PropertyInvesting.com | zac_moose | Activity https://www.propertyinvesting.com/members/zac_moose/activity/ Activity feed for zac_moose. Sun, 12 Apr 2026 16:05:18 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b814c0e0122c3778cde2b358878062c5 zac_moose replied to the topic Restructuring PPOR Home Loan to become future IP in the forum Help Needed! https://www.propertyinvesting.com/topic/4398661-restructuring-ppor-home-loan-to-become-future-ip/#post-4616443 Tue, 09 Feb 2010 07:58:29 +0000 I dont understand why you cant use the cash in you offset account towards your new ppor  ??? I was planning on doing the same thing in a few years

]]> 1f1e686804b9a30221a87c92997e0f42 zac_moose replied to the topic Hot water problem in the forum Help Needed! https://www.propertyinvesting.com/topic/4398573-hot-water-problem/#post-4616028 Mon, 01 Feb 2010 21:53:13 +0000 got it fixed guys, something in the hot water system had blown. got a guy to fix it yesterday, thanks for the advice.

]]> 1fe091c1475794a35180e30673d30152 zac_moose replied to the topic INTEREST ONLY OR P&i in the forum Thanks for the info Terry, https://www.propertyinvesting.com/topic/4398076-interest-only-or-pi/page/2/#post-4612927 Wed, 16 Dec 2009 01:29:42 +0000 Thanks for the info Terry, the loan we have set up doesnt have an offset available but will definitely look to change in the new year. We went with our current loan because it has a lower interest rate than one with an offset account.

]]> e22127dcd1140190e0891429cc6467fb zac_moose replied to the topic INTEREST ONLY OR P&i in the forum Finance https://www.propertyinvesting.com/topic/4398076-interest-only-or-pi/#post-4612924 Tue, 15 Dec 2009 21:00:06 +0000 So, in my case we will have about 180k io loan, with no offset account. so we would be better off just paying the min and then pumping any extra cash into some other avenue than paying it down?With your example above what if the you redraw 40k for an ip or other investment (not a boat)?

]]> 501a8560b24d3a324dde20f821a9a50e zac_moose replied to the topic INTEREST ONLY OR P&i in the forum Finance https://www.propertyinvesting.com/topic/4398076-interest-only-or-pi/#post-4612919 Tue, 15 Dec 2009 09:57:05 +0000 Good info terry, I am in the same position as dnh, I have just bought a place for 235, and will have about 180 loan, going to make it io. The loan wont have offset, only redraw, however it sounds like this doesn't matter and is in fact beneficial. Can you give a broad overview of when redraw is better and when offset is better? Does it change…[Read more]

]]> d7ccc584bbb5f422e66aec596d6c20b4 zac_moose replied to the topic First ppor in the forum Finance https://www.propertyinvesting.com/topic/4398056-first-ppor-2/#post-4612831 Sun, 13 Dec 2009 09:12:27 +0000 Thanks qlds, I will talk to the broker tomorrow about getting an interest only loan with an offset account. Will this affect my fhog? (I sent through the paperwork on Friday).

]]> a44bfcdbb06b5d70ef1044554a08c97d zac_moose replied to the topic First ppor in the forum Qlds, thanks for the advice, https://www.propertyinvesting.com/topic/4398056-first-ppor-2/#post-4612829 Sat, 12 Dec 2009 19:15:45 +0000 Qlds, thanks for the advice, although you have misread my post, it is good to know for when we do eventually get an ip. So, hypothetically in a few years we get an ip. We should get an interest only loan using our ppor, would the interest only loan be for the whole amount or for the deposit?

]]> 72068f6d7e85b56fc0e00f46700a0c65 zac_moose replied to the topic First ppor in the forum Finance https://www.propertyinvesting.com/topic/4398056-first-ppor-2/#post-4612827 Sat, 12 Dec 2009 04:32:33 +0000 We have no other debts of any kind

]]> 0ec8b7db755baa3f396ca418e46e40bd zac_moose replied to the topic American Property in the forum General Property https://www.propertyinvesting.com/topic/4378253-american-property/#post-4503850 Tue, 25 Jan 2005 00:04:32 +0000 I have no idea about those questions (sorry). Have you tried emailing agents over there, I knwo it might not be the best information but they might be able to give you some numbers to work with. Also you could try and find an american property forum like this one. Sorry i cant be of more help.

censor me and bar your kids from the lessons I…[Read more]

]]> 926af48eee65029c176447a2205b62ff zac_moose replied to the topic help please in the forum General Property https://www.propertyinvesting.com/topic/4378235-help-please-8/#post-4503739 Mon, 24 Jan 2005 03:58:50 +0000 I admit i didnt keep in touch with them. But they didnt keep me informed either. I am mad they let it go almost 10 weeks before they did anything, let alone even send me an email/phone call notifying me of the problem. I will definitely be more active in contacting my pm from now on.

censor me and bar your kids from the lessons I learned -…[Read more]

]]> 5c62f0cac881a4105b0d962eeb7ea12d zac_moose replied to the topic How long did you take? in the forum General Property https://www.propertyinvesting.com/topic/4377683-how-long-did-you-take/page/2/#post-4500184 Mon, 17 Jan 2005 03:56:18 +0000 I started investing at 19, when I got my first real job. I have 1 investment property in broken hill, and aroun 8k in shares. Only real diffuculties were the slowness in the bank of approving my loan and getting all the paperwork and stuff from them. I dont have any immediate plans for another, I am going to go live overseas for a few years, I…[Read more]

]]> 8484991ab9e108726bd1cda512a21158 zac_moose replied to the topic people with overseas properties in the forum General Property https://www.propertyinvesting.com/topic/4371423-people-with-overseas-properties/#post-4455506 Mon, 23 Feb 2004 05:33:29 +0000 ok good idea,
I was just wondering what the step by step processes you took for getting the property were. I have one i like and wanted people with personal experience to tell their story. My main questions are where it is, how you financed it, do you converti t to $aus etc. how yuo get paid rent etc. What are the main problems you have found with…[Read more]

]]> 74c88c10eb8019a58b288ba969d82675 zac_moose replied to the topic Newcastle in the forum General Property https://www.propertyinvesting.com/topic/4371037-newcastle/#post-4453092 Thu, 05 Feb 2004 05:46:42 +0000 Bigben,
Im from Newcastle,
the areas you have mentioned are sort of the “lower class” areas(not that im high class), but the socioeconomic status is lower, while there is still some nice houses around there, I wouldnt buy there if i had the choice, the best advice i could give is to come down/up here and pay us a visit. I`ll try and think of a few…[Read more]

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