PropertyInvesting.com | gus123 | Activity https://www.propertyinvesting.com/members/gus123/activity/ Activity feed for gus123. Fri, 17 Apr 2026 17:19:42 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 fb862a5fdee6b2a43d094a9b7a1284e2 gus123 replied to the topic The best way to work out borrowing capacity in the forum Finance https://www.propertyinvesting.com/topic/5032317-the-best-way-to-work-out-borrowing-capacity/#post-5032351 Mon, 09 Jan 2017 06:29:58 +0000 Great responses, thanks for the time taken guys.

As stated earlier I have dealt with MB’s before but purely in a owner occupier mindset. I would have assumed that strategy and the properties you buy has an impact, but I have clearly underestimated how much of an impact, all part of learning I guess.

Again, thanks for the responses.

]]> c4f0874c13dff4c5d743c722a54efe76 gus123 replied to the topic The best way to work out borrowing capacity in the forum Finance https://www.propertyinvesting.com/topic/5032317-the-best-way-to-work-out-borrowing-capacity/#post-5032327 Sun, 08 Jan 2017 08:47:32 +0000 Really? I can entirely accept that may be the case, and evidently is, but how do you approach the market as an investor if you cant work out your capacity? Do you just put in an offer and work out if the banks will lend later?

It may seem like a stupid question, but my experience is purely owner occupier so its all a bit different.

I can very…[Read more]

]]> 2eb8fcd9f83983e4dfc6b5ef202f3165 gus123 replied to the topic The best way to work out borrowing capacity in the forum Finance https://www.propertyinvesting.com/topic/5032317-the-best-way-to-work-out-borrowing-capacity/#post-5032322 Sun, 08 Jan 2017 05:03:18 +0000 Thanks Corey,

I’m really trying to figure out a ball park figure, ultimately it will depend on the property but I’m not really sure where to look until I have some idea if my potential to borrow. The info Richard has provided is exactly what I was after at this point.

Cheers.

]]> 5f07c1e891fb68ca3150d7b192bd22ed gus123 replied to the topic The best way to work out borrowing capacity in the forum Finance https://www.propertyinvesting.com/topic/5032317-the-best-way-to-work-out-borrowing-capacity/#post-5032319 Sat, 07 Jan 2017 23:32:31 +0000 Thanks Richard, very helpful.

]]> c1a4dd5da2632052557a627e68500501 gus123 started the topic The best way to work out borrowing capacity in the forum Finance https://www.propertyinvesting.com/topic/5032317-the-best-way-to-work-out-borrowing-capacity/ Sat, 07 Jan 2017 13:00:47 +0000 Hi all,

Just wondering if anyone had any idea how I can get an accurate idea on borrowing capacity. I’ve tried some of the online calculators but the results don’t seem very accurate or reliable. I have a reasonable amount of equity but my hurdle is income tests at the current time.

My finances at a glance are…I earn $71k gross and my partner…[Read more]

]]> 587e1d55ded66b9341820021b06fb7e3 gus123 replied to the topic Give away my education material in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4408187-give-away-my-education-material/#post-4681779 Fri, 30 Nov 2012 06:08:31 +0000 Id love to take these off your hands. Im in Ipswich but I would be willing to pick them up today if youre available.
What suburb are you in? Im on 0448952858. If you msg me your number Ill give you a call.

]]> 87994ebb4456e56b18c76a1f1a7b5c48 gus123 replied to the topic Concrete or stepping stones/gravel for side access? in the forum Value Adding https://www.propertyinvesting.com/topic/4408183-concrete-or-stepping-stonesgravel-for-side-access/#post-4681756 Thu, 29 Nov 2012 09:07:19 +0000 Concrete is better, but I would say that, Im a concreter.

For comparison concrete is around $50 a square metre, more from a big company and less from a dad and dave team.
Stepping stones and gravel would be very easy to do yourself, depending on access. Just level the area and remove any grass/weeds and put some builders plastic down to stop them…[Read more]

]]> f390076c7b0695953e67015c352d6316 gus123 replied to the topic help with 1st time investing strategy. in the forum General Property https://www.propertyinvesting.com/topic/4408176-help-with-1st-time-investing-strategy/#post-4681720 Thu, 29 Nov 2012 09:00:25 +0000 Firstly I have to say thank you to you all. I really appreciate the responses and this forum is obviously a great knowledge builder. I have broken down the points to respond and clarify.

You haven't indicated what sort of income you are on.
I am on $70,000 and my partner is on around $20,000

I would suggest meeting with a good broker
Im halfway…[Read more]

]]> c7cd17a90d7132c53f5bf2f3085c1bbc gus123 replied to the topic help with 1st time investing strategy. in the forum General Property https://www.propertyinvesting.com/topic/4408176-help-with-1st-time-investing-strategy/#post-4681715 Wed, 28 Nov 2012 07:47:44 +0000 I guess thats what my question comes down to. Am I better off looking for good growth on my first property in order to expand the portfolio or should i look for good returns. I guess the ideal would be to value add and look for both but I have found it hard to get any info on splitting to dual occupancy or subdividing. Is there a good starting…[Read more]

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