Budgeting is the most important part of getting started with investing. Our incomes coming in are consistent but usually our spending habits are not consistent especially when it comes to every day living. You need to establish a budgeting plan, put it in place and then monitor this for a period to see what is a “true” affordable…[Read more]

The biggest risk in investing is time!

If you wanted to do something locally, you could engage the services of a project manager and your husband could help out on the carpentry side of things on his time off to help reduce your costs. The question is though, is your local area the right area to invest? Is this the best suburb to…[Read more]

As someone has made reference to PPI Real Estate,I would just like to clarify that this is a completely different business that is in no way affiliated with PPI Property & Investment Advice (Formerly Portfolio Property Investments.

Many thanks

You may want to read the link below regarding land tax thresholds and trusts in NSW. In Qld the land tax threshold is $350,000 for trusts or $599,000 for individuals. This is based on the value of the unencumbered land.

I personally create new trusts for purchases taking into account land tax thresholds. This is something I…[Read more]

There are a number of areas in Brisbane not to far from the city where you can get great investments within your price range. Have you sat down and…[Read more]

Here is a link below. This is for Victorian properties but will give you a guide as to what you should be looking for. I hope this helps.

http://www.consumer.vic.gov.au/duediligencechecklist

You need to do some due diligence to find what areas are looking for. It is good to be in an area which has a high demand for a certain type of…[Read more]

Some tips and questions from my own personal experience

1. How often do they do physical inspections of the property and is it the person you are dealing with who carries out these inspections
2. How often is rent paid into your account
3. How many properties do they personally look after within the company
4. How long have they been…[Read more]

1 option is to consider maybe splitter blocks. Buy a property on a larger block, split and then build another dwelling on the property or alternatively sell the block you have split off to reduce the mortgage…[Read more]

1. Do they have an “AFSL” Australian Financial Services Licence to give you financial advice?
2. What accreditations do they hold for property investing?
3. What affiliations to they have with their other service provides which offer…[Read more]

There are so many great areas to invest in throughout Australia. There are so many different strategies you could implement. If you are looking at buying and holding a property, Sydney has already…[Read more]

As mentioned above, it is really important you get your finance right from the beginning however, it is just as important to get the whole planning of it right. You need to consider what your intentions are today, to next year and into the future as to how best to structure your portfolio. Are you better off in personal names, in a…[Read more]