PropertyInvesting.com | Vick | Activity https://www.propertyinvesting.com/members/vick7870/activity/ Activity feed for Vick. Mon, 20 Apr 2026 01:45:59 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 e8dc951696db3f355d446b57b59c05bc Vick replied to the topic Help with maximising tax in the forum Help Needed! https://www.propertyinvesting.com/topic/5039719-help-with-maximising-tax/#post-5039798 Mon, 25 Sep 2017 00:27:49 +0000 Thanks Benny for your advise and apologies I thought my earlier question was in someway different since I wasn’t asking for re-structuring of existing loan with existing bank. Anyways, thanks for your current detailed advise. I will see what I can do.

]]> c8195a08dad5063b2b5e72a4a078c021 Vick replied to the topic Help with maximising tax in the forum Help Needed! https://www.propertyinvesting.com/topic/5039719-help-with-maximising-tax/#post-5039796 Mon, 25 Sep 2017 00:23:16 +0000 Terry – Thanks for pointing me to the incorrect heading. It was an oversight. Naturally, it should have said minimizing tax which the body of my message should. Thanks again.

]]> 6004ea027a2e950d25fadcdd76c83d05 Vick replied to the topic Help with maximising tax in the forum Help Needed! https://www.propertyinvesting.com/topic/5039719-help-with-maximising-tax/#post-5039796 Mon, 25 Sep 2017 00:23:16 +0000 Terry – Thanks for pointing me to the incorrect heading. It was an oversight.

]]> c24587943551a8d942b2056d48b87958 Vick started the topic Help with maximising tax in the forum Help Needed! https://www.propertyinvesting.com/topic/5039719-help-with-maximising-tax/ Thu, 21 Sep 2017 23:33:07 +0000 Hi

Wondering if someone can provide advise.

I am in a situation where I have 2 properties:

– One investment (apprx. 550K) with Bank A
– One PPOR (apprx. 300K) with Bank B

I will be moving to the investment property next year which will become my future PPOR. My current PPOR with low loan will be investment.

Both my loans are with different…[Read more]

]]> e5fafbeef8339dcd4fe2d727ffcda8fe Vick replied to the topic Asdvise re PPOR and IP loan structure in the forum Creative Investing https://www.propertyinvesting.com/topic/5037777-asdvise-re-ppor-and-ip-loan-structure/#post-5037893 Mon, 03 Jul 2017 23:09:41 +0000 Thanks for the advise Terry. I will leave as it is but will contact again if anything further.

]]> 0a2bda5aad20604366b2a4a7bcee7393 Vick replied to the topic Asdvise re PPOR and IP loan structure in the forum Creative Investing https://www.propertyinvesting.com/topic/5037777-asdvise-re-ppor-and-ip-loan-structure/#post-5037840 Fri, 30 Jun 2017 03:58:39 +0000 Thanks – Selling my property all together and selling to my partner is not an option either as its in our joint names but my serviceability will be too low to buy another property on my own.

Am I able to top up loan on my future IP (which will have lower debt) and then use this extra money to reduce my high debt on my PPOR?

Otherwise, I might…[Read more]

]]> df1e1e2dfc66b1e42c18368546408cff Vick replied to the topic Asdvise re PPOR and IP loan structure in the forum Creative Investing https://www.propertyinvesting.com/topic/5037777-asdvise-re-ppor-and-ip-loan-structure/#post-5037821 Thu, 29 Jun 2017 03:23:07 +0000 Thanks Terry

By switching, I mean I am going to be moving out from my current PPOR where I live. The IP which I purchased will be my new PPOR where I will live from next year and hence my current PPOR will be on rent making it an IP. Hope that provides clarity?

If merging two loans won’t work for tax deduction as you mentioned, what is the…[Read more]

]]> 722c443421d92925300be58e68368e5b Vick started the topic Asdvise re PPOR and IP loan structure in the forum Creative Investing https://www.propertyinvesting.com/topic/5037777-asdvise-re-ppor-and-ip-loan-structure/ Tue, 27 Jun 2017 03:27:17 +0000 Hi

I am new to investing and was hoping if someone could provide advice re my scenario on how best to structure my loan.

Currently I have a PPOR property with a loan of $300K from Bank A.
I also have a recently purchased IP property with a loan of $600K from Bank B which is my first IP.

I will be moving to my IP next year until which it will be…[Read more]

]]> 779d9804d79e8ecc597adfec77df62bc Vick started the topic Asdvise re PPOR and IP loan structure in the forum Creative Investing https://www.propertyinvesting.com/topic/5037777-asdvise-re-ppor-and-ip-loan-structure/ Tue, 27 Jun 2017 03:27:17 +0000 Hi

I was hoping if someone could provide advice re my scenario on how best to structure my loan.

Currently I have a PPOR property with a loan of $300K from Bank A.
I also have a recently purchased IP property with a loan of $600K from Bank B.

I will be moving to my IP next year until which it will be tenanted. Then, I will make the switch (will…[Read more]

]]> 80c278ef2226e1059ab219046816d2a8 Vick started the topic Asdvise re PPOR and IP loan structure in the forum Creative Investing https://www.propertyinvesting.com/topic/5037777-asdvise-re-ppor-and-ip-loan-structure/ Tue, 27 Jun 2017 03:27:17 +0000 Hi

I was hoping if someone could provide advice re my scenario on how best to structure my loan.

Currently I have a PPOR property with a loan of $300K from Bank A.
I also have a recently purchased IP property with a loan of $600K from Bank B.

I will be moving to my IP next year until which it will be tenanted. Then, I will make the switch (will…[Read more]

]]> 84928251041415f9ba0948db4e87ac77 Vick started the topic Asdvise re PPOR and IP loan structure in the forum Creative Investing https://www.propertyinvesting.com/topic/5037777-asdvise-re-ppor-and-ip-loan-structure/ Tue, 27 Jun 2017 03:27:17 +0000 Hi

I was hoping if someone could provide advice re my scenario on how best to structure my loan.

Currently I have a PPOR property with a loan of $300K from Bank A.
I also have a recently purchased IP property with a loan of $600K from Bank B.

I will be moving to my IP next year until which it will be tenanted. Then, I will make the switch (will…[Read more]

]]> dd91bdbd83671eb026861dd28494c0bb Vick became a registered member https://www.propertyinvesting.com/activity/p/360930/ Mon, 26 Jun 2017 00:22:50 +0000