https://www.propertyinvesting.com/members/chengwai/activity/ Activity feed for Chengwai. Sun, 12 Apr 2026 13:54:40 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 c88cc32d4f3f1c99e57557067687bfad https://www.propertyinvesting.com/topic/4400476-lodoc-loans-after-17/#post-4627618 Wed, 07 Jul 2010 06:57:49 +0000 This is the confusing part. I knew that the actual thing is kicking in 1/1/2011, but I believe we may have to start preparing the responsible lending and preliminary credit assessment from 1/7/10 already?For me now every single application feels like a trap – annoys me badly!! Well for S/E with BAS that's not a big issues but for those who needs…[Read more]

]]> ff09b76c0b4dafd1d9ac76e2b904fee5 https://www.propertyinvesting.com/topic/4398745-cba-time-frame/#post-4616928 Wed, 07 Apr 2010 14:07:52 +0000 Well sorry banker but I need to add my comment with my bad experience with CBA.One of the thing that I hate the most is that the file is managed by a number of different people and they always ask for something new. I just called CBA today 430pm for the status of a file which is scheduled to be assessd today. The operator told me that "you've…[Read more]

]]> 72f15d1794832d0bdbd34c6d1fa189ae https://www.propertyinvesting.com/topic/4399333-pre-subdivision-work/#post-4620762 Sun, 04 Apr 2010 05:03:02 +0000 OK Thanks a lot Geraldine. Um I think this is a better approach.I haven't never done a sub-division personally so I didn't dare to comment or advise anything but I guess now the best is for my client to go and see a surveyor for pro advice.BTW anyone from WA can confirm if the subdivision is similar to the SA subdivision? any chance that we can…[Read more]

]]> 069db6ffeae17b2d7e88e0666871b1fa https://www.propertyinvesting.com/topic/4399105-urgent-finance-help-needed-want-to-make-an-offer/#post-4619240 Mon, 29 Mar 2010 09:05:52 +0000 Well I don't see why you can't – unless your ABN is less than 24 months?I'm based in Perth – drop me a line via my email and we can have a chat.

]]> 84b0507da9b087aca098aa3c8adf38da https://www.propertyinvesting.com/topic/4399314-building-brokers/#post-4620674 Mon, 29 Mar 2010 07:15:01 +0000 Hi LadybirdDo you meant the cost-plus builder?If you are I would suggest you to be very careful about this. One of my client had just engaged the service of a Morley based builder. He had his 2-stories plan drawn by someone else and get this builder to build.My client was very upset as a lot of the things are not done in the way as the plan…[Read more]

]]> b45a548ac0973ddf97dcfe23d58dbb2a https://www.propertyinvesting.com/topic/4398237-how-much-can-i-borrow-will-i-get-approved/#post-4613927 Mon, 04 Jan 2010 23:59:58 +0000 It depends on what units is it. if they are individually titled standard residential units you may be able to get 80% borrowing. Can you provide a bit more information about these units?From my calculation you have more than enough capacity. did you include the rental income when you did your own calculation?William Cheng

]]> da33e2d08a2ee4525e76c6e0bad2f4c3 https://www.propertyinvesting.com/topic/4397736-vendor-finance-21/#post-4611232 Mon, 04 Jan 2010 10:04:28 +0000 RichardThe "Dragon" bank will do up to 90% for Aust citizen residing overseas.Camelalso I know a guy in WA will do vendor financing but only limited to the proeprty on their panels. they are kind of like a property agent but offering vendor financing to their listings. however, that also means you may not be able to find the right property in the…[Read more]

]]> f464dd9bbd91cd5ed4bdb6539e37a15e https://www.propertyinvesting.com/topic/4397736-vendor-finance-21/#post-4611230 Sun, 03 Jan 2010 07:03:23 +0000 Hi Camel,Are you an Australian Citizen? If so a number of banks will accept your income and will lend up to 90% of the property value to you. However, 90% is the max at the moment.William Cheng

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