PropertyInvesting.com | Clairee | Activity https://www.propertyinvesting.com/members/clairee/activity/ Activity feed for Clairee. Sun, 12 Apr 2026 23:33:33 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 e9cf7b42ea691a9d2c4d46ea352f9625 Clairee replied to the topic how is possible still get positive gear property in the forum General Property https://www.propertyinvesting.com/topic/4393532-how-is-possible-still-get-positive-gear-property/page/2/#post-4589171 Wed, 07 Jul 2010 07:27:43 +0000 What about dual income – ie house + Granny flat ? we have just purchased one, with a 8.5% return. We have done a quick facelift to increase the rental on the GF from about $160 p/w to $190.

]]> 46e57cc62088d1a4945803acb15bd05a Clairee replied to the topic new to property investing in the forum General Property https://www.propertyinvesting.com/topic/4400074-new-to-property-investing-5/#post-4625085 Wed, 02 Jun 2010 00:03:53 +0000 HI Chris

Everyone’s situation is different, you would have lots more to consider than just the “1% rule”, that’s for sure. Have you read investing books? Lomas, McKnight, etc? and scroll through the forums here as well and you will find heaps of info, different scenarios and people who are generous with giving advice/sharing their point of view.

]]> 4f46eccbbfb7398288f3d754c67731c5 Clairee replied to the topic Tax issues relating to settlement in new fiscal year in the forum Hi Tony, You should probably https://www.propertyinvesting.com/topic/4399823-tax-issues-relating-to-settlement-in-new-fiscal-year/#post-4623794 Fri, 07 May 2010 12:47:28 +0000 Hi Tony,

You should probably ask your accountant, but just so you know, the stamp duty isn’t a borrowing cost. It is not claimed a deductible expense against your rental income, but it becomes part of your cost base, and only comes into play if you sell. to offset your capital gain.

We also bought a property this week, so it will settle 18/6 I…[Read more]

]]> 60d57c6e9da5ee05e35d83367c654287 Clairee replied to the topic Expensive Property Managment fees?? in the forum General Property https://www.propertyinvesting.com/topic/4399605-expensive-property-managment-fees/#post-4622712 Fri, 07 May 2010 12:18:58 +0000 Hey Phorsha
If it’s any comfort, i am aware that property managers in Perth/bunbury area are a lot more expensive than what we were used to paying here (in and around Brisbane). We were surprised too, and tried to find a better deal, but didn’t really get anywhere with it. It was a family member’s property, I did the bookkeeping for the property.

]]> e75cb0d0dbba7a289b50d7c4043194da Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/page/2/#post-4621669 Thu, 29 Apr 2010 05:35:20 +0000 oh yes, done all that, thanks. I haven’t fully looked at the tools on there yet.

I guess the idea with that report might have been that you can see the longer listed properties and maybe have some bargaining power. But no one has ever menitioned SQM on this forum except for the vacancy stats. So thought I’d ask.

Ta

]]> 23322058a6166145a1e9b9d64f7e90fe Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/page/2/#post-4621667 Thu, 29 Apr 2010 04:39:21 +0000 GOM, or anyone(?)
As you mentioned SQM above, have you used their “home discount reports”? Just wondering if it is of value if one is researching an area?

Thanks

]]> 3e19459cb54828d7195aa15174aa6999 Clairee replied to the topic I am new here.. in the forum Help Needed! https://www.propertyinvesting.com/topic/4398341-i-am-new-here/#post-4614609 Wed, 28 Apr 2010 02:55:02 +0000 Jeffro, see how you go but maybe you should start a new thread with your question? this one may have been started by someone just trying to sell valentines day presents!

]]> e5545a597ab315a240deb52b5e9e1841 Clairee replied to the topic What exactly IS positive gearing? in the forum General Property https://www.propertyinvesting.com/topic/4399654-what-exactly-is-positive-gearing/#post-4622948 Sun, 25 Apr 2010 07:43:44 +0000 Hey, if i could find a PG property that wasn’t mining town, we i would definitely buy it in my name, or do a trust. Just not confident enough to buy in those areas at the moment.

You have started to pay off your capital on your IP’s? Good for you if you already own your own PPOR outright. We are still working on ours, so our investment loan is…[Read more]

]]> 4ed088fb9a5cebcb52ec481b8fd71fb1 Clairee replied to the topic What exactly IS positive gearing? in the forum General Property https://www.propertyinvesting.com/topic/4399654-what-exactly-is-positive-gearing/#post-4622946 Sun, 25 Apr 2010 05:54:51 +0000 House Call, you are very lucky if you already have 2IP’s which are positively geared (is this what you meant – you are making money, cash in hand?)
I thought from your original question that you were just starting and so on? I am a bit confused.

If you can go out there and buy more positively geared properties in your wife’s name, maybe you…[Read more]

]]> 556a49b361079f4b185d87f9d2047ddd Clairee replied to the topic What exactly IS positive gearing? in the forum General Property https://www.propertyinvesting.com/topic/4399654-what-exactly-is-positive-gearing/#post-4622940 Sat, 24 Apr 2010 06:24:56 +0000 I believe that technically, positive gearing is when the income is greater than the expense(implies you have borrowed, when you use the term gearing). The income is taxed. If you make a substantial cash deposit, you would likely have this situation.

Positive Cash Flow or CF+ as it is referred to sometimes, is when your rental income plus your…[Read more]

]]> 5507452810c6c1d899d5c0767e75fc3b Clairee replied to the topic How do I know if this is a good investment? in the forum Good for you for not https://www.propertyinvesting.com/topic/4399575-how-do-i-know-if-this-is-a-good-investment/#post-4622451 Mon, 19 Apr 2010 00:46:16 +0000 Good for you for not signing!

]]> 1897713ff0c216b6a33cb68c3fe05236 Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum no worries, I appreciate the https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/page/2/#post-4619793 Thu, 15 Apr 2010 02:47:38 +0000 no worries, I appreciate the discussion. It seems most people here do go through an agent these days, not sure what the history of that is as only been an owner a few years.

So far we have always met and known our tenants as well, as we are not just sitting around making money, we are hands on. So it’s people in the end, not just money that…[Read more]

]]> f063f8d729cbdf438f786c4c4103b608 Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/#post-4619791 Thu, 15 Apr 2010 01:46:08 +0000 Hi PT,

Interesting to hear your perspecitve. I think you are right, the agents can make or break the whole thing. I do find the that ‘rental manager” we are using is getting younger and younger and the other girls in the office are very young too, so no doubt they have not much perspective for either the renter or the owner.

From the owner…[Read more]

]]> 122fc9cb664f9b104c88ba9b3c531dda Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/page/2/#post-4621659 Wed, 14 Apr 2010 08:19:31 +0000 DD, Thanks for that, we are real DIY people, but sometimes that translates into some things taking a REALLY long time to do, or worse, not getting done at all.!

]]> f1a55cd92d30debd9b6f5df1542ae070 Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/page/2/#post-4621657 Wed, 14 Apr 2010 02:00:22 +0000 yes, thanks

]]> 3453d11c3e41bbbcc2ee298ffdc2f2e8 Clairee replied to the topic good area under $200k in the forum ok, there are 2 Punchbowls https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/page/2/#post-4621655 Wed, 14 Apr 2010 01:12:41 +0000 ok, there are 2 Punchbowls in NSW, 2196 (sydney) 2460 (hunter and north coast area). I aasume you mean the 2196, but thought I’d better ask.

]]> a4ce3d60d2487b3d7615888cd51df42d Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/page/2/#post-4621653 Tue, 13 Apr 2010 22:22:14 +0000 GOM
Thanks for your reply, yes we do have an experienced broker, recently helped us to set up better than before.
looking at the stats that were talked about earlier in this post, it was helpful to note areas which are projected to decline in growth, or minimal in the coming years around QLD and NSW. Lots of areas tipped to grow massively.

We…[Read more]

]]> 3538072819be0554fff0e4293de26740 Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/#post-4621650 Tue, 13 Apr 2010 02:13:10 +0000 GOM
You must be pretty experienced with what to look for, and you have areas that you are comfortable with. Or do you buy all sorts of properties in all sorts of different areas? Do you invest fultime, and for how many years have you been doing this? I am interested, because i want to learn myself, and not have to use buyers agents etc. Though I…[Read more]

]]> fde4a39d93afc9f745d113550c4c8c52 Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/#post-4621642 Sun, 11 Apr 2010 10:49:05 +0000 yes same one I found. thanks

]]> 33588aa42427be433dc09d5d186149bc Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/#post-4621640 Sun, 11 Apr 2010 06:20:10 +0000 interesting, yes, know those areas well.

i see on your blog that you have the NSW Population projections – interesting info there.

I’m going to look for the similar Data for QLD. it seems to be there at oesr.qld.gov.au.

]]> 275a88ef93e1f624dd0354493787aa0a Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/#post-4621638 Sun, 11 Apr 2010 04:42:59 +0000 Ok, just in similar situation to you, and just need some direction to investigate some areas. would like to try areas that are close enough from here(Bris) to drive to have a look. Not confident enough to buy “sight unseen”. Don’t want to buy in Bris per-se, as would like to spread out our investments. Happy to go regional. Thanks for that.…[Read more]

]]> fdd7fac68b5d2a2c1efaeb008d538cf8 Clairee replied to the topic good area under $200k in the forum General Property https://www.propertyinvesting.com/topic/4399465-good-area-under-200k/#post-4621636 Sat, 10 Apr 2010 22:28:00 +0000 Any thoughts on areas northern NSW or in QLD? Good areas to purchase under $200k

]]> 858e472a4f7e64805df829e021a61f4d Clairee replied to the topic Should I get 2nd IP or try pay off my house in the forum Help Needed! https://www.propertyinvesting.com/topic/4399436-should-i-get-2nd-ip-or-try-pay-off-my-house/#post-4621470 Fri, 09 Apr 2010 09:53:01 +0000 Terry W – Amen to that.
Cama20- yes very worthwhile looking at because often people want to do it and think they can just re-do the loan and it’s all fine (i had a mortgage broker tell me that we could do this, but thankfully i knew better!). i think it can be done, but you have to sell it back to yourself, pay stamp duty and not sure what else,…[Read more]

]]> a3e167d6e3b18fdb54dd1261c87dff1d Clairee replied to the topic Should I get 2nd IP or try pay off my house in the forum Help Needed! https://www.propertyinvesting.com/topic/4399436-should-i-get-2nd-ip-or-try-pay-off-my-house/#post-4621467 Thu, 08 Apr 2010 11:27:16 +0000 Q1 – PPOR is Principle place of residence, or where you live
Q2 – Yes less tempting in the home loan, i agree, but for longer term planning you may want to keep the actual loan on the PPOR higher, say in case you ever wanted to move out and turn it into a renter. then you can (much more easily) take your equity, or your offset money with you.…[Read more]

]]> 8c3a1206de129b2089f98e25da8ae85c Clairee replied to the topic Should I get 2nd IP or try pay off my house in the forum Help Needed! https://www.propertyinvesting.com/topic/4399436-should-i-get-2nd-ip-or-try-pay-off-my-house/#post-4621464 Thu, 08 Apr 2010 10:33:50 +0000 Yes Ninh, Offset accounts are great, a really good tool for saving interest on your PPOR (you should listen to Richard!). We are same as Cama above, currently searching for a CF+ property, or something very close to that. This way we hopefully can continue to increase our borrowing power, rather than “hit the wall” after 2nd IP.
hope we are helping.

]]> cd6cf6e0a2fd24bf42e96d49d8c54c41 Clairee replied to the topic Should I get 2nd IP or try pay off my house in the forum Help Needed! https://www.propertyinvesting.com/topic/4399436-should-i-get-2nd-ip-or-try-pay-off-my-house/#post-4621461 Thu, 08 Apr 2010 05:57:05 +0000 Hi Ninh
One goal we have with our investing is to accelerate our payments into our offset account for our PPOR using all money coming in from our investments. That is the first thing. I would have thought you would have SOME money you could be putting into your PPOR, otherwise, what margin or cushion do you have if interest rates continue to…[Read more]

]]> 6ec4f17f2cf27dd400951e8acb0296ad Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/#post-4619788 Mon, 05 Apr 2010 08:59:59 +0000 hmmm – a bit off topic Star? or did i miss your point?

]]> 1cf1d6b826df6d003599bd6874248352 Clairee replied to the topic Forum Moderation in the forum General Property https://www.propertyinvesting.com/topic/4399339-forum-moderation/#post-4620788 Tue, 30 Mar 2010 08:36:27 +0000 I agree with G, I have been watching the forum for a few months, so still a newbie, but I’m neither swayed or afraid of contributors with business details attached. I have used one of the mortgage brokers who helps people on this forum and found him to be very knowledgeable and helpful.
Occasionally it is obvious the someone is trying to use the…[Read more]

]]> 385495379d54d196f49ee216986e51b9 Clairee replied to the topic Do Pre-Tax Positive Cash Flow properties exist? in the forum General Property https://www.propertyinvesting.com/topic/4399295-do-pre-tax-positive-cash-flow-properties-exist/#post-4620540 Fri, 26 Mar 2010 10:28:26 +0000 Sonya, have these been cf+ since you first bought them?
Thanks

]]> cdb7657a01d2c49ec52374676ac5cec7 Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/#post-4619786 Mon, 22 Mar 2010 01:10:10 +0000 Thanks for that info, the REIQ report has plenty of stats to look at. I guess we are pretty much outer northern suburbs at Strathpine/Lawnton area? I would much rather “meet the market” than have an empty house. I see there is a thread before my post, which I could benefit from, seems a few people are having problems like this and looking at…[Read more]

]]> 50bba64378656879e0050cb14b94fc94 Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/#post-4619783 Fri, 19 Mar 2010 06:46:25 +0000 Hi Veronique
Ok, interesting. This is a 3 br with open kitchen/ living area, so only really suited to couple and one or 2 children at the max.

would this suit?

]]> 76d55a7b7ee5803fb5a7608f78071de8 Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum ok, yes, let me know how you https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/#post-4619781 Thu, 18 Mar 2010 02:35:08 +0000 ok, yes, let me know how you go with that. I think we will see if the weekend brings any renters our way and if not, then drop our price to $295.00.
Happy for any other input.
Cheers
SnoopyII

]]> 0727281714c47ba5484c0c32bb567fc7 Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/#post-4619779 Wed, 17 Mar 2010 22:56:06 +0000 This is true, we will consider lowering the rent in order to get a tenant, rather than holding out for more money. Don’t like the idea of paying the interest out of our own pocket for very long!!
one good thing is we have had time to give the property a GOOD clean up, put in some more ceiling fans, curtains, the agents will put new pics on the…[Read more]

]]> 09ec34f2d7630c203e32e44851743cce Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/#post-4619777 Wed, 17 Mar 2010 11:48:15 +0000 For us, when the tenants decided to move on, the agents told us that we could up the rent to $310 from 300, to keep up with the market, now we are looking at back to 300 or worse. But this seems to have come upon the agents quickly, they seem perplexed. so wondering if there has been a change in the market recently. So along with FHOG, what about…[Read more]

]]> d08b13c33cf5bdbbd880250cb0b2f161 Clairee replied to the topic Northern Brisbane rental vacancies ?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4399188-northern-brisbane-rental-vacancies/#post-4619775 Wed, 17 Mar 2010 11:21:57 +0000 Hmm ok. What is this due to do you think? We have had this (our only one so far) for 6 years and the first time it has been a bit slow .

]]> 2a3a58132c7f86a455f6093cb41563b1 Clairee replied to the topic Where do I start in the forum Help Needed! https://www.propertyinvesting.com/topic/4398410-where-do-i-start-9/#post-4614994 Mon, 08 Feb 2010 09:30:37 +0000 Hi Briduff

Just read your post re Destiny and interested to know if you went ahead with any of the destiny packages? We also recently met with Destiny (January). I have been absorbing information from this site for a couple of months, and found it very helpful.

I too am concerned about cross collateralising, and also have heard/read negatives…[Read more]

]]> f8de01a557abe302bcaa529d4084e7ba Clairee replied to the topic WealthScore.... How Did You Go? in the forum General Property https://www.propertyinvesting.com/topic/4390643-wealthscore-how-did-you-go/page/6/#post-4573197 Sat, 12 Dec 2009 11:51:14 +0000 Hi   160…….. Certainly a bit of work to do, but we are onto it, wanting to increase our investments in the coming months.  Enjoying reading the various threads and gleaning information.ThanksS

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