https://www.propertyinvesting.com/members/lucyjin/activity/ Activity feed for LucyJin. Wed, 15 Apr 2026 03:30:41 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 ee6bbf806ccf46607d8a85ec88032fb9 https://www.propertyinvesting.com/topic/4395441-footscray-seddon-or-yarraville-in-melbourne/#post-4599377 Sun, 01 Mar 2009 03:02:17 +0000 thank you. I noticed these problems while visiting the area. Petrol tanks will not go anywhere else in the forseeable future…that's a problem…Footscray, I head, is not a safe place.. the unemployment rate is very high…

]]> 2df71ac562fc42c2274dcb3eb2813a96 https://www.propertyinvesting.com/topic/4395516-difference-between-line-of-credit-and-redraw-facility/#post-4599884 Fri, 27 Feb 2009 10:40:30 +0000 Thank you both. i've made an appointment with a broker at the bank. I'll see what she'll say. the person I spoke to on the phone was actually from the home loan department. I don't know why she said the line of credit was the credit card. I later found out on their website that they have another loan product that has LOC. but that product charges…[Read more]

]]> facaa6a0da1278ee630206743e01707f https://www.propertyinvesting.com/topic/4395516-difference-between-line-of-credit-and-redraw-facility/#post-4599881 Tue, 24 Feb 2009 06:39:51 +0000 forgot to ask another one.the lady at st george mentioned "capitalised". she said if the replayment is capitalised, then I can't redraw. what does this mean?if i'm going to make a one-off repayment, do I have to instruct them not to capitalise it if i want to redraw at a later date???If the bank has this redraw facility at the low cost of 10-20…[Read more]

]]> e242f40e04f4e07d00b41a5c1219b0e8 https://www.propertyinvesting.com/topic/4395389-me-against-the-broker/#post-4599178 Tue, 24 Feb 2009 06:02:38 +0000 anyway..i agree you get more info from brokers than from banks.

]]> efbbc8e17d58562b7494323389b1d3c9 https://www.propertyinvesting.com/topic/4395389-me-against-the-broker/#post-4599177 Tue, 24 Feb 2009 06:01:38 +0000 hahha.. you're listening to two brokers.

]]> a7a7f23c6d1de973c73221950bf5b7ce https://www.propertyinvesting.com/topic/4395289-capitalised-interest-3/#post-4598597 Fri, 20 Feb 2009 01:00:16 +0000 too complicated….

]]> 7f4b5eaf450bf782b9526b1dc3ea31d1 https://www.propertyinvesting.com/topic/4394857-options-for-finance-2/#post-4596283 Thu, 19 Feb 2009 04:34:06 +0000 thank you QLDs007!I have a similar question.i bought a property for 415k, now i owe 358K. I currently re-pay 2000 dollar per fortnight. this property is PPOR.I'm not 100% happy with this property as my long term PPOR, because it's far from where I work. it's 20K from Melbourne city.So in a few years time, I will either sell it or use it as an i…[Read more]

]]> b2bcc0236709d0ad7c73b0f188f80ec8 https://www.propertyinvesting.com/topic/4395459-ip-distance-to-train-line/#post-4599446 Thu, 19 Feb 2009 03:49:02 +0000 i believe 8 mins to 10 mins normal paced walking is ideal. 15 mins can be called "walking distance to the train station!"within 5 mins will be too noisy, especially during the night. (of course, that your road is parallel to the railway is a different story)damage to the structure is minimal, as properties are usually not allowed to be built r…[Read more]

]]> 2439e74220eb574b1064e0a85522766d https://www.propertyinvesting.com/topic/4395362-help-we-need-vendour-finance/#post-4599071 Thu, 19 Feb 2009 03:16:17 +0000 no advertising here??

]]> 2219d32fe5d54aaefa59dbcd75e11d9e https://www.propertyinvesting.com/topic/4395462-cost-of-conveyancing-in-buying-a-property/#post-4599454 Thu, 19 Feb 2009 02:47:03 +0000 i'm in melbourne and I paid the same amount, too. I guess it's normal.

]]> 817502ae6edf24ddc6e391fd63da333a https://www.propertyinvesting.com/topic/4381491-what-type-of-vehicle-do-you-have/page/17/#post-4524961 Tue, 17 Feb 2009 02:30:26 +0000 I dream of having a car for myself. But you know, I don't have a car.My husband has a car. He bought it off from his dad. we pay 200 dollars per fortnight for four years to his dad.Of course my husband is the sole driver.  I never get a chance to drive it. I dream of having an economical Japanese car with all the safety features, so i can tr…[Read more]

]]> c8544ca9f2a0218a49d9632addef58c8 https://www.propertyinvesting.com/topic/4395433-first-home-buyerinvestor-questions/#post-4599336 Tue, 17 Feb 2009 01:44:56 +0000 Agree with the person upstairs. The size of the loan is too large.consider a loan four times your yearly gross income.get someone (your parents?) to be your guarantor. Tell the bank that you're going to rent the rooms out.They can split the loan into a residential component and investment component.

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