to the topic LOC for maintainence and repayment surplus in the forum Terryw wrote:say you have https://www.propertyinvesting.com/topic/4400682-loc-for-maintainence-and-repayment-surplus/page/2/#post-4628787 Tue, 10 Aug 2010 13:08:16 +0000 Terryw wrote:
say you have loan on your home and a  loan on your IP. Your IP is rented and you have equity in your home and the ability to service and qualify for a LOC.What you could do, after careful structuring advice, is this:1. Put all rent from the IP into your 100% offset account attached to your home loan.2. Pay the interest on the IP…[Read more]

]]> aae06749f98312cfba3d07c9ea870874 newday7 replied to the topic Cross Collateralisation - IP Loan in the forum Help Needed! https://www.propertyinvesting.com/topic/4400735-cross-collateralisation-ip-loan/#post-4629153 Mon, 02 Aug 2010 10:51:38 +0000 Banker wrote:
RISK IF YOU CROSSIf you sell your PPOR and the investment property has reduced in value to 280k. The bank may ask you to reduce the loan to 80% of the reduced value of the investment. If you don’t understand your loan structure this can be confusing.

Thanks Banker for pointing this out to me. Infact I do plan to sell my PPOR in t…[Read more]

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