PropertyInvesting.com | camjanice | Activity https://www.propertyinvesting.com/members/camjanice/activity/ Activity feed for camjanice. Mon, 13 Apr 2026 13:56:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 4063e835f0f03164cd23b4ce0d2a281a camjanice replied to the topic Property Investing Books for Sale - bulk lot of 11 fanstastic reads in the forum Buy, Swap & Sell https://www.propertyinvesting.com/topic/4988386-property-investing-books-for-sale-bulk-lot-of-11-fanstastic-reads/#post-4990543 Thu, 15 May 2014 03:02:58 +0000 Terry. Did u get my email with payment details? Please call me urgentlt on 0488285587 with addrezs as we r leaving town tomorrow and cant fit them in !!

]]> ca81dec1eaee44d568672ef050ed94ae camjanice replied to the topic Property Investing Books for Sale - bulk lot of 11 fanstastic reads in the forum Buy, Swap & Sell https://www.propertyinvesting.com/topic/4988386-property-investing-books-for-sale-bulk-lot-of-11-fanstastic-reads/#post-4990325 Sat, 10 May 2014 09:55:37 +0000 sold to Terry!

]]> 108e5517ddaf82c7985b154a1cd36f26 camjanice replied to the topic Property Investing Books for Sale - bulk lot of 11 fanstastic reads in the forum Buy, Swap & Sell https://www.propertyinvesting.com/topic/4988386-property-investing-books-for-sale-bulk-lot-of-11-fanstastic-reads/#post-4990318 Sat, 10 May 2014 03:45:27 +0000 Reduced to $90 as moving house in 4 days!!

]]> 26b41711bffa419031ceb10c97d41a14 camjanice started the topic Property Investing Books for Sale - bulk lot of 11 fanstastic reads in the forum Buy, Swap & Sell https://www.propertyinvesting.com/topic/4988386-property-investing-books-for-sale-bulk-lot-of-11-fanstastic-reads/ Mon, 21 Apr 2014 11:07:03 +0000 Fantastic bunch of books perfect for the new starter to property investing. Most were bought new and cost me over $300 for the lot.    Selling as a bulk lot.   PRICE $130 (includes postage of around $30).  Please do not offer to buy individual books as I live remotely and the price of postage is too much.  Please email me on camjanice@hotmail.com…[Read more]

]]> 61b5b9b67670c64af7be2cdbc5baf352 camjanice replied to the topic WTB: Rookie Developer D-Day DVD in the forum The Treasure Chest https://www.propertyinvesting.com/topic/4409250-wtb-rookie-developer-d-day-dvd/#post-4690202 Tue, 23 Jul 2013 04:18:47 +0000 If you are still after this I have one for sale for $400 in good condition.  Email me on camjanice@hotmail.com if interested (RRP is $997). 

]]> dee5768e516d0114e0ef3a168ce53065 camjanice replied to the topic Buyers agent development site perth in the forum Help Needed! https://www.propertyinvesting.com/topic/4408783-buyers-agent-development-site-perth/#post-4686917 Tue, 19 Feb 2013 23:29:18 +0000 Hi Rob, Property Wizards sound great.  I will definately look them up.  Thanks!

]]> 50b0f2d012f0e4a469d472ad8e600d52 camjanice replied to the topic After a great property solicitor in Perth in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4408500-after-a-great-property-solicitor-in-perth/#post-4684442 Tue, 22 Jan 2013 14:03:36 +0000 Thanks for that Paul.  Much appreciated. Janice

]]> 9a58cec7019f04aef89487504a2bad0e camjanice replied to the topic Unforseen Disaster in the forum Help Needed! https://www.propertyinvesting.com/topic/4407714-unforseen-disaster/page/2/#post-4678122 Thu, 27 Sep 2012 12:55:19 +0000 Hi Peachy.

Dog is now in new home in Perth I am afraid.  Sonar in Tom Price is a long way from Mackay.  The local renovation mob had one. 

Cheers,

Janice

]]> b95a03ca8cf2f1eb73558c717b5bb659 camjanice replied to the topic Unforseen Disaster in the forum Help Needed! https://www.propertyinvesting.com/topic/4407714-unforseen-disaster/page/2/#post-4678113 Wed, 26 Sep 2012 12:07:58 +0000 Hey Dubstep.   Unfortunately I live in WA!   He was a pound rescue that I was fostering.   Should have rented him out as water diviner dog! 

]]> 6677261155a7d8ac67977b8be1535940 camjanice replied to the topic Unforseen Disaster in the forum Help Needed! https://www.propertyinvesting.com/topic/4407714-unforseen-disaster/#post-4678110 Wed, 26 Sep 2012 10:48:54 +0000 Hi Peachy,

Sorry to hear of your dilemma.  I also have an investment property in Mackay so would love to know the name of the plumber not to use.

I live in a mining town in a 40 year old house owned by Rio.  Our pipework sprung a leak, luckily not under the house but under the patio slab.  They brought in the sonar device but could only manage…[Read more]

]]> a68044e7d6855a0653ad00f7defd3f2a camjanice replied to the topic Housing Market in the Pilbara in the forum Help Needed! https://www.propertyinvesting.com/topic/4407314-housing-market-in-the-pilbara/#post-4675089 Sat, 11 Aug 2012 10:04:00 +0000 Chooky, people pull out of contracts all the time.  I think it is a wise decision in this case.  Probably a good move before you buy your next property is to get educated.  I am doing Steve McKnight's course and now I won't touch anything new (unless i build it myself!).   Cheers, Janice

]]> 8069b4b22437ceb1af29cc10677a0664 camjanice replied to the topic Anyone looking to or recently purchased in Mackay QLND? in the forum Help Needed! https://www.propertyinvesting.com/topic/4407218-anyone-looking-to-or-recently-purchased-in-mackay-qlnd/#post-4674341 Thu, 26 Jul 2012 06:51:52 +0000 Josh has great value packages (see above).   His prices are good.  I have a property in Plantation Palms Rural View and it is renting as of last week for $660 pw unfurnished.   Rural view and the northern beaches areas in general seem to be very popular.   What do the locals think?

]]> 1b3812aeeaa59499d583728778a36aff camjanice replied to the topic Should I set up a trust? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4406489-should-i-set-up-a-trust/#post-4668969 Thu, 03 May 2012 22:22:38 +0000 Hi Terry, Is it an advantage or disadvantage to have a trust in regards to land tax?  We currently have focused mostly on buying in QLD up to now and may buy more in the future – but these houses are in our name.  Partner is on good wage, I am on low wage due to part time work.  We want to minimise CGT.  Death- hopefully not for a while – but have…[Read more]

]]> e78b9c51fa61c04b2e7cbdfb6703cb48 camjanice replied to the topic Mackay in the forum General Property https://www.propertyinvesting.com/topic/4405074-mackay-3/#post-4658188 Tue, 27 Mar 2012 03:55:38 +0000 I am pretty happy that my new 4 x 2 house in Rural View that has just been built will be achieving around $700 pw rent a 8.4% yield on purchase price.  This rent is $170 higher than was originally appraised 6 months ago, so yes, I would say mackay is going great guns. 

]]> de415603c97818aec0e3388fe8797990 camjanice replied to the topic Are some mining towns too hot? in the forum Help Needed! https://www.propertyinvesting.com/topic/4406016-are-some-mining-towns-too-hot/page/2/#post-4664955 Sun, 25 Mar 2012 09:04:21 +0000 http://www.qldreconstruction.org.au/flood-check-mapCheck out the flood mapping for emerald and other places in QLD on this map.  As you will see most of emerald flooded!  Taxdiva – my property was near the shops, new group of properties in old area so not in one of the new estates.  No idea what suburb.  Cheers. Janice

]]> a4c7109509b0404b04ac0ee868428262 camjanice replied to the topic Are some mining towns too hot? in the forum I bought  new in Emerald https://www.propertyinvesting.com/topic/4406016-are-some-mining-towns-too-hot/page/2/#post-4664946 Sat, 24 Mar 2012 05:13:43 +0000 I bought  new in Emerald (settlement last dec).  Very happy, rental vacancies low,  getting $950 pw for fully furnished house bought for $455,000 furnished.  To me this price is much much less risky than moranbah and check out the return!  Tenant is a corporate tenant and they even do their own cleaning and the people who stay there have thei…[Read more]

]]> 22f7aac9a3500626a05fbec84e28815f camjanice replied to the topic Buying two properties at once in the forum Help Needed! https://www.propertyinvesting.com/topic/4406030-buying-two-properties-at-once/#post-4665166 Tue, 06 Mar 2012 11:25:28 +0000 Hi, We bought 3 properties in 6 months using up our equity in our home.  We used a broker and two different lenders with no problems.  However a friend who is on a much better wicket than us and with more equity applied to borrow for two houses at once (approx $450,000 each) using a trust setup and the bank pulled out at the last minute and both p…[Read more]

]]> 19da925d129a7dbc8c819ba755f3887d camjanice replied to the topic Advice needed on subdivision in the forum Value Adding https://www.propertyinvesting.com/topic/4405910-advice-needed-on-subdivision/#post-4664093 Tue, 21 Feb 2012 03:58:46 +0000 sapphire101 wrote:
Hi Janice,Always a good idea to contact the council in the area you intend to buy and find out the requirements before you start putting in offers.Is it a subdivision you are doing or a build as well. I'm a bit confused by your post. A simple subdivision won't cost too much at all.A great little resource came my way today that…[Read more]

]]> d21b6fc9471b5159caaa811b7ec51072 camjanice replied to the topic Emerald & landlord insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4405804-emerald-landlord-insurance/#post-4663290 Sat, 11 Feb 2012 14:50:46 +0000 Yes, very happy with mine, new property completed in December with great corporate tenant, 12% gross yield in furnished house.

]]> adfd00f6d6a7d4492496d8932caf0790 camjanice replied to the topic Herron Todd White month in review for Febuary 2012 in the forum Heads Up! https://www.propertyinvesting.com/topic/4405829-herron-todd-white-month-in-review-for-febuary-2012/#post-4663510 Fri, 10 Feb 2012 12:26:18 +0000 Interesting reading thanks Jamie.

]]> 5f6808d2304e01b8c2578a9116bc6d52 camjanice replied to the topic Emerald & landlord insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4405804-emerald-landlord-insurance/#post-4663287 Fri, 10 Feb 2012 12:21:36 +0000 We used Suncorp Investor Home and Contents cover, home value of $320,000, cost on insurance was $831.00 which we thought was reasonable. 

]]> 55ca5b2f81c8a284a695e5356be51557 camjanice replied to the topic Emerald & landlord insurance in the forum Help Needed! https://www.propertyinvesting.com/topic/4405804-emerald-landlord-insurance/#post-4663285 Wed, 08 Feb 2012 15:34:30 +0000 We use Suncorp in emerald, only jsut recently insured there and they do cover flood.  I think Westpac was the only other one who will insure in Emerald. 

]]> 0939379b03c9aa6a073b2cdbed9b18a3 camjanice replied to the topic QLD mining regions (Bowen & Surat Basins & Gladstone): Willing to help anyone with questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4404256-qld-mining-regions-bowen-surat-basins-gladstone-willing-to-help-anyone-with-questions/page/12/#post-4652210 Fri, 03 Feb 2012 15:35:20 +0000 Fantastic research moxi10.  Makes me feel confident in my investment in Mackay (in my case in Plantation Palms).  I never actually visited Mackay but you have done well to paint such a good picture.  Thanks for that and good luck with your purchase.

]]> 62647d8c41e953a4704da4aeba1f2b13 camjanice replied to the topic Steve's new Apprentice program cert IV in the forum General Property https://www.propertyinvesting.com/topic/4405148-steves-new-apprentice-program-cert-iv/#post-4658644 Mon, 30 Jan 2012 14:17:29 +0000 Kate, I am really enjoying the course too.  I am also 3 weeks behind due to holidays but am very excited to be part of it.   Love the webinars and the notes are very comprehensive too. 

]]> db35e27ebf1fa2c40ac2d6bcd0cb1ec6 camjanice replied to the topic QLD mining regions (Bowen & Surat Basins & Gladstone): Willing to help anyone with questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4404256-qld-mining-regions-bowen-surat-basins-gladstone-willing-to-help-anyone-with-questions/page/12/#post-4652206 Mon, 30 Jan 2012 14:09:27 +0000 We invested 7 months ago in Gladstone and happy with our puchase of a townhouse.  Rang up an agent to see what it was worth and ask about the market.  It has gone up probably $50,000 in value so happy with that.   Seems townhouses are the way to go as most of the people moving there are single and not wanting the large garden.  New places are pref…[Read more]

]]> 3eeb70a18b4c7c7b7918473a3043a796 camjanice replied to the topic Tenants in Common in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405435-tenants-in-common-4/#post-4660600 Sun, 18 Dec 2011 14:24:25 +0000 OK, sounds like a trust is the go.  What trusts are people using and what are the advantages or best application of your trust?  Thanks for your advise everyone, I am learning lots. Is a trust always set up by an accountant?  My accountant is quite young and has set up trusts but not many.  Does this matter or do I need an expert? 

]]> 4c182380cb05bdc59f48c4dc83ce41bf camjanice replied to the topic Tenants in Common in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405435-tenants-in-common-4/#post-4660597 Sun, 18 Dec 2011 10:52:28 +0000 Hi Richard, we have not cross collatoralised and have 4 properties at present.  I am surprised that it can be done so quickly.  Friends of mine were told it would take too long and to not bother when they were in the process of buying a property.  I guess we have been waiting to find out more before jumping in.  We don't plan to sell pro…[Read more]

]]> 04a770a0560c4b06414b46e9ef6990f8 camjanice replied to the topic Tenants in Common in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4405435-tenants-in-common-4/#post-4660594 Sun, 18 Dec 2011 08:16:09 +0000 I think the trust will be the way to go for furture purchases but I beleive it takes a while to set up and the cost is a few thousand.  We are actually buying at the moment so don't have the time for the trust..yet.  Would you recommend a trust for us?  We are husband and wife and we want to put together a mulitple property portfolio.  Thanks.

]]> 24363b35cc98aa2f54511037895ef40c camjanice replied to the topic Nov Update and Cert IV info in the forum Help Needed! https://www.propertyinvesting.com/topic/4405313-nov-update-and-cert-iv-info/#post-4659687 Wed, 30 Nov 2011 12:25:27 +0000 Cert IV in Business, the course is property investing.  

]]> 6b81a2f687848d3708de073b87f1a021 camjanice replied to the topic Offset accounts in the forum Help Needed! https://www.propertyinvesting.com/topic/4405279-offset-accounts-3/#post-4659457 Sun, 27 Nov 2011 12:02:39 +0000 Terryw wrote:
If you have non deductible debt then you should have the offset account on this loan. If you set up a second one on an investment loan you will end up paying more tax.

That is what I thought Terry.  Changing the subject a bit, "the Smart Borrowers Handbook" suggests that Line of Credit Loans can cause problems with…[Read more]

]]> 4678a9eb417e4fe240a23e99b5b6093c camjanice replied to the topic Northern NSW - Cabarita, Pottsville in the forum Help Needed! https://www.propertyinvesting.com/topic/4405281-northern-nsw-cabarita-pottsville/#post-4659464 Sun, 27 Nov 2011 05:42:30 +0000 I stayed at Pottsville recently and I noticed that there was a huge number of houses both for sale and also for rent.  I checked the back of API magazine and noticed that the growth in these areas has been ave 3% over the last 5 years which is low.  There is been negative growth over the last quarter. .  Rental yields are pretty poor too.   Perh…[Read more]

]]> a372e7c4b6f426aeaf2d745d63a4b706 camjanice replied to the topic Offset accounts in the forum Help Needed! https://www.propertyinvesting.com/topic/4405279-offset-accounts-3/#post-4659455 Sun, 27 Nov 2011 05:32:41 +0000 I have one offset account where everything goes into and everythign goes out of.   It is working for me but was just wondering if there was any point in having two offset accounts as recommended in a book I read.  Sounds like 1 account is satisfactory so I will stick with the one account.  Thanks everyone. 

]]> 18b3a59c33d8e4b92d2bcfe8ec0a97d5 camjanice replied to the topic Offset accounts in the forum Help Needed! https://www.propertyinvesting.com/topic/4405279-offset-accounts-3/#post-4659451 Sat, 26 Nov 2011 11:40:39 +0000 I just read in "Smart Borrowing Handbook" about using two accounts and I was wondering if I was missing something. 

]]> e8bd741febb17289911cfcd544d6109a camjanice replied to the topic Real Estate Investar in the forum General Property https://www.propertyinvesting.com/topic/4405212-real-estate-investar-3/#post-4658978 Sat, 19 Nov 2011 00:28:51 +0000 I did a free trial and their search engine is fabulous.  I cancelled during the trial period as the cost was too much considering I pretty much know where I want to buy and I was not ready to buy for a while.  They cancelled my ongoing subscription with no cost to me.  Investar would be very useful for someone wanting to build a large portfolio or…[Read more]

]]> 8470f1c8a3e686e0c2d5d2a01a30e1e2 camjanice replied to the topic Certificate in Property Investing in the forum Heads Up! https://www.propertyinvesting.com/topic/4405072-certificate-in-property-investing/#post-4658174 Sun, 30 Oct 2011 22:59:06 +0000 Hi Steve, will it be a correspondence course?  Thanks, Janice

]]> 6d97a38795ae198e36c47762c44b5e17 camjanice replied to the topic So what rate interest rate are you getting in the forum Help Needed! https://www.propertyinvesting.com/topic/4402806-so-what-rate-interest-rate-are-you-getting/page/5/#post-4642083 Tue, 25 Oct 2011 02:28:48 +0000 I use bankwest.  Rate is 6.85% (no honeymoon) with no annual fee.  At the time I took out the loans there were no application fees and 100% offset account with a minimal monthly fee.  Only problem has been bankwest was slow to process my loans and I was late for settlement two out of two times!  Living in remote WA didn't help. 

]]> e9d401b31657ce8fdc757398c780bb85 camjanice replied to the topic QLD mining regions (Bowen & Surat Basins & Gladstone): Willing to help anyone with questions in the forum Thanks Pinkboy.  I bought https://www.propertyinvesting.com/topic/4404256-qld-mining-regions-bowen-surat-basins-gladstone-willing-to-help-anyone-with-questions/page/9/#post-4652148 Tue, 13 Sep 2011 12:00:10 +0000 Thanks Pinkboy.  I bought in Plantation Palms, happy with this purchase too with all the new development – schook, and shops in the vicinity.  Thanks for your info on Mirani and Marian.  Will pass this onto my friend.  (and wish I had more $$ to spend up on investing but have to wait!).

]]> 8d265a6d96aad97ff34bcb993071ffa3 camjanice replied to the topic QLD mining regions (Bowen & Surat Basins & Gladstone): Willing to help anyone with questions in the forum Pinkboy, I would be https://www.propertyinvesting.com/topic/4404256-qld-mining-regions-bowen-surat-basins-gladstone-willing-to-help-anyone-with-questions/page/9/#post-4652145 Mon, 12 Sep 2011 08:15:17 +0000 Pinkboy, I would be interested to see what areas of Mackay you recommend, being a local.  I have a friend buying a house and land package in Mirani.  I was thinking it is a bit far out of town but maybe it is closer to the mines?  What are your thoughts?  Cheers, Janice

]]> 0eabeae8b5be47cb65adb39a57eaf7d1 camjanice replied to the topic DONT READ THIS in the forum Help Needed! https://www.propertyinvesting.com/topic/4404607-dont-read-this/page/4/#post-4655078 Sat, 10 Sep 2011 08:48:15 +0000 I live out Pilbara, hubby is in mining.  From what I can see the mining sector is booming and more and more so each year. As long as the mining keeps going strong then I don't think our economy is going to suffer too badly.  In fact, in WA I find the general feeling is of optomism compared with in NSW (and Sydney) where I am orginally from.  We di…[Read more]

]]> d7f056f70307e3af8ac1d2e749f134b7 camjanice replied to the topic QLD mining regions (Bowen & Surat Basins & Gladstone): Willing to help anyone with questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4404256-qld-mining-regions-bowen-surat-basins-gladstone-willing-to-help-anyone-with-questions/page/8/#post-4652142 Sat, 10 Sep 2011 01:32:38 +0000 Portfolio PI wrote:

camjanice wrote:
Mmmmm, perhaps I should have bought in Emerald instead of Mackay.  Will have to wait a few months until Mackay is finished then might look at Emerald again. 

Are you building there? Mackay is a little lower rental yields, mainly due to the land supply over the last few years. Your rent will grow in the s…[Read more]

]]> 363b11592ffc026ccd7c9909e320aac9 camjanice replied to the topic QLD mining regions (Bowen & Surat Basins & Gladstone): Willing to help anyone with questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4404256-qld-mining-regions-bowen-surat-basins-gladstone-willing-to-help-anyone-with-questions/page/8/#post-4652136 Fri, 09 Sep 2011 07:52:23 +0000 Mmmmm, perhaps I should have bought in Emerald instead of Mackay.  Will have to wait a few months until Mackay is finished then might look at Emerald again. 

]]> 3fd4db35bffe782d0fee334e702189d4 camjanice replied to the topic QLD mining regions (Bowen & Surat Basins & Gladstone): Willing to help anyone with questions in the forum Help Needed! https://www.propertyinvesting.com/topic/4404256-qld-mining-regions-bowen-surat-basins-gladstone-willing-to-help-anyone-with-questions/page/8/#post-4652134 Fri, 09 Sep 2011 07:46:09 +0000 Hi, just wondering what the rents would be for a new 4 bedroom house in Emerald?  Say 200 m2, 2 living areas?   Cheers. 

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