PropertyInvesting.com | DIY Investing | Activity https://www.propertyinvesting.com/members/diy-investing/activity/ Activity feed for DIY Investing. Tue, 14 Apr 2026 16:05:45 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d3fd1e5b2832b6a20c0f01a12ce7b9cd DIY Investing replied to the topic Managed funds have better returns than property? in the forum Creative Investing https://www.propertyinvesting.com/topic/4388361-managed-funds-have-better-returns-than-property/page/2/#post-4561810 Fri, 18 May 2007 01:23:42 +0000 I think it is too much of a generalisation to say managed funds are doing better than property.  True, share and property (ie growth) funds have performed well since 2003 while bond funds have not done so well.  But beware as past performance not being a very good indicator of future performance.There are advantages and disadvantages.  I think man…[Read more]

]]> 1b31babb7d404988918980f05c7f833c DIY Investing replied to the topic Super Fund & Property Investing in the forum Finance https://www.propertyinvesting.com/topic/4389594-super-fund-property-investing/#post-4567616 Wed, 16 May 2007 00:44:46 +0000 Hi Elka,Since July 2005 the government has allowed people to access their superannuation if they have reached their preservation age without the need to retire or otherwise stop working.  The superannuation must be taken in the form of an uncommutable pension or annuity.The thinking behind the transition to retirement pensions was to allow people…[Read more]

]]> e0575a762ea49d8d135e4bc1cbb561df DIY Investing replied to the topic Super Fund & Property Investing in the forum Finance https://www.propertyinvesting.com/topic/4389594-super-fund-property-investing/#post-4567614 Tue, 15 May 2007 02:08:00 +0000 Hi Richard,I disagree that at age 58 the pension is taxed at the highest marginal rate.If the trust deed allows they could take a transition to retirement pension.But I question what security was offerred for the loan?  Is there another property involved?  And can this be sold?Regards,John CookDIY Investing Pty Ltdwww.diyinvesting.com.au

]]> 3b49978b7c3185e5ca60d21c169b6c1a DIY Investing replied to the topic Best Way Forward in the forum No Subject https://www.propertyinvesting.com/topic/4388686-best-way-forward/#post-4563419 Fri, 09 Mar 2007 02:12:24 +0000 Yes Terryw,

CGT applies to assets acquired on or after 20 September 1985.

DIY Investing
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]]> 73cce607c415524858fb4b54a572915d DIY Investing replied to the topic Members newsletter in the forum General Property https://www.propertyinvesting.com/topic/4388330-members-newsletter/#post-4561630 Tue, 06 Feb 2007 09:21:29 +0000 We do a newsletter on general investments. If you wish to receive it please subscribe through our website.

DIY Investing
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]]> 6a2b9d7542b5de3ff5185cdc61c51c4b DIY Investing replied to the topic Negative gear and positive cash flow in the forum Help Needed! https://www.propertyinvesting.com/topic/4388346-negative-gear-and-positive-cash-flow/#post-4561694 Tue, 06 Feb 2007 08:42:15 +0000 Hello,

I don’t think it is possible.

If you had a $5,000 tax return due to a loss, your loss would be in the order of $10,752 to $30,303.

The tax refund reduces the loss. But the end result is you are still out of pocket.

DIY Investing
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http://www.diyinvesting.com.au

]]> 36a75a037fd6d5dd22e1cc9c78cf2e92 DIY Investing replied to the topic cashbackhomeloans in the forum Finance https://www.propertyinvesting.com/topic/4385728-cashbackhomeloans-2/#post-4549557 Mon, 12 Jun 2006 12:07:14 +0000 Hi Simon,

Thank you for the compliment about our website.

BMC has been around for years. They have offices in Sydney and Melbourne and have competitive rates for residential and commercial mortgages.

Yes, we are involved in many products and we intend to stick with BMC for the time being. If I find we cannot help a client mortgage wise, I can…[Read more]

]]> aaa990c0c34c0e02f82d4116e4774b3d DIY Investing replied to the topic cashbackhomeloans in the forum Finance https://www.propertyinvesting.com/topic/4385728-cashbackhomeloans-2/#post-4549555 Sat, 10 Jun 2006 12:12:17 +0000 Yes – I would be very interested in anybody’s feedback.

DIY Investing
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]]> 34769c55e76e9164bc17aa98f766913b DIY Investing replied to the topic personal insurance in the forum No Subject https://www.propertyinvesting.com/topic/4385785-personal-insurance-2/#post-4549871 Sat, 10 Jun 2006 12:07:00 +0000 Mat – I agree income protection insurance should be obtained through an Australian Financial Service Licence holder.

If you know what cover you want I suggest getting a number of quotations.

DIY Investing
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]]> 85333e6a0f9f9d6510ff009656a00183 DIY Investing replied to the topic What would you do with 7k? in the forum Help Needed! https://www.propertyinvesting.com/topic/4385583-what-would-you-do-with-7k/#post-4547832 Thu, 01 Jun 2006 01:16:57 +0000 If I had any undeductible debt I would use the money to pay that off first.

With any left money over I would consider setting up a fund for emergency purposes; and then start a regular investment plan weighted toward growth assets.

DIY Investing
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http://www.diyinvesting.com.au

]]> 4496829ca526774647d563fd57114a2a DIY Investing replied to the topic Is property the only way to financial freedom ? in the forum Help Needed! https://www.propertyinvesting.com/topic/4384981-is-property-the-only-way-to-financial-freedom/#post-4544924 Thu, 06 Apr 2006 04:59:27 +0000 Managed funds are just a structure that holds assets. Remember the performance of a managed fund depends on the performance of the underlying assets. And a property fund will perform differently to a share fund.

DIY Investing
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]]> 98af9b896ae7475a693e20934853ddab DIY Investing replied to the topic HOW TO PAY UNIT OFF IN 5 YEARS? in the forum Help Needed! https://www.propertyinvesting.com/topic/4383717-how-to-pay-unit-off-in-5-years/#post-4538263 Wed, 11 Jan 2006 12:13:56 +0000 Hi Foundation,

In your analysis you haven’t told us how much the houses are worth after 30 years.

Does the couple paying off their loan over 30 years win because their house is worth more than the 15 year couple’s house and their investments? And don’t forget the 15 year couple will pay tax on their investment income.

Regards,

DIY…[Read more]

]]> 18dfb78f4fe31ba8f5c8978d364693e0 DIY Investing replied to the topic Income protection insurance any recommendations? in the forum No Subject https://www.propertyinvesting.com/topic/4381708-income-protection-insurance-any-recommendations/#post-4526356 Wed, 17 Aug 2005 04:51:23 +0000 Hi Jenny1,

We offer commission rebates on income protection insurance. Please refer to our website for details and we can organise a quote for you.

Regards,

DIY Investing
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http://www.diyinvesting.com.au

]]> 2aac4d50a4bf6cdc4e59d0c91a69a064 DIY Investing replied to the topic How and what to invest in at this time in the forum General Property https://www.propertyinvesting.com/topic/4381106-how-and-what-to-invest-in-at-this-time/#post-4522415 Wed, 13 Jul 2005 13:00:06 +0000 Hi Stargazer,

Your daughter can do much better than earning 0.1% bank account interest.

She could consider one of the many e-accounts already mentioned or a Cash Management Trust. Either way, she will earn much more income than if she left her money in the bank.

Your daughter can use one of these higher interest paying accounts until she makes…[Read more]

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