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	<title>PropertyInvesting.com | itsandrew | Activity</title>
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				<title>itsandrew replied to the topic Sydney in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5009320-sydney-2/#post-5009884</link>
				<pubDate>Tue, 30 Jun 2015 00:38:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Syn,</p>
<p>There are some decent articles in the <a href="https://www.propertyinvesting.com/news/" rel="nofollow">news</a> section of the website that covers some of this information.</p>
<p>Here&#8217;s a specific <a href="https://www.propertyinvesting.com/3-crucial-mindsets-every-investor-needs-succeed/" rel="nofollow">article</a> to help as well.  It sounds like you are after a PPOR but the way we look at the world and property is an important foundation for what we do.</p>
<p>Hope this helps.</p>
<p>Andrew </p>
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				<title>itsandrew replied to the topic Steve McKnight Conference Melbourne details in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5007730-steve-mcknight-conference-melbourne-details/#post-5008345</link>
				<pubDate>Fri, 05 Jun 2015 06:41:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Webby,</p>
<p>You can find all the details at this <a href="http://www3.propertyinvesting.com/mega-conference2015-scholarship" rel="nofollow">link</a></p>
<p>Andrew </p>
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				<title>itsandrew replied to the topic Small development in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/5007227-small-development-2/#post-5007833</link>
				<pubDate>Tue, 26 May 2015 00:43:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi landt64.</p>
<p>The good thing is you know why you&#8217;re investing and what you want to achieve. To me that&#8217;s the first battle. From there you can really break it down to what the numbers say and how it matches with your aims. That will be your best hope of making a good decision.</p>
<p>One point &#8211; projecting capital growth is an &#8216;interesting&#8217; exercise.</p>
<p>Andrew</p>
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				<title>itsandrew replied to the topic SELECTING A PROPERTY ACCOUNTANT (AND WHAT TAX STUFF TO CONSIDER)... HELP! in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4999911-selecting-a-property-accountant-help/#post-5000170</link>
				<pubDate>Mon, 09 Feb 2015 22:43:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Mike,</p>
<p>There&#8217;s a couple of things to consider.  It is usually helpful if your accountant has their own experience with investment property.  And It is also important to educate yourself as much as you can so you are literate enough to follow what is going on. Last thing you want to do is put blind trust in anyone on your team.</p>
<p>As for&hellip;<span class="activity-read-more" id="activity-read-more-307068"><a href="https://www.propertyinvesting.com/topic/4999911-selecting-a-property-accountant-help/#post-5000170" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Chapter 11 The Truth About Selling From 0 to 130 in 3.5 in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/5000094-chapter-11-the-truth-about-selling-from-0-to-130-in-3-5/#post-5000109</link>
				<pubDate>Mon, 09 Feb 2015 02:31:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Market conditions were different when Steve wrote that book.  I know that Steve has released a more recent book &#8216;0-financial freedom&#8217;. I think that would give an up to date reckoning on where he thinks things are at.</p>
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				<title>itsandrew replied to the topic RBA Cash Rate Drops 25 Basis Points in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4999893-rba-cash-rate-drops-25-basis-points/#post-5000108</link>
				<pubDate>Mon, 09 Feb 2015 02:24:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>I don&#8217;t think 25 basis points is going to make a huge difference. Confidence is low across the board when it comes to business and consumers. There may be a bump in activity but it is probably just short term. The small businesses contacts I&#8217;m talking with are struggling for every penny atm. GDP growth is trending downwards. Unless there&#8217;s a real&hellip;<span class="activity-read-more" id="activity-read-more-306973"><a href="https://www.propertyinvesting.com/topic/4999893-rba-cash-rate-drops-25-basis-points/#post-5000108" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Subdividing or dual occupancy in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4398893-subdividing-or-dual-occupancy/#post-5000106</link>
				<pubDate>Mon, 09 Feb 2015 01:22:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi walking to run,</p>
<p>I think you&#8217;ll find building and subdividing are two separate processes.</p>
<p>When I looked into that for a development they were separate.  I did receive advice not to finalise subdivision until I had laid foundations for the buildings to ensure the boundaries were correct for the subdivision (coz people screw that up a lot &#8230;&hellip;<span class="activity-read-more" id="activity-read-more-306966"><a href="https://www.propertyinvesting.com/topic/4398893-subdividing-or-dual-occupancy/#post-5000106" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Where to with PPOR? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4997504-where-to-with-ppor/#post-4997573</link>
				<pubDate>Wed, 10 Dec 2014 06:40:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Is it viable to do an extension and add a bedroom to your current PPOR?</p>
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				<title>itsandrew replied to the topic Investment in Subury Vic &#38; advice on any dealings through Buyers Agent in Melbou in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4997235-investment-in-subury-vic-advice-on-any-dealings-through-buyers-agent-in-melbou/#post-4997462</link>
				<pubDate>Thu, 04 Dec 2014 08:02:07 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi TC,</p>
<p>I did a quick forum search and came up with this: <a href="https://www.propertyinvesting.com/forum-search/%5C%22Property+Planet%5C%22/" rel="nofollow">https://www.propertyinvesting.com/forum-search/%5C%22Property+Planet%5C%22/</a></p>
<p>Andrew</p>
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				<title>itsandrew replied to the topic Subdivision in VIC - Do I Need Help!   in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4997141-subdivision-in-vic-do-i-need-help/#post-4997250</link>
				<pubDate>Sun, 30 Nov 2014 06:35:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Se7en.</p>
<p>If the block is on two titles would it really need to be subdivided? Or are you talking about subdividing one title for two dwellings and keeping the other? Even then you may not have to subdivide. Your approach would depend on your property strategy and building and council regulations/zoning.</p>
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				<title>itsandrew replied to the topic Youngest Nobel Peace Prize Ever Winner:  Malala Yousafvsai in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4995714-youngest-nobel-peace-prize-ever-winner-malala-yousafvsai/#post-4996543</link>
				<pubDate>Wed, 12 Nov 2014 09:11:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>It&#8217;s a while ago so I have another Malala image I reckon is pretty cool too &#8230;<br />
1) I pressed the &#8216;img&#8217; tab above the &#8216;reply to&#8217; text area and a pop up box came on screen<br />
2) I copied and pasted the url of the picture into the pop up and pressed OK<br />
3) I typed &#8216;Malala&#8217; into description box and pressed OK<br />
4) Some writing script automatically came up&hellip;<span class="activity-read-more" id="activity-read-more-300877"><a href="https://www.propertyinvesting.com/topic/4995714-youngest-nobel-peace-prize-ever-winner-malala-yousafvsai/#post-4996543" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Brisbane unit market oversupply?  in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4995970-brisbane-unit-market-oversupply/#post-4996140</link>
				<pubDate>Fri, 31 Oct 2014 05:51:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey safe,</p>
<p>Some of these guys who&#8217;ve commented have been around the block a few times and have had to unravel problems that people commonly get themselves into when buying new or otp. Independence of buyers agents is a big one and the property type you&#8217;re describing is high risk for this sort of thing.  It could mean 40k to the bottom line in any&hellip;<span class="activity-read-more" id="activity-read-more-300291"><a href="https://www.propertyinvesting.com/topic/4995970-brisbane-unit-market-oversupply/#post-4996140" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic What questions would you ask an expert developer?  in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4995818-what-questions-would-you-ask-an-expert-developer/#post-4996025</link>
				<pubDate>Tue, 28 Oct 2014 02:52:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>Look forward to the article Jason. </p>
<p>And welcome to the forum!</p>
<p>I would ask about getting plans through council. Myself, and others I know, follow town planner&#8217;s advice, planning schemes etc. to the letter only to be rejected by council then successful in VCAT. It would be nice to avoid VCAT as often as possible!</p>
<p>What you should look for in a&hellip;<span class="activity-read-more" id="activity-read-more-300189"><a href="https://www.propertyinvesting.com/topic/4995818-what-questions-would-you-ask-an-expert-developer/#post-4996025" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Youngest Nobel Peace Prize Ever Winner:  Malala Yousafvsai in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4995714-youngest-nobel-peace-prize-ever-winner-malala-yousafvsai/#post-4995752</link>
				<pubDate>Sat, 18 Oct 2014 01:31:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>She&#8217;s certainly a courageous young girl and one of the best Nobel laureate&#8217;s for peace. There was a strong push for her to win it last year too.</p>
<p><img src="https://scontent-a-lhr.xx.fbcdn.net/hphotos-xpa1/v/t1.0-9/10447629_283010215241329_8932003307860143041_n.png?oh=75edaf6ebb6ab826bdc0e9872d6b6185&amp;oe=54ACB868" alt="Malala Yousafzai" /></p>
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				<title>itsandrew replied to the topic Turning your PPOR into an investment property and then back again in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4391951-turning-your-ppor-into-an-investment-property-and-then-back-again/page/2/#post-4993975</link>
				<pubDate>Sun, 24 Aug 2014 11:35:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Ben,</p>
<p>From what I have gathered in my own case, when looking at CGT exemption, is that you must have lived in a property before you can have any CGT exempt status. And you can only have CGT exemption for one property during any given period.  I hope that makes sense.  Best to get advice tailored to your situation from an accountant.</p>
<p>Also, did&hellip;<span class="activity-read-more" id="activity-read-more-297675"><a href="https://www.propertyinvesting.com/topic/4391951-turning-your-ppor-into-an-investment-property-and-then-back-again/page/2/#post-4993975" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Religion. What do you believe? and why? and do you care if it&#039;s true? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4992124-religion-what-do-you-believe-and-why-and-do-you-care-if-its-true/#post-4993238</link>
				<pubDate>Wed, 30 Jul 2014 10:05:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>I think you&#8217;ll find it&#8217;s the human condition that causes the problems. You don&#8217;t have to look far to see regimes that have no religion that are savage and brutal and bring untold suffering to people.  Think USSR, Mao, Pol Pot. Their brutality was horrendous and the death toll between them was near enough to 100 million people.</p>
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				<title>itsandrew replied to the topic Flipping houses in Melbourne for under 450k and making 10+% profit.  in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4992805-flipping-houses-in-melbourne-for-under-450k-and-making-10-profit/#post-4992851</link>
				<pubDate>Wed, 16 Jul 2014 10:10:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>A 10% margin seems very tight. How are you calculating that? Wouldn&#8217;t take much for it to go wrong.</p>
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				<title>itsandrew replied to the topic US W7 form to get an ITIN in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4992606-us-w7-form-to-get-an-itin/#post-4992654</link>
				<pubDate>Fri, 11 Jul 2014 05:19:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Grenfell,</p>
<p>I organised an ITIN for myself a couple of years ago now but I can&#8217;t remember how I answered that question. It might be worth checking the tax website to see what they need.</p>
<p>One word of warning though, make sure every single detail/entry is perfect because the form will be automatically rejected if there is an error and you&#8217;ll be&hellip;<span class="activity-read-more" id="activity-read-more-295616"><a href="https://www.propertyinvesting.com/topic/4992606-us-w7-form-to-get-an-itin/#post-4992654" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Which Author, Mentor, Trainer - Strategy in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4992248-which-author-mentor-trainer-strategy/#post-4992428</link>
				<pubDate>Wed, 02 Jul 2014 07:35:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>I always had an interest in property but not a lot of confidence and I found that was the most important thing. Stories of the many people who had done it already both here on the forums and in property magazines was really important for that.  </p>
<p>I think Steve was influential in turning my mind out of a strong negative gearing approach. On&hellip;<span class="activity-read-more" id="activity-read-more-295221"><a href="https://www.propertyinvesting.com/topic/4992248-which-author-mentor-trainer-strategy/#post-4992428" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic What Supplements Do You Use? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4991365-what-supplements-do-you-use/#post-4991628</link>
				<pubDate>Wed, 11 Jun 2014 10:20:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>I used creatine monohydrate when playing Aussie Rules. I took it with glucose powder to help it absorb (I think it just needed any carb).  It didn&#8217;t agree with my stomach after using it for a couple of months so I only used it at the start of the pre-season and then again at the middle/end of the season when things had settled down for a while. I&hellip;<span class="activity-read-more" id="activity-read-more-293814"><a href="https://www.propertyinvesting.com/topic/4991365-what-supplements-do-you-use/#post-4991628" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Information in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410313-information-2/#post-4696628</link>
				<pubDate>Sat, 30 Nov 2013 07:42:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Alexia.&nbsp; you may find some information you are looking for here <a href="http://www.sqmresearch.com.au/free-statistics.php" rel="nofollow">http://www.sqmresearch.com.au/free-statistics.php</a></p>
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				<title>itsandrew replied to the topic what happens after the shouting ? any one familiar with the inner workings of a real estate office in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410301-what-happens-after-the-shouting-any-one-familiar-with-the-inner-workings-of-a-real-estate-office/#post-4696517</link>
				<pubDate>Sun, 24 Nov 2013 05:25:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>That&#039;s an awful situation.&nbsp; What state are you in?&nbsp; it might be worth looking at what your local real estate institute offers on this.&nbsp; they&#039;ll have information on dispute resolution for sure.</p>
<p>It&#039;s hard to see how they should be allowed to keep it when it&#039;s clearly an error (do they acknowledge it&#039;s an error).&nbsp;</p>
<p>Perhaps it could also be&hellip;<span class="activity-read-more" id="activity-read-more-32317"><a href="https://www.propertyinvesting.com/topic/4410301-what-happens-after-the-shouting-any-one-familiar-with-the-inner-workings-of-a-real-estate-office/#post-4696517" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Julia Gillard calls Labor leadership ballot in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4409011-julia-gillard-calls-labor-leadership-ballot/#post-4688660</link>
				<pubDate>Sat, 30 Mar 2013 00:29:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>grimnar wrote:<br />
I don&#039;t see anywhere on my ballot an option to select &#039;no confidence&#039; against all of the running parties&nbsp;or the entire system of government as it currently stands&#8230; That is the real problem.</p>
<p>I call bullsh*t on the whole show, and&nbsp;vote Terryw for emperor! haha</p>
<p>Perhaps we could get Monty Brewster (Richard Pryor from Brewster&#8217;s&hellip;<span class="activity-read-more" id="activity-read-more-20458"><a href="https://www.propertyinvesting.com/topic/4409011-julia-gillard-calls-labor-leadership-ballot/#post-4688660" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Julia Gillard calls Labor leadership ballot in the forum You never know your luck with</title>
				<link>https://www.propertyinvesting.com/topic/4409011-julia-gillard-calls-labor-leadership-ballot/#post-4688658</link>
				<pubDate>Wed, 27 Mar 2013 22:19:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>You never know your luck with the upcoming <a href="http://www.news.com.au/national-news/federal-election/liberal-christopher-pyne-says-progress-made-in-no-confidence-motion/story-fnho52ip-1226607695166" rel="nofollow">no confidence motion</a> (although I doubt it will get up).</p>
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				<title>itsandrew replied to the topic What research tools do you use? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4409005-what-research-tools-do-you-use/#post-4688599</link>
				<pubDate>Tue, 26 Mar 2013 08:46:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Fred</p>
<p>There are some stats on this site <a href="http://www.sqmresearch.com.au/index.php" rel="nofollow">http://www.sqmresearch.com.au/index.php</a> and check out the reports on this site <a href="http://www.domain.com.au/" rel="nofollow">http://www.domain.com.au/</a> and individual property info on this site <a href="http://www.onthehouse.com.au/" rel="nofollow">http://www.onthehouse.com.au/</a></p>
<p>Cheers,</p>
<p>Andrew</p>
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				<title>itsandrew replied to the topic Rental Scam  in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4408130-rental-scam/#post-4681362</link>
				<pubDate>Wed, 05 Dec 2012 21:58:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your insight Derek.</p>
<p>It seems strange that teachers can choose not to do something that is so valuable for children by taking them out of the school as part of their education.&nbsp; Perhaps that should be a formal part of their role.&nbsp; Having said that it sure is crazy to hamstring teachers with over burdensome red tape and put them in such&hellip;<span class="activity-read-more" id="activity-read-more-28241"><a href="https://www.propertyinvesting.com/topic/4408130-rental-scam/#post-4681362" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Rental Scam  in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4408130-rental-scam/#post-4681360</link>
				<pubDate>Wed, 05 Dec 2012 08:20:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>WOW, nice comments and reply.&nbsp; This area of social life always fascinates me.&nbsp; My gut reaction would be it&#039;s the parents role to teach life skills and values, and it&#039;s parents who need to be educated about imparting these skills if you are to educate anyone.&nbsp; Schools exist to support the family and provide the more academic and decreasingly&hellip;<span class="activity-read-more" id="activity-read-more-28239"><a href="https://www.propertyinvesting.com/topic/4408130-rental-scam/#post-4681360" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic What Inspires You? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4407987-what-inspires-you/#post-4680117</link>
				<pubDate>Thu, 01 Nov 2012 04:34:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;m inspired by people facing adversity who push to overcome no matter what confronts them.&nbsp; For me the endurance and resilience of the human spirit is something spectacular to see.&nbsp; It always involves courage and determination and that really speaks to me.</p>
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				<title>itsandrew replied to the topic And this made the news.  Why??? in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4407965-and-this-made-the-news-why/#post-4679955</link>
				<pubDate>Tue, 30 Oct 2012 22:11:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>I find his social media presence fascinating.</p>
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				<title>itsandrew replied to the topic Brokers/Lenders - Who's to blame for application problems? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406915-brokerslenders-whos-to-blame-for-application-problems/#post-4672244</link>
				<pubDate>Thu, 21 Jun 2012 04:02:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jamie,How do you feel about the proposed borker practicing certificate outlined in the article?  There  doesn&#039;t seem to be any criticism of the level of broker training.  I  can&#039;t see how another course would improve a person&#039;s attention to  detail (which seems to be the complaint).  Do you think it would make any difference?</p>
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				<title>itsandrew replied to the topic Build a School in the Dominican Republic &#124; Unique Aid Opportunity in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4406544-build-a-school-in-the-dominican-republic-unique-aid-opportunity/#post-4669499</link>
				<pubDate>Wed, 20 Jun 2012 02:30:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>That&#039;s great stuff Ziv.  It&#039;s easy to take for granted what we have and be ignorant to the plight of others,  If people took time to consider those less fortunate and give a little bit of support back to others we could make massive differences to people lives who really need it.  But it is important to do DD on the organisations you support to ma&hellip;<span class="activity-read-more" id="activity-read-more-191253"><a href="https://www.propertyinvesting.com/topic/4406544-build-a-school-in-the-dominican-republic-unique-aid-opportunity/#post-4669499" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Investors being robbed blind by "advisers" in the forum I don't know enough about</title>
				<link>https://www.propertyinvesting.com/topic/4406860-investors-being-robbed-blind-by-advisers/#post-4671848</link>
				<pubDate>Wed, 20 Jun 2012 02:18:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>I don&#039;t know enough about the way new homes are sold to draw conclusions but is it the profits or transparency that people are objecting to. Everthing from lettuce to motor vehicles gets marked up from cost price  and wholesale price for the public.  Why not with property? </p>
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				<title>itsandrew replied to the topic Any one know about credit license!!! in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406753-any-one-know-about-credit-license/#post-4671168</link>
				<pubDate>Fri, 08 Jun 2012 06:21:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Qlds007 wrote:<br />
Hi JohannYes anything involves any form of credit requires a license.From next year the 18 year girl behind the counter at Harvey Norman selling you a computer on 36 months lease is going to need to be licensed. Same with the second hand car salesman who tells you he will finance any client irrespective of your credit record or&hellip;<span class="activity-read-more" id="activity-read-more-29657"><a href="https://www.propertyinvesting.com/topic/4406753-any-one-know-about-credit-license/#post-4671168" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Socialism in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4406695-socialism/#post-4670704</link>
				<pubDate>Fri, 01 Jun 2012 01:39:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>I came across this story recently:An economics professor at a local college made a statement that he had never failed a single student before, but had recently failed an entire class. That class had insisted that socialism worked and that no one would be poor and no one would be rich, a great equalizer. The professor then said, &quot;OK, we will have&hellip;<span class="activity-read-more" id="activity-read-more-137292"><a href="https://www.propertyinvesting.com/topic/4406695-socialism/#post-4670704" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Basic break down of damage to property in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4406657-basic-break-down-of-damage-to-property/#post-4670451</link>
				<pubDate>Thu, 24 May 2012 23:50:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Kristin Simondson PBRE wrote:<br />
Happy to share a few damage stories that underline why insurance is so important if anyone&#039;s interested.</p>
<p>Sounds good, would be instructive.</p>
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				<title>itsandrew replied to the topic SE QLD Selling Costs in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406593-se-qld-selling-costs/#post-4669822</link>
				<pubDate>Fri, 18 May 2012 05:13:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>jambv wrote:<br />
Is it better to sell the prop tenanted or empty?  Thanks.</p>
<p>In most cases vacant posession will give you more options,  Home buyers are more likely to be put off if they have to settle on a tenanted property.  Investors can go either way but it would depend on the quality of the tenants.  I suppose it depends on who you are pi&hellip;<span class="activity-read-more" id="activity-read-more-174077"><a href="https://www.propertyinvesting.com/topic/4406593-se-qld-selling-costs/#post-4669822" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Fixed Interest Rates in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4406541-fixed-interest-rates-2/#post-4669492</link>
				<pubDate>Fri, 11 May 2012 02:04:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;ve never really followed fixed rates because I like the flexibility of variable rates.  General question, are they as sensitive to movements by the RBA as standard variable rates?  FWIW inflation is lower than expected and the budget isn&#039;t overly expansionary so I don&#039;t see any immediate pressure on the RBA to raise interest rates.</p>
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				<title>itsandrew replied to the topic Question on my next step forward in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406402-question-on-my-next-step-forward/#post-4668175</link>
				<pubDate>Tue, 24 Apr 2012 03:48:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Are you able to add value to your IP to create equity?  Quite a few forumites do this to help them leverage into more properties.</p>
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				<title>itsandrew replied to the topic What type of vehicle do you have ?? in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4381491-what-type-of-vehicle-do-you-have/page/20/#post-4525035</link>
				<pubDate>Thu, 05 Apr 2012 03:47:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>lillystar wrote:<br />
one of my husbands dreams is to own a ferrari so hopefully one day we will get to a stage where that is a reality!</p>
<p>WOW!  Wish my wife was hopeful for that!  I currently drive a mitsubishi lancer. <img src="/wp-content/uploads/smileys/smiley-shades2.gif?x75824" height="24" width="24" /></p>
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				<title>itsandrew replied to the topic Bizare mining town FIFO article in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4406220-bizare-mining-town-fifo-article/#post-4666602</link>
				<pubDate>Wed, 04 Apr 2012 00:17:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Is there a limit to the percentage of employees being FIFO?  I recall reading that somewhere.</p>
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				<title>itsandrew replied to the topic Bizare mining town FIFO article in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4406220-bizare-mining-town-fifo-article/#post-4666598</link>
				<pubDate>Sun, 01 Apr 2012 06:52:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>As an interested observer I had never really thought about those things too much.  All I see on the forums is, rentals are scarce, yields are up, capital growth will follow etc. etc.  The only social comment I have seen has been a little on the impact on housing for locals ie, council planning, some long time renters are being squeezed out, and s&hellip;<span class="activity-read-more" id="activity-read-more-35805"><a href="https://www.propertyinvesting.com/topic/4406220-bizare-mining-town-fifo-article/#post-4666598" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Shameless begging - please help! in the forum Forum Frolic</title>
				<link>https://www.propertyinvesting.com/topic/4406058-shameless-begging-please-help/#post-4665324</link>
				<pubDate>Wed, 14 Mar 2012 03:00:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>I sent my vote through.  It sure looks like a fun photoshoot..  When do you find out the result?</p>
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				<title>itsandrew replied to the topic Purchasing PPR which will become developement site, possibly rtaining one unit as PPR - Margin scheme question? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4406050-purchasing-ppr-which-will-become-developement-site-possibly-rtaining-one-unit-as-ppr-margin-scheme-question/#post-4665271</link>
				<pubDate>Tue, 13 Mar 2012 03:04:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Here&#039;s a document from the ATO that I came across recently <a href="http://www.ato.gov.au/content/downloads/bus70665nat15145072010.pdfIt" rel="nofollow">http://www.ato.gov.au/content/downloads/bus70665nat15145072010.pdfIt</a> may have some answers.</p>
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				<title>itsandrew replied to the topic Warren Buffet on the US housing market in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4405969-warren-buffet-on-the-us-housing-market/#post-4664492</link>
				<pubDate>Mon, 27 Feb 2012 23:54:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>I like that he would want a measley couple of hundred thousand homes!  He doesn&#039;t do things by halves.  Good post <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /></p>
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				<title>itsandrew replied to the topic Kevin or Julia in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664346</link>
				<pubDate>Mon, 27 Feb 2012 01:32:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Gillard 71, Rudd 31  A comprehenive victory.  Even if Rudd got closer I think he has irrepairably upset too many of his powerful colleagues to make serious headway for another challenge (notwithstanding that politics is a funny game).  He&#039;ll try to gain numbers but I don&#039;t think he&#039;ll make enough inroads.  I think it will take a 3rd party to top&hellip;<span class="activity-read-more" id="activity-read-more-87034"><a href="https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664346" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Kevin or Julia in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664343</link>
				<pubDate>Sun, 26 Feb 2012 09:52:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Scott No Mates wrote:<br />
Voters have nothing to do with it unless you are a member of the party.</p>
<p>Sure, the parties put up the candidates but preselection is not all that democratic.  Besides, candidates still have to be voted in by, and  supposedly represent, their electorate.  </p>
<p>Scratch wrote:<br />
What annoys me is MP&#039;s are supposed to be elected as&hellip;<span class="activity-read-more" id="activity-read-more-87031"><a href="https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664343" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Kevin or Julia in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664339</link>
				<pubDate>Sun, 26 Feb 2012 06:42:49 +0000</pubDate>

									<content:encoded><![CDATA[<p>Kevin Rudd said words to the effect that the ALP would still be in trouble if he didn&#039;t exist and that they would be looking for someone else to take the leadership in his absence.  I think he&#039;s right.  There&#039;s probably a lot in the ALP that agree with him but who aren&#039;t prepared to back Rudd because of his serious leadership flaws.  Here&#039;s an in&hellip;<span class="activity-read-more" id="activity-read-more-87027"><a href="https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664339" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Kevin or Julia in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664337</link>
				<pubDate>Sun, 26 Feb 2012 05:51:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Agreed.  I don&#039;t think the ALP have a glut of high quality leaders atm.  Alternatives are Crean and Shorten.  Perhaps Swan fancies himself too?  If Rudd get&#039;s up he&#039;s there until the election.  If Gillard wins it remains a  &#039;watch this space&#039; scenario for the next few months ie. it won&#039;t be resolved &#039;once and for all&#038;#&hellip;</p>
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				<title>itsandrew replied to the topic Kevin or Julia in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664335</link>
				<pubDate>Sun, 26 Feb 2012 05:36:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Wouldn&#039;t pick you for an anarchist!  But I do sympathise with what you are saying.  When a government doesn&#039;t have control in it&#039;s own right, governing the country becomes more of a circus than normal.  Whether it&#039;s Rudd or Gillard it won&#039;t change that.  Reality is it&#039;s probably best for the country if we have an election asap so this hung par&hellip;<span class="activity-read-more" id="activity-read-more-87023"><a href="https://www.propertyinvesting.com/topic/4405947-kevin-or-julia/#post-4664335" rel="nofollow">[Read more]</a></span></p>
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				<title>itsandrew replied to the topic Investing in NRAS properties in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4405928-investing-in-nras-properties/#post-4664175</link>
				<pubDate>Thu, 23 Feb 2012 23:58:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have a look at posts by euro73.  I remember he covered quite a lot of info on NRAS last year.</p>
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