PropertyInvesting.com | clubhonda | Activity https://www.propertyinvesting.com/members/clubhonda/activity/ Activity feed for clubhonda. Wed, 15 Apr 2026 03:04:37 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 39c9e533753ce2d865c5ab9e702babb6 clubhonda replied to the topic 10-15 year Fixed Rate Loans Possible? in the forum Help Needed! https://www.propertyinvesting.com/topic/4397822-10-15-year-fixed-rate-loans-possible/#post-4611510 Fri, 20 Nov 2009 00:32:37 +0000 Thanks for that. I was hoping that the long term rates would be reasonably close to shorter term fixed rates but have found them to be much much higher which wouldn't make sense at all. The only winner would be the lending institute it would seem.

]]> 00328155ed766a057e4b756d58d7768a clubhonda replied to the topic Developer panics as FEAR sets in in the forum General Property https://www.propertyinvesting.com/topic/4392049-developer-panics-as-fear-sets-in/#post-4581344 Fri, 02 Jan 2009 03:24:50 +0000 C2 wrote:
If, as some say, people start selling their houses because of no work then does this necessarily mean prices will drop considerably?  (1) There are investors waiting in the wings for bargains to come up and it is quite possible that these investors will bid against each other to secure these bargains and keep the prices from dropping…[Read more]

]]> 83ad1f4202ecfbfeae18ec835420a2af clubhonda replied to the topic Developer panics as FEAR sets in in the forum General Property https://www.propertyinvesting.com/topic/4392049-developer-panics-as-fear-sets-in/#post-4581342 Tue, 30 Dec 2008 05:32:21 +0000 I agree with you, once the new year rolls in, a lot of companies are looking at "right-sizing". Property prices can weather swings in interest rates/oil prices/etc but unemployment will be the killer I think. Most families with mortgages will not survive more than two months unempoyed. If we start getting a lot of distressed properties on the…[Read more]

]]> 76dddef25db2bb918b7344e088b9b0c6 clubhonda replied to the topic Property bust not here yet ... worse to come in the forum General Property https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/22/#post-4548865 Tue, 30 Dec 2008 05:13:06 +0000 wealth4life.com wrote:
Yes the world is a changing place … in times of uncertainty it always pays to go back to the basics …I attended a seminar in Cronulla Sydney for a new network group that is setting up Network Clubs around Australia and involving the local communities to attend. One point was made that we lose of sight of the big…[Read more]

]]> 01622896ed000c21c86556d9d207f199 clubhonda replied to the topic Best advice : Don't invest into property : The australian market is CRASHING. in the forum Help Needed! https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/22/#post-4587153 Sat, 26 Jul 2008 11:51:12 +0000 Speaking of prices things still seem to be going strong in Vic. Just came back from attending 2 auctions and both houses got sold. Not that many people attending but the buying power and demand is still strong. I don't think people in Australia are climbing much of a wall of worry at all..Until commodity prices pop and companies go under and jobs…[Read more]

]]> d151953d3414dcf54773b34210a9609c clubhonda replied to the topic Best advice : Don't invest into property : The australian market is CRASHING. in the forum Help Needed! https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/21/#post-4587150 Sat, 19 Jul 2008 06:27:02 +0000 Tony B wrote:
Re    Singapore  "  With a maximum of 20% tax rate in Singapore, ZERO capital gains tax on property OR shares, and NO ESTATE DUTIES, it is extremely attractive as a place for wealthy investors who are savvy enough to see the benefits."Not to mention the babes.Maybe we should chip in and buy Kevin Rudd a plane ticket so he can get…[Read more]

]]> 05838f8da7671c9a74bb7c7f6b4aba00 clubhonda replied to the topic Anyone had Lasik or Laser Eye Surgery? Please share your experience in the forum Forum Frolic https://www.propertyinvesting.com/topic/4391839-anyone-had-lasik-or-laser-eye-surgery-please-share-your-experience/#post-4580086 Thu, 17 Jul 2008 11:09:52 +0000 There is an alternative solution which does not involve thinning your corneahttp://news.moneycentral.msn.com/provider/providerarticle.aspx?feed=PR&date=20080714&id=8887410

]]> 9bc236dd5ed6bc6824a7d47dd32b4ded clubhonda replied to the topic Any advice on what to do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393765-any-advice-on-what-to-do/#post-4590459 Thu, 17 Jul 2008 10:54:32 +0000 No offense, but Duckster what you are advising is a very aggressive gearing strategy which is predicated on a rising market. Choosing to get deeper into loans is partially what is making the current housing downturn worse for a lot of first time familiies and the cause of a lot of mortgage distress and foreclosures. I believe that prudent…[Read more]

]]> 84a00788d193364aaa7de77a1b26b317 clubhonda replied to the topic Australian Property the dearest? in the forum Opinionated! https://www.propertyinvesting.com/topic/4393639-australian-property-the-dearest/#post-4589760 Thu, 17 Jul 2008 10:49:19 +0000 Ashish, what you are comparing is select parts of India whereas the starter of the thread is remarking about Australia as a nation. Taken as a whole and averaged out, India housing should be pretty affordable.

]]> 6b5f8f8ddc83cd55e88092d6ce2a529c clubhonda replied to the topic Frustrating! Why are sales not reported in a per sq m basis?? in the forum General Property https://www.propertyinvesting.com/topic/4393769-frustrating-why-are-sales-not-reported-in-a-per-sq-m-basis/#post-4590481 Thu, 17 Jul 2008 10:42:56 +0000 Scott No Mates wrote:
No two properties are directly comparable. How do you compare a 3 bedroom house on 600 m2 with a 2 bedder on 650 m2 which sell for the same price? You must compare like for like!  Basically you need to develop your building cost for each house, adjust it for depreciation/age then deduct it from price achieved. Deduct the…[Read more]

]]> ae1b8c9fdce361b5f5b29a12901d18ca clubhonda replied to the topic Australian Property the dearest? in the forum Opinionated! https://www.propertyinvesting.com/topic/4393639-australian-property-the-dearest/#post-4589756 Wed, 16 Jul 2008 11:52:21 +0000 Expensive or not isn't measured in real terms, its a measurement in relative terms. Simply put, the average income to home prices in Australia is close to 8 times, which makes it among the most expensive place to get a house compared to many other parts of the world where it is more like 3 times income.In absolute terms Australia is nowhere near…[Read more]

]]> 76666d9e2c15624c026825dc1b2ff4e0 clubhonda replied to the topic Whats your 2008 investment strategy? in the forum Opinionated! https://www.propertyinvesting.com/topic/4391769-whats-your-2008-investment-strategy/page/2/#post-4579248 Wed, 16 Jul 2008 11:48:43 +0000 Mine are to short financials, short transport companies, short consumer discretionary stock options and long gold options. Wait for gold to pop, take up a long term put position on gold and maybe mint some coins from its slide from 900+ to mid levels.That, and buy my first home.

]]> d78eb268e7e61c393cda54df5f6a9671 clubhonda replied to the topic Any advice on what to do? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393765-any-advice-on-what-to-do/#post-4590457 Wed, 16 Jul 2008 11:39:55 +0000 If I am in your situation I would try to pay off the car loan first as the interest rate on that is at 13% and up. Your rental is mad cheap and something to be taken advantage of. The more capital you gain before you make your purchase, the less debt you will incur when you actually buy a house and the less financial worry as well.Too many people…[Read more]

]]> 021b16113bbeebbde2c6458dd8a8e302 clubhonda replied to the topic Best advice : Don't invest into property : The australian market is CRASHING. in the forum Help Needed! https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/21/#post-4587147 Wed, 16 Jul 2008 11:30:52 +0000 rudyl wrote:
Just curiously.  When looking at multiples of yearly income – anyone know what Singapore is?  I know their property is REALLY expensive.  And they seem to be doing well (certainly loads of buildings) :)

I can probably answer that. First off – finite land. This is a country with only 700+ km sq, roughly the size of Manhattan, but wi…[Read more]

]]> cbe6879349d90cf0a0817811f1940670 clubhonda replied to the topic Is this a sound investment? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393715-is-this-a-sound-investment/#post-4590208 Sat, 12 Jul 2008 12:32:07 +0000 god_of_money wrote:
clubhonda, Well, I subscribed to SMH for years and I did notice that 2008 winter is super thin.. may be just co-incidence????

You might be on to something. It has been reported in some of the newspapers that there is a tug-of-war between the buyers and sellers at the buyers at the moment. Sellers know they won't be getting a…[Read more]

]]> 34121e9b65497fe3d6258faef3d0d8a5 clubhonda replied to the topic Good or Bad return , Number crunching /opinion /help in the forum Help Needed! https://www.propertyinvesting.com/topic/4393709-good-or-bad-return-number-crunching-opinion-help/#post-4590170 Sat, 12 Jul 2008 12:27:37 +0000 Sati, You might have overextended yourself.To summarize what the others have said here, the decision to hold on not is really quite simple. Do you think your property will increase in value by more than what you are losing every month and whether you can continue to service the load?If the answer is yes, by all means hold on to it. If the answer…[Read more]

]]> 7aab6ea108d848000e3b1f278778133c clubhonda replied to the topic Is this a sound investment? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393715-is-this-a-sound-investment/#post-4590206 Sat, 12 Jul 2008 12:17:41 +0000 god_of_money wrote:
Certainly, the "Domain" pull-out @ Sydney Morning Herald newspaper is getting thinner and thinner….

I noticed less listings these days as well. But then again it could be due to the weather. A lot of brokers are expecting more listings in Spring.

]]> ad0980657093bc81a253f42fdd00331c clubhonda replied to the topic What if I made a mistake in buying? in the forum reddy wrote:HI EVERYONE, I https://www.propertyinvesting.com/topic/4393649-what-if-i-made-a-mistake-in-buying/page/2/#post-4589868 Sat, 12 Jul 2008 12:14:11 +0000 reddy wrote:
HI EVERYONE,I NEED HELP REGARDING MY PROPERTY , IN OCT 07 I BOUGHT A PROPERTY IN HOPERS CROSSING IN MELBOURNE WHICH IS MY FIRST PROPERTY. THE RENTAL MARKET IS GOOD IN HOPPERS CROSSING BUT CAPITAL GAINS ARE LESS I CAUGHT UP IN A SITUATION WHERE WETHER TO KEEP THIS PROPERTY OR SELL THIS PROPERTY AND BUY IN GOOD AREA WHERE CAPTIAL…[Read more]

]]> ed8c47370081d93a9adab0f3597accbe clubhonda replied to the topic What if I made a mistake in buying? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393649-what-if-i-made-a-mistake-in-buying/page/2/#post-4589867 Sat, 12 Jul 2008 12:11:43 +0000 Scamp wrote:

L.A Aussie wrote:
Oh, I forgot; you said to buy gold.Thanks for that pearl.

You're welcome. Gold is still the safest investment in these times. I predict goldprice higher than 1100, possibly higher than 1200 by march 2009 ( write it down somewhere ). That's about 20% increase. Speak to you in January 2009 about that…[Read more]

]]> 5236c462ba3e25e762be11ab45eb8ff9 clubhonda replied to the topic Is this a sound investment? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393715-is-this-a-sound-investment/#post-4590204 Sat, 12 Jul 2008 12:00:23 +0000 One thing you may not be aware of is that the BLR (base lending rate) in Singapore is more like 3-4% according to my mate. With that kind of interest rate, a lot of properties here can turn +ive gearing easily. Add to that the strength in AUD/SGD that's not bad.Having said that, I think for the near term its safer for an overseas buyer to put…[Read more]

]]> f3e7d1e092fb648e74f1f28cd5ad62a2 clubhonda replied to the topic Best advice : Don't invest into property : The australian market is CRASHING. in the forum Help Needed! https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/21/#post-4587132 Sat, 12 Jul 2008 11:52:13 +0000 bardon wrote:

Scamp wrote:
This ofcourse is a worst case scenario, but in the end we might be better off without the USA than with them. The FED is the only cause of this massive global creidt problem, and they are doing everything they can to offload their problem to other countries.I don't expect anyone to see the real implications of this…[Read more]

]]> 6954da05492b0b48939df7e274a182cc clubhonda replied to the topic Need advise on getting a deal at aucton. in the forum Sounds like you're super https://www.propertyinvesting.com/topic/4393723-need-advise-on-getting-a-deal-at-aucton/#post-4590244 Sat, 12 Jul 2008 11:21:59 +0000 Sounds like you're super keen on the place and you don't know how to hide it. I know of a few friends like that, and my dad is one of those as well. He's never gotten a good deal in his life. Always getting stiffed as they see how excited he is. I've heard that employing a buyer's advocate works well esp when you suspect dummy bidding.…

]]> c9c771ffc49a4d3370ee808a25f47701 clubhonda replied to the topic Best advice : Don't invest into property : The australian market is CRASHING. in the forum Help Needed! https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/20/#post-4587124 Fri, 11 Jul 2008 10:52:01 +0000 Anyone who says gas prices will reach $8 has no understanding of real economics. Such statements are issued partly via projected growth rates in price increases which are straightforward projections without inputting any realworld constraints in their financial modelling – basically a lazyman's way of doing projections.I think there is a chance…[Read more]

]]> 40d81135587d7a93c9b951f9de3f2b8a clubhonda replied to the topic Is this a sound investment? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393715-is-this-a-sound-investment/#post-4590201 Fri, 11 Jul 2008 10:40:33 +0000 Scamp wrote:
Don't invest in property. Stay out of it, don't commit suicide financially. That's the only thing you need to know : Property is something to stay away from, just like shares.Buy gold or save money on the bank, whichever you like, but do NOT buy shares or property.

You reckon the market is going to fall further? Melbourne has been…[Read more]

]]> f8c2cb246fd00fb915906d0411ad9540 clubhonda replied to the topic Good or Bad return , Number crunching /opinion /help in the forum Help Needed! https://www.propertyinvesting.com/topic/4393709-good-or-bad-return-number-crunching-opinion-help/#post-4590168 Fri, 11 Jul 2008 10:38:20 +0000 [/quote]Wow thats harsh. A couple decide that they dont want to spend there retirement dependent on a government pension and decide to maybe buy a Property as a retirement nest egg. And they are branded foolish and greedy. I better ring my pop who done exactly that and tell him how greedy he is. It would have been much more noble of him to just…[Read more]

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