PropertyInvesting.com | harb | Activity https://www.propertyinvesting.com/members/harb/activity/ Activity feed for harb. Sat, 11 Apr 2026 15:00:02 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 817b209aa3f3c85540823bd4ee6169fb harb replied to the topic Property bust not here yet ... worse to come in the forum bumskins wrote: Depends https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/43/#post-4549269 Mon, 06 Feb 2012 04:57:43 +0000 bumskins wrote:
Depends really. There is a lot leverage in property. So if you looked at say $100,000 invested in Property Vs Shares. It might look like: Property (80% LVR) $500K – 6% = $470K, $30K loss. Loss on $100K Principal = 30% Since the person investing in shares probably had little to no leverage, their portfolio would have to have…[Read more]

]]> 59ef36bf6c227d80a2ffa1bb5ca2c51b harb replied to the topic The steps to watch for in the coming Australian housing correction in the forum General Property https://www.propertyinvesting.com/topic/4403251-the-steps-to-watch-for-in-the-coming-australian-housing-correction/page/6/#post-4645138 Fri, 27 May 2011 11:48:02 +0000 ZSlaveski wrote:
It's so great to see this talk about the crash becoming more prominent in forums like this one.

The talk about a crash was always here to see, what we did not see was the crash.

Quote:
I can smell the fear. It’s palpable on the Australian Property Forum where the desperate bulls and spruikers are frantically posting threads t…[Read more]

]]> 7933cb32f981a4e4e77fbe93ce535fae harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/38/#post-4549170 Fri, 27 May 2011 11:07:13 +0000 ummester wrote:
There will likely still be a panic satage in the coming year where the average punter/investor realises this and tries to sell – this will seem like a crash for a little while.

What would you say will likely cause the average punter/investor to panic , rising rental returns ? I believe that your average punter/investor would be…[Read more]

]]> 5abd82f544af3466c7a3c67e2837a1a2 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/38/#post-4549169 Fri, 27 May 2011 10:42:55 +0000 realestateedu.com.au wrote:
Hi Garb, This will b my last communication with you.

Yeah, whatever.

Quote:
… I have done the hard yards including 4 corporation licenses and 3 diplomas but to someone like u that makes no difference because u will always find a way to put others down to make yourself look or seem larger that what u r. The only…[Read more]

]]> b15ae117b911e71c2d8da77b662b34f8 harb replied to the topic No Housing Bubble in Australia...is there? in the forum realestateedu.com.au https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/5/#post-4626634 Mon, 01 Nov 2010 14:31:23 +0000 realestateedu.com.au wrote:
Aussie dollar at 97.6 and inflation kicking in … higher taxes, governments running out of money, grow yr own veggies and raise goats hehe

Yeah , let all stock up on baked beans and head for the hill (again)

Quote:
If property prices double who will afford it?

People who's incomes will also double ? I've heard the…[Read more]

]]> af8695003b79b855e7db6c879af10c01 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/36/#post-4549142 Mon, 01 Nov 2010 14:24:01 +0000 realestateedu.com.au wrote:
Hi Harb, You sound sooo wise so how many houses have you built?

Geez thanks Phil,  you think I' m ready to write a few get rich quick books and hit the personal development circuit to flog them to suckers looking for the magic secret to wealth and happiness ?  You sound alright too, from your blog page it  looks li…[Read more]

]]> 1d4ad2728c4fb8ccdfa2c1778f64ea67 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/36/#post-4549136 Tue, 19 Oct 2010 12:43:41 +0000 ummester wrote:
Interesting conundrum you present Harb.If the rich are downgrading, this would put more pressure on the lower end right?

But are they downgrading or just staying put which is causing the lower end pressure?

Quote:
If there is more pressure on the lower end you suggest an OS of lower end property could arise like it has in the…[Read more]

]]> 334eae72f0f49bcd79dddb92fc3713ae harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/36/#post-4549135 Tue, 19 Oct 2010 12:26:13 +0000 realestateedu.com.au wrote:
Hi Harb, Firstly I cannot understand why you are so sarcastic in your responses

Perhaps you are just feeling tired after the round the world trip and think I was sarcastic ? :P

Quote:
 When you get a quote of $200K from AVJ the end price will be $300K

Fair enough , except that even today in today's dollars you can…[Read more]

]]> 03826722c2807a1ee3a098c2e119d2b8 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/36/#post-4549130 Mon, 18 Oct 2010 04:28:06 +0000 realestateedu.com.au wrote:
Hi Harb, Sorry I didn't go for the solid gold fittings

I'm sure you are , probably wish you went something like thishttp://www.allweirdthings.com/hongkongs-100-gold-bathroom/because now Instead of a depreciating asset you'd have a building that has appreciated at the same rate as the land beneath it.…[Read more]

]]> abfb807969923dcaafe6b56ddd1ab150 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/36/#post-4549128 Fri, 15 Oct 2010 14:11:32 +0000 realestateedu.com.au wrote:
HHmmm good points here however, How long is a piece of string? I bought an old sh.tter in 2000 knocked it down built a 40 square pool 3 marble baths and am up one million profit HOWEVER If I had to upgrade in the same suburb (Hunters Hill) i need another 500K 

How about if  you bought it and rent it as it was, o…[Read more]

]]> cc1072313012c8412caef207fd5f90fc harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/36/#post-4549127 Fri, 15 Oct 2010 13:28:59 +0000 gmh454 wrote:
can you guys point out the quote where I said they bought OVER ten years ago. I said IN THE LAST TEN years..AGAIN  last ten years…think about it ..maybe the light will go on…somehow doubt it

OK, give us an example of someone who bought in Sydney 9 years ago and is still bleeding now then.  9 years ago is  "IN THE LAST TEN ye…[Read more]

]]> bffdffa27faa6ab8597c975610795896 harb replied to the topic Property bust not here yet ... worse to come in the forum gmh454 wrote:Harb, I give https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/35/#post-4549122 Thu, 14 Oct 2010 09:16:04 +0000 gmh454 wrote:
Harb, I give up, I talk apples and you quote me as oranges….I try to get back to apples and you turn them into grapefruits.

Sorry gmh454 but  why bring up these fruits ? Are your clients ( who bought property 10 years ago and are still bleeding)  invested in orchards and lost money due to drought or a cut in water rights ?  I wa…[Read more]

]]> a328592dd1bd7783ef849a1c907ad448 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/35/#post-4549117 Mon, 11 Oct 2010 09:24:25 +0000 gmh454 wrote:
Harb you are killing me.This poor naive client (who has a Harvard MBA and beat Kerry on a deal) then did the the followingbought another Mosman property and resold it for 300k profit before settling,

Well done.

Quote:
bought in central highlands 65 acres, for around 650k, did close to 1m improvements then sold for low 3s

Well…[Read more]

]]> 2dd7c1748c91a55403906de9f43f9257 harb replied to the topic October 09 Property Crash Begins in the forum General Property https://www.propertyinvesting.com/topic/4397378-october-09-property-crash-begins/page/8/#post-4609725 Sun, 10 Oct 2010 10:01:45 +0000 WJ Hooker wrote:
harb and DWolfe,I was wrong…there I said it.

No worries W.J, it sometimes happens to everyone. :)

Quote:
But don't call victory just yet, the fat lady hasn't sung yet..the world economy is going to catch up with us sooner or later. Lets see how prices are going in another few month's.

What do you expect to change over the…[Read more]

]]> d4b0eeb61bb2b88032f02883dc427ce7 harb replied to the topic Property bust not here yet ... worse to come in the forum SydneySider2000 wrote: From https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/35/#post-4549115 Sun, 10 Oct 2010 09:49:15 +0000 SydneySider2000 wrote:
From a naive person point of view who had purchased residential property in 1999 in Inner West Sydney without any advice from any financial advisor, I can say that my property has more than doubled.  Even if I had to sell it now.

You are not alone SydneySider2000,  short of some rare unfortunate case of bad luck e…[Read more]

]]> 60a7fe2476271ae6e7d28e25579c9920 harb replied to the topic Property bust not here yet ... worse to come in the forum gmh454 wrote:harb https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/35/#post-4549113 Thu, 07 Oct 2010 14:45:29 +0000 gmh454 wrote:

harb wrote:

gmh454 wrote:
The thing I am seeing this year, is that for those (most of them) who bought a property in the last 10 years, they are all bleeding. Now I know that is because they are not clever little cashflow + types, I guess they went to the wrong seminar, – the neg gearing one.

You sure its 10 years ? Even…[Read more]

]]> f1ce103a894e4a382070acbff095078e harb replied to the topic Property bust not here yet ... worse to come in the forum simple wrote:We see same https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/34/#post-4549103 Sun, 03 Oct 2010 09:42:31 +0000 simple wrote:
We see same situation totally different obviously based on our education and experience. So we shall keep this thread 'life' and  see how it will develop.

I agree, it is a an excellent thread and by keeping it life it shows the folly of listening to doom and gloom merchants.  I still remember 1986 when some of these D&G m…[Read more]

]]> 7655cc6f77aaa59a8aecc536ff9a9ee0 harb replied to the topic October 09 Property Crash Begins in the forum General Property https://www.propertyinvesting.com/topic/4397378-october-09-property-crash-begins/page/7/#post-4609719 Sun, 03 Oct 2010 02:54:18 +0000 WJ Hooker wrote:
Almost 1 year since posting.Lets see nowhttp://www.news.com.au/money/property/house-prices-dip-and-will-fall-further/story-e6frfmd0-1225932622360?area=money-sub-oneHouse prices down 0.2% see I told you so….LOL… I rest my case…Just joking..but still  If inflation is at say 3% then really the loss is 3.2% roughly. So I…[Read more]

]]> fb52b98e549961a2ddca68013e90957c harb replied to the topic Property bust not here yet ... worse to come in the forum simple wrote:on the other https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/34/#post-4549100 Sun, 03 Oct 2010 02:40:02 +0000 simple wrote:
on the other hand we have gravity of reality that general public cannot stand futher price rises in RE.

Don't want to be picky simple but how did you work that out ? 

Quote:
Wage to House Price ration is way out, it must return to 'normal' trend at some point…

Maybe what you call "normal" was actually "lower then normal"  L…[Read more]

]]> 561e58ab8208827ffd88505d1f8aaa5d harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/34/#post-4549097 Sat, 02 Oct 2010 05:58:14 +0000 gmh454 wrote:
The thing I am seeing this year, is that for those (most of them) who bought a property in the last 10 years, they are all bleeding. Now I know that is because they are not clever little cashflow + types, I guess they went to the wrong seminar, – the neg gearing one.

You sure its 10 years ? Even Sydney and Melbourne buyers are way…[Read more]

]]> 8ecda63d5870d229828f20e2077a6588 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/34/#post-4549096 Sat, 02 Oct 2010 05:45:39 +0000 simple wrote:
http://www.news.com.au/money/property/house-prices-dip-and-will-fall-further/story-e6frfmd0-1225932622360Seems like FHOG stemulus effect started to wear off. We need few more IR hikes and Austalian RE will follow USA trend.Interesting that AU lags 3-4 years behing US…

What does the  "FHOG stemulus"  has to do with almost $3M a…[Read more]

]]> d5f3d08cedcedb3015964b80f2c02d7b harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum eloi wrote: but https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/3/#post-4631673 Sun, 19 Sep 2010 10:00:47 +0000 eloi wrote:
 but unfortunatly the bubble has to pop some time

what bubble ? 

]]> 7aff7c79b27786a1d5438fa33bb444d3 harb replied to the topic Is this legal? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4401239-is-this-legal-5/#post-4632081 Sat, 18 Sep 2010 03:58:59 +0000 _joyce wrote:
Hi, I am new here. I am thinking to lease out my property, to be managed by real estate agent. But I do not wish to declare it as my investment property. The income received does not go to me, it goes to my brother who is not working. Therefore, I am not receiving any income to be taxed upon. Is this legal?

No tax l expert myself…[Read more]

]]> 6e4eca3e629c42399bedef2ddabe2a6f harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/3/#post-4631671 Sat, 18 Sep 2010 03:26:33 +0000 ummester wrote:
And lose 50 odd K in fees and stuff for the transaction in 10 years time?

A lot of fees for today's median priced home. I only pay around 2% in agent fees which would put your place in the $2.5M range.  That's some capital gain you expect over the next 10 years unmester, and you said you weren't bullish…..  

]]> b93b5549806b51143bc94901143c2c9a harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631664 Wed, 15 Sep 2010 15:46:24 +0000 ummester wrote:
I took some of your advice, though. I decided not to buy in ACT. Will build my FHSA all the way up to 80 odd k (combined with Mrs ummester) and buy at a place we want to retire to when my LSL is due. Then, after living there for 6mths, I will put it up as a rental and use the tax savings to pay down the loan 10 years faster. Best…[Read more]

]]> f458eed702856a46b74eca8d130439d3 harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631663 Wed, 15 Sep 2010 15:22:32 +0000 eloi wrote:

Quote:
http://au.news.yahoo.com/thewest/a/-/mp/7946270/finding-space-for-556-000-perth-residents/Finding space for 556,000 Perth residentsMARISSA LAGUE, The West Australian September 15, 2010, 6:55 am If forecasts are right, Perth will be home to 556,000 more people in the next 20 years and finding space for an extra 328,000 homes…[Read more]

]]> a7bbbd9c97f905b97ea070d6ad57a385 harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631660 Wed, 15 Sep 2010 03:17:12 +0000 eloi wrote:
hey  why there is new unsold properties in sydney, perth, brisbane, gold coast. if its like you  say that we have an undersupply of property by %1 then why do we have these unsold brand new apartments and houses.

what does unsold properties have to do with under or over supply  ?  Is there an oversupply of Toyota cars if there are…[Read more]

]]> 3f20499decff6391c052842e1e6fd45d harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631659 Wed, 15 Sep 2010 03:11:33 +0000 Quote:
You can still crack me up harb.

You too unmester, I gather you have not purchased your dream home yet and are still waiting for that  major market correction ?

ummester wrote:
For the argument I'm representing here, I mean recent as in the last 10-15 years and not the latest Epoch:)

Ok. I will agree with you that recent history has…[Read more]

]]> a3b83b65ddeab5004d8add9617195d12 harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631657 Wed, 15 Sep 2010 02:51:09 +0000 cuteyoungchic wrote:
I live in a city South of Perth. House prices have been falling here for approximately 2 1/2 years. There are loads of houses are on the market, to sell your house, you need to drop the price by tens of thousands.. Rents on existing properties haven't risen in a year or two. The main local paper has an abundance of houses…[Read more]

]]> 27faafad048f455529c1d8c497e43df4 harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631651 Mon, 13 Sep 2010 09:22:39 +0000 Mick12345 wrote:
Hi Harb,I have seen that graph before, it looks like Niall Fergusson's work.That fact that the House price Index goes up exponentially is very misleading and kills all credibility.

It may well be, I  goggled for Aus property prices and pasted the first chart I came across. You could hardly expect to see monthly fluctuations in…[Read more]

]]> e4eabb7e8fc0c44efe05d9516f71a081 harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631650 Mon, 13 Sep 2010 09:16:36 +0000 ummester wrote:
Recent history has shown that property is the winner, not all history. And that is a recent history with sever market distortions.

Depends what you consider recent. Australia being a young country only allows us to look back a couple of hundred years but boy how I wish my great great great grandparents bought me a few acres of…[Read more]

]]> 1409ad7b4ee0b8a0fa8e4c06ba80b31d harb replied to the topic australia is has an oversupply of properties and not an undersupply. in the forum General Property https://www.propertyinvesting.com/topic/4401154-australia-is-has-an-oversupply-of-properties-and-not-an-undersupply/page/2/#post-4631648 Mon, 13 Sep 2010 09:08:15 +0000 eloi wrote:
Here is an interesting article i just read which coincides with what ive been saying for a few years.

But you've only joined here a few weeks ago, can you give us the previous user name you used here so we see what you have been saying for the last few years ? Ta.As far as the over or under supply goes there is a simple indicator…[Read more]

]]> 7afa12de4cc8c8a497317500ca8fa90e harb replied to the topic Interest Rates Will Fall in the forum ummester wrote:As in 'we https://www.propertyinvesting.com/topic/4393910-interest-rates-will-fall/page/5/#post-4591315 Sun, 29 Aug 2010 13:29:39 +0000 ummester wrote:
As in 'we would love to pass on the cuts' suckers… but we won't.Anyway, this whole debating tiny changes one way or another is fruitless and becoming boring. I believe that over the next 2 years the price of property will drop by around 30% across the board. You don't. Only way we are going to be sure who is wrong and who is…[Read more]

]]> 204de3130547f814da9bc3606a348441 harb replied to the topic ZEGO BUILDING BLOCKS in the forum General Property https://www.propertyinvesting.com/topic/4401002-zego-building-blocks/#post-4630666 Sun, 29 Aug 2010 13:18:46 +0000 I had a look at it years ago but was put off by possible polystyrene shrinkage due to aging and heat causing the render to fall off.There were a few similar products around but in the end for me it worked out cheaper to go with the tried and tested regular bricks.

]]> c777b6790d6180fab7be36e713177c11 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/33/#post-4549082 Sun, 29 Aug 2010 12:57:18 +0000 ummester wrote:
The world should be fine. I have deciphered the real meaning of the 2012 mystery – it's about the Australian property market:P

Better rush and get some then, before they are all gone. Or did you mean that 2012 is the year you finally give up the wait for lower prices and buy ?  

]]> 48cb2cc2f265e68c963110b5343b4ad5 harb replied to the topic No Housing Bubble in Australia...is there? in the forum wealth4life.com wrote: Wait https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/2/#post-4626570 Fri, 09 Jul 2010 15:22:15 +0000 wealth4life.com wrote:
Wait till the end of August when we see the effects of the mortgage resets to comment further here.

You're still hoping the mortgage resets will cause a property crash ? That's so 2007.  

]]> 888068be7d970b0b0f34a2806e6f91ea harb replied to the topic No Housing Bubble in Australia...is there? in the forum General Property https://www.propertyinvesting.com/topic/4400323-no-housing-bubble-in-australia-is-there/page/2/#post-4626569 Fri, 09 Jul 2010 15:17:28 +0000 sonyasal wrote:
NFBP.You neglect to realise that most peopl do not pay $500k for a $500k property. They only pay a ten or twenty % deposit. So your figures of losing $107K on a $500k property is inherently flawed.

As is the assumption that rents will stay flat for the next 5-10 years. That 5% yield will soon turn into a 10% +ve geared property…[Read more]

]]> 9afb35826d3dda5fe3a2679856fb9929 harb replied to the topic Property & The ETS in the forum General Property https://www.propertyinvesting.com/topic/4397930-property-the-ets/#post-4612000 Wed, 02 Dec 2009 12:02:42 +0000 SteveMcKnight wrote:
It's hard to see how the cost of construction won't increase,

100% agree with you there. Electricity and gas prices are going up and with them the cost of cement,  bricks, steel, kiln dried timber and other building materials where energy cost is a large component of the manufacturing cost  . Would not be surprised to s…[Read more]

]]> 83233511d664757f91db4a9fc4864b56 harb replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/31/#post-4549027 Tue, 24 Nov 2009 12:13:56 +0000 simple wrote:
BUMP OLD thread, let's keep it afloat to see it expectations eventuate. To date we seen no price drop in mid/low range.However the top end sunk a minimum 30% (1m+ properties), that is in Wynnum / Manly / Lota in Brisbane 

Even if it does eventuate it may only do so after the prices have gone up a lot.  Someone who has been w…[Read more]

]]> a2ee2b7a483427f58ccf1f7eac5b2d91 harb replied to the topic Perth Market in the forum Help Needed! https://www.propertyinvesting.com/topic/4396455-perth-market-2/#post-4605111 Tue, 16 Jun 2009 08:04:51 +0000 propertunity wrote:
My hot tip:Mandurah – sea side location (water always good for CG)Perth-Mandurah Rail Link. $1.7b, completed

+1Also Kwinana Freeway extension is almost completed.

]]> e2e8330178c092bae055d92b314d6eb0 harb replied to the topic family need help in the forum General Property https://www.propertyinvesting.com/topic/4396344-family-need-help/page/2/#post-4604543 Sat, 13 Jun 2009 14:03:25 +0000 spudway wrote:
hi yes we have ..again we cant get a loan as we have 5 kids ..if we only had 3 we wouldnt have a problem ..we could of got a loan for up to 210k ,,

That's strange, I was under the impression they were there to give loans to people in your situation. They need more people in the area you want to move so the fact that you  have…[Read more]

]]> 8c58a51aebc8c663a5e1c6f94e2d23dd harb replied to the topic family need help in the forum spudway wrote: ...also we https://www.propertyinvesting.com/topic/4396344-family-need-help/page/2/#post-4604536 Fri, 12 Jun 2009 09:20:11 +0000 spudway wrote:
…also we are trying to get of the system that is why we are trying to buy the property ..

 So you got in touch with keystart  yet ?  

]]> a561ee93f14f99887ec8070f5a107fbd harb replied to the topic family need help in the forum General Property https://www.propertyinvesting.com/topic/4396344-family-need-help/#post-4604519 Sat, 30 May 2009 16:31:37 +0000 spudway wrote:
we need help we are a family mom dad and 5 kids we have 50k deposit and have put a deposit on a property ,,sale price of 110k …we are on a pension and get 1915.96 per f/night ..we need 60k ….we dont qualify for bank finance ..

try    http://www.keystart.com.au

]]> f81962dc970793d439c04b30dee124ed harb replied to the topic Home Insulation Products in the forum Value Adding https://www.propertyinvesting.com/topic/4396227-home-insulation-products/#post-4603985 Mon, 18 May 2009 12:23:31 +0000 Casper_1000 wrote:
I'm looking at getting home insulation with the current $1600 government rebate. There are a few products available with certain companies installing their own products. The products I've found thus far are: Pink Batts ThermoSealed BATTS – http://www.thermosealedbatts.com.au Autex Greenstuff Blow-In Insulation Does anyone…[Read more]

]]> f2a2df3de8397348334d5acd9e0a883f harb replied to the topic Fin Review Sydney 17/05 $1 homes fall from grace - and Perth leads the way in the forum gmh454 wrote:Sunday Fin https://www.propertyinvesting.com/topic/4396250-fin-review-sydney-1705-1-homes-fall-from-grace-and-perth-leads-the-way/#post-4604083 Mon, 18 May 2009 11:30:45 +0000 gmh454 wrote:
Sunday Fin review listed by % the top falls out of the mill dollar club by suburbs, and Perth lead off with the top 4.South freemantle   24.76%

Median prices are not telling the real story, if anything property prices in South Fremantle actually went up last year.  Median prices got screwed up when the South Beach estate opened up…[Read more]

]]> 1cd5b9770fcf251ea1382f9f21cefaaf harb replied to the topic 'Home prices plunge' in the forum General Property https://www.propertyinvesting.com/topic/4396151-home-prices-plunge-2/page/3/#post-4603557 Fri, 15 May 2009 10:56:10 +0000 Scott No Mates wrote:
I noticed today's email from RP Data shows the price drop in median house prices over $1m with several suburbs dropping out of the category but some new one coming in.I don't believe the stats when they can give a median price increase of 30-50% based on a small number of sales (I like large samples with more information…[Read more]

]]> 415e42c916b25168631061d24ca482ea harb replied to the topic 'Home prices plunge' in the forum General Property https://www.propertyinvesting.com/topic/4396151-home-prices-plunge-2/page/3/#post-4603556 Fri, 15 May 2009 10:11:13 +0000 ummester wrote:
Harb,The amount saved is extremely rlevant to someone who wants to keep their current standard of living. Quite simply, if I borrow more than 250k from the bank and interest rates are back at the long term average of 8%, my standard of living will be less than it currently is renting. I will enter the market when I can do so…[Read more]

]]> a9478ace889f521d52216a8c03aa8486 harb replied to the topic Solicitor in Perth??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4396202-solicitor-in-perth/#post-4603810 Thu, 14 May 2009 09:49:59 +0000 happyjack72 wrote:
Hi guys, I was wondering if any of you great people could recommend a solicitor in Perth? Someone who understands investing (property, share trading) and business, as well as able to give excellent accounting service. And someone who is available at short notice for advice, meetings, etc.(Oh, and doesn't…[Read more]

]]> e8c1c0d56b522a0f648a14d7a02c6fad harb replied to the topic 'Home prices plunge' in the forum General Property https://www.propertyinvesting.com/topic/4396151-home-prices-plunge-2/page/3/#post-4603552 Thu, 14 May 2009 09:33:24 +0000 ummester wrote:
I know of one GHPCer (FHB) who purchased. FHB had almost 400k saved and brought into the middle of the market – which had experienced some significant falls. Another GHPCer (HG) is considerring building on land be donated by parents subdivision. These cases represent good value for money and no change in the standard of living…[Read more]

]]> 6d9e52f0cea1f11332ea1faf02ca8481 harb replied to the topic 'Home prices plunge' in the forum ummester wrote:harb wrote:If https://www.propertyinvesting.com/topic/4396151-home-prices-plunge-2/page/3/#post-4603550 Thu, 14 May 2009 03:09:56 +0000 ummester wrote:

harb wrote:
If you took the time to look into it properly instead of just dismise it off hand you'd find that its a positive step towards bringing affordable houses to FHBs.

Not as big a step as a crash

That is a despicable thing to say. You ride around on your high horses preaching idealistic claptrap when in reality you're…[Read more]

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