PropertyInvesting.com | Jon | Activity https://www.propertyinvesting.com/members/wealthyjvd/activity/ Activity feed for Jon. Tue, 14 Apr 2026 16:05:45 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 a108aa7a80028ecad231717e14868512 Jon replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/page/2/#post-5029393 Sat, 03 Sep 2016 14:30:03 +0000 Thanks for clarifying re: paying directly from loan. I can only assume you are assuming this is done through the + balance in redraw.

And thanks for clarifying the rest – my thoughts exactly!

]]> 42ce81a33d0248727dd73134789de4bf Jon replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/page/2/#post-5029368 Sat, 03 Sep 2016 04:12:42 +0000 Sorry, could you elobrate please.

You mention that money from an offset account would not be tax deductible, of course – but if you have a $100k loan with $100k in offset and you withdrew $20k to pay (as an example) a contribution toward your development, would the interest then not be tax deductible on the loan?

I’m trying to understand why…[Read more]

]]> a60680efe942257bc1035fbcd7e04b27 Jon replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/#post-5029362 Sat, 03 Sep 2016 00:11:27 +0000 Thanks guys.

So providing the home (owner occ) is paid down to $0, the client uses this property as security and applies for a LOC for investment purposes then (in the example I gave), the total portion is tax deductible BUT if the home loan has not been paid down then it would be advisable to have two splits – standard loan for remaining…[Read more]

]]> 7e6ad3286c970e860e07892ee4658b1e Jon replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/#post-5029245 Wed, 31 Aug 2016 13:27:35 +0000 Hi all,

What are the advantages/disadvantages of using a LOC which is secured against an O/OCC property to put a deposit on a development site + drawing on the LOC as funds to contribute to the construction? I.e., deposit for land + build from LOC and remaining funds to complete from the loan which is secured by the development site (no…[Read more]

]]> 5e11edfefe6170a7b91ccc7908fc86f3 Jon replied to the topic Line of Credit VS Offset account in the forum Finance https://www.propertyinvesting.com/topic/5029069-line-of-credit-vs-offset-account/#post-5029245 Wed, 31 Aug 2016 13:27:35 +0000 Hi all,

What are the advantages/disadvantages of using a LOC against an O/OCC property to put a deposit on a development site + drawing on the LOC as funds to contribute to the construction? I.e., deposit for land + build from LOC and remaining funds to complete from the loan which is secured by the development site (no…[Read more]

]]> e3a39963ae6870a6bc82643e5596eab9 Jon replied to the topic Finance for Development in the forum Finance https://www.propertyinvesting.com/topic/5020897-finance-for-development-2/#post-5022287 Tue, 08 Mar 2016 12:24:48 +0000 Thanks Corey,

I understand and we will look into this.

]]> be56cb8cb5680841b216d928532786fa Jon replied to the topic Finance for Development in the forum Finance https://www.propertyinvesting.com/topic/5020897-finance-for-development-2/#post-5021274 Wed, 02 Mar 2016 05:04:34 +0000 A myriad of reasons Richard. As I’m sure you are aware, being in the insutry for quite a while:
a) many people do not understand the process involved
b) HNW individuals focus on their own occupation and have no experience in developing
c) provides a second income stream
d) cashed up but time poor
the list goes on…
We are currently looking after…[Read more]

]]> 627170d2558c4c4cf9975fb6c58d1cc5 Jon's profile was updated https://www.propertyinvesting.com/activity/p/337360/ Mon, 29 Feb 2016 12:10:14 +0000 dbbcbe1b8c29b0f715b81e700b30fbe8 Jonathan D started the topic Finance for Development in the forum Finance https://www.propertyinvesting.com/topic/5020897-finance-for-development-2/ Mon, 29 Feb 2016 12:08:43 +0000 Hi all,

Here is the scenario.

– Successful partnership in property development – Melbourne metro. (tick)
– 6 projects completed + 2 under construction all returning profit. (tick)
– Close network of people for future projects, i.e., architect, builder, lender. (tick)

Currently, we are looking for individuals who are financially sound to fund…[Read more]

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