PropertyInvesting.com | cosmic | Activity https://www.propertyinvesting.com/members/cosmic/activity/ Activity feed for cosmic. Wed, 15 Apr 2026 09:24:36 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 d23829425695b62dd4992b04e6b7113a cosmic replied to the topic Help with a beginners financing question. in the forum Help Needed! https://www.propertyinvesting.com/topic/4396458-help-with-a-beginners-financing-question/#post-4605128 Sat, 20 Jun 2009 03:12:09 +0000 Ok, he gets it now and that hurdle is over.  Now for the next one!

]]> 66f37ca0711389259a8ca23e10f66157 cosmic replied to the topic Removing cross collaterisation with CBA in the forum Finance https://www.propertyinvesting.com/topic/4396345-removing-cross-collaterisation-with-cba/page/2/#post-4604599 Tue, 16 Jun 2009 01:01:57 +0000 For me, this is the most confusing part about entering the IP game, for the moment.  I would like to learn more about this.  What should I read?

]]> 67aefa9f1bbc16c3160656e74da58d50 cosmic replied to the topic Help with a beginners financing question. in the forum That's why I am here looking https://www.propertyinvesting.com/topic/4396458-help-with-a-beginners-financing-question/#post-4605125 Mon, 15 Jun 2009 10:24:38 +0000 That's why I am here looking for advice and clarity.

]]> 86f83148139df8a77e2c8e95e383ce4f cosmic replied to the topic Help with a beginners financing question. in the forum Help Needed! https://www.propertyinvesting.com/topic/4396458-help-with-a-beginners-financing-question/#post-4605122 Mon, 15 Jun 2009 03:12:25 +0000 The budget is about $250k depending on what we find. 

]]> daacec7f57314a6e7fd9a99dea7ef5b0 cosmic replied to the topic Help with a beginners financing question. in the forum Help Needed! https://www.propertyinvesting.com/topic/4396458-help-with-a-beginners-financing-question/#post-4605119 Mon, 15 Jun 2009 02:55:29 +0000 Ok, my partner called the bank to talk about seperating the loans.  They said we would need to borrow $50k from our PPOR equity for the deposit for a seperate loan.  They said then we would only be able to tax offset $200k of the IP, not the full $250k of the house.  Is this the standard situation?

]]> d61daea1d99a07e0e58dc0a00e8f55d3 cosmic replied to the topic IP strategy? in the forum Creative Investing https://www.propertyinvesting.com/topic/4396161-ip-strategy/#post-4603603 Sun, 14 Jun 2009 04:59:05 +0000 Wow, where do you find houses like that?

]]> 927e3d1d2d48e3e1542f97b3fe098a0c cosmic replied to the topic Beautify bathroom on half a shoestring budget in the forum Value Adding https://www.propertyinvesting.com/topic/4396260-beautify-bathroom-on-half-a-shoestring-budget/#post-4604147 Fri, 12 Jun 2009 04:18:53 +0000 I did up our bathroom on a quarter of a shoe string. I painted the walls with mould resistent paint and put cheap bunnings lino over the 50's tiles.  I am surprised at how well it came up.  Definately easier to live in now.  The lino cost about $20 and the paint was free.  A vanity can be bought at auction for about $100.This is my makeover whi…[Read more]

]]> 4b0ad8355ca9c0cf6bb48233cefd7c5a cosmic replied to the topic Properties that don't sell in a day, are they still good? in the forum Help Needed! https://www.propertyinvesting.com/topic/4396435-properties-that-dont-sell-in-a-day-are-they-still-good/#post-4605011 Thu, 11 Jun 2009 23:11:20 +0000 We don't have a broker. The loan has been pre-approved from the bank using the equity from our home.  Could you please explain this to me as I am a total dummy when it comes to this part. " Bank dont cross collateralise the securities otherwise they may just lend against your current e"quity and you be unaware that the valuation came in less t…[Read more]

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