PropertyInvesting.com | Blissy | Activity https://www.propertyinvesting.com/members/blissy/activity/ Activity feed for Blissy. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 bacd0b019cd7fe473a165f7d03f66ce3 Blissy replied to the topic INFORMAL DISCUSSION GROUP IN SYDNEY in the forum Heads Up! https://www.propertyinvesting.com/topic/4399232-informal-discussion-group-in-sydney/#post-4620055 Mon, 29 Mar 2010 08:24:58 +0000 I'm interested aswell i live in the Shire.

]]> b9f5e13b95cd366cedf8346602418287 Blissy replied to the topic How long should I wait to purchase another property? in the forum Qlds007 wrote:Hi again https://www.propertyinvesting.com/topic/4398351-how-long-should-i-wait-to-purchase-another-property/page/2/#post-4614690 Sat, 27 Feb 2010 00:08:51 +0000 Qlds007 wrote:
Hi again BlissyFirstly congrats on the news of your new arrival.From those numbers i think your equity is fairly limited so might be a matter of using some of your cash / managed funds and looking at a 90-95% lvr.Not cheap when it comes to the associated costs but gets you miving forward.i am assuming you havent considered buy a…[Read more]

]]> a90e44d32df58874a3f3bdf9e7fe840c Blissy replied to the topic How long should I wait to purchase another property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4398351-how-long-should-i-wait-to-purchase-another-property/#post-4614684 Fri, 26 Feb 2010 08:46:37 +0000 Hi all,This is my fist post for a while but i have been a active reader whist I have been working on changing my IP loan to interest only with a 100% offset account.I can happily say that it is now finalised and im now on IO with 100% offset with St George.My IP in South Penrith is worth  $290k – $300kIP loan b…[Read more]

]]> 7dbab7ec6c5be53b3abe2d8448d37fa1 Blissy replied to the topic Penrith in the forum General Property https://www.propertyinvesting.com/topic/4398407-penrith/#post-4614963 Tue, 19 Jan 2010 09:46:12 +0000 Here is a new development happening in Penrith straight across the road from Penrith Stadium http://penrith-press.whereilive.com.au/news/story/450m-breath-of-life/This will be massive for Penrith its worth an estimated $450 million the vacant block of land is huge.There are also plans for a giant in land beach at a massive new development at…[Read more]

]]> ef6184dfd6c7e727ccb0842e639f73b1 Blissy replied to the topic Property Valuation with St George in the forum Finance https://www.propertyinvesting.com/topic/4398405-property-valuation-with-st-george/#post-4614939 Sun, 17 Jan 2010 04:07:06 +0000 In Dec 09 i purchased a property in South Penrith for $288,000 and St George valued it at $290,000 so i was happy with that.

]]> 6126afd246a580dab79c0ca99240ced7 Blissy replied to the topic Tax questions in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4398378-tax-questions/#post-4614779 Thu, 14 Jan 2010 22:24:19 +0000 Great news, Thanks Dan.

]]> d053f2e77a69d1abbc538837e5b986c7 Blissy replied to the topic How long should I wait to purchase another property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4398351-how-long-should-i-wait-to-purchase-another-property/#post-4614682 Thu, 14 Jan 2010 20:24:54 +0000 Thanks for the info i'll give St George a call today.I have another question what happens when all the interest is paid? does it revert straight to paying the principle?

]]> b14617508449320f8299be458e2cef1b Blissy replied to the topic How long should I wait to purchase another property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4398351-how-long-should-i-wait-to-purchase-another-property/#post-4614680 Thu, 14 Jan 2010 10:50:12 +0000 Thanks for the detailed reply Terry, I really need to change to an IO loan ASAP, Do you think it is worth changing to IO with St George who my current PI loan is with given that i recieved this reply earlier?

Qlds007 wrote:
Secondly given that the loan was mortgage insured originally you would probably want to consider a separate lender to as st…[Read more]

]]> ff28972167ec23cb20b0e290f1900349 Blissy replied to the topic How long should I wait to purchase another property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4398351-how-long-should-i-wait-to-purchase-another-property/#post-4614678 Thu, 14 Jan 2010 08:32:26 +0000 Thanks for the advice everyone its very helpful.

Qlds007 wrote:
Hi BlissyYes there is a big difference between a redraw and an offset account as it all boils down to eligibility of the deductability of the interest. An offset account achieves the same goal however keeps things nice and clean when it comes to deductability.Probably need to…[Read more]

]]> 640c10a3246364af7354bfda56b73863 Blissy replied to the topic How long should I wait to purchase another property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4398351-how-long-should-i-wait-to-purchase-another-property/#post-4614674 Wed, 13 Jan 2010 23:10:14 +0000 Hi Richard,My home loan is with St George and is an interest only loan.I have a redraw account linked to the homeloan account all of my money (pay and rental income) go straight into this account and this works against the interest is this the same as an offset account??? or should I refinance and get a 100% offset account?I thought that re…[Read more]

]]> 41116a3357d5b15a68115da7ca34d87c Blissy replied to the topic How long should I wait to purchase another property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4398351-how-long-should-i-wait-to-purchase-another-property/#post-4614671 Wed, 13 Jan 2010 21:44:51 +0000 Hey Guys,I have another question to add to my never ending list this one is about depreciaition.If i get a depreciaition schedule done now and in the future i renovate the house ie new kitchen do i need to get another depreciation shedule done or do i just need to keep the paper work for the renovations with the exsisting report for my accountant…[Read more]

]]> 9c19d3b9c5ecc3f3cbd2136818217953 Blissy replied to the topic How long should I wait to purchase another property? in the forum Help Needed! https://www.propertyinvesting.com/topic/4398351-how-long-should-i-wait-to-purchase-another-property/#post-4614670 Wed, 13 Jan 2010 02:25:59 +0000 Hi Lalibella, Yes the property is working well and i do intend on getting a depreciation report but i was waiting for a few minor improvements to be done boefore i get the shedule completed is that the right move or should i get the depreciation schedule done ASAP?There is no other debt between myself and my fiancee other than my IP loan, no…[Read more]

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