PropertyInvesting.com | Jprop | Activity https://www.propertyinvesting.com/members/essenceofjad/activity/ Activity feed for Jprop. Sat, 11 Apr 2026 19:46:56 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 f7e766dab495a9a10cdeb990b429c348 Jprop replied to the topic Stuck...need help in the forum Help Needed! https://www.propertyinvesting.com/topic/5032748-stuck-need-help/#post-5034085 Tue, 14 Mar 2017 23:46:10 +0000 @ethantimor Sorry for the late reply. You may be right. My current strategy was to purchase CF+ IPs but that does limit me in buying more IPs to build my portfolio.

The IP i have currently is in Narrandera (Regional NSW). It is a Duplex (2 unit) house on a 800+ size land. The thing with this property is that it has a big Shed at the back which…[Read more]

]]> e76e5957dcc347d9b8b48b5a44e27913 Jprop replied to the topic Stuck...need help in the forum Help Needed! https://www.propertyinvesting.com/topic/5032748-stuck-need-help/#post-5032879 Wed, 08 Feb 2017 21:43:58 +0000 @the-dark-knight, looking at Moree and Wagga.

@Ethantimor My broker is crutching some numbers for me. :)

@benny thanks for the information.

Thanks all for your advice.

I just want to put my strategy out there to building my portfolio. I think i may need to change it. I am currently purchasing positively geared IPs in regional areas (main…[Read more]

]]> b09bd5782b031ab436c4d39bf895caa5 Jprop replied to the topic Stuck...need help in the forum Help Needed! https://www.propertyinvesting.com/topic/5032748-stuck-need-help/#post-5032754 Sat, 04 Feb 2017 04:35:15 +0000 @benny Thanks for the response. That advice will help me make a better decision. Another question, are banks still wanting 20% deposit for IP’s? I was in the same situation when i bought my first IP whether to use 10% deposit to buy two properties but the banks had restrictions on only lending if there was 20% deposit? Talking about IPs in…[Read more]

]]> a99526f95b81a8961339227048ad333a Jprop started the topic Stuck...need help in the forum Help Needed! https://www.propertyinvesting.com/topic/5032748-stuck-need-help/ Fri, 03 Feb 2017 12:42:16 +0000 Hi all,

Thanks in advance for your response. Just a bit of background. Goal trying reach that financial freedom by 45 years old currently 31. I owe a unit which i live in currenlty 80% LVR. Purchased my first investment property (regional nsw) 7months ago through company trust structure also 80% lvr and is postively geared. I want to purchase…[Read more]

]]> 162e3e0661dc5596dc20be0779d8a5ab Jprop started the topic Stuck...need help in the forum Help Needed! https://www.propertyinvesting.com/topic/5032748-stuck-need-help/ Fri, 03 Feb 2017 12:42:16 +0000 Hi all,

Thanks in advance for your response. Just a bit of background. Goal trying reach that financial freedom by 45 years old currently 31. I owe a unit which i live in currenlty 80% LVR. Purchased my first investment property (regional nsw) 7months ago through company trust structure also 80% lvr and is postively geared. I want to purchase…[Read more]

]]> e09766f89d6c996519d1ff9fe396c5fc Jprop replied to the topic Saving up for deposit in the forum Help Needed! https://www.propertyinvesting.com/topic/5024343-saving-up-for-deposit/#post-5024426 Tue, 19 Apr 2016 23:18:02 +0000 Thanks guys for the advice. @Jamie-m, i will contact you regarding this if that’s ok.

Thanks,
JP

]]> bee887e29d377c30509af7747018e4eb Jprop started the topic Saving up for deposit in the forum Help Needed! https://www.propertyinvesting.com/topic/5024343-saving-up-for-deposit/ Tue, 19 Apr 2016 05:59:39 +0000 Hi All,

Just looking for advice for saving up for deposit on an IP. I have money saved that in the that i can use for a deposit to invest. Now, i also have a car loan which i could pay off but most of my savings will be gone if i do this option. I will need to save up again for the deposit (Takes longer to purchase). I’ve been searching for IP’s…[Read more]

]]> afa9860bd08bed64999426962f5baa6e Jprop replied to the topic Banks lending for Regional NSW in the forum Finance https://www.propertyinvesting.com/topic/5022521-banks-lending-for-regional-nsw/#post-5023034 Thu, 17 Mar 2016 03:55:28 +0000 Thanks DK and Hank for the advise. I will be purchasing the property under Company Name As Trustee for Trust. It will not be under my name.

Will see what happens but i will let my broker know that i’d don’t prefer that as an option.

Thanks,
JT

]]> c3fb1434b53189993080efabca5bdddf Jprop replied to the topic Banks lending for Regional NSW in the forum Finance https://www.propertyinvesting.com/topic/5022521-banks-lending-for-regional-nsw/#post-5023026 Thu, 17 Mar 2016 03:05:42 +0000 Hi DK,

Not quiet there but in the Riverina Region. I would want cash flow in my pocket to put back in the loan and invest. If this is the case SMSF is not the right option?

Thanks,
JT

]]> b08036096d8aa25682cbb34d8797d1b2 Jprop replied to the topic Banks lending for Regional NSW in the forum Finance https://www.propertyinvesting.com/topic/5022521-banks-lending-for-regional-nsw/#post-5023018 Thu, 17 Mar 2016 02:20:44 +0000 Hi All,

So i asked my broker if the bank refuses to provide the loan, what are the options? This is the answer he provided below:

“Go to another lender that does SMFS loans that accept the security and the LVR”

Is this the option you would take as well?

I don’t really know how SMFS loans work but how my structure is set up is…[Read more]

]]> 32ab920d0b739fc1979a1205debec078 Jprop replied to the topic Banks lending for Regional NSW in the forum Finance https://www.propertyinvesting.com/topic/5022521-banks-lending-for-regional-nsw/#post-5023012 Thu, 17 Mar 2016 01:53:33 +0000 Thanks Hank and Richard. Richard i’ve sent you an email of the post codes.

thanks,
JT

]]> d8a7f79d709a46895ad11f9e33fed2cf Jprop replied to the topic Banks lending for Regional NSW in the forum Finance https://www.propertyinvesting.com/topic/5022521-banks-lending-for-regional-nsw/#post-5022632 Mon, 14 Mar 2016 10:16:27 +0000 Thanks Corey for the response. I might see how he goes and contact you if i don’t get the results.

Thanks,
JT

]]> 60f75c2757a6d2c00f17612ea9aad829 Jprop started the topic Banks lending for Regional NSW in the forum Finance https://www.propertyinvesting.com/topic/5022521-banks-lending-for-regional-nsw/ Fri, 11 Mar 2016 04:02:57 +0000 Hi All,

Thanks in advance for the advice. I’ve been told by my broker that there are some places the banks categories as Category 1, 2 etc and there are banks that won’t lend investors if it’s in Category 1.

I’m looking at purchasing 2 investment properties which are in regional NSW and looking at a 10% deposit for each. Has any been declined…[Read more]

]]> 081314d0ba43b9c569fd6f2a4e28588b Jprop replied to the topic Need advice in the forum Help Needed! https://www.propertyinvesting.com/topic/5020757-need-advice-12/#post-5022519 Fri, 11 Mar 2016 03:53:14 +0000 Thanks DK and Jacqui. I decided to walk away from this deal. The risk for me is too high. Thanks everyone for you’re advice. Didn’t go through but good experience. Now i will be looking at option 2 and keep looking at what’s in the market.

Thanks,
JT

]]> 61830a5e01396ac62e601f5a56bd01c9 Jprop replied to the topic Need advice in the forum Help Needed! https://www.propertyinvesting.com/topic/5020757-need-advice-12/#post-5022443 Thu, 10 Mar 2016 03:34:45 +0000 Hi All,

Could i get another advice, the sewage mains run underneath the property 1. I’ve spoken with my solicitor and said this may be a problem if you want to develop and it will be hard to sell in the future. Now, i don’t want to develop but i do want to sell maybe later on. So question is, has any have any experience with this and if you have…[Read more]

]]> 28b59715191a4c7765a6e55a084f6276 Jprop replied to the topic Need advice in the forum Help Needed! https://www.propertyinvesting.com/topic/5020757-need-advice-12/#post-5022208 Tue, 08 Mar 2016 01:58:45 +0000 Wow. I didn’t expect so many responses! That’s awesome. Thanks everyone. The properties are in regional NSW close to a major city. Have low vacancy rates etc. and have down research on the area and i think it is a place good for investing as a newbie. Both Freestanding houses. I am buying and holding for now and see how we go. Purchase price is…[Read more]

]]> 990b3cbed3725bbf19d3f4b284e6cc48 Jprop replied to the topic Need advice in the forum Help Needed! https://www.propertyinvesting.com/topic/5020757-need-advice-12/#post-5020812 Fri, 26 Feb 2016 11:11:50 +0000 You’re right. It is pretty hard to save for 20% deposit so i may need to adjust my goal for 2 in year 1. As for the investment properties, the locations of the 2 properties are all regional NSW so annual growth is not as high. I may consider looking at borrowing 90% instead of 80% to reach my goal but well have to see with this first purchase. I’m…[Read more]

]]> 4d961e6ccb93165a86df0b9d2b7e9fb0 Jprop replied to the topic Need advice in the forum Help Needed! https://www.propertyinvesting.com/topic/5020757-need-advice-12/#post-5020764 Thu, 25 Feb 2016 03:57:53 +0000 Thanks for the response DK. I was leaning towards the first option as well. I do want to build a large portfolio but since i’m still a newbie at property investing and i wanted to play it safe which is to keep the deposit at 20% of every property i buy. I was speaking to my broker and he did suggest to borrow 90% and purchase another IP but doing…[Read more]

]]> 418dc67dd06b98419b2009580f5c9d26 Jprop started the topic Need advice in the forum Help Needed! https://www.propertyinvesting.com/topic/5020757-need-advice-12/ Thu, 25 Feb 2016 01:48:15 +0000 Hi All,

I’m new to this forum and i’m new to investing in property. I need some advice on my a first IP purchase. My current situation is that i am ready to purchase my first IP purchase (have pre-approval for the loan and have a 20% deposit) but need help in choosing which one to go for. I have two properties in mine which i have done a lot of…[Read more]

]]> 1694b979456b4a2db9c8d80dbc1f20ce Jprop became a registered member https://www.propertyinvesting.com/activity/p/335175/ Fri, 29 Jan 2016 11:50:35 +0000