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	<title>PropertyInvesting.com | climbingjac | Activity</title>
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				<title>climbingjac replied to the topic Newcastle NSW Real Estate market in the forum Why would you sell?  Why</title>
				<link>https://www.propertyinvesting.com/topic/4398482-newcastle-nsw-real-estate-market/#post-4615392</link>
				<pubDate>Fri, 22 Jan 2010 23:18:10 +0000</pubDate>

									<content:encoded><![CDATA[<p>Why would you sell?  Why not keep it, and refinance later if you want to buy another place?  You&#039;ll lose lots of money in fees and stamp duties if you sell</p>
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				<title>climbingjac replied to the topic How should I buy an investment property? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398470-how-should-i-buy-an-investment-property/#post-4615309</link>
				<pubDate>Fri, 22 Jan 2010 22:47:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Whether it is a good idea to take out a loan under your parents name is a matter for you and your parents to discuss.  What about buying in your name, but having your parents use some of the equity in their home to help you with your deposit?  This is probably your best chance of getting on the ladder.  You can ring the bank home loan info li&hellip;<span class="activity-read-more" id="activity-read-more-79293"><a href="https://www.propertyinvesting.com/topic/4398470-how-should-i-buy-an-investment-property/#post-4615309" rel="nofollow">[Read more]</a></span></p>
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				<title>climbingjac replied to the topic Buying Near Jails in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398476-buying-near-jails/#post-4615355</link>
				<pubDate>Fri, 22 Jan 2010 22:41:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Is there a decent rental demand in the area?  Would you attract the kind of tenants that look after your property and pay rent on time?  Does the area have capital growth potential?</p>
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				<title>climbingjac replied to the topic Newbie - Lazy Equity?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398480-newbie-lazy-equity/#post-4615375</link>
				<pubDate>Fri, 22 Jan 2010 22:36:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi MarieWelcome!  It may well be that you have some equity that could be put to work, but it will also be the case that to get more finance, the bank will want to see that you can manage more debt.  It&#039;d be handy if you are able to provide information on what sort of return the IP is generating, and what sort of spare funds you find yourself w&hellip;<span class="activity-read-more" id="activity-read-more-156192"><a href="https://www.propertyinvesting.com/topic/4398480-newbie-lazy-equity/#post-4615375" rel="nofollow">[Read more]</a></span></p>
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				<title>climbingjac replied to the topic just about to start, your first property in the forum The general rule is that</title>
				<link>https://www.propertyinvesting.com/topic/4398215-just-about-to-start-your-first-property/#post-4613728</link>
				<pubDate>Sun, 03 Jan 2010 00:39:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>The general rule is that property doubles in value every 10 years.  This doesn&#039;t necessarily mean it increases by equal amounts each year.  A property might remain at the same value for 3 years, then surge up 40%, or infact down a bit.  It is dangerous to presume the property value will go up.  If you create a situation where you are required to&hellip;<span class="activity-read-more" id="activity-read-more-66180"><a href="https://www.propertyinvesting.com/topic/4398215-just-about-to-start-your-first-property/#post-4613728" rel="nofollow">[Read more]</a></span></p>
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				<title>climbingjac replied to the topic Advice for a 19yr old in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398213-advice-for-a-19yr-old/#post-4613720</link>
				<pubDate>Sun, 03 Jan 2010 00:33:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi matieOK here is an online stamp duty calculator for you ; <a href="http://www.realestate.com.au/cgi-bin/rsearch?a=calc&#038;jar=StampDutyA" rel="nofollow">http://www.realestate.com.au/cgi-bin/rsearch?a=calc&#038;jar=StampDutyA</a> call to a couple of local solicitors would help you establish the legal costs they charge to cover their services to help you with buying a property.  Note they will hire a surveyor, so ask about the portion of the fee&hellip;<span class="activity-read-more" id="activity-read-more-132979"><a href="https://www.propertyinvesting.com/topic/4398213-advice-for-a-19yr-old/#post-4613720" rel="nofollow">[Read more]</a></span></p>
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				<title>climbingjac replied to the topic Advice for a 19yr old in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398213-advice-for-a-19yr-old/#post-4613716</link>
				<pubDate>Sat, 02 Jan 2010 22:39:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi!You are probably eligible for the First Home Owner Grant as well.Remember you&#039;ll be up for stamp duty and legal fees &#8230; basically allow 5% of the property price for this (so about $15k for a $300k property).Even though you&#039;re looking at targeting cash flow positive properties, I wouldn&#039;t borrow more than $300k or it&#039;ll bury you if anything&hellip;<span class="activity-read-more" id="activity-read-more-132975"><a href="https://www.propertyinvesting.com/topic/4398213-advice-for-a-19yr-old/#post-4613716" rel="nofollow">[Read more]</a></span></p>
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				<title>climbingjac replied to the topic Have $370,000 to spend in Melbourne in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4398207-have-370000-to-spend-in-melbourne/#post-4613690</link>
				<pubDate>Sat, 02 Jan 2010 22:32:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Reservoir, Thornbury, Coburg&#8230;</p>
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