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	<title>PropertyInvesting.com | JapanScott | Activity</title>
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				<title>JapanScott replied to the topic My strategy of beginning in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4386508-my-strategy-of-beginning/#post-4553124</link>
				<pubDate>Wed, 23 Aug 2006 01:00:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Is that $250,000 place that price now, or when you have the deposit in 3 years time?  Is that $100 dollars a week after taking the rent into consideration, as the loan repayments would be around 350 per week I think. How many years are you waiting to see the property appreciate to $360,000? How old are you at the moment?</p>
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				<title>JapanScott replied to the topic Buy or Rent? (Brisbane area) in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4376588-buy-or-rent-brisbane-area/#post-4493577</link>
				<pubDate>Tue, 14 Dec 2004 11:10:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just thought I would add my two cents.<br />
A lot of those cheaper apartments are for investors only&#8230;.ie you can buy it but can&#8217;t live in it. If you are needing to live in the place then these are no good for you.</p>
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				<title>JapanScott replied to the topic Back at School..cor gotta work now!!! in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4373267-back-at-school-cor-gotta-work-now/#post-4470285</link>
				<pubDate>Tue, 27 Apr 2004 16:32:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good question.<br />
There is a kids day in Japan. It is coming up soon on the 5th of May. Maybe kids should campaign for one in Aus!</p>
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				<title>JapanScott replied to the topic New penguin game - no blood OK in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4372268-new-penguin-game-no-blood-ok/#post-4462841</link>
				<pubDate>Wed, 24 Mar 2004 06:52:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>427 for me. This is tough&#8230;</p>
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				<title>JapanScott replied to the topic another penguin game :P in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371880-another-penguin-game-p/#post-4459524</link>
				<pubDate>Wed, 10 Mar 2004 06:57:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>98 for me, and a 10 penguin score of 647.1</p>
<p>On about my 647th try though&#8230;..</p>
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				<title>JapanScott replied to the topic My 12 balls - hard one in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4371768-my-12-balls-hard-one/#post-4458739</link>
				<pubDate>Fri, 05 Mar 2004 05:18:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>As you are putting the balls on the scale, you put one on the left side, one on the right side. Then you have an expected pattern. Left goes down, back to level, left goes down, back to level. If you get something different to this pattern, i.e. left goes down, stays down, you can narrow the ball down to two balls&#8230;compare these balls to one of&hellip;<span class="activity-read-more" id="activity-read-more-146280"><a href="https://www.propertyinvesting.com/topic/4371768-my-12-balls-hard-one/#post-4458739" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic Your favorite excel spreadsheets? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368140-your-favorite-excel-spreadsheets/#post-4429811</link>
				<pubDate>Thu, 25 Sep 2003 17:10:53 +0000</pubDate>

									<content:encoded><![CDATA[<p>Here is the calculation for monthly repayments as from the westpac calculator from realestate.com.au:</p>
<p>=(B2*(1+B3/1200)^(B4*12)*B3/1200)/((1+B3/1200)^(B4*12)-1)</p>
<p>B2 is the pricipal amount (eg $100000)<br />
B3 is the interest rate (eg 6.5)<br />
B4 is the loan term (eg 30 years)</p>
<p>To get the fortnightly repayments as from the westpac calculator&hellip;<span class="activity-read-more" id="activity-read-more-34620"><a href="https://www.propertyinvesting.com/topic/4368140-your-favorite-excel-spreadsheets/#post-4429811" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic HECS Debt in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368022-hecs-debt/#post-4429212</link>
				<pubDate>Thu, 25 Sep 2003 15:31:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Jason.</p>
<p>As I am working in Japan, I don`t actually pay anything off my HECS at the moment. It just keeps getting bigger. Nice to hear that no one seems to care about the HECS debt, as it is the only debt I have.</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic for Japanscott in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429061</link>
				<pubDate>Thu, 25 Sep 2003 14:36:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Howdy.</p>
<p>Sounds interesting Terry. As I can see myself coming back to Japan frequently, seems like a good idea to invest over here. International portfolio&#8230;nice ring to it.</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic for Japanscott in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429059</link>
				<pubDate>Wed, 24 Sep 2003 14:02:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey David.</p>
<p>Just suggesting the idea about the company for when you start work over here. Been looking at a few apartments in Nagoya, looking for extra costs. From what I have seen, body corp and sinking funds(or Japanese equivalent) can range between 10000 to 20000 yen per month (combined). That was in the city, and larger places had higher&hellip;<span class="activity-read-more" id="activity-read-more-25931"><a href="https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429059" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic for Japanscott in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429057</link>
				<pubDate>Tue, 23 Sep 2003 02:24:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey David,</p>
<p>Centre of Kobe for under 5mil, sounds really good. I think that with the building being so old, one of the biggest things to consider is earthquake resistance. I recall hearing something about builders changing to a better structure around 10 years ago or so. I have only been looking at places 10 years or younger.</p>
<p>You are right about&hellip;<span class="activity-read-more" id="activity-read-more-25929"><a href="https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429057" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic for Japanscott in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429055</link>
				<pubDate>Mon, 22 Sep 2003 15:02:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey David,</p>
<p>Yes, I would invest over here if I were staying in the country another few years. A little more research into hidden costs would be a deciding factor though. Assuming you are investing for cash flow and not capital gains, I think Japan would be a good place.  Another member on the forum has put offers on places from Japan, see the post&hellip;<span class="activity-read-more" id="activity-read-more-25927"><a href="https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429055" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic HECS Debt in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368022-hecs-debt/#post-4429207</link>
				<pubDate>Mon, 22 Sep 2003 14:47:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Hungry,</p>
<p>Very impressed that you did it all from Japan. I am not ready personally to purchase yet, I am still developing my plan, researching etc. A lot of things to think about&#8230;but exciting also.</p>
<p>I have pretty much decided on a level I would like to keep my HECS debt at, so once I acheive that, I will slowly pay it through the tax system,&hellip;<span class="activity-read-more" id="activity-read-more-137893"><a href="https://www.propertyinvesting.com/topic/4368022-hecs-debt/#post-4429207" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic for Japanscott in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429053</link>
				<pubDate>Sat, 20 Sep 2003 14:27:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Guys,</p>
<p>From what I hear talking to people, if you have the money it is easy to buy here, and if you don`t you can`t borrow here, so tough. As for the prices of properties here, I have only just started looking at them. Was dead keen to invest in Aus, but with the price rises there decided to have a look around here.</p>
<p>I live in Nagoya, which is&hellip;<span class="activity-read-more" id="activity-read-more-25925"><a href="https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429053" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic HECS Debt in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368022-hecs-debt/#post-4429203</link>
				<pubDate>Sat, 20 Sep 2003 14:09:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the replys Hungry and Terry.  I am in a position to pay it off now, which would mean $13000 after the discount. I feel that paying through the tax system is better for me, as that money could be spent more productively.</p>
<p>Going along with inflation, not interest. Thanks for that. I thought that was the case, must be where I got the 3%&hellip;<span class="activity-read-more" id="activity-read-more-137890"><a href="https://www.propertyinvesting.com/topic/4368022-hecs-debt/#post-4429203" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic HECS Debt in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4368022-hecs-debt/#post-4429199</link>
				<pubDate>Fri, 19 Sep 2003 15:11:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Hungry,</p>
<p>Another in Japan hey, popping up everywhere. I know what you mean about the cancer growing in the background. Just from a purely financial point of view, does it make sense to pay it off?</p>
<p>How long have you been over here? What part of Aus are you from?</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic for Japanscott in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429048</link>
				<pubDate>Fri, 19 Sep 2003 13:42:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey David.</p>
<p>I haven`t been to any banks to find out about getting a home loan. I was talking with a student today about this. He seemed to think it was very difficult for foreingers to get a loan from a Japanese bank, but that was for investing in Japan. Not sure about using the funds to purchase in Australia.</p>
<p>The interest rate is great over here&hellip;<span class="activity-read-more" id="activity-read-more-25920"><a href="https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429048" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic for Japanscott in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429046</link>
				<pubDate>Thu, 18 Sep 2003 22:25:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey David,</p>
<p>I came over here after schooling to, but that included university. I am 25, grew up near Brisbane. Moved over here to teach English after doing an engineering degree and an arts degree(economics/japanese).</p>
<p>Been over here two and a half years too.  Am only just getting into the research over here. Going back to Aus next year, so mostly&hellip;<span class="activity-read-more" id="activity-read-more-25918"><a href="https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429046" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic for Japanscott in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367987-for-japanscott/#post-4429044</link>
				<pubDate>Thu, 18 Sep 2003 18:11:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey David,<br />
I am in Nagoya. Was wondering if anyone else was in Japan in this forum. What part of Aus you from?</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic All you city investors are pushing prices up!!! in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367985-all-you-city-investors-are-pushing-prices-up/#post-4429029</link>
				<pubDate>Thu, 18 Sep 2003 17:15:29 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just to clarify, what square are you thinking outside of? From the information in this forum, I don`t see too much about `screwing people over to make a dollar`.</p>
<p>I can understand your concern about other people buying up the good investment properties in your area, but maybe you should try to turn your dreams of investing into a reality. Sure it&hellip;<span class="activity-read-more" id="activity-read-more-246570"><a href="https://www.propertyinvesting.com/topic/4367985-all-you-city-investors-are-pushing-prices-up/#post-4429029" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic Newbie?? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4367984-newbie-4/#post-4429023</link>
				<pubDate>Thu, 18 Sep 2003 16:36:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Add a few more posts&#8230;5 posts I think, maybe 10</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic question about purchase with furniture (quick!) in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367737-question-about-purchase-with-furniture-quick/#post-4427700</link>
				<pubDate>Thu, 11 Sep 2003 13:48:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi. I think that if you are after a hassle free way to deal with furniture depreciation, you should get a valuer in to provide the values of each item. Get them to do the whole house. Make sure you know exactly what is coming with the property also&#8230;have it in the contract, or maybe when you take control you find something missing.</p>
<p>Just my&hellip;<span class="activity-read-more" id="activity-read-more-285997"><a href="https://www.propertyinvesting.com/topic/4367737-question-about-purchase-with-furniture-quick/#post-4427700" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic Calling windows XP users in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367679-calling-windows-xp-users/#post-4427422</link>
				<pubDate>Thu, 11 Sep 2003 03:24:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey EZ</p>
<p>I am running XP. I installed your program, says successfully, but when I run the program I get a `runtime error `13` ,  type mismatch.  Any ideas?<br />
I am running XP home &#8211; Japanese version.</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic Money saving ideas in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367601-money-saving-ideas/#post-4426992</link>
				<pubDate>Mon, 08 Sep 2003 17:41:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>The easiest way to save money in Japan is to ride a bicycle. I can save $10 a day just by not catching the subway. Any transportaion costs you can cut out will help too.</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic Money saving ideas in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367601-money-saving-ideas/#post-4426990</link>
				<pubDate>Mon, 08 Sep 2003 17:24:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey apollonia, with regards to the coin saving. Yeah, the first few weeks I did seem to take out more, but pretty soon my way off spending changed. The biggest thing is don`t spend that coin. I planned to save one a day, but found that it was more like 2 or 3. Money in the bank in Japan earns 0.001% interest, so you don`t miss out there.<br />
Save it&hellip;<span class="activity-read-more" id="activity-read-more-197079"><a href="https://www.propertyinvesting.com/topic/4367601-money-saving-ideas/#post-4426990" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic DISASTER HAS STRUCK!!! in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367638-disaster-has-struck/#post-4427254</link>
				<pubDate>Mon, 08 Sep 2003 16:48:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>If you want to know about teaching English in Japan, I can offer some information as I am currently doing that.</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic FHOG and Investments in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367610-fhog-and-investments/#post-4427085</link>
				<pubDate>Mon, 08 Sep 2003 03:55:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for that extra info Simon. I haven`t looked too much into loan structuring yet, I think I should. Maybe it will help me decide the best way to go.</p>
<p>Speaking of going, time to go to work.</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic What's your motivation? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367603-whats-your-motivation/#post-4427042</link>
				<pubDate>Mon, 08 Sep 2003 03:40:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>The dream is to play golf everyday&#8230;</p>
<p>Well, that is part of it anyway.</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic FHOG and Investments in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367610-fhog-and-investments/#post-4427082</link>
				<pubDate>Mon, 08 Sep 2003 03:32:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Chris,</p>
<p>I am 100% sure that you cant use the FHOG for an investment property. I looked into it awhile ago, so unless things have relaxed (I doubt this), it should still apply.</p>
<p>Also, if you purchase with another person that has previously bought property, you aren`t eligble for it either.  Might be wrong on this one though, it was a while&hellip;<span class="activity-read-more" id="activity-read-more-88291"><a href="https://www.propertyinvesting.com/topic/4367610-fhog-and-investments/#post-4427082" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic Money saving ideas in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367601-money-saving-ideas/#post-4426981</link>
				<pubDate>Sun, 07 Sep 2003 18:02:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>The biggest thing I do is not spend a certain coin. For example, in Australia, I didn`t spend gold coins($1 and $2) and in Japan I don`t spend 500 yen coins(roughly $6.50). I saved around $2000 in ten months to pay for my yearly visit to Aus.</p>
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				<title>JapanScott replied to the topic Rent in Advance in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367600-rent-in-advance/#post-4426976</link>
				<pubDate>Sun, 07 Sep 2003 17:41:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the replies in the wee hours.</p>
<p>Last time I was renting was from a friends father, it was a pretty sweet deal for me. I was living with my friend in the property, but he married and moved to Canberra. I had the place to myself for the same rent. Also, as I was a university student, he was pretty flexible on payments, so I was usually&hellip;<span class="activity-read-more" id="activity-read-more-253191"><a href="https://www.propertyinvesting.com/topic/4367600-rent-in-advance/#post-4426976" rel="nofollow">[Read more]</a></span></p>
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				<title>JapanScott replied to the topic Can I buy half a house? in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367583-can-i-buy-half-a-house/#post-4426837</link>
				<pubDate>Sun, 07 Sep 2003 16:12:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>No, Scott isn`t Japanese. Just working over here, but doing some thinking about property investing for when I come back.</p>
<p>Thanks for the offer Simon, but at the moment there are no real details, just putting a few questions out there.</p>
<p>So many options for investing! Thanks for the info!</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic Go SWANS in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367590-go-swans/#post-4426895</link>
				<pubDate>Sun, 07 Sep 2003 15:53:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Looks kind of tough for them&#8230;Collingwood seems to be the team to beat after Ports choke today. I am not totally adverse to a Lions win, but some mates in Brisbane would never let me hear the end of it.</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic Go SWANS in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4367590-go-swans/#post-4426893</link>
				<pubDate>Sun, 07 Sep 2003 15:45:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Good win by the Swans. I was also happy with my teams performance this week (Essendon fan). Replay of last years match against Port thanks to this win. A different ending this year is in order&#8230;</p>
<p>Scott</p>
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				<title>JapanScott replied to the topic Can I buy half a house? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4367583-can-i-buy-half-a-house/#post-4426834</link>
				<pubDate>Sun, 07 Sep 2003 02:07:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the replys. Would banks be willing to loan for this kind of arrangement, in particular if only the agreement was drawn up, title left as is?</p>
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				<title>JapanScott replied to the topic PI.com Roll Call in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4366097-pi-com-roll-call/page/5/#post-4417597</link>
				<pubDate>Sat, 06 Sep 2003 15:38:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi everyone! Nice to hear about everyone. Figure I shouldn`t be shy. My name is Scott, am 25 and currently living in Japan. Yes, teaching English. I have been here for nearly 3 years. Originally from Toowoomba, but call Brisbane home after 6 years of university there.</p>
<p>A friend gave me a property book to read about a year ago, which started my&hellip;<span class="activity-read-more" id="activity-read-more-271909"><a href="https://www.propertyinvesting.com/topic/4366097-pi-com-roll-call/page/5/#post-4417597" rel="nofollow">[Read more]</a></span></p>
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