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	<title>PropertyInvesting.com | vicgirl | Activity</title>
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				<title>vicgirl replied to the topic Best advice : Don't invest into property : The australian market is CRASHING.  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/4/#post-4586809</link>
				<pubDate>Sun, 25 May 2008 11:02:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>vicgirl wrote:<br />
Well, I&#039;ve been keeping an eye on some properties lately and as I was checking my saved list on the weekend, I saw that 5-6 of them were sold in the last two weeks, so it&#039;s not like people have stopped buying. I do see more properties coming on the market in my neighbourhood, nothing more than what I regard as normal, and a lot&hellip;<span class="activity-read-more" id="activity-read-more-215136"><a href="https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/4/#post-4586809" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Best advice : Don't invest into property : The australian market is CRASHING.  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/4/#post-4586808</link>
				<pubDate>Sun, 25 May 2008 10:44:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>blogs wrote:</p>
<p>vicgirl wrote:<br />
<span>Michael Matusik disagrees. </span></p>
<p>That guy is a joker-tell him hes dreamin!!! lol interest rates have plenty of up before they can even THINK about coming back down&#8230;.Simple -you just watch the supply come on the market when all the fixed rate loans come off and have to be re financed. Im sue all the armchair expert&hellip;<span class="activity-read-more" id="activity-read-more-215135"><a href="https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/4/#post-4586808" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Best advice : Don't invest into property : The australian market is CRASHING.  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/4/#post-4586794</link>
				<pubDate>Wed, 21 May 2008 10:07:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Another opinion about whether or not we are likely to meet the same fate as the US/UK:<strong><span>NEGATIVE SENTIMENT IS MISGUIDED</span></strong><span>There is an increasing number of detractors warning us that Australian house prices are overvalued and comparing the US credit crisis with our current situation. However, local research specialist Michael Matusik disagrees. <a href="http://www.postonline.com.au/HubonlineMail/l.aspx?URL=http://www.propertiesonline.com.au/agents_folder/1006/secureaccess/20080519104635_Sky%2520is%2520not%2520falling%2520despite%2520gloomy%2520prediction.doc&amp;_e=153687&amp;_i=16914273" rel="nofollow"><strong>CLICK&hellip;</strong></a></span><span class="activity-read-more" id="activity-read-more-215125"><a href="https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/4/#post-4586794" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Best advice : Don't invest into property : The australian market is CRASHING.  in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/3/#post-4586790</link>
				<pubDate>Mon, 19 May 2008 12:04:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well, I&#039;ve been keeping an eye on some properties lately and as I was checking my saved list on the weekend, I saw that 5-6 of them were sold in the last two weeks, so it&#039;s not like people have stopped buying. I do see more properties coming on the market in my neighbourhood, nothing more than what I regard as normal, and a lot of them are&hellip;<span class="activity-read-more" id="activity-read-more-215101"><a href="https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/3/#post-4586790" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Innisfail - Potential in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4393253-innisfail-potential/#post-4587616</link>
				<pubDate>Sun, 18 May 2008 13:41:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well, I&#039;ve just seen this today:<a href="http://hp-consumer.aol.com.au/news/story/-Special-investigation-Agent-orange-town/480201/index.html" rel="nofollow">http://hp-consumer.aol.com.au/news/story/-Special-investigation-Agent-orange-town/480201/index.html</a></p>
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				<title>vicgirl replied to the topic Best advice : Don't invest into property : The australian market is CRASHING.  in the forum The official cash rate in</title>
				<link>https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/3/#post-4586783</link>
				<pubDate>Sun, 18 May 2008 12:17:17 +0000</pubDate>

									<content:encoded><![CDATA[<p>The official cash rate in the US is 2% and it could stay flat for the rest of the year.In Australia it&#039;s 7.25% and still no signs of easing.Roll on the property market crash!  I would much rather hold property than cash when rates are starting to fall. Yes, a seasoned investor will survive and even make money in down-trending markets. I notice, e&hellip;<span class="activity-read-more" id="activity-read-more-207420"><a href="https://www.propertyinvesting.com/topic/4393180-best-advice-dont-invest-into-property-the-australian-market-is-crashing/page/3/#post-4586783" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic CGT on renovated property in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4393116-cgt-on-renovated-property/#post-4586440</link>
				<pubDate>Sun, 04 May 2008 13:16:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Well, finally found something on the ATO website but I don&#039;t know if my interpretation is correct. According to this information the &quot;cost base&quot; apart from the purchase price, legal fees, building inspection fees, agent commission, also includes capital works that qualify for a deduction but of course without any deduction that was made if the pr&hellip;<span class="activity-read-more" id="activity-read-more-64001"><a href="https://www.propertyinvesting.com/topic/4393116-cgt-on-renovated-property/#post-4586440" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Property bust not here yet ... worse to come in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/21/#post-4548826</link>
				<pubDate>Mon, 14 Apr 2008 11:49:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>It&#039;s tempting to draw a comparison with the American and UK (or even the NZ) market but the situation is a bit more complex here. For example, NZ&#039;s net migration is in decline whilst we continue to grow. Or aside commodities, Australia can benefit from increasing food prices (just look at the price of dairy products) that could result from the&hellip;<span class="activity-read-more" id="activity-read-more-244141"><a href="https://www.propertyinvesting.com/topic/4385726-property-bust-not-here-yet-worse-to-come/page/21/#post-4548826" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Writing is on the wall - Labour will win in the forum Opinionated!</title>
				<link>https://www.propertyinvesting.com/topic/4391519-writing-is-on-the-wall-labour-will-win/page/2/#post-4577764</link>
				<pubDate>Sat, 01 Dec 2007 12:53:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Three terms of Labour government in New Zealand did not break the property cycle there&#8230;vicgirl</p>
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				<title>vicgirl replied to the topic Captial Gains Query &#38; Date of Contract in the forum What if you have bought a</title>
				<link>https://www.propertyinvesting.com/topic/4391061-captial-gains-query-date-of-contract/#post-4575510</link>
				<pubDate>Sat, 01 Dec 2007 12:23:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>What if you have bought a block in November, then build a house on it and sell it a year later?vicgirl</p>
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				<title>vicgirl replied to the topic Investment Coaching - What Qualifications are Needed? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391137-investment-coaching-what-qualifications-are-needed/#post-4575785</link>
				<pubDate>Tue, 16 Oct 2007 02:39:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terry, thanks for the suggestion. I&#039;m continuing the research and have found a course that seems to be exactly what I need, through Deakin&#8230;I will try to determine the usefulness of completing this course.Cheers,vicgirl</p>
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				<title>vicgirl replied to the topic "Developer friendly" councils in the greater Melbourne area in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575470</link>
				<pubDate>Thu, 11 Oct 2007 03:21:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Regina, it seems like you have done well purchasing in Safety Beach as not many interesting properties seem to be on sale there at the moment. What are your thoughts about buying in Dromana?vicgirl</p>
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				<title>vicgirl replied to the topic "Developer friendly" councils in the greater Melbourne area in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575467</link>
				<pubDate>Wed, 10 Oct 2007 06:57:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Nats and Michael, thanks for sharing your thoughts. The idea of building a single house has been on my mind too for a while because of it&#039;s perceived (?) simplicity. Unfortunately, moving in every second year or so is not so attractive to me at my age and in my circumstances (I&#039;ve had my fair share of moving in the last 15 years).  Would you use&hellip;<span class="activity-read-more" id="activity-read-more-36383"><a href="https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575467" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic "Developer friendly" councils in the greater Melbourne area in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575462</link>
				<pubDate>Tue, 09 Oct 2007 22:54:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Michael, you do have a point. I am still interested in other people&#039;s experiences with their local councils, especially in the inner suburbs or coastal areas. vicgirl</p>
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				<title>vicgirl replied to the topic "Developer friendly" councils in the greater Melbourne area in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575460</link>
				<pubDate>Tue, 09 Oct 2007 05:28:18 +0000</pubDate>

									<content:encoded><![CDATA[<p>NATS, thanks for the insight, I get the picture, there are a lot of people with that attitude and I think I can risk saying that it&#039;s fuelled by jealousy and it&#039;s best to understand their motives and move on to somewhere else <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":-)" title=":-)" class="bbcode_smiley" />. Building a nice, large single house sounds an attractive option but how do your numbers stack up?</p>
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				<title>vicgirl replied to the topic Answers to "Where to Find CF+ Deals" in the forum "It's about time someone</title>
				<link>https://www.propertyinvesting.com/topic/4384472-answers-to-where-to-find-cf-deals/page/9/#post-4542033</link>
				<pubDate>Tue, 09 Oct 2007 03:38:58 +0000</pubDate>

									<content:encoded><![CDATA[<p><strong>&quot;It&#039;s about time someone said it. Well done!I too believe it is impossible to find these CF +ve properties.&quot;</strong>You can always &quot;create&quot; a CF+ property.  Knowing you&#039;ve got the backing of the bank, you can make unconditional offers and buy at a bit of discount, go for the highest number of bedrooms on the largest block of land you can afford. Also c&hellip;<span class="activity-read-more" id="activity-read-more-176100"><a href="https://www.propertyinvesting.com/topic/4384472-answers-to-where-to-find-cf-deals/page/9/#post-4542033" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic "Developer friendly" councils in the greater Melbourne area in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575458</link>
				<pubDate>Mon, 08 Oct 2007 11:42:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Although the bond was 35,000 in Knox too <img src="/wp-content/uploads/smileys/frown.gif?x75824" width="" height="" alt=":-(" title=":-(" class="bbcode_smiley" /></p>
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				<title>vicgirl replied to the topic "Developer friendly" councils in the greater Melbourne area in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575457</link>
				<pubDate>Mon, 08 Oct 2007 11:40:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>Regina, thanks for your valuable comments. (my daughter&#039;s name is Regina too). I will cross Maroondah off my list. Dealing with Knox City was not a bad experience, I was lucky to get my permit though as one of the last ones in that area of Boronia (close to the hills). I might do another one closer to Wantirna, although somebody told me that if I&hellip;<span class="activity-read-more" id="activity-read-more-36373"><a href="https://www.propertyinvesting.com/topic/4391051-developer-friendly-councils-in-the-greater-melbourne-area/#post-4575457" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Cost of Building House/Unit in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4380418-cost-of-building-houseunit/#post-4517564</link>
				<pubDate>Mon, 13 Feb 2006 13:58:13 +0000</pubDate>

									<content:encoded><![CDATA[<p>I thought building on a subdivided 1/4 acre would be a costly exercise but after a brief look at the first quote for a 17 SQ house I am definitely inclined to put the backyard up for sale, rather than pouring $250K or who knows how much more into the project and come out with a house worth $300-320K.</p>
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				<title>vicgirl replied to the topic To live off equity or not to? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/4/#post-4516723</link>
				<pubDate>Wed, 25 May 2005 12:26:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>Michael, you&#8217;re spot on!</p>
<p><img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":-)" title=":-)" class="bbcode_smiley" /></p>
<p>vicgirl</p>
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				<title>vicgirl replied to the topic To live off equity or not to? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/4/#post-4516708</link>
				<pubDate>Mon, 23 May 2005 00:41:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Robert,</p>
<p>The banks won&#8217;t let me have less than 20-30% equity so with a portfolio of 2 million now and 4 or 6 million in 15 years time I&#8217;ll have about one million left in the bank. That&#8217;s if I stop investing and developing now.</p>
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				<title>vicgirl replied to the topic To live off equity or not to? in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4380297-to-live-off-equity-or-not-to/page/3/#post-4516705</link>
				<pubDate>Sun, 22 May 2005 10:21:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>OK, so I have found the relevant thread, now Robert, my point was that if living off the equity means I have to sell after 10-15 years, I&#8217;ll still have some cash in the bank, let&#8217;s say a million or two so whether the interest will be enough for me or I have to use up the capital, I can&#8217;t see much problem unless I live to a 100 or more&#8230;.</p>
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				<title>vicgirl replied to the topic The benefits of property developing in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/5/#post-4509551</link>
				<pubDate>Thu, 19 May 2005 23:41:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>&#8230;so if I have to sell up at 60 or 65 I&#8217;ll be left with a certain amount of cash, now you tell the rest of the story&#8230;</p>
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				<title>vicgirl replied to the topic The benefits of property developing in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/5/#post-4509549</link>
				<pubDate>Thu, 19 May 2005 11:38:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>[<i>u]Originally posted by The Mortgage Advisor:[/</i>u]<br />
&#8220;I saw a person who used it for one year and used most of the funds to invest in additional income producing assets. I do not consider this &#8216;living&#8217; off equity.&#8221;</p>
<p>Let me be a nitpicker&#8230;I did not say what proportion I used to invest&#8230;I might be leading an expensive lifestyle&#8230;[biggrin]</p>
<p>And I&#8217;m&hellip;<span class="activity-read-more" id="activity-read-more-261024"><a href="https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/5/#post-4509549" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic The benefits of property developing in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/5/#post-4509542</link>
				<pubDate>Wed, 18 May 2005 13:40:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>A fascinating train of thought from Michael, Robert, Mark and so on&#8230;<br />
I&#8217;m in a position where I could live off the equity, in fact I did for the last year while at the same time started a new job(business) and bought an IP with the intention to develop it.</p>
<p>A few questions to Robert&#8230;<br />
In 10-15 years what will happen to the cashflow (rents) from&hellip;<span class="activity-read-more" id="activity-read-more-154522"><a href="https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/5/#post-4509542" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic The benefits of property developing in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/3/#post-4509507</link>
				<pubDate>Wed, 11 May 2005 12:51:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>surreyhughes, are you in VIC? If you are could you please shed some light on how do you fit land tax into your strategy? Thanks.</p>
<p>As I&#8217;m still waiting for my first subdivision application to go through, I&#8217;m trying to access some more equitiy and as land is very cheap now and builders deals are getting more and more attractive, I am tempted to to&hellip;<span class="activity-read-more" id="activity-read-more-215799"><a href="https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/3/#post-4509507" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic The benefits of property developing in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/3/#post-4509504</link>
				<pubDate>Fri, 06 May 2005 22:56:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>..as I said I&#8217;m still not sure how it works&#8230;.so I assume that for a 2 million portfolio your land tax is over 15K (1.7% over 175k) which is an expense when calculating your income tax? Although if you live on borrowing against your equity then this is just another cost on top of your interest payments, right? Still short of the more than 50% if&hellip;<span class="activity-read-more" id="activity-read-more-258530"><a href="https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/3/#post-4509504" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic The benefits of property developing in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/3/#post-4509503</link>
				<pubDate>Fri, 06 May 2005 00:54:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Guys&#8230;.Michael and all the Others<br />
I&#8217;m still relatively new to Victoria. In the last year I&#8217;ve learned that property developing here is probably better than my buy &amp; hold strategy that I used in NZ. Through my circumstances I ended up refinancing anyway and bought a property that I&#8217;m trying to subdivide. My question would be about land tax as&hellip;<span class="activity-read-more" id="activity-read-more-258529"><a href="https://www.propertyinvesting.com/topic/4379213-the-benefits-of-property-developing/page/3/#post-4509503" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Information on block sizes in Victoria in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378533-information-on-block-sizes-in-victoria/#post-4505394</link>
				<pubDate>Sun, 20 Feb 2005 14:32:40 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the info&#8230;.unfortunately the site doesn&#8217;t work on my PC.</p>
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				<title>vicgirl replied to the topic Buying Display Homes in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4376889-buying-display-homes/#post-4494989</link>
				<pubDate>Sun, 07 Nov 2004 13:58:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Tracy, I would look at three things. firstly, what&#8217;s the price of a block of land in the development. Secondly, what&#8217;s the price of the house if it was built on your land. Thirdly, look at the growth rate in the area/suburb. If the asking price is considerably higher than what it would cost you to buy the land and have the house built for you, and&hellip;<span class="activity-read-more" id="activity-read-more-14811"><a href="https://www.propertyinvesting.com/topic/4376889-buying-display-homes/#post-4494989" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Subdividing 23 ha into 1 ha blocks with other inve in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4376093-subdividing-23-ha-into-1-ha-blocks-with-other-inve/page/2/#post-4490369</link>
				<pubDate>Mon, 01 Nov 2004 06:13:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>If any of you are interested in subdividing 75 acres in Kilmore, Victoria, please get in contact with me. I am not the owner or their agent, just got the information through a friend.</p>
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				<title>vicgirl replied to the topic Subdividing- Avoiding Pitfalls in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4376165-subdividing-avoiding-pitfalls/#post-4490772</link>
				<pubDate>Thu, 07 Oct 2004 02:39:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#8217;m thinking of doing the same thing in Victoria. I have two or three properties in mind and won&#8217;t rule out a joint venture if anyone is interested. Plus I wonder if anyone has the same problem with this site &#8211; that is, I log in &#8220;successfully&#8221; but when I try to edit my account settings the access will be denied. I&#8217;m trying to change my&hellip;<span class="activity-read-more" id="activity-read-more-155975"><a href="https://www.propertyinvesting.com/topic/4376165-subdividing-avoiding-pitfalls/#post-4490772" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic 2900 m2 with 3 brm house - how many unit sites? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4375621-2900-m2-with-3-brm-house-how-many-unit-sites/#post-4487405</link>
				<pubDate>Tue, 24 Aug 2004 21:43:08 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Alistair&#8230;.great advice!</p>
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				<title>vicgirl replied to the topic 2900 m2 with 3 brm house - how many unit sites? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4375621-2900-m2-with-3-brm-house-how-many-unit-sites/#post-4487403</link>
				<pubDate>Mon, 23 Aug 2004 08:33:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Simon&#8230;.I have found out more today about this property. It has potential for up to 8 unit sites (350 m2)&#8230;.got an estimate of costs too. It works out about $60,000 per unit site and as a bonus you get the 3 brm house&#8230;.sounds fair to me&#8230;unfortunately I am not in the position to buy it so if anyone interested please email me. It&#8217;s in a&hellip;<span class="activity-read-more" id="activity-read-more-152569"><a href="https://www.propertyinvesting.com/topic/4375621-2900-m2-with-3-brm-house-how-many-unit-sites/#post-4487403" rel="nofollow">[Read more]</a></span></p>
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				<title>vicgirl replied to the topic Negotiating with banks for interest rates in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375587-negotiating-with-banks-for-interest-rates/#post-4487327</link>
				<pubDate>Sun, 22 Aug 2004 10:04:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have personal bankers in NZ and they usually give me discounts if I ask them nicely. <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":-)" title=":-)" class="bbcode_smiley" /></p>
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				<title>vicgirl replied to the topic Dependant relative unit in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375613-dependant-relative-unit/#post-4487384</link>
				<pubDate>Sun, 22 Aug 2004 09:59:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Just keeping this fresh in the hope that someone will shed some light on it for me&#8230;. <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":-)" title=":-)" class="bbcode_smiley" /></p>
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				<title>vicgirl replied to the topic 2900 m2 with 3 brm house - how many unit sites? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4375621-2900-m2-with-3-brm-house-how-many-unit-sites/#post-4487401</link>
				<pubDate>Sun, 22 Aug 2004 09:56:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks a lot&#8230;.I will do that but what LEP stands for?</p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/page/2/#post-4483878</link>
				<pubDate>Sat, 21 Aug 2004 05:03:02 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Blanyi, this sounds encouraging&#8230;I have two different brokers working on my case and I keep my fingers crossed&#8230;.</p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/page/2/#post-4483875</link>
				<pubDate>Fri, 20 Aug 2004 22:16:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>The ATO not only threatened they are actually investigating several cases. It&#8217;s in the August API (Australian Property Investor). It doesn&#8217;t worry me though as I haven&#8217;t yet earn one single dollar in Australia that they could tax LOL&#8230;..</p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/page/2/#post-4483872</link>
				<pubDate>Thu, 19 Aug 2004 21:39:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>This is very useful information, thank you&#8230;I might need something like this as my income is coming from overseas, and while I&#8217;ll be starting on a salary, it will be commission after a few months.</p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/#post-4483869</link>
				<pubDate>Wed, 18 Aug 2004 12:40:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Oh, and instead of the &#8220;ratrace&#8221; I&#8217;ll be learning to swim with sharks! <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":-)" title=":-)" class="bbcode_smiley" /></p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/#post-4483868</link>
				<pubDate>Wed, 18 Aug 2004 12:38:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys&#8230;.LOL @ candy shop&#8230;.however, an agent is usually restricted from buying through their own agency&#8230;</p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/#post-4483864</link>
				<pubDate>Wed, 18 Aug 2004 01:20:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>Right folks, I GOT a job&#8230;.you guessed, it&#8217;s something to do with property&#8230;we do get hooked on it, don&#8217;t we&#8230;.I imagine it will be fun as well if I&#8217;ll be able to balance it with family commitments&#8230;.I just don&#8217;t know how mortgage brokers or banks treat an estate agent when it comes to loans&#8230;.</p>
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				<title>vicgirl replied to the topic Wrappers needed in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4375165-wrappers-needed/#post-4484104</link>
				<pubDate>Sat, 14 Aug 2004 13:06:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Why not&#8230;.an area of investment that I haven&#8217;t tried yet&#8230;yes, I am interested but will have to learn the game first&#8230;I&#8217;ll do some reading on this site and might go to the workshop&#8230;.</p>
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				<title>vicgirl replied to the topic How can I become accountant &#38; financial planner? in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4374944-how-can-i-become-accountant-financial-planner/#post-4482333</link>
				<pubDate>Fri, 30 Jul 2004 01:41:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Have you had any success in loking this up, Peter? I would be interested too. My sister just started her studies to become an accountant and she thinks it&#8217;s extremely difficult.</p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/#post-4483863</link>
				<pubDate>Wed, 28 Jul 2004 03:12:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>LOL Kay&#8230;.I should sell a lot of houses as a landrat to make this equation true, but I&#8217;m ever the optimistic&#8230;.maybe I&#8217;ll be selling them to you&#8230;.hahaha</p>
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				<title>vicgirl replied to the topic Investor Club in Melbourne in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4374475-investor-club-in-melbourne/page/2/#post-4479407</link>
				<pubDate>Wed, 28 Jul 2004 03:00:19 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for the welcome Greg, I&#8217;ll be looking forward to it&#8230;.</p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/#post-4483861</link>
				<pubDate>Wed, 28 Jul 2004 02:56:16 +0000</pubDate>

									<content:encoded><![CDATA[<p>Yes you are exactly right&#8230;.my rentcheck is enough for me to give up work altogether but I don&#8217;t think I can give up buying properties so this can be a bit paradoxical&#8230;anyway, I&#8217;m trying to get a job in real estate, you can wish me luck&#8230;..</p>
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				<title>vicgirl replied to the topic Out of the ratrace...... in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4375132-out-of-the-ratrace/#post-4483859</link>
				<pubDate>Mon, 26 Jul 2004 23:48:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Steven, I&#8217;m starting to get the idea. Right now I&#8217;m focusing on getting ready for applying for jobs and learning the investment game here.</p>
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				<title>vicgirl replied to the topic Investor Club in Melbourne in the forum Creative Investing</title>
				<link>https://www.propertyinvesting.com/topic/4374475-investor-club-in-melbourne/page/2/#post-4479405</link>
				<pubDate>Mon, 26 Jul 2004 00:47:46 +0000</pubDate>

									<content:encoded><![CDATA[<p>There&#8217;s so many threads here so I only found this too late&#8230;a pity as it would have been great to meet new people with similar interests&#8230;hopefully next time&#8230;I&#8217;m an Aussie turned Kiwi investor, training to become a landrat in Victoria&#8230;.[baaa][evil4]</p>
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