PropertyInvesting.com | Hame | Activity https://www.propertyinvesting.com/members/hame/activity/ Activity feed for Hame. Mon, 13 Apr 2026 19:23:53 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 535a62953782de78ba68dd5cc2d33029 Hame replied to the topic CONFUSED!! Does this qualify as a +ve cash flow? in the forum Help Needed! https://www.propertyinvesting.com/topic/4373716-confused-does-this-qualify-as-a-ve-cash-flow/page/2/#post-4473782 Tue, 18 May 2004 04:58:54 +0000 Hi all,

Rental yield is a vital number no doubt, I also consider capital growth and tax benifits to be of equal weight in considering any property.
Its almost an expanded formula that gives me a indication of a properties true worth.
There is more to it than the 11sec rule in my experience, and ignoring a property on such a basic calculation…[Read more]

]]> c3c60c771bff9375e5d454869153de95 Hame replied to the topic so how much is enough in the forum Opinionated! https://www.propertyinvesting.com/topic/4370483-so-how-much-is-enough/#post-4448284 Fri, 16 Jan 2004 03:17:21 +0000 I am with kay henry, life is to short, money is our vechile thru life, service it regularly and your sure to have years of trouble free living.

]]> 0d198fa5e81ee46e28a0b61fd1032087 Hame replied to the topic top towns in W.A. in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4367102-top-towns-in-w-a/#post-4423521 Thu, 21 Aug 2003 02:37:12 +0000 Hi Vinny,

Check out towns like Esperence as well. Properties above the 26 parrallel have up to four times the insurance premium due to cyclones etc.

Hamish[;)]

]]> b62e64bfa92f24f5991bc359f778d6b5 Hame replied to the topic BEST HOME LOAN?? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4367099-best-home-loan/#post-4423513 Thu, 21 Aug 2003 00:24:53 +0000 Hi all,

If you don’t already have a copy race down to your local newsagent and invest in the August edition of “Your Mortgage”.
They have done the hard work and it is a useful point of reference, at least when you meet up with your broker you will know what your talking about.

For $7.95 its worth the money[;)]

Cheers
Hamish

]]> 3b880b9e2b19f5582fa00a7d554d990a Hame replied to the topic An insight about investing (long) in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4367076-an-insight-about-investing-long/#post-4423274 Wed, 20 Aug 2003 07:04:51 +0000 Hi again,
I guess i should just give the example of driving down the road and comming to a T section, you turn left believing it to be the road to take.That is what the book reckons. Problem is that you get down the road a bit it becomes a dead end. Now this is were our nature kicks in. We turn around and retrace our steps back to the T section…[Read more]

]]> e52bd52fbd9d131265133e1bb73527b9 Hame replied to the topic Want to see what all my properties look like...??? in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4367079-want-to-see-what-all-my-properties-look-like/#post-4423319 Wed, 20 Aug 2003 05:59:17 +0000 I guess the toilet is the long drop variety[;)]

]]> 56056551a7425dc3de7cc88555f93e9f Hame replied to the topic An insight about investing (long) in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4367076-an-insight-about-investing-long/#post-4423270 Wed, 20 Aug 2003 05:54:25 +0000 Hi all,

Being a broadacre farmer(still) who has diversified into retail and other off farm investments as a direct result of commodity prices durig the 90’s i can see how easy nature can be compared with our material world.
Humans as a group believe that we are a vastly superior race, but the longer i am involved in retail the stronger my…[Read more]

]]> 4a1a0625ef77ef98184e18bacff345b5 Hame replied to the topic Skeptics in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366808-skeptics/#post-4421634 Tue, 19 Aug 2003 02:50:20 +0000 Hi all,

My old chestnut.
“Knowledge can be defined as the realization that you have made the same mistake before.”

You can make a mistake once and repeate it step for step at a different time and see the idea flourish. Often forces outside of our controll combine to drag us down or raise us up.

Don’t be scared to get back on the horse, take on…[Read more]

]]> 2c21d38d8e2994661ec7dea1362ea63d Hame replied to the topic company trust fund or both??? in the forum No Subject https://www.propertyinvesting.com/topic/4367013-company-trust-fund-or-both/#post-4422823 Sun, 17 Aug 2003 23:55:31 +0000 Hi all,
I asked my accountant the same question last week, he stated that an individual trust was the best option in the initial period. He did however state that a company structured trust gives continuity in that individual trust accounts become untidy if and when the appointed benificeries either die or move on.

]]> 532759dfda2a88221d8b472745acbf96 Hame replied to the topic Living with a high level of debt... in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366945-living-with-a-high-level-of-debt/#post-4422439 Fri, 15 Aug 2003 07:21:23 +0000 Hi all,
Just a thought if the level of debt scares you as it does me put 100% of the rental income into the repayment for the first term of the loan. obviously it will restrict other investment options but it will get the principal down to a manageable level very quickly and help you sleep at night. once your level of debt is within your critera…[Read more]

]]> 580bcafb820094414c12fc74976b3845 Hame replied to the topic Steve on ABC radio last night in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366917-steve-on-abc-radio-last-night/#post-4422213 Thu, 14 Aug 2003 00:39:19 +0000 Hi all,

Interesting that steve made the decision to sell his high end.

I canremember reading in one of my books that there are only two reasons to sell any asset.
Firstly you are offered an obscene amount of money to sell well over valuation and secondly when you urgently have to reduce some debt.

I would rather be in the first position, steve…[Read more]

]]> 90f5fc05174db93cd78401387638838c Hame replied to the topic young investor needs advice on stubborn tennant in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366898-young-investor-needs-advice-on-stubborn-tennant/#post-4422106 Tue, 12 Aug 2003 23:24:07 +0000 Hi all,
I agree with westan, is their room for two? I imagine if your freind showed up with all his gear, drum kit included she would consider her options. It is not about being unreasonable, offer a solution, but at the end of the day its his investment and if wants to invest in property this unfortunately wont be the last time he has issues with…[Read more]

]]> 1bdcc3c447c879f26de1df2b126ee35c Hame replied to the topic What the Bank said in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366882-what-the-bank-said/#post-4422040 Tue, 12 Aug 2003 02:06:23 +0000 Thanks for the response and sorry to be so vague.
just some answers to your questions.

To Micheal & Kaye:
$95K does not include rents from properties, that is our salary only.
$180K equity is only on our PPOR.
I did tell the bank that i was borrowing on an IP,although at the time it was a -ve proposal.
The bank did not even ask about rental…[Read more]

]]> d1ca12495a163664b07cbfe29c2c5aba Hame replied to the topic Corporate Beneficiarys in Discretionary Trust in the forum No Subject https://www.propertyinvesting.com/topic/4366844-corporate-beneficiarys-in-discretionary-trust/#post-4421842 Sun, 10 Aug 2003 23:39:47 +0000 To true Rodc, ifyour not paying tax then you are not making any real time money.
Its impossible to be an expert at every angle on property. Find your expert that you are completely happy with and reward their loyalty well.

It worked for Sidney Kidman, Australias original property investor.[;)]

]]> c1da0ceca4ff44a58a1906ff27bd8338 Hame replied to the topic Favourite Motivational Sayings... in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366787-favourite-motivational-sayings/#post-4421524 Fri, 08 Aug 2003 08:36:45 +0000 Definition of KNOWLEDGE:
Realising that you have made the same mistake before.[B)]
and
“If you spend too long looking in the rear vision mirror one day you will run off the road and hit a tree” early 21st century investor. [;)][;)]

]]> 619fdebbef0ce351300634ded56e4155 Hame replied to the topic The book.. it's now available! in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4366637-the-book-its-now-available/page/2/#post-4420720 Thu, 07 Aug 2003 23:28:08 +0000 Hi all
Congradulations Steve on a very well written book.
I missed your show unfortunately, however I am lucky to own an A&R store and watched as the 10 copies we ordered literally ran out the door.
I grabbed the last copy and started reading as soon as I got home, finished the book around 3.30am, even followed your instruction to put the coffee…[Read more]

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