PropertyInvesting.com | ddtaprell | Activity https://www.propertyinvesting.com/members/ddtaprell/activity/ Activity feed for ddtaprell. Sun, 12 Apr 2026 04:39:46 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 1a5d134e73980035570e33f8bdece778 ddtaprell replied to the topic To pay off Home Loan, or splurge for a change? in the forum Hotch Potch https://www.propertyinvesting.com/topic/4369667-to-pay-off-home-loan-or-splurge-for-a-change/#post-4441615 Mon, 01 Dec 2003 03:39:59 +0000

quote:

quote:
Also do you know the trick about the 55 day inteterest free credit cards and having it lincked to a LOC account?

What trick is that?

I think he is talking about having your mortgage account set up as a line of credit account. which means that you deposit all of your income into this account and then use a credit card (hopefully…[Read more]

]]> 894e3c3a9d0bc8209d26e60a6d7c65ba ddtaprell replied to the topic Reselling to family in the forum General Property https://www.propertyinvesting.com/topic/4369455-reselling-to-family/#post-4439913 Wed, 19 Nov 2003 12:49:29 +0000 Hi sunshine.
We’ve been thru this when we purchased a share in a property that my parents owned. We had to get a valuation and that is what we had to pay the stampduty on. We have explained this to the young-uns
Debra[:I]

]]> 6acbc47179bc273c4b8b0804d95d9f62 ddtaprell replied to the topic Reselling to family in the forum General Property https://www.propertyinvesting.com/topic/4369455-reselling-to-family/#post-4439911 Tue, 18 Nov 2003 07:55:35 +0000 Thanks Bill
Had already thought of that. His aunt is a solicitor so I have told them that we need to get something drawn up to finalise details like what happens if they don’t take up lease-option(have decided that this might be the go) ie redistribution of money etc and also splitting of property if something does happen.

They would be paying…[Read more]

]]> 765d14dc062862482a726eeb91d7136b ddtaprell replied to the topic Reselling to family in the forum General Property https://www.propertyinvesting.com/topic/4369455-reselling-to-family/#post-4439909 Mon, 17 Nov 2003 12:49:56 +0000 Thanks Mel

good idea them paying our interest free loan. It would cost them a bit more than just rent and we could probably put a cap on the final purchase price this way.
His personal loan is actually against his IP(2nd mortgage). She needed a car, which he paid for and he HAD to have a quad bike (boys and their toys) But they are paying this…[Read more]

]]> 4a8ea3deb61960332d889295c905002a ddtaprell replied to the topic Reselling to family in the forum General Property https://www.propertyinvesting.com/topic/4369455-reselling-to-family/#post-4439907 Mon, 17 Nov 2003 12:29:17 +0000 Thanks Mel

He already has an IP. And any extra they get goes on the Personal loan
And yes we had already thought of them renting it Current rental is $190/wk(very cheap) to their friends (the ones moving out)
Would just like to help them with out it costing us toooooo much of a loss. The only way I can see it at the moment is that they buy for…[Read more]

]]> cabfddee19bd2209a5537809b38a094b ddtaprell replied to the topic Reselling to family in the forum General Property https://www.propertyinvesting.com/topic/4369455-reselling-to-family/#post-4439904 Mon, 17 Nov 2003 11:45:41 +0000 Simon
At the moment
No deposit.
Unsure of what her earnings will be.
This came up at a bad time we were hoping for a few more months with the tenants.
Am realy trying to see if there was any way we could arrange something now may be lease option with the chance they could purchase later once finances are more settled.
He claimed FHOG on IP(lived…[Read more]

]]> 61aac7dab85e357f2da507eb684e61f5 ddtaprell replied to the topic Reselling to family in the forum General Property https://www.propertyinvesting.com/topic/4369455-reselling-to-family/#post-4439902 Mon, 17 Nov 2003 11:30:59 +0000 Simon

She only works casual with the prospect of some steady full time work for at least three months ? leading to full time employment (has just completed diploma in child care)
He earns $600 net /wk. IP nearly pays for itself small contribution needed (but hey it made him $63000 at least in 18mths not bad for $130000 loan)Property now worht…[Read more]

]]> ff6bae1ab692dea5b9a08fd73dfb87ef ddtaprell replied to the topic Property Managers and visits in the forum General Property https://www.propertyinvesting.com/topic/4369160-property-managers-and-visits/#post-4437527 Sat, 01 Nov 2003 07:58:23 +0000 We have gone up to QLD the past two years Once we flew only to Brisbane claimed airfares, meals and accomodation, car hire petrol etc parking fees at airprt and milage to and from airport.(100ks eachway for us). Drove once to Noosa s[pent a day coming back to Brisbane for inspection, Accountant claimed most of our total milage and meals and…[Read more]

]]> 9fdd1cfff13de99454a703688e6728eb ddtaprell replied to the topic Investment Confusion in the forum General Property https://www.propertyinvesting.com/topic/4369142-investment-confusion/#post-4437377 Fri, 31 Oct 2003 01:20:09 +0000 Hope you,ve got a Quantity Surveyors report and are depreciating items in that IP you own now.
Steve also says that negitive gearing is OK whan there is the likelyhood of high capital gains. So, yes one looses and the other makes money but the one that looses increases in value. At the moment we have several properties, some of which are rapidly…[Read more]

]]> a6078a8ec07ec8d0e11e450ba1ffde02 ddtaprell replied to the topic Excel formula in the forum Hotch Potch https://www.propertyinvesting.com/topic/4368923-excel-formula/#post-4435297 Mon, 27 Oct 2003 12:56:00 +0000 its called the Quick Rental Yield Calculator and i downloadedit a while ago and now I cant work out where from. Maybe ask Steve etc and they can point you to the right place

]]> 4c3c951cd729a2d6c9a77de21309baac ddtaprell replied to the topic Cashflow +ve is hard to find in this boom market? in the forum General Property https://www.propertyinvesting.com/topic/4369033-cashflow-ve-is-hard-to-find-in-this-boom-market/#post-4436627 Mon, 27 Oct 2003 02:03:00 +0000 Know the feeling. We,ve just found two properties that aren’t quite cashflow positive but the rental demand in the town is not being meet and so we feel that the rental returns will increase. None of the seaside towns will get good returns anymore. We had to look 5-6hrs inland from Sydney. Even Mudgee was on a comparison to Souther Wollongong with…[Read more]

]]> 71bc61268e85144e88f1973529c34ee4 ddtaprell replied to the topic Place comments about my spreadsheet here in the forum General Property https://www.propertyinvesting.com/topic/4369026-place-comments-about-my-spreadsheet-here/#post-4436453 Mon, 27 Oct 2003 01:46:02 +0000 I would love to receive a copy
Thanks
Debra [:I]
ddtaprell@austarnet.com.au

]]> 924f4b9ff2346d764d8c05f945cc9eb4 ddtaprell replied to the topic Excel formula in the forum Hotch Potch https://www.propertyinvesting.com/topic/4368923-excel-formula/#post-4435292 Wed, 22 Oct 2003 12:19:30 +0000 Thanks Dino

I actually looked at the basic spreadsheet again and worked out that I only needed to relate to the cells with the interest rate and the amount borrowed.

Thanks Debra [:I]

]]> aa03eaf9713cebf606e31864ad9920c8 ddtaprell replied to the topic Professional homeloan packages in the forum Hotch Potch https://www.propertyinvesting.com/topic/4368943-professional-homeloan-packages/#post-4435725 Wed, 22 Oct 2003 11:51:51 +0000 Mr InvestIT

ANZ have a package that used to be called a premier package. You pay about $300/yr and receive a gold credit card(fee free) up to at least 5 loans fee free. ANZ One account fee free as well as a percentage off a variable home loan (.5% I think) As well as other benefits.

Debra[:I]

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