PropertyInvesting.com | here to learn | Activity https://www.propertyinvesting.com/members/here-to-learn/activity/ Activity feed for here to learn. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 4e17398537515a39e27d889d46dc7b20 here to learn replied to the topic Wagga Wagga in the forum Help Needed! https://www.propertyinvesting.com/topic/4406218-wagga-wagga-3/#post-4666573 Mon, 02 Apr 2012 04:54:23 +0000 Glendfield park does look good and with big blocks but is it too far out of the main town and infrastructure.

]]> 18829df46c71b1e5be268425890a0785 here to learn replied to the topic Wagga Wagga in the forum Help Needed! https://www.propertyinvesting.com/topic/4406218-wagga-wagga-3/#post-4666572 Mon, 02 Apr 2012 04:52:56 +0000 thanks Jamie it's a bit hard to reno from afar but at least I can depreciate the work someone else has done.  I'm more after which areas to buy in as I don't want something that may flood or be away from infrastructure.

]]> b69aa2c9aa0299bec2a6c2094abfe2e6 here to learn replied to the topic Wagga Wagga in the forum Help Needed! https://www.propertyinvesting.com/topic/4406218-wagga-wagga-3/#post-4666570 Sun, 01 Apr 2012 11:25:53 +0000 because I am living in Vic, I don't want any thing that needs work. I prefer something renovated in good condition,preferably on a large block that could possibly be subdivided at a later stage. Cash flow neutral to positive.

]]> 2083fb3ab8e582115b88255cfa13920a here to learn replied to the topic Wagga Wagga in the forum Help Needed! https://www.propertyinvesting.com/topic/4406218-wagga-wagga-3/#post-4666567 Sun, 01 Apr 2012 08:13:00 +0000 thanks Jamie we will be in Wagga next couple of weeks but was hoping for some information before we get there to actually look, as we will be a little time poor.

]]> 9e6b9a5d1fb6d4aa16c57f994a8efda5 here to learn replied to the topic How to estimate current property value in the forum look at recent similar sales https://www.propertyinvesting.com/topic/4391271-how-to-estimate-current-property-value/#post-4576484 Fri, 26 Oct 2007 23:15:43 +0000 look at recent similar sales close by  not for sale but actual sales what  suburb are you in

]]> 19b286dfb5927e684f0f0c46cfd6e712 here to learn replied to the topic Advice for FIrst Home Buyer in Vic in the forum General Property https://www.propertyinvesting.com/topic/4390318-advice-for-first-home-buyer-in-vic/#post-4571269 Fri, 31 Aug 2007 05:52:15 +0000 what about buying an investment. keep living with parents for another year and saving like crazy then use the equity and savings to purchase your own place. you will still get the first home owners grant for your own place as your first purchase would be an investment. just food for thought

]]> 880a6247cf21dda80836297653e83710 here to learn replied to the topic Property Hotspotting in the forum General Property https://www.propertyinvesting.com/topic/4390571-property-hotspotting/#post-4572761 Thu, 30 Aug 2007 10:58:00 +0000 about $70     hotspotting.com.au

]]> 42711e47d0c9a8c4b4e27819df7278ba here to learn replied to the topic Tenant Refusing Access When Selling IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4390635-tenant-refusing-access-when-selling-ip/#post-4573057 Thu, 30 Aug 2007 10:42:06 +0000 the other thing to remember to is if someone is interested in your property as an investment they are not going to keep uncoperative tenants so they are not doing themselves any favours

]]> 3efd7f292b860131ee3a04b6fe7c5c66 here to learn replied to the topic How to calculate building costs for depreciation in the forum Help Needed! https://www.propertyinvesting.com/topic/4390629-how-to-calculate-building-costs-for-depreciation/#post-4573028 Thu, 30 Aug 2007 08:22:41 +0000 good question i asked my quantity surveyor this last time i spoke to her. she said deduct the land value (this is on rates notice)off the purchase price multiply by 2.5%  to get the capital allowances.bit hard if you haven't got the section 32.  estimate the value of plant (fittings and fixtures as new) and depreciate over life. not very a…[Read more]

]]> 503bd9779565c93f4baf363484d51321 here to learn replied to the topic Where are the best returns in Sth East QLD in the forum Help Needed! https://www.propertyinvesting.com/topic/4390633-where-are-the-best-returns-in-sth-east-qld/#post-4573040 Thu, 30 Aug 2007 08:05:12 +0000 you can do what you like. i have had agents tell me the same thing and i insist they put it up in small amounts regulary or if change of tenant  $10 – $15 depending on what i think i can get. check out what else is available and at what price . you would think agents would like to put rent up as their commision goes up.  

]]> df515f423856c9803b369beff6824ec8 here to learn replied to the topic Working out rental yield and after tax cashflow? in the forum Help Needed! https://www.propertyinvesting.com/topic/4390604-working-out-rental-yield-and-after-tax-cashflow/#post-4572937 Thu, 30 Aug 2007 07:58:13 +0000 yeah i thought so and so easy to use

]]> 373e6ce2b0a600d76036dbda7d78916f here to learn replied to the topic depreciation on a reno job in the forum General Property https://www.propertyinvesting.com/topic/4390624-depreciation-on-a-reno-job/#post-4573020 Thu, 30 Aug 2007 07:54:33 +0000 you certainly can on fittings and fixtures but not the building unless there have been any additions as terryw said call a quantity surveyor this is also tax deductable. i have recently used depro and have been happy with them it cost around $500

]]> dd2eb591b3ec91411a245132608cb32a here to learn replied to the topic Working out rental yield and after tax cashflow? in the forum Help Needed! https://www.propertyinvesting.com/topic/4390604-working-out-rental-yield-and-after-tax-cashflow/#post-4572933 Tue, 28 Aug 2007 12:16:36 +0000 margaret lomas has free software you can download which is easy to use. you just fill in the figures and it works it out for you. you will need a bar code from one of her books though to access. librarys have copies of her books if you don't want to purchase one.

]]> 14f508dec74ab86a1fd77ebc2dba458d here to learn replied to the topic Banks want our buissness! not mine in the forum General Property https://www.propertyinvesting.com/topic/4390548-banks-want-our-buissness-not-mine/#post-4572654 Wed, 22 Aug 2007 23:45:44 +0000 we got a .8 discount to 7.52  (loc) including the recent interest rate rise. we bought across another 4 propertys to colonial to give us this bargaining power. westpac said they would have done the same when they rang us after getting the discharge papers. but i told them we had asked and we were   told they could't match it. the manager at that b…[Read more]

]]> 028dc5fcc099e9153aebda3f89e0fd83 here to learn replied to the topic Landlord's insurance in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4390301-landlords-insurance-12/#post-4571167 Wed, 22 Aug 2007 07:28:28 +0000 i have insurance with aami and cgu aami are cheaper but i've never made a claim so i don't know how good they are i have had 4 claims with cgu and have been reasonably  happy. the assesor that came out recently works for cgu racv and alliance she told me that cgu were the best out of the 3 and that racv and alliance wouldn't have passed some of…[Read more]

]]> 34d19a7722aaa840d0fb64e4911aaf7e here to learn replied to the topic Margaret Lomas / Destiny Solutions in the forum Finance https://www.propertyinvesting.com/topic/4390139-margaret-lomas-destiny-solutions/page/2/#post-4570396 Tue, 21 Aug 2007 06:55:03 +0000 APerry wrote:
Hi Debra,If you are using lo docs please, for your own sake, don't cross your loans. It will cost you significantly in terms of mortgage insurance.RegardsAlistair

hi alistair no mortgage insurance  only do that if desperate and the end result justifys

]]> 12d7dc2b9ea021a167fe67f4b34e09d6 here to learn replied to the topic Margaret Lomas / Destiny Solutions in the forum Finance https://www.propertyinvesting.com/topic/4390139-margaret-lomas-destiny-solutions/page/2/#post-4570395 Tue, 21 Aug 2007 04:52:32 +0000 Qlds007 wrote:
Dont want to put the dampner on your interest rate of 7.28% but it is incorrect. Might want to be checking those loans docs again. And as Alistair stated doing on lodoc is financial suicide.In saying that of course they would have explained that to you.

checked my low doc loan documents and i was wrong they clearly state my…[Read more]

]]> c2545d24040e32d940f16c9b94ea656e here to learn replied to the topic 1 bedda or 2 bedda for my situation? in the forum Help Needed! https://www.propertyinvesting.com/topic/4390516-1-bedda-or-2-bedda-for-my-situation/#post-4572476 Sun, 19 Aug 2007 03:07:17 +0000 i'd go 1 bedder rather than tacky 2 bedder which would you rather rent if you were a tenant

]]> f4bfb32d1ccfdbccf71765ccb5c53205 here to learn replied to the topic what to ask the bank manager........ in the forum Help Needed! https://www.propertyinvesting.com/topic/4390504-what-to-ask-the-bank-manager/#post-4572384 Thu, 16 Aug 2007 12:28:04 +0000 i think i would be going to a mortgage broker for advice on what bank would suit your situation.

]]> 244f1db5e893a123791a5154bebf3323 here to learn replied to the topic Tenant Data Bases in the forum Help Needed! https://www.propertyinvesting.com/topic/4390392-tenant-data-bases/#post-4571731 Wed, 15 Aug 2007 04:07:31 +0000 i thought i would pay the 8% and save headaches with painfull tenants. i had my agent do an inspection in late feb. told me everything was good grounds neat and tidy. in april we took tenants to tribunal once again for non payment of rent. had locks changed and to our horror found the place a mess. our backyard had 525 tyres of different sizes not…[Read more]

]]> 35fe19a10b40be2a210c67a31b7ff780 here to learn replied to the topic Our first reno project in the forum Value Adding https://www.propertyinvesting.com/topic/4389796-our-first-reno-project/page/8/#post-4568594 Tue, 14 Aug 2007 06:37:40 +0000 try fowles at narre warren for carpet. cheap comes in modern colours and i have had 2 tenants tell me how they love the carpet its so easy to keep clean. have had it one property for 51/2 years still looks good.

]]> 2d79988644eea6e0aae57c7712a2dc9b here to learn replied to the topic short term cash shortfall.... in the forum Help Needed! https://www.propertyinvesting.com/topic/4390477-short-term-cash-shortfall/#post-4572263 Tue, 14 Aug 2007 06:15:24 +0000 maybe have a chat to a good mortgage broker and see what they can do for you. but remember if one says no ask another

]]> 86544c700adbef8db76afa6b7d98d006 here to learn replied to the topic -=** Help needed for first deal in PI **=- in the forum Help Needed! https://www.propertyinvesting.com/topic/4390453-help-needed-for-first-deal-in-pi/#post-4572029 Sun, 12 Aug 2007 02:37:48 +0000 we almost got caught up in the hype through a company called domain charter group when we did our homework we found out we could buy land and build through any local builder at around 30 to 40 k less than they were charging us. we thought the interest we would have to pay on the loan for the land whilst the house was being built was nothing…[Read more]

]]> 8bb281f1e001e49b0bd201f9b5c501ae here to learn replied to the topic Building: 4brm house with not as many goodies, or 3brm with lots of goodies? in the forum we recently built a 4br 2 https://www.propertyinvesting.com/topic/4390438-building-4brm-house-with-not-as-many-goodies-or-3brm-with-lots-of-goodies/#post-4571932 Sat, 11 Aug 2007 11:47:35 +0000 we recently built a 4br 2 bath home with double garage. the decision was made after looking at what was available in the area. they were mostly 3br single garage some with ensuite some without. the area is a young family area so we figured most people would have 2 cars. with our house the only available with  double garage there would be l…[Read more]

]]> d2e577cddfbe6d6caaa64bdc4cfc7441 here to learn replied to the topic Margaret Lomas / Destiny Solutions in the forum Finance https://www.propertyinvesting.com/topic/4390139-margaret-lomas-destiny-solutions/#post-4570385 Sat, 11 Aug 2007 10:32:50 +0000 Qlds007 wrote:
DebraWow straight out of the blocks and on that high horse.1) they only charge to become members not for refinancing – I rest my case.2) we have put 5 of our propertys into one line of credit split so that every 12 months we can revalue and take the excess to deposit on another property. to refinance 5 propertys every year to gain…[Read more]

]]> 445af9c76222d0451f3ec73ace60b628 here to learn replied to the topic Margaret Lomas / Destiny Solutions in the forum Finance https://www.propertyinvesting.com/topic/4390139-margaret-lomas-destiny-solutions/#post-4570381 Sat, 11 Aug 2007 02:13:31 +0000 Qlds007 wrote:
You bet they suggest you cross collateralise your loans together as once you are deep in with one lender or broker it is very difficult to get out and release securities.Why would you pay for something the average broker does for nothing especially as half their consultants probably dont have more than a couple of properties in…[Read more]

]]> 2dfb047bee9d697c4cfef6f9f31961e4 here to learn replied to the topic Margaret Lomas / Destiny Solutions in the forum Finance https://www.propertyinvesting.com/topic/4390139-margaret-lomas-destiny-solutions/#post-4570380 Sat, 11 Aug 2007 02:04:11 +0000 we have recently been to destiny and refinanced at no cost. they only charge to become members not for refinancing. we have put 5 of our propertys into one line of credit split so that every 12 months we can revalue and take the excess to deposit on another property. to refinance 5 propertys every year to gain 20k from each property would just…[Read more]

]]> 49b789faf11aaa43848a077ef7b59d86 here to learn replied to the topic spiro kladis / cashflowcapital.com.au in the forum Heads Up! https://www.propertyinvesting.com/topic/4388045-spiro-kladis-cashflowcapital-com-au/#post-4560519 Mon, 28 May 2007 12:26:41 +0000 i'm interested to know about spiro kladis too

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